Disrupting the Market: CFPB Reform, Shrinking Rate Spread, Disaster Effects & The Magic Mortgage Rate!
Release Date: 02/03/2025
The Housing Market Is Splitting in Two⌠Are You on the Right Side?
theREsource podcast
đ The housing market isnât broken⌠itâs splitting in two. In this episode of The RE Source, we reveal why todayâs market has two very different stories playing outâone for new construction, and one for resalesâand what that means for Realtors, Lenders, and Buyers heading into the second half of 2025. This isnât a time to panicâitâs a time to adapt. đŻ Watch the full breakdown and make sure you're reading the market clearlyâbecause those who move with clarity now will win later. Links: ...
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Big Tax Loopholes + VantageScore 4.0 = Homeownership Boom?
theREsource podcast
đ˘ Huge changes just landedâand they could impact your business, your taxes, and your buyers for years to come. In this episode we break down two game-changing updates: 1ď¸âŁ A massive new bill with real estate-friendly tax benefits 2ď¸âŁ A revolutionary shift in mortgage credit scoring that could unlock homeownership for millions đĽ Watch now to learn what this means for Realtors, Lenders, Investors, and Buyersâand how to make the most of it before the market catches up. Links: ...
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Builders Hit the Brakes, Lennar Hits the Gas. What Is a Shadow Fed President?
theREsource podcast
We're Back! In this weekâs episode of The RE Source, we break down whatâs really happening behind the scenesâand why one builder is spending big while everyone else pulls back. Plus: what the heck is âOperation Shadow Fed Presidentâ? And could it finally signal a shift in rate policy? đĽ Watch the full episode and stay ahead of the market. â JOIN OUR COMMUNITY â Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today âĄď¸ https://theREsource.tv/?utm_source=ytd đ Access all the exclusive content from the...
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The Biggest and Most Controversial Story Most People Donât Even Know About! đł
theREsource podcast
đ˘ What if we told you that one of the biggest barriers to lower mortgage rates has nothing to do with the Fedâand everything to do with a forgotten deal made in 2008? Itâs time we demand better for our industry, our clients, and our future. đŁ Share this with your team, your office, your advocacy groupsâand letâs amplify the call for transparency and change. â JOIN OUR COMMUNITY â Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today âĄď¸ https://theREsource.tv/?utm_source=ytd đ Access all the exclusive...
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The Biggest Tech Breakthrough Weâve Seen in 18 Years
theREsource podcast
Is This About To Change Everything, Again?đ˘ Google just dropped the most powerful video tool weâve ever seenâand itâs about to change content marketing for real estate and mortgage forever. Meet Veo3, the AI tool that creates cinematic, personalized, short-form, and hyper-local videos from just a prompt. You donât even have to be on camera. It can mimic your face, your voice⌠and produce in your likeness in perpetuity. đł In this episode, we break down the top 5 ways LOs and real estate pros can use this game-changing tool right now. â ď¸ Whether youâre a content pro or...
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Debtâs at Record Highs. Home Equityâs at Record Highs. đ Why Arenât Homeowners Connecting the Dots?
theREsource podcast
U.S. household debt just hit $18.2 trillion. Home equity? A record $35 trillion. So⌠why are homeowners drowning in 20% credit card interest while sitting on six figures of untapped equity? We break down the disconnect between debt overload and equity potentialâand why it's the perfect moment for real estate agents and mortgage pros to lead bold, strategic conversations with clients. This isnât about selling a loan. Itâs about clarity, options, and unlocking financial freedom. đ§ Learn how to flip fear into strategy. 𧎠Start asking the right questions. đ And help people take...
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Why Your Lender Deserves Loyalty: The Hidden Hours & Dollars Behind Every Pre-Approval
theREsource podcast
Behind every solid pre-approval is a lender grinding through hours of work, spending hundreds of dollars, and showing up day or night to support your client. In this episode of The RE Source, we expose the real cost of doing business the right wayâand why local lenders deserve more than just a passing referral. They deserve loyalty. Youâll learn: â What actually goes into a thorough pre-approval â Why the ârate shopperâ mindset hurts everyone involved â How to educate your clients on the real value of trusted lenders â A better way to refer that boosts trust, loyalty, and...
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Young, Smart, and Buying Homes Without HelpâThe Data No One Saw Coming
theREsource podcast
Young, Smart, and Buying Homes Without HelpâThe Data No One Saw Coming. Are you focused on the dealâor the decade? The housing market is shiftingâbut not in the way most people think. We break down the real indicator that tells us who's in control: buyers, sellers, or no one. đ And the surprise? Gen Z is quietly making major movesâwithout family help. Whether you're a loan officer, real estate agent, or future homebuyer, this episode of The RE Source will change how you see the game. â Learn whatâs really happening with inventory â See where young buyers are winning â ...
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A Shifting Market Is Where Real Pros Eat
theREsource podcast
A Shifting Market Is Where Real Pros Eat - This isnât doom and gloomâitâs an opportunity. The market isnât crashingâitâs shifting. And if youâre paying attention, this is the greatest opportunity we've seen in years. ⥠Nearly half of all homes are closing with seller concessions. ⥠1 in 3 listings had a price cut in March. ⥠Buyers and sellers need leadershipâand thatâs where YOU come in. We break down the data, the strategy, and the messaging you need to win in todayâs real estate and mortgage market. This isnât the time to waitâitâs the time to lead. Are you...
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Trump vs Powell: Is Political Pressure Forcing the Fedâs Hand on Rates?
theREsource podcast
What happens when the immovable force meets the unstoppable object? We're about to find out. In this episode, Ryan Hills unpacks the mounting tension between the Fed and Trumpâtwo massive forces now colliding over rate policy and economic pressure. With jobless claims rising, Americans pulling back on major purchases, and no emergency savings for many, pressure is building FAST. Redfinâs latest data reveals just how shaky Main Street really isâand it could force the Fed to act sooner than expected. Will rates drop? Is a recession already here? And what does it all mean for housing? đ...
info_outlineđĽ Massive shifts are happening in the mortgage and housing markets! Ryan Hills breaks down the latest on CFPB reform, what shrinking rate spreads mean for buyers and lenders, and how natural disasters are shaping the future of real estate.
Could CFPB budget cuts lead to lower mortgage rates? Is there a âmagic mortgage rateâ that will bring buyers back to the market? Weâve got the data, the insights, and the conversation you need to stay ahead!
đ Donât miss this episodeâsubscribe to The RE Source for weekly industry updates!
Link: https://www.housingwire.com/articles/republicans-want-to-reduce-cfpb-budget-to-0-with-new-bill/
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