Ep. 34: Preparing for open enrollment with Sally Poblete
Release Date: 10/28/2015
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info_outlineOpen enrollment for health insurance begins November 1. Which means individuals under 65 that want to change their plan or need to get a plan, now is the time to enroll.
With that in mind, for this episode of the Surviving Healthcare podcast, you will hear what factors to look for to get the most out of open enrollment and get the plan that works best for you.
Joining me in this discussion is Sally Poblete, who is the founder and CEO of Wellthie, a company with a software platform that is designed to help people understand their options, so that they can choose the right plan.
Our discussion begins with an assessment of the value of education when it comes to choosing a health insurance plan. If you don't think you are comfortable choosing a health plan, you are not alone.
You'll hear about the effects of technology on the future of health insurance agencies and brokers, and the overall human component of the health insurance industry. We discuss the importance of insurance companies making their products friendlier and the need for better consumer education.
You will hear specific details that all health insurance consumers should look for and be aware of, as a rule. Here are some basic things all consumers should know going in:
- Open enrollment begins November 1 for individuals under 65
- There are four levels of plans available
- Consider the balance between the cost and the coverage you need, without weighing one as more important than the other.
- Check each health plan's network and continue to check every year
- Assess the insurance company's approach to customer service, especially when it comes to answering questions
- Remember, you can get a higher deductible plan and find a direct primary care physician using tax favored funds
This episode should provide you with a lot of great information as you prepare for open enrollment beginning November 1.
To read more about this episode or check out other guests and topics, visit surivivinghealthcarepodcast.com