From $107 to $265 per session: Katerina’s escape from the scam as a BIPOC therapist
Release Date: 05/11/2026
The Money Sessions
Ready to set your fee? You choose the dream, we’ll do the math.🎁 Download our FREE Life First Fees Private Practice Calculator 👉🏽 Ready to charge Life First Fees? What does it actually mean to be good enough to charge $600 per session? More certifications? Another modality? A better niche? A prettier website? Most therapists assume that charging premium fees is simply a reflection of clinical expertise. But in this episode, Tiffany challenges that assumption and asks a much deeper question: What if the thing that allows someone to charge $600 per session has less to do with what...
info_outlineThe Money Sessions
Ready to set your fee? You choose the dream, we’ll do the math.🎁 Download our FREE Life First Fees Private Practice Calculator 👉🏽 Ready to charge Life First Fees? What happens when a therapist charges $600 per session and becomes the target of criticism, projection, outrage, and endless commentary from other therapists? In this powerful and provocative episode, Tiffany sits down with a mystery guest we'll call Maverick—a Canadian trauma therapist who built a thriving premium fee practice and now charges $600 per session for deeply relational trauma work. Maverick shares the...
info_outlineThe Money Sessions
Ready to set your fee? You choose the dream, we’ll do the math.🎁 Download our FREE Life First Fees Private Practice Calculator 👉🏽 Ready to charge Life First Fees? Therapists are afraid of a lot of things. Raising their fees. Leaving insurance panels. Being visible. Being judged. Failing publicly. But according to Tiffany, one of the biggest obstacles standing between therapists and the lives they actually want isn't reality. It's a story. A story that says: Insurance is the only safe option. The market is too competitive. Clients won't pay. The economy won't support it. ...
info_outlineThe Money Sessions
Ready to set your fee? You choose the dream, we’ll do the math.🎁 Download our FREE Life First Fees Private Practice Calculator 👉🏽 Ready to charge Life First Fees? What if the “messy middle” isn’t proof you’re failing… but proof you’re growing? In this deeply honest episode, Tiffany sits down with Danielle Robbins, an LMHC in New York, who went from opening a private practice with one client at a $200 fee to charging $255/session, nearly full, and preparing to leave group practice for good. But this is not a shiny overnight success story. This is the story of fear....
info_outlineThe Money Sessions
Ready to set your fee? You choose the dream, we’ll do the math.🎁 Download our FREE Life First Fees Private Practice Calculator 👉🏽 Ready to charge Life First Fees? What if the thing standing between you and your Life First Practice isn’t strategy? What if it’s the story you tell yourself about who you’re allowed to be? In this deeply personal episode, Tiffany shares a surprising encounter that sparked a profound realization about wealth, self-concept, and the invisible limits therapists place on themselves. A simple conversation about the Hamptons uncovered something many...
info_outlineThe Money Sessions
Ready to set your fee? You choose the dream, we’ll do the math.🎁 Download our FREE Life First Fees Private Practice Calculator 👉🏽 Ready to charge Life First Fees? What happens when the practice you built starts feeling like a trap? In this deeply honest Money Sessions episode, Tiffany sits down with therapist Hillary Pilotto to unpack the emotional, financial, and identity-level shifts that helped them go from exhausting $6K months to consistent $10K+ months… while seeing WAY fewer clients. And here’s the thing: Hillary already had what many therapists think they want. A...
info_outlineThe Money Sessions
Ready to set your fee? You choose the dream, we’ll do the math.🎁 Download our FREE Life First Fees Private Practice Calculator 👉🏽 Ready to charge Life First Fees? There is a reason so many therapists are exhausted, resentful, financially anxious, and quietly fantasizing about leaving the profession altogether. And it’s not because they “aren’t good at business.” It’s because most therapists are trying to run their private practice like a cupcake shop. In this sharp, disruptive, and deeply clarifying episode, Tiffany unpacks one of the biggest misunderstandings...
info_outlineThe Money Sessions
Ready to set your fee? You choose the dream, we’ll do the math. 🎁 Download our FREE Fun with Fees Calculator 👉🏽 Ready to charge Life First Fees? Think therapists in Canada can’t charge premium fees? Think again. In this episode of The Money Sessions, Tiffany sits down with Amelia Sloan, a Canadian-based therapist whose journey challenges the belief that geography, culture, or the therapy industry determines what you can earn. Before making changes in their practice, Amelia was seeing 15–18 clients a week, charging roughly $80–$140 per session, and bringing in about $5K–$6K...
info_outlineThe Money Sessions
Ready to set your fee? You choose the dream, we’ll do the math.🎁 Download our FREE Life First Fees Private Practice Calculator 👉🏽 Ready to charge Life First Fees? Therapists are asking the wrong question. The question is not: “How do I get more clients?” The real question is: “How do I become a therapist whose work creates powerful, noticeable transformation?” Because in 2026, clients are no longer simply looking for weekly emotional maintenance. They are looking for results. And therapists who can confidently help clients experience meaningful movement—without...
info_outlineThe Money Sessions
Ready to set your fee? You choose the dream, we’ll do the math. 🎁 Download our FREE Fun with Fees Calculator 👉🏽 Ready to charge Life First Fees? What happens when you cut your income in half… and feel more free than ever? In this unforgettable episode of The Money Sessions, Tiffany sits down with Krissy Johnson, LMFT, whose path into private practice is anything but traditional. Before becoming a therapist, Krissy toured the country as a performer. When COVID shut down the industry, she finally used the therapy degree she had earned years earlier—quickly building a full...
info_outlineReady to set your fee? You choose the dream, we’ll do the math. 🎁 Download our FREE Fun with Fees Calculator 👉🏽 https://www.leaninmakebank.com/free
Ready to charge Life First Fees? Click here to fill out an application
What if the system you were told would “fill your practice” is actually the thing keeping you underpaid and overwhelmed?
In this episode of The Money Sessions, Tiffany sits down with Katerina Pogosov, a therapist who spent 14 years working in school-based mental health before opening her private practice and encountering the same structures many therapists rely on—insurance panels and large therapy platforms promising steady referrals.
Instead of freedom, she found administrative friction, tech headaches, and a model that quietly capped both her income and autonomy.
Katerina started her practice charging $107 per session while relying heavily on insurance platforms. Over time, she began to see what many therapists eventually discover: the systems that promise “full caseloads” often create burnout, instability, and income ceilings.
So she made a different move.
Today, Katerina runs a private pay practice charging $265 per session, with a smaller, intentional caseload designed around sustainability and alignment with the clients she most wants to serve.
Her work now focuses on BIPOC professionals navigating identity, class mobility, money narratives, and generational expectations—a niche deeply connected to her own lived experience.
This conversation is about recognizing the scam many therapists were trained into, reclaiming agency over your practice model, and building a business that actually supports your life.
In this episode, we talk about:
-
Why insurance panels and therapy platforms can quietly cap therapist income
-
The hidden administrative and emotional costs of relying on large therapy platforms
-
How Katerina increased her fee from $107 to $265 per session
-
Recognizing and stepping away from systems that keep therapists underpaid
-
Creating a niche rooted in lived experience and cultural context
-
Supporting BIPOC professionals navigating identity, money, and class mobility
-
Designing a practice that prioritizes sustainability instead of burnout
Resources mentioned
firepoppytherapy@protonmail.com