Mail Bag: Avoiding beneficiary IRA taxes, OBBB, tax deductions, and 529 planning
Something More with Chris Boyd
Mail Bag: Avoiding beneficiary IRA taxes, OBBB, tax deductions, and 529 planning Jeff Perry and Russ Ball tackle questions from listeners and clients. To start this episode, Jeff and Russ discuss options for beneficiaries of IRAs who wish to avoid income taxes. Next up is a series of questions resulting from the passage of President Trump’s “One Big Beautiful Bill’ to include how the new senior tax deduction works and the details on the changes to taxes on tips and overtime. The episode ends with a question from a parent who is worried about market risk in their son’s 529...
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Portfolio Pitfalls: 5 Mistakes You Can’t Afford to Make
Something More with Chris Boyd
Portfolio Pitfalls: 5 Mistakes You Can’t Afford to Make – Timing the market, lack of international equity exposure, taking on too much investment risk, attempting to predict the movement of interest rates, and lacking protection against inflation are just some of the mistakes many investors can make. Chris Boyd, Jeff Perry, and Russ Ball offer advice on these issues and others as they explore how common portfolio mistakes can derail retirement plans. See below a link to a related Morningstar article. #financialplanning #investing #stocks #bonds #stockmarket...
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Memories Over Money: A New Take on Wealth Transfer
Something More with Chris Boyd
Memories Over Money: A New Take on Wealth Transfer – Chris Boyd, Russ Ball and Jeff Perry dig into a wide variety of issues and conflicts concerning how people plan and spend, or don’t spend their accumulated wealth. Topics include funding a college education, paying for long-term care, or simply treating your family with gifting; there are plenty of ways to use your hard-earned wealth. In the context of a comprehensive financial plan, the trio offers advice and best practices to ensure your desired legacy and financial priorities are achieved. See below a related Kiplinger article....
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When to Buy Municipal Bonds
Something More with Chris Boyd
When to Buy Municipal Bonds – Municipal bonds are debt securities issued by governmental entities to finance public projects like schools, highways, or water systems. For investors seeking stability and tax advantages, municipal bonds can be an appealing component of a diversified portfolio. However, as with any investment, they are rarely a good choice as their suitability depends on individual circumstances, risk tolerance, and broader market conditions. Senior Portfolio Manager Brian Regan joins Chris Boyd and Jeff Perry to review if and when municipal bonds are right for your portfolio....
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How to Stay Safe From Identity Theft and Cybercrime
Something More with Chris Boyd
How to Stay Safe From Identity Theft and Cybercrime – Chris Boyd and Jeff Perry welcome Jeff Lanza (see link below) to the podcast. Mr. Lanza was a FBI Special Agent for over 20 years, during which he investigated cybercrime, organized crime, human trafficking, and terrorism. Listen to an in-depth conversation on how criminals often use greed and fear to victimize even the most educated people. Mr. Lanza offers insights and preventative tactics to avoid falling for a scam. #scams #identitytheft #romancescams #cybersecurity #creditfreeze #phishing Click the link below to register for our...
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OBBB Is Law, So What’s In It?
Something More with Chris Boyd
OBBB Is Law, So What’s In It? – Chris Boyd and Jeff Perry get into the weeds of the One Big Beautiful Bill recently signed by President Trump. The episode begins with a broad overview of the Trump agenda that was included in the OBBB, including additional funds for the military, border security, and an extension of the tax cuts. Jeff highlights that many provisions of the OBBB are favorable towards the low and moderate income workforce, such as reforms to taxes on tips, overtime, families with children, and seniors. Chris and Jeff discuss the raising of the debt ceiling and the long-term...
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Brian Regan is Focused on the 2nd Half
Something More with Chris Boyd
Focus on the 2nd Half – As we enter the second half of 2025 with the stock market at record high levels, Senior Portfolio Manager Brian Regan joins Chris Boyd and Jeff Perry for a detailed review of the first half of the year and an outlook for the remainder of 2025. With a focus on valuation metrics, Brian offers general commentary on the stock market as well as specific sectors, including utilities and semiconductors. Brian also provides thoughts on the importance of “AI” relative to the growth in corporate earnings. Chris inquires with Brian whether international stocks are worthy of...
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Taxes, Timing, and Total Wealth – A Holistic Approach
Something More with Chris Boyd
Taxes, Timing, and Total Wealth – A Holistic Approach In this insightful episode of Something More with Chris Boyd, Chris and Russ Ball explore the critical role of integrated financial planning—where tax strategy, investment management, and life goals come together to create a truly comprehensive approach to wealth. What you’ll learn: Why tax planning is more than just filing—it’s about lifetime strategy The importance of tax diversification: tax-deferred, taxable, and tax-free accounts How Roth conversions, charitable giving, and gifting can be optimized Strategies for...
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2025 At The Half – A Mid-Year Market Check-In
Something More with Chris Boyd
2025 At The Half – A Mid-Year Market Check-In As we hit the halfway mark of 2025, Chris Boyd and Russ Ball of the AMR team at Wealth Enhancement take a thoughtful look at the year’s financial journey so far. From market volatility and tariff tensions to geopolitical shifts and AI-driven optimism, this episode dives into the key forces shaping the investment landscape. Get insights on: Market performance across major indices and asset classes The impact of global trade negotiations and political uncertainty Sector trends, valuation concerns, and portfolio positioning Why now might be...
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The Purpose Code
Something More with Chris Boyd
The Purpose Code – Worried about your purpose? Most people are. But no one has to be Chris Boyd and Jeff Perry welcome Dr. Jordan Grumet, M.D. (see website link below) for a lively discussion about Dr. Grumet’s self-improvement book “The Purpose Code” which shows how to make your mark and how to set goals in life without falling into the anxiety traps of conventional success principles books. Dr. Grumet shares his own compelling personal story of why he gave up practicing medicine full-time. The trio digs into a variety of topics that will benefit everyone....
info_outlineBehavioral Wealth and Personal Finance – Behavioral Wealth Specialists Cohen
Taylor and Wendell Clarke join Chris Boyd and Jeff Perry for a lively discussion on how
financial planners can best serve their clients. Cohen and Wendell explain how the
qualitative aspects of wealth management in a framework around emotional and
behavioral components of financial goals and concerns are all connected. Cohen and
Wendell share their thoughts on why attentive listening, mediation, assessment, and
intervention skills are key to a successful financial planning process. Cohen outlines the
6 Elements of Wealth, and only one of them is about money!
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr