The Four Stages of Whole Life: From Saver to Infinite Banker: Part 2
Wade Borth - Sage Wealth Strategy
Release Date: 11/11/2025
Unlock Profit with Smart Insurance with Suzanne White
Wade Borth - Sage Wealth Strategy
Summary In this episode of the Wade Borth Podcast, we're joined by Suzanne White, an expert in business property and casualty insurance. Suzanne shares insights on financial strategies that help business owners avoid costly pitfalls, ensuring they don't unknowingly spend money while safeguarding their assets. She and Wade discuss the importance of collaboration and building a strong financial team to empower businesses. Learn how understanding insurance and liquidity can transform potential chaos into opportunities. Don't miss this essential episode for any business owner looking to...
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Becoming Empty Nesters: Trusting You Raised Them Right
Wade Borth - Sage Wealth Strategy
Summary In this episode of the Wade Borth Podcast, Wade and guest Kira discuss the emotional and financial journey of parents as they transition to empty nester life with a child in college. Gain insightful perspectives on balance, independence, and financial wisdom—essential for every parent facing this stage. Don't miss Kira's unique insights and Wade's seasoned guidance! Episode Highlights 00:00:12 - Launch of Kira's Consumer Corner 00:00:25 - Discussion on Empty Nest Syndrome 00:01:09 - Importance of Interdependence 00:02:02 - Parenting an Only Child 00:05:11 - Emotional...
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Compilation Episode: Best of 2025
Wade Borth - Sage Wealth Strategy
In this "Best of 2025" episode of the Wade Borth Podcast, explore transformative insights on building personal banking systems, the security of life insurance, and a real client's inspiring Infinite Banking Concept (IBC) journey. A highlight is guest Nate Scott's enlightening perspective on infinite banking stages. Essential listening for anyone seeking to redefine financial freedom and legacy building. Episode Highlights 01:09 - Understanding Infinite Banking 03:00 - Four Stages of Whole Life Insurance 05:00 - Importance of Being a Saver 06:07 - The Financial Pressure of Being Asset Rich,...
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The Five Areas of Life: Leading Yourself Forward
Wade Borth - Sage Wealth Strategy
In today's, Wade explores the idea that what got you here won’t get you where you want to go. He breaks down why rethinking your thinking is essential for growth and how “arrival syndrome” can quietly hold you back. Wade also touches on leading yourself in the Five Areas of Life, letting go of what no longer serves you, and building the right team to support your goals. A short but powerful reminder to pause, reflect, and step into who you need to become next. Episode Highlights 01:50 - Coaching perspective on growth and success. 02:18 - Five areas of life for holistic abundance. 03:34...
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Financial Emergencies Happen—Here’s How Liquidity Saves You Every Time
Wade Borth - Sage Wealth Strategy
In this episode, Wade breaks down how “financial sewer backups”—market downturns, emergencies, recessions, and income loss—can blindside families and business owners. He explains why liquidity, cash reserves, and intentional planning are the key to surviving financial crises, protecting your wealth, and finding opportunities when others panic. If you want a practical, no-nonsense guide to building financial resilience and staying secure in uncertain times, this conversation is packed with real-world insight. Episode Highlights 03:01 - Panic and urgency in a crisis. 04:39 - Financial...
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The 50-Year Mortgage Problem—and the Family Banking Solution with Kira Nyland
Wade Borth - Sage Wealth Strategy
In another consumer corner episode, Wade is joined again by Kira Nyland to dive into the buzz around the proposed 50-year mortgage and what it reveals about America’s growing debt mindset. They break down how ultra-long mortgages can quietly extend financial bondage, why most consumers only see the “low payment” and not the true cost, and how thinking like a banker—not just a borrower—can change everything. Wade contrasts the typical consumer approach with strategies rooted in Infinite Banking, whole life insurance, and intentional cash flow, encouraging listeners to treat their...
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IUL Controversies Explained: Why Whole Life Still Stands Strong
Wade Borth - Sage Wealth Strategy
In this episode of The Wade Borth Podcast, Wade breaks down the recent headlines about NASCAR driver Kyle Busch allegedly losing $8.5 million in an Indexed Universal Life (IUL) scheme—and why stories like this create so much confusion about life insurance. Wade explains the likely factors behind the situation, including premium financing and unrealistic illustrations, and clarifies why IUL shifts risk back to the client while dividend-paying whole life insurance operates on guarantees, transparency, and long-term stability. Instead of letting one bad actor or bad tool tarnish the entire...
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The Four Stages of Whole Life: From Saver to Infinite Banker: Part 2
Wade Borth - Sage Wealth Strategy
In this episode: Wade walks through Business Banker (treating capital like a business, routing more cash flow through policies, and demanding payback with interest) and Infinite Banker (a closed family banking ecosystem where money consistently flows through your policies across generations). Expect practical criteria for loans, deal flow, and protecting liquidity while you invest. Tune in to see how disciplined policy use becomes a system—so your family controls the money game, not the banks. Episode Highlights 00:47 - Overview of podcast stages: business banking and infinite banking....
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The Four Stages of Whole Life: From Saver to Infinite Banker: Part 1
Wade Borth - Sage Wealth Strategy
In this episode: Wade breaks down the first two stages of owning whole life: Saver (building a safe, liquid foundation and tightening your relationship with money) and Wealth Builder (shifting premiums from “expense” to “opportunity,” paying down the right debts, and funding opportunities without sacrificing liquidity). You’ll hear how Tough Money habits, cash-flow redirection, and a clear “days of liquidity” target create real control—not just theory. Tune in to learn how to move from storing cash to putting it to work—on your terms. Episode Highlights 01:04 - Exploring the...
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Why Term Insurance is a Short-Sighted Strategy with Kira Nyland
Wade Borth - Sage Wealth Strategy
Welcome to a new episode of the Wade Borth podcast, focusing on "Consumer Corner" where we answer common questions that come across Wade's desk by clients. In this episode, Wade is joined by his assistant Kira Nyland to go through questions regarding Term Insurance and if it's a better fit than Whole Life. If you're stuck between which type of policy might be the best option, this episode is for you! Episode Highlights 03:38 - The role of informed decision-making in finance. 05:15 - Debunking common financial myths. 07:53 - Exploring the debate: Term vs. Whole Life Insurance....
info_outlineIn this episode: Wade walks through Business Banker (treating capital like a business, routing more cash flow through policies, and demanding payback with interest) and Infinite Banker (a closed family banking ecosystem where money consistently flows through your policies across generations). Expect practical criteria for loans, deal flow, and protecting liquidity while you invest. Tune in to see how disciplined policy use becomes a system—so your family controls the money game, not the banks.
Episode Highlights
00:47 - Overview of podcast stages: business banking and infinite banking.
01:28 - Definition of a business banker and control over finances.
02:26 - Mindset shift: Premiums as investments, not expenses.
03:04 - Redirecting cash flow: Benefits and privacy of policies.
08:12 - Hard money lending and expanding banking systems.
10:02 - Key components of wealth building and financial conversations.
11:20 - Treating money transactions like a business.
13:02 - Infinite banking mindset and the closed financial ecosystem.
15:52 - Interdependence and family financial ecosystems.
Episode Resources