The Financial Rebound Podcast
Welcome to The Financial Rebound Podcast! Hosted by Certified Mortgage Planning Specialist® Mike Hajjar, this podcast is all about transforming your relationship with money through real-life stories and proven strategies. With over 17 years of experience and a personal journey from seven-figure debt to financial freedom, Mike brings valuable insights on mortgages, cash flow management, and financial literacy. Our goal? To help you turn financial challenges into opportunities for growth. Each episode dives into practical tools, tactics, and mindset shifts that can empower you to build a brighter financial future. Whether you’re navigating the complexities of mortgages or aiming for financial independence, The Financial Rebound is here to guide you. Subscribe for inspiring stories, expert tips, and the financial know-how to start your own rebound journey!
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Dream Home, Clean Credit: Your Guide to Getting Both
07/08/2025
Dream Home, Clean Credit: Your Guide to Getting Both
Most homebuyers think good credit is enough to get a mortgage. But that 750 score? It might still get denied. In this episode, I bring on Sam Parker, co-founder of My Credit Guy, to cut through the confusion. We talk about credit repair scams, why DIY bots won’t fix your score, and how focusing only on deletions sets buyers up for failure. Sam breaks down the full process of getting mortgage-ready, from proper debt paydown strategies to avoiding the #1 mistake that tanks scores, closing out credit cards. If you're serious about buying a home and want to make sure your credit won't get in the way, this episode is your roadmap. Tune in and get mortgage-ready the right way. Dream Home, Clean Credit: Your Guide to Getting Both. Love the episode? We'd be thrilled if you left us a five-star review! Sam Parker is the Founder and CEO of My Credit Guy, a trusted partner to real estate professionals nationwide. Specializing in credit restoration, education, and budgeting, Sam helps transform denied mortgage files into closed deals. His team offers no upfront fees, free file reviews, and unlimited rapid rescores, making them the go-to solution for credit-challenged clients. With a mission to boost closings and client confidence, Sam’s impact extends far beyond the credit score. His work helps realtors and lenders alike turn setbacks into successful homeownership stories. Website: Facebook: LinkedIn: Instagram: YouTube: Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all. Mortgage Advisor NMLS # 305375 Website: LinkedIn: Instagram: Facebook: YouTube: Produced by
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The Property Tax Trap: The Hidden Cost Homebuyers Aren't Told
06/24/2025
The Property Tax Trap: The Hidden Cost Homebuyers Aren't Told
Buying a home can feel like a dream until the tax bill hits. And most buyers never see it coming: property tax uncapping. In this episode, I team up with Christine Lucian, Founder of Property Tax Academy, to expose what real estate pros often miss. We dig into why seller taxes aren't your taxes, how uncapping works, and what simple questions could save you thousands of dollars. You’ll also hear real stories of buyers blindsided by five-figure tax hikes and how it all could have been avoided. If you’re buying, selling, or planning your mortgage, learn the one question every buyer should ask: "What will my taxes be after I close?" Tune in to The Financial Rebound —The Property Tax Trap: The Hidden Cost Homebuyers Aren't Told About. Love the episode? We'd be thrilled if you left us a five-star review! Christine Lucian is a municipal property tax assessor with over 15 years of experience who decided to begin educating professionals in order to protect and guide consumers. She established The Property Tax Academy in fall of 2023 and to date has helped over 1,300 professionals navigate the complexities of property tax in Michigan. Her passion for pouring knowledge into others and her concern for consumers has driven her to lead with empathy and education. Her motto is “people over profit”, and she stands by that fiercely by having the courage to continue to bring awareness to a complex subject that affects all Michigan property owners. When she isn’t teaching industry professionals, she is assisting property owners in property tax solutions to ensure financial fairness for all. Website: Facebook: LinkedIn: Instagram: YouTube: Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all. Mortgage Advisor NMLS # 305375 Website: LinkedIn: Instagram: Facebook: Youtube: #PropertyTax #HomeBuyingTips2025 #SmartRealEstate
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From Survival to Scaling: Built a Construction Brand with Purpose and Grit
06/03/2025
From Survival to Scaling: Built a Construction Brand with Purpose and Grit
Construction projects often go awry due to missed deadlines and costly mistakes. In this episode, I speak with Sterling Hughey, the founder of Sterling Construction. He shares his journey of building a powerful construction brand after nearly losing everything. Sterling explains how punctuality and a clear system can distinguish professionals in the field. We also discuss the red flags homeowners should look out for when hiring a builder, the importance of straightforward contracts, and what effective communication truly means. You’ll learn how to choose the right builder! So, tune into the episode of The Financial Rebound —From Survival to Scaling: Built a Construction Brand with Purpose and Grit. Enjoy the podcast? Subscribe and leave a 5-star review! Sterling Hughey is the owner of Sterling Construction, a company grounded in integrity, innovation, and fearless execution. With extensive experience across Property Management, Commercial New Construction, Residential Construction, and State, Federal & Government work, he leads with a clear vision and unwavering commitment to quality and speed. Sterling’s leadership centers on core values: integrity, innovation, personal development, speed, fearlessness, and a relentless “growth or die” mentality. He motivates his team to push boundaries, embrace challenges, and continuously raise the bar. In the business exchange group, Sterling brings practical industry insight and a collaborative spirit, focused on driving growth and success through genuine partnership and shared values. Website: Facebook: LinkedIn: IG: YouTube: Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all. Mortgage Advisor NMLS # 305375 Website: LinkedIn: Instagram: Facebook: Youtube:
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Turning Setbacks into Systems: How AI Is Reshaping the Game of Business
05/27/2025
Turning Setbacks into Systems: How AI Is Reshaping the Game of Business
You don’t have to choose between hustle and peace of mind. You just need the right systems with AI. In this episode, I sit down with Luke Shankula, CEO of Loans on Demand and founder of Direct Authority AI, to talk about how a major business setback helped him create systems that fueled growth. We talk about using AI to save time, get better information, and make smart financial moves. Learning how to organize your info, ask the right questions, and use AI tools to plan better. Use AI as your assistant, not your replacement. Don’t miss this episode of The Financial Rebound —Turning Setbacks into Systems: How AI Is Reshaping the Game of Business. Love the episode? We'd be thrilled if you left us a five-star review! Luke Shankula is the CEO of Loans On Demand and a leader in direct-to-consumer mortgage marketing. He is the creator of the Direct Authority Strategy, a powerful system that combines targeted lead generation with personal brand-building to help loan officers become the go-to expert in their market. He is also the founder of Direct Authority AI, a community that teaches loan officers how to leverage artificial intelligence to grow their business, increase efficiency, and build their brand. Luke’s work has been featured in National Mortgage News, NBC, and Yahoo Finance, and he's been invited to speak on dozens of industry stages and podcasts. Website: LinkedIn: Instagram: Facebook: YouTube: Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all. Mortgage Advisor NMLS # 305375 Website: LinkedIn: Instagram: Facebook: Youtube:
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More Than a Realtor: The Real Story Behind Success in Real Estate with Brittany Racine
05/13/2025
More Than a Realtor: The Real Story Behind Success in Real Estate with Brittany Racine
Buying a home is one of the biggest decisions you’ll ever make. And it’s not just about the house or the mortgage—it’s about your mindset. In this episode, I talk with Brittany Racine, real estate agent at Real Estate One, about what it really takes to succeed in real estate and life. We talk about what keeps people from moving forward: doubt, fear, and listening to the wrong voices, and how Brittany found clarity by learning to trust herself again. You need to block out the noise, focus on your goals, and know when it’s time to act. Whether it’s your first home or your next one, being mentally prepared is just as important as being financially ready. Let’s work together to build your next financial win. Tune in now to this episode of The Financial Rebound —More Than a Realtor: The Real Story Behind Success in Real Estate with Brittany Racine. Love the episode? We'd be thrilled if you left us a five-star review! Brittany Racine is a top-producing real estate agent at Real Estate One with over 12 years of experience serving Michigan homebuyers. Beyond her impressive sales record, she is a proud mom, TV host, and upcoming podcast creator. After navigating the collapse of a restaurant business during her divorce and the pandemic, Brittany rebuilt her life and career through grit, self-reflection, and a passion for helping others. Known for her authenticity and humor, she connects deeply with clients by blending professionalism with personality. Her story is a testament to resilience and redefining success beyond the title of "Realtor." Website: LinkedIn: Instagram: Facebook: Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all. Mortgage Advisor NMLS # 305375 Website: LinkedIn: Instagram: Facebook: Youtube: #ResilienceJourney #AuthenticSuccess #MindsetWins
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Mastering Mindset Shifts for Real Estate Triumph
12/10/2024
Mastering Mindset Shifts for Real Estate Triumph
The right mindset can make or break your success in real estate. In this episode, I'm joined by Giovanna Special, a Real Estate Agent with License ID: 324253, one of Michigan's top real estate agents, to uncover the transformative power of mindset shifts in achieving real estate success. Together, we delve into how embracing challenges, cultivating resilience, and shifting your perspective from obstacles to opportunities can lead to remarkable outcomes. Giovanna shares key mindset shifts that every aspiring homebuyer, seller, or real estate professional should understand. As she wisely says, "Anything is possible if you put your mind to it and work hard." Tune in to discover how adopting the proper perspective can unlock big wins in real estate and home mortgage planning. Join us in this episode of The Financial Rebound —Mastering Mindset Shifts for Real Estate Triumph with Giovanna Special. Love the episode? We'd be thrilled if you left us a five-star review! --------------------------------------------------------------------------------------------------- Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all. Mortgage Advisor NMLS# 382906 Website: LinkedIn: Instagram: Facebook: Youtube: TikTok: Twitter/X: --------------------------------------------------------------------------------------------------- Giovanna Special is a dedicated real estate professional who blends her deep local knowledge with a passion for helping clients find their perfect homes. With a focus on creating a memorable and positive experience, she believes that mindset is key to achieving real estate success. Giovanna's commitment to understanding her clients' needs and staying ahead of market trends sets her apart in the industry. Her approach combines expertise, professionalism, and a genuine joy in serving others. Giovanna looks forward to making your next move seamless and successful. Website: LinkedIn: Instagram: Facebook: #RealEstateTips #MindsetMatters #Mortgage #RealtorJourney #Realtor
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The Mortgage Strategies Most People Miss Out On
12/03/2024
The Mortgage Strategies Most People Miss Out On
When buying a home, understanding mortgage strategies can mean the difference between financial success and falling into common pitfalls. In this episode, I sit down with my good friend and mortgage industry expert, Rob Ziebart, Branch Manager of Landmark Mortgage Planners (NMLS #305375). Together, we uncover the mortgage strategies most people overlook. Rob offers valuable insights into leveraging home equity, strategic equity repositioning, and why the conventional wisdom of paying off your mortgage early might not always be the best approach. We also address common misconceptions among homebuyers, such as whether it's smarter to pay cash or make a sizeable down payment on a property. Understand how strategic mortgage management can significantly enhance your long-term financial health. Dive into this powerful discussion of this week's episode of The Financial Rebound: The Mortgage Strategies Most People Miss Out On with Rob Ziebart. --------------------------------------------------------------------------------------------------- Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all. Mortgage Advisor NMLS# 382906 Website: LinkedIn: Instagram: Facebook: Youtube: TikTok: Twitter/X: --------------------------------------------------------------------------------------------------- Rob Ziebart is the Branch Manager of Landmark Mortgage Planners, where he leads a team dedicated to providing personalized mortgage solutions that align with client's long-term financial goals. With 23 years of experience in the mortgage industry, Rob takes a financial planning approach to home loans, helping clients explore options they may not realize exist. His expertise extends beyond traditional mortgages, incorporating strategies for retirement planning, college funding, and estate planning. Rob believes in doing what's best for each client and takes pride in making informed decisions simple. His "Client For Life" mindset drives his commitment to delivering an unbeatable lending experience. Website: LinkedIn: Instagram: Facebook: #TheFinancialRebound #RealEstateSuccess #MindsetMatters #HomeOwnership #MortgagePlanning #RetirementWealth #mortgage #RealtorTips
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How Personal Growth Fuels Real Estate Mastery
11/26/2024
How Personal Growth Fuels Real Estate Mastery
Real estate is more than buying and selling properties—it's a personal and professional growth journey. In this episode, I sit down with Cody Roark, Real Estate Specialist at Epique Realty, to explore how personal transformation can shape success in the real estate industry. Cody shares his inspiring journey from being a casino dealer to becoming one of Michigan's most sought-after real estate agents. We also dive into the crucial role of understanding your options as an aspiring homebuyer, whether you plan to buy soon or prepare for the future. As Cody puts it, "Sometimes people think they're a year away, but in reality, they might be only a few months out. It's all about having that initial conversation." Understand how the right mindset can lead to success in both real estate and personal goals. Join us in this episode of The Financial Rebound — How Personal Growth Fuels Real Estate Mastery with Cody Roark. Enjoy this episode? Don’t forget to leave a five-star review! --------------------------------------------------------------------------------------------------- Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all. Mortgage Advisor NMLS# 382906 Website: LinkedIn: Instagram: Facebook: Youtube: TikTok: Twitter/X: --------------------------------------------------------------------------------------------------- Cody Roark is a passionate real estate specialist driven by a deep commitment to helping others achieve their dreams. With experience at Epique Realty, eXp Realty, and The Perna Team, Cody has honed his ability to turn aspirations into reality for his clients. He believes that personal growth is the cornerstone of his success in real estate, empowering him to better serve those he works with. Cody's journey through the industry is a testament to his dedication to self-improvement and client success. When he's helping others, Cody is truly at his best, embodying the elite version of himself. Website: LinkedIn: Instagram: Facebook: #Finance #Realtor #mortgage #realestate #successstories #homebuyertips #RealEstateSuccess #MindsetMatters
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Key Mindset Principles For Success
11/19/2024
Key Mindset Principles For Success
Success starts with the right mindset. Whether buying a home or striving for personal growth, how you think can make all the difference. In this episode, I sit down with my mentor, Anthony Casillas, to break down the key mindset principles for success. With over 32 years in the mortgage industry, he knows exactly how powerful a positive perspective can be for success. We dive into practical strategies that help homebuyers and real estate professionals develop consistency, overcome self-imposed blockages, and stay true to their goals. Learn how to build a winning mindset that will set you on the path to achieving your dreams of homeownership in this episode of The Financial Rebound: Key Mindset Principles For Success. --------------------------------------------------------------------------------------------------- Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all. Mortgage Advisor NMLS# 382906 Website: LinkedIn: Instagram: Facebook: Youtube: TikTok: Twitter/X: --------------------------------------------------------------------------------------------------- Anthony Casillas is a National Business Coach at American Financial Network, where he empowers mortgage professionals to succeed. With a wealth of experience in the lending industry, Anthony specializes in coaching teams to adopt winning mindsets that drive growth and success. He leverages AFN's reputation as a top mortgage banking firm to help real estate professionals, builders, and homebuyers nationwide. Anthony's mission is to inspire and guide others toward achieving their full potential in the mortgage industry. His insights on mindset are crucial for building a successful career in lending. NMLS# 242700 California DRE: 01172752 Website: #Finance #DebtFreeJourney #WealthBuilding #FinancialFreedom #FinancialEducation #MoneyMindset #Investment #MortgageIndustry
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Buying a Home? Avoid These Common Mistakes
11/19/2024
Buying a Home? Avoid These Common Mistakes
Buying a home is one of the most significant financial decisions you'll ever make, but it's also one of the trickiest. In this episode, Mike Hajjar is joined by top Real Estate Agent Stephanie Sacco and Property Tax Assessor Christine Lucian to dive into some of the homebuyers' biggest mistakes and how to avoid them. From waiting for interest rates to drop to misunderstanding how property taxes work, they discuss the pitfalls that could cost homebuyers more than expected. You'll get practical advice on navigating interest rates, property taxes, and timing your home purchase to maximize value. If you're looking for expert tips on buying a home and want to avoid common mistakes, don't miss out—hit play now and let Mike, Stephanie, and Christine guide you through the process! --------------------------------------------------------------------------------------------------- Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all. Mortgage Advisor NMLS# 382906 Website: LinkedIn: Instagram: Facebook: Youtube: TikTok: Twitter/X: --------------------------------------------------------------------------------------------------- Stephanie Sacco is the Broker Owner of Michigan Power Brokers, bringing over 30 years of real estate expertise in the Metro Detroit area. With deep market knowledge, master negotiation skills, and a passion for client communication, Stephanie is dedicated to helping clients achieve their real estate goals—whether they are buying, selling, investing, or leasing. Her personalized approach has built lasting relationships, resulting in consistent referrals and repeat clients year after year. From your first conversation to closing and beyond, Stephanie is committed to delivering an exceptional customer experience, leveraging her vast understanding of local communities, school systems, and housing options to meet the diverse needs of her clientele. Website: LinkedIn: Instagram: Facebook: --------------------------------------------------------------------------------------------------- Christine Lucian is a Michigan property tax expert and founder of The Property Tax Academy, helping homebuyers and professionals navigate the complexities of property taxes. With over 13 years of experience, Christine specializes in providing accurate tax estimates to ensure a smoother buying process and avoid costly mistakes. As a Michigan Advanced Assessing Officer (MAAO), she manages multiple communities and educates realtors, title companies, and investors. Christine's goal is to improve the client experience through accessible property tax education and consulting. Her expertise is invaluable for anyone looking to buy or invest in Michigan real estate. Website: LinkedIn: Instagram: Tiktok: Youtube: Facebook: #TheFinancialRebound #FirstTimeBuyer #HomeBuyingTips #PropertyTaxes #Property #RealEstate #RealorLife #RealtorTips #WealthBuilding #FinancialFreedom
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Saving Big with Homebuyer Credits and Lower Rates
11/18/2024
Saving Big with Homebuyer Credits and Lower Rates
Builder credits and smart mortgage strategies can significantly reduce your monthly payments, saving you money right from the start. In this episode, I talk with Stephanie Sacco of Michigan Power Brokers and Ray Nouhan III of Allen Edwin Homes about how first-time homebuyers and investors can benefit from using builder credits to lower their interest rates through a 2-1 buy-down strategy. This approach can cut your mortgage rate by up to 2% in the first year, saving you hundreds each month. We’ll walk you through how it works and explain why this is a game-changer for anyone looking to make their home purchase more affordable. If you're ready to save big on your next home, don't miss this episode. Tune in now to learn how you can start saving! --------------------------------------------------------------------------------------------------- Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all. Mortgage Advisor NMLS# 382906 Website: LinkedIn: Instagram: Facebook: Youtube: TikTok: Twitter/X: --------------------------------------------------------------------------------------------------- Stephanie Sacco is the Broker Owner of Michigan Power Brokers, bringing over 30 years of real estate expertise in the Metro Detroit area. With deep market knowledge, master negotiation skills, and a passion for client communication, Stephanie is dedicated to helping clients achieve their real estate goals—whether they are buying, selling, investing, or leasing. Her personalized approach has built lasting relationships, resulting in consistent referrals and repeat clients year after year. From your first conversation to closing and beyond, Stephanie is committed to delivering an exceptional customer experience, leveraging her vast understanding of local communities, school systems, and housing options to meet the diverse needs of her clientele. Website: LinkedIn: Instagram: Facebook: --------------------------------------------------------------------------------------------------- Ray Nouhan III is a dedicated Sales Consultant at Allen Edwin Homes, where his passion for people and personal service shines through in every interaction. With a strong commitment to understanding his customers' needs and concerns, Ray works tirelessly to make each home-buying experience exceptional. Bringing his expertise and enthusiasm to Michigan’s #1 builder, Allen Edwin Homes, Ray is focused on helping clients find their perfect home. As a graduate of Grant Cardone University, Ray incorporates top-tier sales training into his approach, ensuring professional and personalized service every step of the way. Website: LinkedIn: Instagram: Twitter: Facebook: Youtube: #Finance #FirstTimeHomeBuyer #AffordableNewHomes #RealEstateInvesting
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