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Know Better. Do Better: Financial Habits to Ease Stress and Build Confidence, With Chloe Moore

Worth Listening with Lauryn Williams

Release Date: 06/10/2025

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Worth Listening with Lauryn Williams

Welcome to a special mid-year replay from the Know Better, Do Better series! This conversation between two CERTIFIED FINANCIAL PLANNER™ professionals—Lauryn Williams and Chloé Moore—dives deep into a topic that’s foundational to building wealth: money mindset. We’re halfway through the year, and it’s the perfect time to check in on your mindset around money and how it may be influencing your financial progress. Whether you’ve hit your goals or feel like you’ve stalled out, the way you think about money plays a bigger role than you might realize. In fact, it’s so important...

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Worth Listening with Lauryn Williams

Is your relationship with money affecting your mental health? You’re not alone.  In this episode, Certified Financial Planners Lauryn Williams and Chloe Moore unpack how finances impact our mental wellbeing—and what we can do about it. It all starts with building healthy financial habits grounded in your personal “why” and goals that actually fit your life.  Then they get into the numbers—breaking down the key financial metrics you should be tracking if you want to reduce stress and build long-term security. From net worth and debt to savings rate and housing costs, this...

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Worth Listening with Lauryn Williams

This episode originally aired in 2023, but it’s just as relevant—if not more—today. As part of our What to Do During Times of Uncertainty series, we’re revisiting this powerful conversation between CERTIFIED FINANCIAL PLANNER™ professionals Lauryn Williams and Chloé Moore. In a world full of uncertainty, flashy financial advice, and constant lifestyle upgrades, it’s easy to lose sight of the long-term costs of the choices we make. Whether you’re tempted by a YOLO trip, a new car, or you're navigating a job change, this episode helps you weigh the true impact of your...

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Worth Listening with Lauryn Williams

Whether you saw it coming or it was a total shock, getting laid off can flip your world upside down. But a layoff doesn’t have to derail your financial future—or your confidence. In this episode, Certified Financial Planner® Chloe Moore joins Lauryn Williams to break down how to navigate a layoff with clarity and control. From negotiating severance and protecting your credit to preparing emotionally and financially for what’s next, they offer practical, empowering advice for anyone facing—or worried about—a job loss. If you're in the middle of a career transition or want to be ready...

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Worth Listening with Lauryn Williams

Lauryn Williams sits down with her cousin, Jessica Gray—an attorney specializing in employment and labor law and a federal government employee. Jessica shares her personal journey growing up in Washington, DC, navigating money lessons from her parents, building generational wealth, and why she’s staying “resume ready” in today’s uncertain economic and political climate. As the current administration reshapes federal employment practices, job security isn’t what it used to be—even in government roles once known for stability. Jessica pulls back the curtain on what’s really...

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Worth Listening with Lauryn Williams

Thinking about becoming a digital nomad or relocating to another country? Whether you're dreaming of remote work with a passport in hand or trying to escape the daily grind by starting over abroad, there’s more to it than sunshine and freedom. In this Know Better. Do Better. episode, Lauryn Williams—who has firsthand experience living abroad in Colombia—is joined by fellow Certified Financial Planner Chloe Moore, who has worked with clients navigating the ins and outs of international living. Together, they shed light on the financial, legal, and emotional realities that often go...

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Worth Listening with Lauryn Williams

In today’s episode, Lauryn Williams talks with Royal Williams, a global traveler, educator, and founder of Yup! She Travels and Yup! We Travel. Royal shares what it really takes to build a life in a different country—from the logistics of visas and finding housing to the emotional and financial shifts that come with stepping into the unknown. From studying abroad and landing her first job in Colombia to now running two travel-focused businesses and living in Medellín full-time, Royal has created a life on her own terms. She breaks down what you need to know about living abroad—from...

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Worth Listening with Lauryn Williams

People are feeling worried, concerned, and stressed about the changes happening this year. In this episode, Lauryn and Chloe discuss good financial habits and how to prepare for uncertainty—whether it’s navigating a layoff, adjusting to rising costs, or even making big life changes like moving abroad. They dive into practical strategies to help you take control of your finances when so much feels out of your hands, from budgeting and saving to spotting financial scams and making smart money moves. Key Takeaways Why so many people are reevaluating their finances and making big life...

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Worth Listening with Lauryn Williams

We’re taking it back to one of our most inspiring travel episodes! Preethi Harbuck of the Local Passport Family joined us to share her incredible journey of traveling the world with her husband and five kids. Together, they’ve visited 62 countries (43 with kids!) while making travel a priority in their lives—on a budget. In this throwback episode, Preethi reflects on how her upbringing shaped her views on money, the creative ways her family funds their adventures, and how they’ve turned travel into a tool for teaching their children about culture, history, and financial responsibility....

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Worth Listening with Lauryn Williams

Chloe Moore is Back for the "Know Better, Do Better" Series! This time, we're diving into the art of budgeting for travel. Whether you're a spontaneous traveler or a detailed planner, Lauryn and Chloe break down practical strategies to help you enjoy your trips while staying on track with your financial goals.   From understanding how to prioritize travel in your budget to setting up savings "buckets," this episode covers everything you need to know to plan your dream vacations without breaking the bank. Key Takeaways Discover the average cost of vacations and why planning ahead can...

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Is your relationship with money affecting your mental health? You’re not alone.  In this episode, Certified Financial Planners Lauryn Williams and Chloe Moore unpack how finances impact our mental wellbeing—and what we can do about it. It all starts with building healthy financial habits grounded in your personal “why” and goals that actually fit your life. 

Then they get into the numbers—breaking down the key financial metrics you should be tracking if you want to reduce stress and build long-term security. From net worth and debt to savings rate and housing costs, this episode helps you understand what to monitor, why it matters, and how to make meaningful progress. Whether you're in your peak earning years or just getting started, these habits can help you gain clarity, confidence, and peace of mind.

 

Key Takeaways

  • Why your financial “why” matters more than generic goals

  • Why tracking your net worth gives you a clearer picture than a budget alone

  • The truth about homeownership, net worth, and building real estate wealth

  • The savings rate to aim for (and how to work up to it)

  • Why you should plan for raises and bonuses before the money hits your account

  • How to align with your partner on household finances—even if you’re keeping things separate

  • The role of side hustles, promotions, and annual reviews in income growth

  • Insurance and estate planning basics you should be revisiting every year

  • What to look for when reviewing your tax return

Links & Resources Mentioned

Money Quote: 

“Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones.” — Benjamin Franklin

 

About Lauryn Williams

Lauryn Williams is a Certified Financial Planner, Olympian, and financial educator passionate about helping people take control of their finances. Lauryn also hosts the Welcome to Wealth Retreats, designed to help individuals create actionable financial plans while traveling and experiencing new cultures. Learn more about her speaking services and retreats [here].

 

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Connect with Lauryn on LinkedIn: linkedin.com/in/lauryn-williams