Uncovering Hidden Fees: Are You Paying More Than You Think?
Your Retirement Radio With Kevin Madden
Release Date: 10/03/2023
Navigating Retirement Amidst Political Storms: Elections, Portfolios, and Financial Planning
Your Retirement Radio With Kevin Madden
A recent survey revealed that 45% of investors believe political outcomes carry more weight than market returns. Host Jess raises crucial questions about how clients factor politics into their investment decisions. Kevin shares insights on how political concerns may lead some individuals to stay on the investment sidelines, missing out on market rallies. However, Madden emphasizes the importance of a long-term retirement plan that extends beyond political cycles. Whether facing good or bad markets, presidents, or economic conditions, a well-balanced strategy is essential for weathering any...
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Unlocking Hidden Wealth: The Hunt for Unclaimed 401K Assets
Your Retirement Radio With Kevin Madden
Did you know that an estimated 1/4 of 401K assets, totaling a staggering $165 trillion, go lost and forgotten when individuals leave their jobs? In this episode, Kevin and his guests explore the reasons behind this phenomenon and discuss the steps you can take to uncover potential hidden treasures in your retirement accounts. Worried that you might have left thousands of dollars behind? Kevin provides practical tips on how to navigate state databases, check your employment history, and ensure you haven't overlooked valuable assets. Learn how a little effort today can lead to significant...
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Decoding the Social Security Dilemma: Maximizing Your Retirement Income Strategy
Your Retirement Radio With Kevin Madden
Will Social Security go broke? IF it does, how will it impact your retirement plan? Unravel the myths and uncertainties surrounding Social Security's future, with insights into the potential changes and their effects on benefits. Discover the strategic considerations for optimizing your Social Security payments, including when to start, defer, or plan for alternative scenarios. Kevin emphasizes the importance of incorporating Social Security decisions into your overall financial roadmap, ensuring a guaranteed lifetime income. Call Kevin TODAYto navigate the complexities of Social Security and...
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iBonds vs. Fixed Annuities: Making the Right Choice for Your Retirement Savings
Your Retirement Radio With Kevin Madden
Join us as we discuss the recent changes in iBond interest rates, their long-term benefits, and whether it's time to cash in. Kevin shares insights on fixed annuities that offer guaranteed returns and explains why they might be a compelling option for securing your financial future. Discover how these investment tools can help you make informed decisions and enhance your retirement strategy. Don't miss out on this valuable advice to ensure your retirement is financially secure. Your roadmap will include: A retirement income strategy A test to see how long your...
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Unlocking Earnings Season Insights: Strategies for Retirement Planning
Your Retirement Radio With Kevin Madden
As Wall Street gears up to report on the third-quarter performance of companies, we discuss the potential market volatility and how to navigate it. Discover valuable insights from financial experts, including Jason Katz of UBS, who shares his optimism amid this earnings season. Gain a deeper understanding of why this earnings period is projected to be the first positive one in a while, with a potential 12% earnings growth on the horizon. Kevin Madden emphasizes the importance of not panicking in the face of volatility, instead suggesting a strategy of repurposing within the market....
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How to Balance Your Retirement Dreams
Your Retirement Radio With Kevin Madden
Many of us eagerly anticipate retirement, envisioning the freedom to pursue our hobbies and passions. However, not all transitions to retirement are smooth, and some individuals find themselves grappling with financial stress and boredom. Is there an alternative to traditional retirement, a way to stay engaged and fulfilled? Our discussion uncovers the concept of partial retirement, where individuals return to the workforce by choice, seeking personal fulfillment and interactions rather than necessity. We hear from experts and delve into the importance of educating the younger...
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Seizing Opportunity: Higher Interest Rates & Portfolio Reviews
Your Retirement Radio With Kevin Madden
Volatility in the stock market and record-high interest rates are dominating the headlines, but what opportunities do these conditions bring for your retirement savings? Learn how you can enhance your financial portfolio by making the most of these elevated rates. Discover strategies to balance safety and risk in your investment approach. Kevin addresses the importance of conducting regular portfolio reviews. When should you do a deep dive and revamp your investment strategy? Find out how often you should meet with your advisor, why it's essential, and how it can ensure you stay on track...
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Maximizing Your Returns: Money Markets, Annuities, and Retirement Tax Planning
Your Retirement Radio With Kevin Madden
Are you aware that for the first time in 22 years, cash is outperforming the S&P 500 in terms of returns? If you've been stashing cash under your mattress, you might be surprised to learn that you're ahead of the game. Yahoo Finance's Jared Blick Reese discusses how a staggering $925 billion has flowed into money markets this year alone. The landscape of investing has shifted, and the calculus is different but, Kevin can help you navigate these changes successfully! Annuities are more popular than ever right now - wanna guess why? Kevin explains how fixed annuities are...
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Uncovering Hidden Fees: Are You Paying More Than You Think?
Your Retirement Radio With Kevin Madden
In the age of autopay, many of us have become accustomed to having our bills paid automatically. It's convenient, right? Well, maybe not always. A recent survey by Chase Bank revealed that people often forget what bills are being paid, including for services they no longer use. It's akin to paying for a streaming service you never watch. But here's the real kicker – hidden fees aren't limited to your monthly subscriptions; they can lurk in your retirement accounts too. Whether it's your 401(k) or IRA, these financial fees can erode your hard-earned money without you even realizing it....
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Demystifying Annuities: Your Path to Financial Confidence
Your Retirement Radio With Kevin Madden
The episode kicks off by addressing common misconceptions about annuities, emphasizing that they aren't magical instruments but rather strategic financial tools. Kevin tackles the question of why individuals would choose to invest in annuities rather than managing their investments themselves, highlighting the role of annuities as a form of longevity insurance that provides guaranteed income for life. Furthermore, you'll discover how fixed annuities, akin to CDs, are offering remarkably high interest rates in the current market, providing an attractive option for those seeking a secure,...
info_outlineIn the age of autopay, many of us have become accustomed to having our bills paid automatically. It's convenient, right? Well, maybe not always. A recent survey by Chase Bank revealed that people often forget what bills are being paid, including for services they no longer use. It's akin to paying for a streaming service you never watch.
But here's the real kicker – hidden fees aren't limited to your monthly subscriptions; they can lurk in your retirement accounts too. Whether it's your 401(k) or IRA, these financial fees can erode your hard-earned money without you even realizing it. Kevin shares how some 401(k) plans come with internal fees that could be eating away at your retirement savings. He also highlights the importance of being aware of these fees, especially if you're over 59 1/2 and have the opportunity to self-administer your IRA.
So, if you're wondering whether you're paying too much in hidden fees, tune in for this eye-opening episode. Kevin Madden provides insights and strategies for optimizing your retirement accounts, minimizing fees, and ensuring your financial future is on the right track.
Don't let hidden fees eat away at your retirement dreams. Take control of your finances, and reach out to Kevin Madden.
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