Ep. 151 - Should I use my PTO or Vacation for Workers’ Comp?
Release Date: 03/31/2026
Ep. 151 - Should I use my PTO or Vacation for Workers’ Comp?
Work Comp Talk Podcast
If you got injured at work and your employer told you to use your PTO… You might be losing money without even knowing it. In this episode 151 of Work Comp Talk, Carmen Ramirez is joined by Bilal Kassem from Pacific Workers to break down when you should and when you should not use your PTO while on Workers’ Compensation. Most injured workers don’t realize this can cost them money, burn through their earned time off, and impact their financial stability. If your employer is telling you not to report your injury or to use your own time first, that could be a major...
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Ep. 150 - The Ultimate Guide to Protecting Your Workers’ Comp Settlement
Work Comp Talk Podcast
Today we celebrate Episode 150 of Work Comp Talk. A couple of years ago, this podcast started with one simple goal: helping injured workers understand a system that can often feel confusing and overwhelming. Since then, we’ve had meaningful conversations, answered important questions, and shared insights that we hope have helped many people feel more confident about their workers’ compensation cases. For this special episode, four attorneys from Pacific Workers join host Carmen Ramirez to share practical tips on protecting your workers’ compensation settlement in...
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Ep. 149 - Should I take the first offer of my workers’ comp claim?
Work Comp Talk Podcast
Episode149: Just because the insurance company makes an offer doesn’t mean it reflects the real value of your case. Today, host Carmen Ramirez is joined by Pacific Workers President, Bilal Kassem, to discuss the complexities surrounding the first settlement offer in workers' compensation cases. They explore the misconceptions injured workers have about these offers, the importance of medical evaluations, and the potential long-term consequences of accepting early settlements. Bilal emphasizes the need for legal guidance and negotiation strategies, while also highlighting the...
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Ep. 148 - Why was my Workers’ Comp Claim Denied?
Work Comp Talk Podcast
In episode #148, we tackle one of the most stressful moments an injured worker can face: when your workers’ comp claim is denied in California. You reported your injury, followed all the rules, and expected protection, but instead, you get a denial letter. Most workers panic, thinking their case is over. The truth is: you deserve more. A denial is often just the beginning. What You’ll Learn: Host Carmen and Bilal Kassem, President of Pacific Workers, Lawyers for Injured Workers, break it down step by step: The real reasons claims get denied in...
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Ep. 147 - Can I choose my own doctor in California workers’ compensation?
Work Comp Talk Podcast
Episode 147: Workers’ Comp Doctor Rules in California, Your Rights Inside the MPN System If you were injured at work in California, your employer may send you to a specific doctor, but does that mean you have no choice? In this episode of Work Comp Talk, host Carmen Ramirez and attorney Bilal Kassam explain one of the most misunderstood parts of California workers’ compensation: your right to choose and change your treating doctor. Many injured workers don’t realize that the doctor managing their care can directly affect disability benefits, work restrictions,...
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Ep. 146 - Do I Have to Report My Workers' Comp Payments on My Taxes?
Work Comp Talk Podcast
Episode 146: Are workers’ compensation settlements taxable? Think the IRS will take a big chunk of your workers’ comp settlement? Most injured workers are wrong, and you need to know the truth. Workers’ compensation is designed as a benefits system, not a paycheck. That changes everything when it comes to taxes. But there are important exceptions and financial pitfalls many people don’t realize, like back wages, child support liens, Social Security offsets, and how settlements should be structured to protect your...
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Ep. 145 - How Much Is a Serious Work Injury Worth in California?
Work Comp Talk Podcast
Episode 145: What You Need to Know About Severe Work Injuries in California If you suffered a severe work injury in California, the severity of your injury may determine how much compensation and long-term benefits you receive. Serious injuries unlock benefits that minor injuries never will. Not all work injuries are treated the same. In California workers’ compensation, serious and catastrophic injuries unlock benefits that minor injuries never will, including higher payouts, extended disability benefits, and even lifetime pensions. ...
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Ep. 144 - Do I Have to Quit My Job if I Settle My Workers’ Comp Case?
Work Comp Talk Podcast
Most injured workers in California are told they must quit their job to settle a workers’ comp case, but that’s not always true. In episode #144 of Work Comp Talk, host Carmen Ramirez breaks it down with Pacific Workers attorney Bilal Kassem so you can understand that quitting is often a negotiation tactic, not a legal requirement, and most people never realize they actually have a choice. We walk you through: Whether you legally have to quit to settle workers’ comp in California Settlements can be a...
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Ep. 143 - Why Did My Workers’ Comp Checks Stop?
Work Comp Talk Podcast
In episode #143 of Work Comp Talk, Carmen Ramirez and Bilal Kassem break down exactly why your workers’ compensation checks in California may suddenly stop, sometimes without any notice. From administrative errors to changes in work restrictions, missing medical reports, or the tricky overlap with California State Disability Insurance (SDI), we cover the real reasons behind delayed or stopped payments and how you can protect yourself. Takeaways: The common mistakes that can derail your workers’ comp case. How to spot errors before...
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Ep. 142 - What to Expect in 2026 for CA Workers’ Comp
Work Comp Talk Podcast
In Episode #142 of Work Comp Talk, host Carmen Ramirez and co-host and attorney Bilal Kassem break down what to expect in the California workers’ compensation system for 2026, what changed, what’s still a bottleneck, and what steps help shift your case from the system to help you stay in control. They cover 6 key updates for injured workers, including benefit rate changes (Temporary Disability), mileage reimbursement, medical treatment...
info_outlineIf you got injured at work and your employer told you to use your PTO… You might be losing money without even knowing it.
In this episode 151 of Work Comp Talk, Carmen Ramirez is joined by Bilal Kassem from Pacific Workers to break down when you should and when you should not use your PTO while on Workers’ Compensation. Most injured workers don’t realize this can cost them money, burn through their earned time off, and impact their financial stability.
If your employer is telling you not to report your injury or to use your own time first, that could be a major red flag.
Takeaways:
Don’t use PTO if your Workers’ Comp case is accepted.
Workers’ Comp provides wage replacement (TTD).
You can recover money… but NOT your time
Employer policies can still affect your job status
Never assume you’ll get your PTO back
Chapters
0:00 - Can They Fire You for Injury?
1:45 - Absence Policies: What They Hide
3:20 - PTO vs Workers Comp: Don’t use It First!
5:10 - Shady Boss Tricks Exposed
7:00 - 132a Claims & Discrimination Wins
8:40 - Retirement + Injury: The Deadly Mistake
10:00 - Protect Yourself now: Top Tips
This episode is sponsored by Pacific Workers, The Lawyers for Injured Workers, the trusted workers’compensation law firm in Northern California. With over 10,000 cases won and more than $350 Million recovered for injured workers, we are here to help if you’ve suffered a workplace injury.
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