Elon vs. Trump: Another Investor Distraction (6/7/2025)
The Real Money Pros
The dudes unpack the headlines that distracted investors all week—starting with the bizarre (and kind of surprising) public feud between Elon Musk and Donald Trump. But rather than get caught in the drama, they break down what these kinds of headlines actually reveal about market psychology, innovation narratives, and how investors often overreact to noise. Brian shares thoughts on Musk’s focus on Mars, and how the biggest minds—and money—are increasingly concentrated in AI, robotics, and infrastructure. Jeremiah brings it back to reality with a discussion on emotional investing and...
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Saving for the Future—Even When the Rules Don’t Make Sense (6/2/2025)
The Real Money Pros
This Money Monday, Brian covers a wide range of topics—blending market analysis, tax insights, and small business advice with listener-driven conversations about the real economic pressure points showing up now. He kicks off the hour with commentary on Elon Musk's Mars obsession, the latest tariff developments, and how political leadership—regardless of party—continues to shape investor sentiment and consumer costs. He questions whether Americans are being fully informed about the impact of policy shifts, especially when it comes to trade, the IRS, and the broader retirement system. A...
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Cash Mistakes, Tariff Chaos, & Why Indexing Works (5/31/2025)
The Real Money Pros
Everything from market volatility and investor behavior to life insurance gaps and why simple planning still wins… Jeremiah and Nic unpack the latest tariff developments—what’s real, what’s politics, and how uncertainty is shaking Wall Street—and explain why emotional reactions to short-term headlines often lead to long-term regret. Jeremiah shares stories from client meetings, including a couple sitting on too much cash for too long, illustrating the cost of inaction and paralysis by analysis. The team stresses the importance of knowing your investment timeline and...
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Company Stock in 401(k)? NUA. (5/24/2025)
The Real Money Pros
Over the Memorial Day weekend, Brian Wiley and Alexandra Lundgren unpack the often misunderstood mechanics and risks of 401(k) plans—from overloading on company stock to the overlooked tax strategy known as Net Unrealized Appreciation (NUA). If your retirement plan is tied to your employer’s stock, your paycheck, and maybe even a pension, you may be overexposed without realizing it… They walk listeners through how NUA works and when it might be smarter to move company stock out of a 401(k) instead of rolling it all into an IRA. Brian and Alex also dive into loan provisions, early...
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Tariffs: Who Really Pays? (5/19/2025)
The Real Money Pros
This week on KBOI, Brian digs into the economic and behavioral ripple effects of tariffs, asking the central question: who really pays? Using the latest Walmart price controversy as the backdrop, Brian challenges the political narratives suggesting tariffs are absorbed by foreign governments, when in reality, it’s American consumers, employees, and businesses footing the bill. He blends real financial insight with personal stories—like his own tariff-snagged motorcycle order—and ties in a powerful call from Joe, a Walmart employee and Trump supporter, who supports the trade policy but...
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Fixing The BROKEN Retirement System (5/17/2025)
The Real Money Pros
Brian, Alex, and our callers dig into one of the most overlooked but urgent problems in personal finance: our retirement system is broken—and most people don’t even realize it. The conversation opens with an honest critique of the current mess of savings vehicles: 401(k)s, SIMPLEs, SEPs, IRAs, Roths—all with different rules, limits, and levels of access. The hosts explain why these inconsistencies create a fundamental inequality: if you're self-employed, you can stash away $70K pre-tax, but if you're a W-2 employee? You're capped at less than half that. It’s a system built with good...
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Is Your Strategy Built for This? (5/10/2025)
The Real Money Pros
This last Saturday, Brian Wiley and Jeremiah Bates dug deep into the real-world impact of tariff policy, investor behavior, and why emotional risk tolerance matters as much as the numbers. The market feels chaotic—but as the guys explain, it's not just the economy reacting—it's the people. And like a game of musical chairs, the longer the music plays, the more irrational the behavior becomes! We open up with sharp commentary on market overreactions tied to tariffs and trade drama. From there, it zooms in on the behavioral side of investing: fear, confirmation bias, and the mental loops...
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Mitigating Market Risk: What You Can Control (5/3/2025)
The Real Money Pros
The trio gang (Brian, Jeremiah, and Nic) goes into the real economic impact of tariffs, rising uncertainty, and how financial planning needs to adapt to both market volatility and emotional behavior. As headlines swirl about the administration’s evolving trade strategy, the guys challenge listeners to examine their own “fortitude” for this economic shift—and whether they’re reacting emotionally or strategically. Jeremiah emphasizes that personal impact matters more than GDP headlines, reminding listeners that preparation and liquidity are key to managing any downturn. Nic draws from...
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Tariffs Are Already Being Priced In (4/28/2025)
The Real Money Pros
Tonight, we look at the real-world impact of tariffs—from policy to personal experience. After getting hit with a 145% tariff on a simple electric dirt bike order, Brian uses the story to highlight how quickly these economic shifts are starting to affect everyday consumers and small business owners. Is this a "chip shortage" part two? The show explores the growing divide between political loyalty and practical financial understanding. Through listener calls and market commentary, Brian lays out how tariffs are changing buying behavior, why companies like Apple are in complicated positions...
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Debt, Tariffs, & Market Turbulence (4/26/2025)
The Real Money Pros
Brian Wiley and Jeremiah Bates dig into how the latest tariff headlines, political pressure on the Fed, and fast-moving market swings—often triggered by fake news and social media rumors—are creating both chaos and opportunity for investors. Brian shares insights from a recent financial conference, pointing out a troubling generational gap in financial advisory leadership and highlighting how seasoned advisors are keeping clients steady through volatile times. The show also features real listener calls, including advice to a 26-year-old balancing debt repayment with future investing goals,...
info_outlineAfter ending a rough trading week, Brian and Jeremiah dissect the pivotal week on Wall Street as economic uncertainty rattles investors. With major indices taking a hit and bond yields climbing, they spotlight the bond market's warning signs and the Fed’s ongoing inflation battle. They explore the collapse of commercial real estate giants like WeWork and why regional banks could be sitting on a ticking time bomb...
The guys also examine cracks in consumer behavior—from falling credit card payments to signs of tightening wallets—and what that means for the broader economy. Are we heading toward a slow bleed or a sudden break? Their discussion covers real estate, inflationary pressures, and defensive strategies, urging listeners to reassess their risk exposure now.
If you're wondering whether it's time to rebalance, shift into higher-quality assets, or prepare for market turbulence, this is your must-hear episode.
Listen, Watch, Subscribe, Ask!
https://www.therealmoneypros.com
Hosts:
Brian Wiley & Jeremiah Bates
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SPONSORS:
Guild Mortgage:
Ataraxis PEO
Tree City Advisors of Apollon:
https://www.treecityadvisors.com
Apollon Wealth Management:
https://apollonwealthmanagement.com/
Formations:
https://get.formationscorp.com/real-money-pros
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