Risk Taking: Use Your Capacity for CHANGE
Wealth, Yoga Wine
You Have a Great Capacity for Change Accepting failure means being willing to make mistakes. In marketing, that willingness is essential — yet many businesses refuse to change. I often see companies repeating the same language: “Digital content How to Train Your AI With no creativity, fun, or fresh perspective ( contact me for full OPPORTUNITY CARD ) When I bought 40 acres and three houses to turn a circa-1900 farmhouse into Le Petit Château Inn, no one supported the idea. After opening, I made a very embarrassing mistake. My website showed photos of...
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FIND YOUR WINGS IN 2026
Wealth, Yoga Wine
FIND YOUR WINGS FOLLOW THESE Three Great Truths TO FIND YOUR WINGS TAKE a few simple action steps to create your inner power: You are the most powerful person in your life: Keep a promise, forgo a grudge, Forgive an Enemy You have a great Capacity for Change: 1)Try to Understand 2)Decry Complacency 3)Deserve confidence Your are the solution to YOUR FUTURE : 1)Speak your love 2)Speak it again 3) Speak it Still Once Again ACT LIKE IT YOGA - yogilindsayc@gmail.com Yoga Nut On-Demand CORPORATE:(available for individual membership...
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ALTERNATIVE GIFTING IDEAS NOW
Wealth, Yoga Wine
THESE ARE THE BEST IDEAS FOR ALTERNATIVE GIFTING HANUKAH AND CHRISTMAS: from YOGA NUT DO IT YOURSELF - BIUILD A GIFT PACKAGE STOCKING STUFFERS THAT WON’T GO TO THE LANDFILL GIFT CARDS Choose a WELLNESS PACKAGE for your COMPANY or YOURSELF Yoga Nut Worksite Wellness Services Founder of Yoga Nut, Lindsay Coward, has the best gift ideas. yogilindsayc@gmail.com Yoga Nut On-Demand CORPORATE:(available for individual membership and bulk purchase for work groups) - The business portal is designed just for the corporation.:access 24/7 to...
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OPEN YOUR GIFTS: 12 DAYS OF CHRISTMAS
Wealth, Yoga Wine
OPEN YOUR GIFTS and the TWELVE DAYS OF CHRISTMAS For this Holiday season I am focusing on our ALIGNABLE ARTISTS: BECAUSE WOULDN’T IT BE FUN TO SHARE THEIR TALENTS WITH THE COMMUNITY; SECOND DAY of Christmas. ( I skipped the first day..) TWO TURTLE DOVES AND THE PARTRIDGE IN A PEAR TREE ALISE KABAKOFF https://knitmesewme.com KNIT ME SEW ME ARBA COOPER DIGITAL TECHNOLOGIST This Holiday season I want you to realize that YOU have unopened gifts and talents. You only need to unwrap and use them Price Pritchett Ph.D tells us in his famous book you2 ( you squared, that most...
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The Meaning of Being An Artist
Wealth, Yoga Wine
• This month — and this time of year — represent philanthropy for me. • I find myself drawn to artists, because so many of them are struggling. • We often equate the phrase “struggling artist” with finances or fame, but sometimes the struggle runs much deeper. • For Tokunbo Agosu — known as TOKS — the struggle has been shaped by tragedy and loss. • His roots run deep in the vibrant culture of Nigeria, before he continued his journey to Canada. • His mission and vision are “to create a place of purpose, recovery, and grace.” • When you grow close to artists and...
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IF YOUR BIG DREAM IS TAKING FOREVER TO REALIZE
Wealth, Yoga Wine
Chris Hill created a concept of eco-luxury vacations that include philanthropic volunteering. The vision began in 2002, during a trip to South Africa, where he helped build a home for a local family. That experience was more fulfilling than his successful finance career in London, inspiring him to pursue a new path. He launched Hands Up Holidays, which later included this additonal concierge service for Impact Destinations. His background in finance became an advantage — many of his former colleagues became early investors. For over 20 years, Impact Destinations has curated hands-on...
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Endangered Wildlife, Poachers Are Their Monsters: Impact Destinations are Their Heroes
Wealth, Yoga Wine
POACHERS DON’T NEED COSTUMES While many of us are caught up in ghosts and goblins this week, ECO LUXURY TRAVEL vacations focus on saving wildlife from the real monsters: poachers. CHRIS HILL, creator of IMPACT DESTINATIONS, continues the mission to ensure every vacation has a PHILANTHROPIC SIDE. Poachers are haunted by greed — but travelers can provide volunteerism, philanthropy, and legacy. By adding a philanthropic donation, you can: Relocate endangered rhinos to safe sanctuaries Support rehabilitation by world-class veterinarians Rebuild...
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THIS COULD BE YOUR SCARIEST HALLOWEEN : CYBER SECURITY HACK
Wealth, Yoga Wine
The Small Business Owner’s Cybersecurity Guide Hackers don’t need masks — and they don’t wait until midnight to strike. Data Protection for Small Business - Cybersecurity for biz - cybersecurity 4 biz Navy veteran and cybersecurity consultant Todd Mitchell shows small business owners how to: Protect client data with simple, daily cybersecurity practices Stop phishing, ransomware, and social engineering attacks Build a cyber-safe culture and stay compliant with HIPAA, GLBA, PCI-DSS, and CMMC 2.0 If you think you’re too small to be hacked, think again. This Halloween, the real fright...
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Meeting a Rhinoceros in the Wild: Three Essential Tips for the Conscientious Traveler
Wealth, Yoga Wine
IMPACT DESTINATIONS, created by Chris Hill, is an extraordinary concept in philanthropic legacy vacation experiences 🔗 Overview of Impact Destinations: Founded by Chris Hill, experts in Eco Luxury vacations. Focus on philanthropic legacy vacation experiences. Aim to guide conscientious travelers towards community involvement. Travel Opportunities: Travelers can explore rare events while contributing to the community. Emphasis on immersive experiences in sustainable lodgings. Examples of adventurous travel include options in Africa. Saving Rhinos from...
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Peace Corp? And Eco - Luxury Philanthropic vacations
Wealth, Yoga Wine
Offering travelers the chance to donate and participate in life-changing opportunities that support real communities around the world. IMPACT DESTINATIONS focuses on three important aspects to enhance and curate a phenomenal experience with people, communities, and wildlife: 1. Philanthropy Provides continual philanthropic assistance to local communities through building housing, schools, and farming to ensure long-term health and sustainability. Extends to wildlife preservation — your donations support safe habitats, prevent poaching, and help stop extinction. ...
info_outlineNobody likes Budgeting. But how else can you price your prodcut appropriately to MAKE THAT PROFIT! Follow Sandra Simmons guidance here and a few tips from me:
On a simpler picture, when I started my small luxury inn, I listed all the furnishings per room:
Beds, dressers, chairs, linens, drapes, end tables. Private bathrooms: towels, wash cloths, hand towels, soaps, shampoos, bath matts, robes, sheets, duvet, blankets, shower curtains, door hangers, window treatments, small tables in bathrooms and shelving in the bathrooms, televisions, then the great room and the diningroom, kitchen, sittingrooms.. DETAILS DETAILS DETAILS!.. THAT WAS JUST THE FURNISHING START UP COSTS.
Take that information and insert it into Sandra's Budgeting below that pertains to YOUR BUSINESS as each start-up expenditure is different.
Use Sandra's list as your guide.
Important note: Sandra's list will include items thart you never thought about!
Budgeting – Expense Calculation (Annual)
Accounts
• Emergency Account (1% Recommended): $5,390.00
• Expansion Account (5% Recommended): $8,085.00
• Legal & Tax Account (5% Recommended): $8,085.00
• Savings Account (5% Recommended): $8,085.00
Cost of Goods Sold (COGS)
• 3rd Party Software: $4,272.00
• Inventory: $67,284.00
• Labor: $65,000.04
• Supplies/FOB: $15,036.00
Debt Payments
• Amex 43007: $13,000.00
• Cap One 5556: $7,800.00
• Visa 3434: $7,800.00
Operating Expenses
• Advertising & Promotion: $18,080.00
• Auto Expenses: $6,416.00
• Bank Service Charges: $216.00
• Dues & Subscriptions: $1,475.00
• Education & Training: $2,350.00
• Equipment Rental: $1,476.00
Insurance
• Liability: $1,356.00
• Life: $2,231.84
• Property: $1,442.00
Other Expenses
• Licenses & Permits: $750.00
• Merchant Fees – Credit Card: $12,384.00
RESOURCES
Sandra’s email
sandra@moneymgmtsolutions.com
Website
Money Management Solutions, Inc.4001 Santa Barbara Blvd. #358
Naples, FL 34104
Office Phone: 239-331-7055
http://www.moneymgmtsolutions.com
Cash Flow Mojo Affiliate Program
https://youtu.be/E9WDgctencE?si=aTRegRY5Bg6iUE0T
CONTACT VALERIE HAIL FOR SPECIAL OPPORTUNITY:
CHANGE MAKERS SERIES SEPTEMBER - NOVEMBER
MARKETING PLACEMENTS ON WEEKLY PODCASTS
valerie@allinourminds.com www.allinourminds.com
914 475 4603