Tough Money Series with David Zapata: Part 2
Wade Borth - Sage Wealth Strategy
Release Date: 01/21/2025
From Career Goals to Generational Wealth with Joe Fuller
Wade Borth - Sage Wealth Strategy
In this episode of the Wade Borth Podcast, Wade sits down with Joe Fuller to discuss family banking and its transformative power on financial habits. Joe shares his journey from aspiring neurosurgeon to a financial strategist after realizing the importance of managing money within families. Learn how intentional money conversations can unite families and create wealth for generations. Joe emphasizes the concept of building a legacy and offers insights into the practicalities of setting up a family bank, showcasing his family’s experiences. This episode is a must-listen for anyone interested...
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Building a Legacy with Intention and Preparation with Clarke Tuitele
Wade Borth - Sage Wealth Strategy
Joining Wade today all the way from Hawaii is fellow agent Clarke Tuitele where they have a conversation that blends real-life preparedness with financial readiness. After recounting a recent tsunami warning and the chaos that followed, Clarke draws powerful parallels between disaster preparedness and taking control of your money. He shares his personal story—raising six children on a teacher’s salary, living intentionally, and embracing the Infinite Banking Concept to create a lasting legacy. From building “financial 72-hour kits” to teaching future generations the value of...
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Tough Money Mastery with David Zapata: Part 3
Wade Borth - Sage Wealth Strategy
In this final installment of the Tough Money Mastery series, Wade Borth and returning guest David Zapata wrap up their discussion on building financial abundance and purpose. They explore the deeper “why” behind Infinite Banking, challenge traditional retirement and accumulation mindsets, and share practical ways to align your finances with every area of life. From the myths of qualified plans to the importance of liquidity, investing in yourself, and creating interdependence between money and purpose—this conversation offers a fresh, actionable perspective on taking control of your...
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Tough Money Mastery with David Zapata: Part 2
Wade Borth - Sage Wealth Strategy
In this continuation of the Tough Money Mastery series, Wade Borth welcomes back David Zapata to explore how to take control of your financial life through strategic leverage and intentional money flow. They discuss four more of the twelve key ideas for mastering tough money—including how to supercharge investments, maximize lending returns, integrate banking functions into your business, and protect your most valuable asset: your people. If you are ready to stop working harder and start having your money work smarter, this episode is for you. Episode Highlights 03:40 - Importance of...
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Tough Money Mastery with David Zapata: Part 1
Wade Borth - Sage Wealth Strategy
In this powerful episode, Wade Borth welcomes back David Zapata to introduce the Tough Money Mastery series—starting with the foundational idea of building your own family banking system. They unpack the principles behind Factum Tough Money, explore the importance of saving with intention, and show how you can reclaim control of your financial future. Whether you're leading a family, building a business, or simply want to get smarter with your money, this episode lays the groundwork for financial clarity, intergenerational wealth, and creating a system that supports long-term abundance....
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Awareness, Education, Action – The Thought Process Behind Financial Empowerment
Wade Borth - Sage Wealth Strategy
In this episode of the Wade Borth Podcast, Wade reflects on how his approach to working with clients has evolved with greater intentionality and purpose. He shares the three-step framework that drives every client relationship: awareness, education, and action. Rather than jumping straight to products or solutions, Wade emphasizes the importance of understanding your unique goals, values, and what’s keeping you up at night. From there, education becomes the tool to empower you—not to rely on someone else, but to confidently take control of your financial future. If you're looking for more...
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Rethinking Retirement – Clarity, Certainty, and Creating Your Own Path
Wade Borth - Sage Wealth Strategy
Today on the Wade Borth Podcast, Wade challenges the traditional view of retirement and encourages listeners to rethink what it truly means. Whether you see retirement as retooling, relaxing, or chasing new adventures, one thing remains the same—your financial strategy should reflect your values, not someone else’s template. Wade explores why relying solely on market-based income can create unnecessary fear and scarcity, and how guaranteed income solutions like annuities can offer peace of mind and stability. If you're approaching retirement or simply thinking about your future, this...
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Are Life Insurance Companies Really Safe?
Wade Borth - Sage Wealth Strategy
In this episode of the Wade Borth Podcast, Wade addresses a common and important question: How safe are life insurance companies? Drawing from conversations with industry leaders and over 35 years of experience, Wade explains why mutually owned life insurance companies are some of the most stable financial institutions in the world. He breaks down how they operate differently from Wall Street-driven firms, why long-term thinking matters, and how these companies prepare for both the expected and the unexpected. Whether you’re new to Infinite Banking or questioning the long-term security of...
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Understanding Infinite Banking Through the Four Stages
Wade Borth - Sage Wealth Strategy
In this episode of the Wade Borth Podcast, Wade dives deeper into the often-misunderstood concept of Infinite Banking. Instead of overwhelming listeners with financial jargon, he reframes the conversation using a more approachable framework: the Four Stages of Whole Life Insurance. From becoming a disciplined saver to evolving into a true Infinite Banker, Wade explains how each stage builds more control, clarity, and confidence in your financial journey. Whether you're just getting started or looking to expand your financial ecosystem, this episode offers clarity, encouragement, and a...
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The 8 Benefits of Whole Life Insurance (Part 2)
Wade Borth - Sage Wealth Strategy
In this episode of The Wade Borth Podcast, Wade wraps up his deep dive into the eight key benefits of whole life insurance. Building on Part 1, he explores how privacy, tax-free death benefits, guaranteed monthly cash value growth, and income statement improvements make this asset a powerful tool for long-term financial confidence. If you’ve ever viewed premiums as a burden, this conversation may flip the script—showing how whole life insurance aligns with your values and financial goals to serve you for life. Episode Highlights 01:45 - Understanding the multiple benefits of whole...
info_outlineIn part two of the Tough Money series on the Wade Borth Podcast, Wade and guest David Zapata continue their exploration of building financial resilience by diving into debt strategies. They discuss how to evaluate your relationship with debt, classify it effectively, and make intentional decisions aligned with your values and goals. This episode provides practical insights for creating a thoughtful financial framework, whether you're managing personal or business finances. Don’t miss this engaging conversation, and stay tuned for part three, where they’ll explore liquidity and investments!
Episode Highlights
01:06 - Relationship and exercise analogy with money.
01:35 - Luck or strategic financial decisions.
03:32 - Change as a constant factor in financial management.
06:06 - Rethinking debt and financial education nuances.
08:03 - Understanding debt-to-income ratio (DTI).
10:02 - The importance of aligning spending with values.
12:57 - High-income earners and lifestyle financing challenges.
19:26 - Hierarchy and strategic use of debt.
23:33 - Becoming your financial auditor for better management.
Episode Resources
- Connect with Wade Borth
- https://www.sagewealthstrategy.com/
- [email protected]
- Connect with David Zapata
- https://www.linkedin.com/in/bydavidazapata/