Are You Making These Retirement and College Savings Mistakes?
Something More with Chris Boyd
In this episode of Something More with Chris Boyd, Chris and Brian dive into two of the biggest areas where families unintentionally sabotage their financial success: retirement savings missteps and education planning mistakes. Brian discusses patterns he’s seen after reviewing hundreds of 401(k) plans — especially the surprising frequency of investors mixing target-date funds with additional stock funds, inadvertently doubling their risk. Chris and Brian explain how target-date funds are designed, why adding extra funds defeats the purpose, and how investors often fall into...
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Should You Sell When Markets Go Down? Smart Decisions in Volatile Times
Something More with Chris Boyd
Why panic selling backfires — and how proper planning prevents emotional mistakes. In this episode of Something More with Chris Boyd, Chris and Brian Regan tackle a timeless question: Why do investors feel the urge to sell when markets decline? They explore the psychology behind market fear, why this instinct is often counterproductive, and how disciplined planning helps investors avoid costly emotional decisions. From there, the conversation moves into today’s market environment — including the global tensions, oil price changes, sector‑specific volatility, and what these disruptions...
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How LLCs Strengthen Your Estate Plan: Asset Protection, Residency & Tax Reduction — Part 2 (w/ Atty. F. Keats Boyd, III)
Something More with Chris Boyd
In Part 2, Chris and Attorney Keats Boyd dive into advanced strategies that protect wealth, reduce risk, and potentially eliminate state‑level estate taxes. Topics include: Why rental property owners should strongly consider using an LLC Inside vs. outside creditors — and why the distinction matters How LLCs protect your home and financial assets from tenant lawsuits Selecting the right state in which to form an LLC (charging order jurisdictions explained) Filing requirements, costs, and practical considerations Using LLCs as part of multi‑generation wealth planning Whether MA real...
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What Really Drives Your Estate Plan? Capital Gains, Residency & Trust Strategies
Something More with Chris Boyd
In Part 1 of this in‑depth conversation, Chris Boyd and estate planning attorney F. Keats Boyd III explore the real drivers of an effective estate plan — beyond the basics and far past what most families consider. Topics include: Why most estate plans are outdated long before people realize How step‑up in basis really works (and why families lose hundreds of thousands by structuring things incorrectly) Joint trusts vs. individual trusts — and why traditional planning often fails today Residency choices (MA vs. FL) and the tax implications, including: Estate tax thresholds Capital...
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Turbulent Times: Markets, Oil, Inflation, and the Yield Curve
Something More with Chris Boyd
In this episode of Something More with Chris Boyd, Chris sits down with Brian Regan, CFA® to unpack what’s happening in financial markets amid rising geopolitical tensions and inflation pressures. Despite conflicts abroad and volatility in energy markets, the stock market has shown surprising resilience — but beneath the surface, major shifts are underway in oil, bonds, and private credit. Brian breaks down: Why markets aren’t reacting as sharply as headlines might suggest What’s driving oil price spikes and how refinery disruptions, supply bottlenecks, and global...
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When Conflict Hits the Headlines: How Investors Can Stay Steady
Something More with Chris Boyd
War in the Middle East. Oil up sharply. Markets on edge. Should investors panic-or stay the course? On this episode of Something More with Chris Boyd, Chris Boyd sits down with Brian Regan and Russ Ball to unpack the financial implications of renewed U.S. and Israeli strikes involving Iran. Together, they examine how geopolitical shocks historically affect markets, why volatility often feels worse than it proves to be, and what disciplined investors should focus on instead of headlines. Most importantly, they reinforce a core principle: investment strategy should align with your financial plan...
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Diving Deep on Social Security decisions with Marsha Mantell (part two)
Something More with Chris Boyd
Diving Deep on Social Security decisions with Marsha Mantell (part two) In this episode of Something More with Chris Boyd, Chris, and Jeff welcome back Social Security expert and author Marsha Mantell for a deep dive into reallife Social Security case studies. Drawing from her book Social Security: Lightly Toasted, Not Burned, Marsha shares relatable scenarios from single earners and hardworking bluecollar couples to divorced spouses, blended families, and widows navigating complex decisions. Together, they walk through how lifetime earnings, timing, marital history, and survivor benefits...
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What’s in the Mailbag? Real Questions, Smart Financial Decisions
Something More with Chris Boyd
This week on Something More with Chris Boyd, the AMR team with Chris, Jeff Perry, and Russ Ball dives into the mailbag to tackle the realworld financial questions listeners are asking right now. From deciding when to rightsize a portfolio, to navigating the emotional tugofwar of selling after a big gain, to understanding the role of precious metals, taxes, Roth conversions, annuities, and estate planning, this episode covers a full spectrum of issues that matter most to investors and retirees. We explore why timing the market is so tricky, how to think clearly about risk versus return, and the...
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Social Security – Lightly Toasted, Not Burnt with Marsha Mantell
Something More with Chris Boyd
In this episode of Something More with Chris Boyd, Chris, and Jeff welcome Social Security expert and author Marsha Mantell for an in-depth conversation on the realities of Social Security today. From the program’s looming funding challenges to the widespread myths about bankruptcy, grandfathering, and claiming strategies. Marsha breaks down what retirees really need to know. They explore her new book, Social Security: Lightly Toasted, Not Burned, and discuss the program’s history, why people are panicking, and why they should not. They outline both the math and the mindset behind smart...
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Mortgage Matters: Rates, Refinancing, and Smart Strategies for Today’s Market
Something More with Chris Boyd
Mortgage rates have shifted dramatically in recent years, leaving many homebuyers and homeowners wondering: What is “normal” now? In this episode of Something More with Chris Boyd, Chris is joined by Jeff Perry, Russ Ball, and special guest Donna McKeown, Senior Loan Officer at Movement Mortgage, to break down the current mortgage landscape. We discuss where rates stand today, why expectations have changed, and how to approach refinancing decisions. Donna shares expert insights on points, adjustable vs. fixed rates, jumbo loans, and the impact of student debt on mortgage approvals. Plus,...
info_outlineAlphabet Soup- Attorney Keats Boyd joins Chris Boyd and Jeff
Perry for a wide-ranging conversation about the impacts of recent items in the legal and
political news, including the Corporate Transparency Act, Non-Compete Agreements, the
Moore vs United States decision on unrealized gains being taxable, and the new rules on
how listing and buyer real estate agents/brokers compensation has changed. Attorney
Boyd also discusses his upcoming seminars and how to register (see link below). Chris
and Jeff also remind listeners of the upcoming online seminar about college planning on
September 24th (see link below).
For information on estate planning seminars, click the below link:
https://www.boydandboydpc.com/seminars/
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr
To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751