322 - 72-Hour Preparedness: Simple Steps for Real Emergencies
Release Date: 05/12/2025
340 - Can You Really Protect Your Property Investments?
More Than Commas
In this episode, Paul discusses how to arrange your investments to protect your real estate portfolio. Too many investors fall into survivorship bias, seeing only the winners in real estate while ignoring those who took on too much debt and lost big. Paul explains why real estate returns often appear stronger than stocks or bonds, the risks of overreliance on gurus, and how to better integrate financial advice into your strategy. You’ll also learn practical tips for risk management, including portfolio insurance, and how the “Rule of Half” can safeguard your wealth. This simple framework...
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339 - Living the Dream in Hawaii
More Than Commas
In this episode, Paul explores the real cost and true value of retiring in paradise. We begin by examining a widely cited article claiming retirees need $2.2 million to live comfortably in Hawaii, and uncover how media “information laundering” can make financial advice seem more official than it is. Then, Paul sits down with Aaron Goddard, CEO of Allstate Health Benefits, who moved his family to Hawaii over a decade ago. Aaron shares candid insights about cost of living, quality of life, community, and why he believes Hawaii offers unmatched rewards for retirees. -- This...
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338 - Should I Sell My Rental?
More Than Commas
In this episode, Cory asks a powerful question every real estate investor should consider: Should I sell my rental? It’s easy to assume that if a property is cash-flowing, it’s worth keeping. But when you dig deeper, the numbers often tell a different story. Cory breaks down the difference between Return on Investment (ROI) and Return on Equity (ROE), and why ROE becomes more important as your property appreciates. You’ll learn how mortgage paydown, rising expenses, and hidden opportunity costs affect your real return, and what to do about it. Plus, discover four key questions to ask...
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337 - The One Big Beautiful Bill Explained
More Than Commas
In this episode of More Than Commas, Cory breaks down the sweeping new legislation shaking up the personal finance world: the One Big Beautiful Bill (OBBB), signed into law on July 4th, 2025. From Trump Accounts for newborns to a $40K SALT deduction cap, the OBBB changes how Americans save, spend, and plan. Whether you're a parent, student, retiree, or working professional, this bill could significantly impact your bottom line. Key topics covered: New 529 plan expansions Enhanced ABLE accounts Tax-free tips and overtime Deductible auto loan interest Senior deduction increases Sunsetting green...
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336 - Money Reveals Who You Are, So What Is Yours Saying?
More Than Commas
In the last installment of our d’Anconia series, Paul dives into the deeper meaning behind Francisco d’Anconia’s “money speech” and what it reveals about your financial life. This isn’t just about income, it’s about what you’re doing with it. Are you saving what you earn? Protecting it? Preparing to pass it on with wisdom? If not, you may be unintentionally building a legacy you never intended. Paul explores why money isn’t evil, it’s earned, and how it reflects your integrity, your priorities, and your level of financial maturity. You’ll learn why savings is about...
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335 - Is Money Evil or Moral? You’ve Never Heard Money Described Like This
More Than Commas
In this powerful second installment of our d’Anconia Series, Paul reads Francisco d’Anconia’s legendary “money speech” from Atlas Shrugged, completely unabridged. More than a literary moment, this episode invites deep reflection on what money truly is: a symbol of virtue, value, and voluntary exchange. Whether you agree or disagree with every word, listen closely for the timeless insights on production, character, and the moral foundations of wealth. This is not just about economics, it’s about the principles that shape lives, legacies, and the future we’re building. --...
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334 - Is This the Most Powerful Speech About Money Ever?
More Than Commas
In this episode, Paul introduces a speech from Ayn Rand's Atlas Shrugged, exploring the philosophy behind it. He encourages critical thinking about the speech's meaning, regardless of whether you've read the novel or not. Tune in to Part 1 of this 3-part series and expand your mindset and dive into literature. -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and...
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333 - Why a Bigger Paycheck Isn’t Making You Happier
More Than Commas
In this episode, Paul challenges the common belief that more money automatically equals a better life, diving into the deeper aspects of personal finance. He explores how money matters can be amplified, not solved, by a simple raise, and encourages viewers to seek true financial wellness. Discover why mindfulness in spending and saving is crucial for lasting financial freedom and overall self improvement. -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to...
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332 - What Your Habits Say About You
More Than Commas
What if your bank statement said more about you than your words ever could? In this episode, Cory explores how your financial habits reveal your true values, hidden beliefs, and emotional patterns. Discover how money can act as a mirror, reflecting your priorities, anxieties, and future direction, and learn how to align your financial life with who you really are. Perfect for those seeking more than just budgeting tips: this is about clarity, alignment, and transformation. -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide...
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331 - 7 Truths Every Business Owner Wishes They Knew Sooner
More Than Commas
In this episode, Paul discusses what every entrepreneur should know before considering a business exit. He covers critical aspects of business sales exit strategies, particularly when to sell your business. Whether you’re fielding offers now or planning for a liquidity event in the future, this episode is crucial. — This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance...
info_outlineIn this episode, Paul steps out to the shop to talk emergency preparedness — not for the zombie apocalypse, but for real-life power outages and unexpected events. He covers the essential items every household should have on hand to stay safe, warm, and fed for at least 72 hours. From practical water storage solutions to backpacking gear that doubles as emergency supplies, Paul walks through a smart, approachable way to be ready without letting prepping take over your life. Whether you're new to emergency planning or just need to restock, this guide has you covered.
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This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.