The B.O.C. Rate Announcement | Quarterly Bank Earnings | Turnover Rents Up HUGE! | First Timer Incentive Axed | Rate Talk
Release Date: 03/05/2024
Canadian Housing Market 2026: Renewals, Delinquencies & Insurance
The Green Effect
In this episode of The Green Effect, Stephen Green dives deep into the major financial shift coming in 2026: the massive wave of mortgage renewals. Stephen breaks down why blind loyalty to your bank could cost you thousands, and the importance of always doing your research and exploring your options. We also analyze the latest Canadian market trends, including rising mortgage delinquencies in Ontario, the decline in single-family building permits, and what the drop in immigration means for rental demand. Whether you are a homeowner preparing for renewal or an investor trying to cash-flow in a...
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Economic Struggles, Bank of Canada Insights, and Real Estate Readiness
The Green Effect
Are you bleeding money on streaming services? It might be time for a hard reset. In this episode of The Green Effect, Stephen Green gets personal about the "subscription creep" that hits most of our bank accounts. He shares his recent strategy that drastically slashed his monthly streaming bill and offers practical advice on how you can audit your own expenses to save significant cash every month. But it’s not just about saving money; it’s about understanding the economy we are living in right now. Stephen takes a somber but necessary look at the current global climate and the emotional...
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Interest Rates, Population Shrinkage, & The Buyer’s Market
The Green Effect
The Green Effect is back. After an 8-month hiatus, Stephen Green returns to the mic to discuss why the podcast paused, how content strategy is evolving, and why deep-dive conversations matter more than ever in a world of short-form clips. But this episode isn't just about media—it’s about the market. Stephen breaks down exactly what the Bank of Canada is doing (and what they aren't doing) and how that impacts your wallet. We look at the startling data behind Canada's shrinking population dynamics, why Ontario and BC are seeing an exodus, and why we are officially sitting in a "Buyer's...
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Trend to "Right Size" Homes | Commercial Interests | Branding & Elite Service Offering | Generational Wealth Transfers
The Green Effect
🎙️ The Green Effect Podcast - Season 5 Premiere! 🚀 Join host Stephen Green as he kicks off Season 5 with special guest Scott Shea, the ‘Right Sizing Expert’ in real estate! 🏡💡 Trend to "Right Size" Homes | Commercial Interests | Branding & Elite Service Offering | Generational Wealth Transfers In this episode, we dive into: ✅ The emotional challenges of moving & downsizing. ✅ Generational wealth transfer & its impact on real estate. ✅ The shift towards smaller, more affordable homes. ✅ Why relationships, integrity & trust matter...
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Stress Test Free Switch Fiasco | Major Bank Involved in Law Suit | Unemployment Rate Impacts | Tiffyboy: Santa or Scrooge?
The Green Effect
📢 New Podcast Episode Alert! 🎙️ 🎙️ Season 4, Episode 25 of The Green Effect Podcast 🎙️ Stress Test Free Switch Fiasco | Major Bank Involved in Law Suit | Unemployment Rate Impacts | Tiffyboy: Santa or Scrooge? Hosted by Stephen Green, this episode dives into the latest insights shaping Canada’s financial landscape: 📌 The impact of Bank of Canada announcements on mortgages 📌 New stress-test-free mortgage switching regulations 📌 Scotiabank’s automatic renewal process explained 📌 Economic health indicators, including...
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JT and Disney+ Lady Spending Money They Don't Have | Truth Behind the New Stress Test-Free Mortgage Switches | Singing About Fraud on Social Media
The Green Effect
📢 New Podcast Episode Alert! 🎙️ 🌟 Green Effect Podcast Season 4, Episode 24 🌟 JT and Disney+ Lady Spending Money They Don't Have | Truth Behind the New Stress Test-Free Mortgage Switches | Singing About Fraud on Social Media In this engaging episode of The Green Effect Podcast, Stephen Green dives into the latest economic and real estate developments in Canada, with his signature mix of humor and no-nonsense analysis. Stephen dissects the federal government’s GST holiday, highlighting its short-term benefits and potential long-term...
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Podcast Update | Trump Impacts on Canada and Beyond | Current Mortgage State and Rates | Reaching out for help
The Green Effect
🌟 Green Effect Podcast Season 4, Episode 23 🌟 Podcast Update | Trump Impacts on Canada and Beyond | Current Mortgage State and Rates | Reaching out for help. In this episode of the Green Effect Podcast, Stephen Green discusses the evolution of his podcast, the current political landscape with a focus on Donald Trump, and the economic impacts of his policies. He delves into the housing market dynamics, emphasizing the importance of working with knowledgeable mortgage professionals, and highlights the significance of consumer sentiment in financial decision-making....
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Unemployment Stats - True Meaning | Market Update - Months of Inventory | Temporary Workers - Impacts | Pointless 30 Year Am for New Builds and First TIme Homebuyers
The Green Effect
🌟 Green Effect Podcast Season 4, Episode 22 🌟 Unemployment Stats - True Meaning | Market Update - Months of Inventory | Temporary Workers - Impacts | Pointless 30 Year Am for New Builds and First TIme Homebuyers In this episode, Stephen Green discusses various topics related to the economy, employment, and housing market. He provides updates on the unemployment rate, particularly for young people, and highlights the challenges faced by students in finding summer jobs. He also talks about the high immigration rate in Canada and its impact on the economy. Additionally,...
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Future of Real Estate Agents and Mortgage Brokers | A BUILT Business on Social Media | Developing Your Brand
The Green Effect
📢 New Podcast Episode Alert! 🎙️ 🌟 Green Effect Podcast Season 4, Episode 21 🌟 Future of Real Estate Agents and Mortgage Brokers | A BUILT Business on Social Media | Developing Your Brand We have TWO incredible guests! In this episode, Madelyn Townes, Real Estate Agent from Remax, joins Lacey Morrison and I. Madelyn shares her incredible journey of leveraging social media, particularly TikTok, to skyrocket her real estate business. 📈🏡 Our co-host Lacey of The Broker Social fame, adds valuable insight from her side of the business where she...
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New format - REALLY LIVE! | Increased Volumes | What will Tiffyboy do? | Inflation Report Recap | Appraisal Trends
The Green Effect
The Green Effect Podcast is LIVE! Season 4 - Episode 20 New format - REALLY LIVE! | Increased Volumes | What will Tiffyboy do? | Inflation Report Recap | Appraisal Trends 🎙️ In this episode, Stephen Green opens up about taking a break from podcasting to focus on self-care. 🌟 He reflects on the evolution of his brand and business as a Mortgage Agent, discussing the challenges and rewards of entrepreneurship. 🏡 🎙️ 🔍 In This Episode: 🏡 Updates on the real estate market: increased listings and buyer-seller negotiations. 📊 Analysis of...
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Season 4 - Episode 6
The B.O.C. Rate Announcement | Quarterly Bank Earnings | Turnover Rents Up HUGE! | First Timer Incentive Axed | Rate Talk
It's Bank of Canada Rate Announcement Week…almost as exciting as Super Bowl Week! What are they going to do? Quarterly bank results are out…who are the winners and losers. Hint, the casino always wins! Turnover rents are through the roof…what is the big picture impact? And finally, the Feds get rid of that crazy share-ownership program. Blah!
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