theREsource podcast
Welcome to The Resource TV, the ultimate destination for real estate agents and loan officers looking to grow their business and stay on top of industry trends. Our channel is dedicated to providing valuable insights, tips, and tricks to help you succeed in your career. From mastering the art of lead generation to navigating the ever-changing landscape of lending regulations, our content is designed to help you stay ahead of the curve. We feature expert interviews, in-depth market analysis, and step-by-step tutorials on the latest tools and technologies to help you take your business to the next level. Whether you're a seasoned pro or just starting out, our channel has something for everyone. So, if you're looking to stay informed and inspired, be sure to subscribe to The Resource TV today. With new videos uploaded regularly, you'll never miss a beat in the fast-paced world of real estate and lending.
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The Biggest and Most Controversial Story Most People Don’t Even Know About! 😳
06/09/2025
The Biggest and Most Controversial Story Most People Don’t Even Know About! 😳
📢 What if we told you that one of the biggest barriers to lower mortgage rates has nothing to do with the Fed—and everything to do with a forgotten deal made in 2008? It’s time we demand better for our industry, our clients, and our future. 📣 Share this with your team, your office, your advocacy groups—and let’s amplify the call for transparency and change. ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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The Biggest Tech Breakthrough We’ve Seen in 18 Years
06/02/2025
The Biggest Tech Breakthrough We’ve Seen in 18 Years
Is This About To Change Everything, Again?📢 Google just dropped the most powerful video tool we’ve ever seen—and it’s about to change content marketing for real estate and mortgage forever. Meet Veo3, the AI tool that creates cinematic, personalized, short-form, and hyper-local videos from just a prompt. You don’t even have to be on camera. It can mimic your face, your voice… and produce in your likeness in perpetuity. 😳 In this episode, we break down the top 5 ways LOs and real estate pros can use this game-changing tool right now. ⚠️ Whether you’re a content pro or barely posting, this tech is your shortcut to influence—and we all know influence leads to income. 👉 Drop “VEO3” in the comments and we’ll send you our top tutorial to get started. Subscribe for more tools, strategies, and content hacks from The RE Source.
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Debt’s at Record Highs. Home Equity’s at Record Highs. 📈 Why Aren’t Homeowners Connecting the Dots?
05/19/2025
Debt’s at Record Highs. Home Equity’s at Record Highs. 📈 Why Aren’t Homeowners Connecting the Dots?
U.S. household debt just hit $18.2 trillion. Home equity? A record $35 trillion. So… why are homeowners drowning in 20% credit card interest while sitting on six figures of untapped equity? We break down the disconnect between debt overload and equity potential—and why it's the perfect moment for real estate agents and mortgage pros to lead bold, strategic conversations with clients. This isn’t about selling a loan. It’s about clarity, options, and unlocking financial freedom. 🧠 Learn how to flip fear into strategy. 🧮 Start asking the right questions. 🚀 And help people take control of their financial future—starting with what they already own. 🎯 Watch now and step up your game with The RE Source. ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Why Your Lender Deserves Loyalty: The Hidden Hours & Dollars Behind Every Pre-Approval
05/12/2025
Why Your Lender Deserves Loyalty: The Hidden Hours & Dollars Behind Every Pre-Approval
Behind every solid pre-approval is a lender grinding through hours of work, spending hundreds of dollars, and showing up day or night to support your client. In this episode of The RE Source, we expose the real cost of doing business the right way—and why local lenders deserve more than just a passing referral. They deserve loyalty. You’ll learn: ✅ What actually goes into a thorough pre-approval ✅ Why the “rate shopper” mindset hurts everyone involved ✅ How to educate your clients on the real value of trusted lenders ✅ A better way to refer that boosts trust, loyalty, and conversions Whether you're a Realtor, Loan Officer, or industry pro—this conversation is a must-watch if you care about long-term success, solid partnerships, and delivering top-tier client experiences. 🎯 Let’s stop treating referrals like a gamble. Let’s make loyalty the standard. 👉 Drop your thoughts in the comments and don’t forget to subscribe! 🔔 New episodes weekly on real estate, mortgage, and market strategy. ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Young, Smart, and Buying Homes Without Help—The Data No One Saw Coming
05/05/2025
Young, Smart, and Buying Homes Without Help—The Data No One Saw Coming
Young, Smart, and Buying Homes Without Help—The Data No One Saw Coming. Are you focused on the deal—or the decade? The housing market is shifting—but not in the way most people think. We break down the real indicator that tells us who's in control: buyers, sellers, or no one. 📊 And the surprise? Gen Z is quietly making major moves—without family help. Whether you're a loan officer, real estate agent, or future homebuyer, this episode of The RE Source will change how you see the game. ✅ Learn what’s really happening with inventory ✅ See where young buyers are winning ✅ Discover how YOU can lead in this new market 🎯 Don’t just close deals—build relationships that last decades. Links: ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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A Shifting Market Is Where Real Pros Eat
04/28/2025
A Shifting Market Is Where Real Pros Eat
A Shifting Market Is Where Real Pros Eat - This isn’t doom and gloom—it’s an opportunity. The market isn’t crashing—it’s shifting. And if you’re paying attention, this is the greatest opportunity we've seen in years. ⚡ Nearly half of all homes are closing with seller concessions. ⚡ 1 in 3 listings had a price cut in March. ⚡ Buyers and sellers need leadership—and that’s where YOU come in. We break down the data, the strategy, and the messaging you need to win in today’s real estate and mortgage market. This isn’t the time to wait—it’s the time to lead. Are you ready? 🎯 Watch now and level up with The RE Source. ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Trump vs Powell: Is Political Pressure Forcing the Fed’s Hand on Rates?
04/21/2025
Trump vs Powell: Is Political Pressure Forcing the Fed’s Hand on Rates?
What happens when the immovable force meets the unstoppable object? We're about to find out. In this episode, Ryan Hills unpacks the mounting tension between the Fed and Trump—two massive forces now colliding over rate policy and economic pressure. With jobless claims rising, Americans pulling back on major purchases, and no emergency savings for many, pressure is building FAST. Redfin’s latest data reveals just how shaky Main Street really is—and it could force the Fed to act sooner than expected. Will rates drop? Is a recession already here? And what does it all mean for housing? 📉 Get the breakdown, get perspective, and stay informed. This is The RE Source. Links: https://www.cnbc.com/2025/04/18/trump-will-study-whether-to-fire-fed-chair-powell-adviser-says.html https://open.spotify.com/show/7j5VVghoNP2oCzP7bPszGo https://www.redfin.com/news/survey-tariffs-major-purchase/ ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Stagflation, Stock Swings, and Skyrocketing Rates: Breaking Down the Tariff Impact
04/14/2025
Stagflation, Stock Swings, and Skyrocketing Rates: Breaking Down the Tariff Impact
📉 Tariffs. 📈 Rates. 🌀 Stagflation. We’re living through an economic chess match with real-world consequences—and it’s hitting housing, lending, and the stock market all at once. In this episode, Ryan Hills breaks down how the tariff war is driving inflation, disrupting construction costs, and forcing tough decisions at the Fed. With new economic pressure building, what’s next for interest rates and the future of housing? From steel and appliance prices to mortgage-backed securities and global debt trust, this isn’t just theory—it’s your business. 🎯 Learn what’s happening, what it means, and how to lead with confidence. 💡 Because those who understand the shifts will shape the future. 📺 Watch now and stay informed with The RE Source. ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Confusion and Fear Create Hesitation
04/07/2025
Confusion and Fear Create Hesitation
Confusion and fear create hesitation—but informed guidance creates confidence. Now’s the time to help buyers understand how volatility can work in their favor… if they act decisively. Four of our 2025 housing wildcards just hit—again. For buyers, this could be a rare window of opportunity. For agents and loan officers, this is the time to lead with confidence. 📉 The market’s moving fast. 🏡 Your clients need guidance. 🚨 Don’t miss the strategies that could change your 2025 game plan. ✅ Watch now. Stay sharp. Let’s lead together. 🔔 Don’t forget to like, comment, and subscribe for more real estate and mortgage insights! ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Redfin Rewinds, KW Reloads and Mortgage Finds Its Bottom - The Beginning of a Housing Revival?
03/31/2025
Redfin Rewinds, KW Reloads and Mortgage Finds Its Bottom - The Beginning of a Housing Revival?
What just happened to Redfin?! 😱 And why is private equity making big moves in real estate while the mortgage industry struggles? 📉📊 In this episode of The RE Source, Ryan Hills breaks down Redfin’s shocking acquisition by Rocket, Keller Williams’ surprising investment, and whether the housing industry can bounce back. 🏡💰 This is a must-watch for every real estate agent, loan officer, and homebuyer looking to stay ahead in the market! Hit that play button NOW! ▶️ 🔔 Don’t forget to like, comment, and subscribe for more real estate and mortgage insights! Links: https://www.mikedp.com/articles/2025/3/19/the-redfin-experiment-is-over https://www.mba.org/news-and-research/newsroom/news/2025/03/14/imbs-report-production-losses-in-fourth-quarter-of-2024
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Will Fannie Mae’s Privatization Fix Home Affordability?
03/17/2025
Will Fannie Mae’s Privatization Fix Home Affordability?
Another one of our Wildcards just hit! 🏡💰 Could this be the move that changes everything? Ryan Hills dives deep into what this could mean for real estate professionals, homebuyers, and the entire mortgage industry. Should Fannie Mae & Freddie Mac be privatized, or should they remain under government control? Weigh in below & share your thoughts! Links: https://www.housingwire.com/articles/new-fhfa-director-bill-pulte-is-focused-on-gse-reform/ 🔔 Subscribe for more insights on real estate, mortgage, and economic trends! ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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The Fall in American Work Hours Visualized: A Warning Sign for the Economy?
03/03/2025
The Fall in American Work Hours Visualized: A Warning Sign for the Economy?
📉 American working hours are declining—what does this mean for the economy? Ryan Hills breaks down the data behind the drop in working hours and why it could be a major warning sign for a potential economic downturn. As job market shifts collide with rising housing inventory and falling mortgage rates, could this be the start of something bigger? How will it impact real estate, homebuyers, and the broader financial landscape? Links: https://www.marketwatch.com/story/u-s-recession-no-longer-seems-completely-unthinkable-as-jobless-claims-spike-higher-74acd4ca?utm_source=chatgpt.com https://www.visualcapitalist.com/visualizing-the-average-american-work-week-2006-2025/#google_vignette https://www.conference-board.org/topics/consumer-confidence/press/CCI-Feb-2025?utm_source=chatgpt.com 🔔 Subscribe for more insights on real estate, mortgage, and economic trends! ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Houdini Homebuyers: Where Are the Missing First-Time Homebuyers?
02/24/2025
Houdini Homebuyers: Where Are the Missing First-Time Homebuyers?
It’s a mystery worthy of the greatest escape artist himself—first-time homebuyers are disappearing from the market. But unlike Houdini’s illusions, this isn’t a magic trick. The question is: where did they go, and what’s keeping them from making a move? The Vanishing Act. Traditionally, first-time homebuyers make up around 40% of the market. But lately, they’ve been pulling a disappearing act, with their share shrinking year over year. Find out why in our latest episode ‼ Links: https://www.lendingtree.com/home/mortgage/single-women-own-more-homes-than-single-men-do/ 🔔 Subscribe for more insights on real estate, mortgage, and economic trends! ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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The Hidden Indicator Shaping Housing: The Leading Indicator No One’s Discussing!
02/18/2025
The Hidden Indicator Shaping Housing: The Leading Indicator No One’s Discussing!
The Leading Indicator No One’s Discussing! In this episode of The RE Source, Ryan Hills uncovers a major leading indicator that could reshape the housing market, economy, and interest rates. What happens when thousands of mid-career workers are forced to re-enter the job market? Could this impact home affordability and mortgage defaults? We’re diving into the data no one is talking about—watch now to stay ahead of the curve! Links: 🔔 Subscribe for more insights on real estate, mortgage, and economic trends!
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Redefining Your Business Strategies and Success 🌟🚀
02/10/2025
Redefining Your Business Strategies and Success 🌟🚀
💡 Time to re-evaluate your business strategy? If your business plan is based on "just getting the word out," you’re already behind. In this episode of The RE Source, RC breaks down the systems, strategies, and mindset shifts you need to dominate in real estate, mortgage, and beyond. This episode features "Seth Godin on Playing the Right Game and Strategy as a Superpower" from Tim Ferriss linked below: https://youtu.be/yhc1sM2NnQY?si=wxBpLP69u9iIuht0 🔔 Subscribe for weekly insights on real estate, mortgage, and business success! ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Disrupting the Market: CFPB Reform, Shrinking Rate Spread, Disaster Effects & The Magic Mortgage Rate!
02/03/2025
Disrupting the Market: CFPB Reform, Shrinking Rate Spread, Disaster Effects & The Magic Mortgage Rate!
💥 Massive shifts are happening in the mortgage and housing markets! Ryan Hills breaks down the latest on CFPB reform, what shrinking rate spreads mean for buyers and lenders, and how natural disasters are shaping the future of real estate. Could CFPB budget cuts lead to lower mortgage rates? Is there a “magic mortgage rate” that will bring buyers back to the market? We’ve got the data, the insights, and the conversation you need to stay ahead! 🔔 Don’t miss this episode—subscribe to The RE Source for weekly industry updates! Link: https://www.housingwire.com/articles/republicans-want-to-reduce-cfpb-budget-to-0-with-new-bill/ ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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"AI Can't Do The Sh!t I Do."
01/28/2025
"AI Can't Do The Sh!t I Do."
💥 How do you thrive when others are struggling? Join us a we interview, the one and only, Nicole Rueth! Nicole Rueth, Founder of The Rueth Team and CEO of The Next Big Thing, is committed to transforming the real estate landscape through leadership, education, and innovation. 🔔 Subscribe to The RE Source for more tips, strategies, and the latest industry trends. 4:06 - Success is something that you attract by the person you become. 🌟 5:15 - "Daily Anything, Changes Everything." 13:00 - People surround themselves with winners. 🏆 14:15 - Are you on the train or under it? 🚂 16:00 - Discipline over motivation. 💪 21:25 - Beliefs shape your reality + confirmation bias. 🧠 24:00 - The Next Big Thing Event. 🎉 www.NextBigThingEvent.com www.TheRuethTeam.com ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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2025 Housing Wildcards: The 10 Surprises That Could Change Everything!
01/13/2025
2025 Housing Wildcards: The 10 Surprises That Could Change Everything!
2025 is here, and the housing market is packed with wildcards that could shape the year for Realtors and loan officers! In this podcast, we reveal the Top 10 Housing Wildcards for 2025, including interest rates, jobs, deregulation, inflation, and much more. Whether you're navigating shifts in demand or bracing for global economic changes, these insights are vital to your success in the real estate and lending industries. Listen now to stay ahead of the curve and uncover opportunities for growth in 2025! ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Massive Shifts Ahead: What Will Shape the Housing Industry in 2025?
12/16/2024
Massive Shifts Ahead: What Will Shape the Housing Industry in 2025?
Mortgage Rates / GSE Privatization / Impact of AI / CFPB / Volume / Sales Opportunities / MSR Values 💥 Are you ready for what’s next in real estate and mortgage? Ryan Hills is joined by Ryan Hayes and Rob Pieklo to discuss bold strategies, market trends, and what 2025 might have in store for the housing industry. Whether you’re a realtor, lender, or homebuyer, this episode is packed with value you can’t afford to miss! 🔔 Watch now to get the full playbook on thriving in today’s housing market! 0:00 - Introduction 4:00 What Will Shape the Housing Industry in 2025? 7:30 Future of the CFPB 28:00 Why Rate Comparisons Vary Wildy Now 31:00 Are the GES’s Choosing Winners and Losers Resulting in an Unfair Advantage? 36:00 Where Is The Opportunity? 41:30 Ounces of Effort = Pounds of Results! ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Will Elon Dismantle the CFPB?
12/10/2024
Will Elon Dismantle the CFPB?
How Less Government Waste = Lower Rates! 🔥 Could Elon Musk really dismantle the Consumer Financial Protection Bureau (CFPB)? In this episode of The RE Source, Ryan Hills explores what less government waste could mean for the mortgage industry and how it might lead to lower rates for borrowers. 🏡📉 Don’t miss this eye-opening episode that’s sparking conversations across the housing and finance worlds! 🔔 Subscribe for more insights and updates on real estate, mortgage, and finance trends. ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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The Real Estate Seesaw: Are Rate Cuts Off The Table Now? 😱
11/18/2024
The Real Estate Seesaw: Are Rate Cuts Off The Table Now? 😱
📉 What’s the future for mortgage rates? The market has been buzzing with whispers that are growing louder each day. 🏡 In this episode of The RE Source, Ryan Hills breaks down the latest data and insights from the Fed. 🔔 Don’t miss out—subscribe for weekly updates on the latest trends in real estate and mortgage! Links: https://www.cnbc.com/2024/11/14/powell-says-the-fed-doesnt-need-to-be-in-a-hurry-to-reduce-interest-rates.html https://www.cmegroup.com/markets/interest-rates/cme-fedwatch-tool.html https://www.redfin.com/news/what-trump-reelection-could-mean-for-housing/ ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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↕️ Rightsizing Realtor and Lender Pay: A Discussion Worth Having?
11/11/2024
↕️ Rightsizing Realtor and Lender Pay: A Discussion Worth Having?
💥 Is real estate compensation where it should be? In this episode of The RE Source, Ryan Hills welcomes special guest Dave Savage to discuss key insights about compensation trends that may reshape the mortgage and real estate industries. 🔔 Subscribe for insights on the latest industry trends and in-depth discussions to help you stay ahead in real estate and finance. Links: https://www.linkedin.com/posts/davesavage_the-traditional-100-150-bps-compensation-activity-7259257837304832000-RyXm?utm_source=share&utm_medium=member_desktop https://www.youtube.com/watch?v=iD_NLP8LzF8 ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Rethinking Mortgages: From Outdated Guidelines to Real Innovation!
11/04/2024
Rethinking Mortgages: From Outdated Guidelines to Real Innovation!
🏠 Imagine a world where mortgage approvals are quick, seamless, and powered by the latest tech! In this episode of The RE Source, Ryan Hills breaks down a HousingWire article that inspired a fresh look at the mortgage process. From AI-driven prequalification to blockchain for secure records, we’re exploring what a tech-forward mortgage industry could look like. Say goodbye to outdated guidelines and hello to innovation! Whether you’re in real estate, a loan officer, or curious about the future of finance, this episode dives deep into the game-changing ideas that could redefine lending as we know it. Don’t miss out! Rethinking Mortgages ⬇ 1. Enhanced Data Collection and Analysis Integrated Data Platforms: Develop a centralized platform that collects and integrates data from various sources, such as credit bureaus, employment databases, and financial institutions, to create a comprehensive borrower profile. Real-Time Analytics: Use AI to analyze the data in real time, providing lenders with a holistic view of the borrower’s financial health and eligibility. 2. Automated Prequalification and Underwriting AI-Powered Prequalification: Implement AI tools that assess credit scores, income, debt, and spending habits instantly. This can provide potential borrowers with prequalification letters within minutes, enhancing the speed of the process. Smart Underwriting Algorithms: Utilize machine learning algorithms to analyze historical lending data and predict borrower risk, allowing for faster and more accurate underwriting decisions. 3. Risk Assessment and Pricing Optimization Dynamic Risk Scoring Models: Develop advanced risk assessment models that incorporate alternative data sources, such as rental payment history and utility bills, to provide a more inclusive evaluation of borrowers. Personalized Loan Pricing: Use AI to create customized loan pricing based on individual risk profiles, allowing for fairer and more competitive rates. 4. Streamlined Documentation and Verification Document Automation: Implement AI-driven document recognition and extraction technologies to automatically process and verify borrower documents, reducing manual work and human error. Digital Identity Verification: Use biometric technologies and secure digital identity verification tools to streamline the authentication process, enhancing security and efficiency. 5. Transparent Communication and Support AI Chatbots for Customer Service: Deploy AI chatbots to provide instant answers to borrower inquiries, guide them through the application process, and offer personalized loan options based on their profile. Transparent Progress Tracking: Create a user-friendly dashboard for borrowers to track the status of their loan applications, ensuring transparency throughout the process. 6. Post-Closing Support and Education AI-Driven Financial Coaching: Provide borrowers with access to AI-driven financial education platforms that help them understand their mortgages, budgeting, and homeownership responsibilities. Ongoing Engagement: Use CRM systems powered by AI to maintain ongoing communication with borrowers, offering refinancing options or financial advice tailored to their evolving needs. 7. Regulatory Compliance and Reporting Automated Compliance Monitoring: Implement AI tools that continuously monitor and ensure compliance with Fannie Mae guidelines and other regulatory requirements, reducing the risk of errors and penalties. Real-Time Reporting: Utilize data analytics to generate real-time compliance reports, making it easier for lenders to stay informed about regulatory changes and requirements. 🔔 Subscribe for more insights and trends in real estate and finance tech. ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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America Adds $1,450 of Debt Per Person in Just 3 Weeks – What This Means for Housing and Beyond!
10/28/2024
America Adds $1,450 of Debt Per Person in Just 3 Weeks – What This Means for Housing and Beyond!
Data heavy! No commentary - just facts 🔥 🚨 In just 3 weeks, America added $1,450 of debt per person. What does this mean for housing and the broader economy? 💸🏡 In this episode of The RE Source, Ryan Hills breaks down the numbers, revealing the potential impact on real estate, mortgage rates, and future market conditions. With debt increasing at an unprecedented pace, both buyers and sellers need to understand the ripple effects on the housing market. Tune in to get the insights that could shape your next real estate decision! 🔔 Subscribe for weekly updates on real estate trends and economic insights. ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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Only 2.5% of Homes Changed Hands This Year! What’s Behind This 30-Year Low?
10/21/2024
Only 2.5% of Homes Changed Hands This Year! What’s Behind This 30-Year Low?
🚨 Why are home sales at their lowest in 30 years? 🏠📉 In this episode of The RE Source, Ryan Hills uncovers the reasons why the housing market is at a standstill, with only 2.5% of homes changing hands this year. Uncertainty is creating a ripple effect that's stopping both buyers and sellers from making moves. From mortgage rates to fears about future policy changes, we break down how these factors are impacting the market—and what real estate professionals can do to navigate this challenging landscape. Don’t miss out on these crucial insights! 🔔 Subscribe now to stay informed on the latest housing market trends and updates! Links: https://www.redfin.com/news/pending-home-sales-rise-most-since-2023/
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No Rate Cuts? No Problem. Here’s Your Winning Strategy!
10/15/2024
No Rate Cuts? No Problem. Here’s Your Winning Strategy!
💥 It’s time to rethink success! In this episode of The RE Source, Ryan explains why discipline is more important than motivation. Sure, motivation can get you hyped, but when the excitement fades, only discipline will carry you through the tough times. 🏆 Learn how discipline helps Realtors, loan officers, and business professionals thrive—even when challenges arise. If you want to grow your business and stay ahead in the real estate and mortgage industries, this is a must-watch! 🔔 Don’t forget to subscribe for more insights on mindset, growth, and the latest in real estate and mortgage trends. ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 🔔 Access all the exclusive content from the REsource.tv, sign up for FREE: https://www.TheREsource.tv/?source=ytd Connect with us on our social media platforms and join thousands of fans: 📘 Facebook: theresource.tv 🐦 Twitter: theresourcetv 📸 Instagram: theresourcetv 🎧 Stay updated even on the go! Download our insightful mortgage and real estate podcast: https://www.theREsource.tv/podcast
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The Fed Cut Rates, But Why Are Mortgage Rates Rising? 🏠📈
10/08/2024
The Fed Cut Rates, But Why Are Mortgage Rates Rising? 🏠📈
🚨 The Fed cut rates by 50 basis points—so why are mortgage rates STILL climbing?! 🏠📈 In this episode of The RE Source, Ryan Hills is here to explain the plot twist we didn’t see coming. Even after the Fed’s big move, the economy is flexing with job growth and wage hikes, pushing mortgage rates higher. Want to know how this impacts the housing market and your business? Tune in for the scoop! Learn how to prep for 2024 and 2025 by understanding what’s happening with rate fluctuations and where the next opportunity lies. Whether you’re a Realtor, loan officer, or just real estate-curious, this is a must-watch! 🔔 Make sure to subscribe to keep up with the latest trends and market updates!
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50 Basis Point Drop—What’s Next for the Housing Market? 🏡📉
09/23/2024
50 Basis Point Drop—What’s Next for the Housing Market? 🏡📉
🚨 The Fed just dropped 50 Basis Points—what does that mean for the real estate and mortgage markets? 🏡💡 In this episode of The RE Source, Ryan Hills and Bryan take a deep dive into what this rate cut really means. 📉 From housing affordability to loan rates, we’re breaking down the implications of the Fed's move in just 20 minutes! Whether you're a Realtor, loan officer, or someone interested in the real estate market, you won’t want to miss this episode. 0:00 - Intro: Understanding the Fed Rate Cut Ryan introduces the show and talks about the significance of the Fed dropping 50 basis points. 1:30 - What Does the 50 Basis Point Drop Mean? Ryan and Brian discuss the impact of the rate cut on the mortgage market. 4:00 - Historical Context of Rate Cuts Brian provides a historical overview, comparing past Fed rate cuts and their effects on the market. 6:30 - Predictions for Mortgage Rates in 2024 Discussion shifts to where mortgage rates might go over the next year. 9:00 - Housing Affordability and Market Reaction Analyzing how the rate cut will influence housing affordability and potential market reactions. 12:00 - What This Means for Loan Officers and Realtors Practical advice for professionals in real estate and mortgage industries. 15:00 - Closing Thoughts: What’s Next for the Market? Final insights on how the real estate market may evolve following the Fed’s decision. 🔔 Subscribe now to stay informed on the latest market trends and news!
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Stay Ahead - Top 21 AI Tools For Realtors & Loan Officers! 🤖
09/16/2024
Stay Ahead - Top 21 AI Tools For Realtors & Loan Officers! 🤖
🚨 Are you ready to level up your real estate game with AI? 🏡💡 In this episode of The RE Source, RC shares the top AI tools that are revolutionizing the industry for Realtors and Loan Officers alike! From ChatGPT to Jasper and Descript, these tools can help you create better marketing materials, streamline your workflow, and save valuable time. 💼💻 Learn how to use these powerful tools to stay ahead of the competition and maximize your productivity. Don’t be afraid of AI—embrace it! 🔥 Tune in and discover how you can leverage AI to transform your business today! EXCLUSIVE RESOURCE DOC: https://theresource.tv/top-21-ai-tools-for-realtors-loan-officers/ 🔔 Subscribe for more tips and insights on the latest trends in real estate and mortgage.
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🏠 Zillow's Bold Shift ⚠+ The Holy Trinity For Homebuyers 🙌🕵️♂️📉
09/09/2024
🏠 Zillow's Bold Shift ⚠+ The Holy Trinity For Homebuyers 🙌🕵️♂️📉
🏡 The Holy Trinity for Home Buyers is finally here! 🙌 In this episode of The RE Source, Ryan Hills breaks down how lower payments, lower prices, and increased housing supply are creating one of the best opportunities in recent memory for buyers! 📉 Whether you’re a first-time homebuyer or a seasoned Realtor, this is crucial information you need to know. But there’s more—Zillow’s big move is already reshaping the industry, and the threat might be closer than you think! 🕵️♂️ Ryan uncovers what Zillow’s CEO has planned and how it could impact Realtors and Lenders. Tune in to get all the data and insights, including a look at a surprising interactive map showing massive inventory increases in key states! This is must-know info for anyone involved in real estate. 📊🏠 🔔 Don’t forget to subscribe and hit the bell for more updates on all things real estate! Links:
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