The Mortgage Strategies Most People Miss Out On
Release Date: 12/03/2024
The Financial Rebound Podcast
Most homebuyers think good credit is enough to get a mortgage. But that 750 score? It might still get denied. In this episode, I bring on Sam Parker, co-founder of My Credit Guy, to cut through the confusion. We talk about credit repair scams, why DIY bots won’t fix your score, and how focusing only on deletions sets buyers up for failure. Sam breaks down the full process of getting mortgage-ready, from proper debt paydown strategies to avoiding the #1 mistake that tanks scores, closing out credit cards. If you're serious about buying a home and want to make sure your...
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Buying a home is one of the biggest decisions you’ll ever make. And it’s not just about the house or the mortgage—it’s about your mindset. In this episode, I talk with Brittany Racine, real estate agent at Real Estate One, about what it really takes to succeed in real estate and life. We talk about what keeps people from moving forward: doubt, fear, and listening to the wrong voices, and how Brittany found clarity by learning to trust herself again. You need to block out the noise, focus on your goals, and know when it’s time to act. Whether it’s...
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The right mindset can make or break your success in real estate. In this episode, I'm joined by Giovanna Special, a Real Estate Agent with License ID: 324253, one of Michigan's top real estate agents, to uncover the transformative power of mindset shifts in achieving real estate success. Together, we delve into how embracing challenges, cultivating resilience, and shifting your perspective from obstacles to opportunities can lead to remarkable outcomes. Giovanna shares key mindset shifts that every aspiring homebuyer, seller, or real estate professional should...
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When buying a home, understanding mortgage strategies can mean the difference between financial success and falling into common pitfalls. In this episode, I sit down with my good friend and mortgage industry expert, Rob Ziebart, Branch Manager of Landmark Mortgage Planners (NMLS #305375). Together, we uncover the mortgage strategies most people overlook. Rob offers valuable insights into leveraging home equity, strategic equity repositioning, and why the conventional wisdom of paying off your mortgage early might not always be the best approach. We also address common...
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Real estate is more than buying and selling properties—it's a personal and professional growth journey. In this episode, I sit down with Cody Roark, Real Estate Specialist at Epique Realty, to explore how personal transformation can shape success in the real estate industry. Cody shares his inspiring journey from being a casino dealer to becoming one of Michigan's most sought-after real estate agents. We also dive into the crucial role of understanding your options as an aspiring homebuyer, whether you plan to buy soon or prepare for the future. As Cody puts it, "Sometimes...
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Success starts with the right mindset. Whether buying a home or striving for personal growth, how you think can make all the difference. In this episode, I sit down with my mentor, Anthony Casillas, to break down the key mindset principles for success. With over 32 years in the mortgage industry, he knows exactly how powerful a positive perspective can be for success. We dive into practical strategies that help homebuyers and real estate professionals develop consistency, overcome self-imposed blockages, and stay true to their goals. Learn how to build a...
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Buying a home is one of the most significant financial decisions you'll ever make, but it's also one of the trickiest. In this episode, Mike Hajjar is joined by top Real Estate Agent Stephanie Sacco and Property Tax Assessor Christine Lucian to dive into some of the homebuyers' biggest mistakes and how to avoid them. From waiting for interest rates to drop to misunderstanding how property taxes work, they discuss the pitfalls that could cost homebuyers more than expected. You'll get practical advice on navigating interest rates, property taxes, and timing your...
info_outlineWhen buying a home, understanding mortgage strategies can mean the difference between financial success and falling into common pitfalls.
In this episode, I sit down with my good friend and mortgage industry expert, Rob Ziebart, Branch Manager of Landmark Mortgage Planners (NMLS #305375). Together, we uncover the mortgage strategies most people overlook. Rob offers valuable insights into leveraging home equity, strategic equity repositioning, and why the conventional wisdom of paying off your mortgage early might not always be the best approach.
We also address common misconceptions among homebuyers, such as whether it's smarter to pay cash or make a sizeable down payment on a property.
Understand how strategic mortgage management can significantly enhance your long-term financial health.
Dive into this powerful discussion of this week's episode of The Financial Rebound: The Mortgage Strategies Most People Miss Out On with Rob Ziebart.
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Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all.
Mortgage Advisor NMLS# 382906
Website: https://www.afncorp.com/
LinkedIn: https://www.linkedin.com/in/mikephajjar/
Instagram: https://www.instagram.com/mikehajjar_mortgage/
Facebook: https://www.facebook.com/thefinancialrebound
Youtube: https://www.youtube.com/channel/UCnZXFuubVNOsYiZEodZ7kzQ
TikTok: https://www.tiktok.com/@mikehajjar
Twitter/X: https://x.com/MikePaulHajjar
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Rob Ziebart is the Branch Manager of Landmark Mortgage Planners, where he leads a team dedicated to providing personalized mortgage solutions that align with client's long-term financial goals. With 23 years of experience in the mortgage industry, Rob takes a financial planning approach to home loans, helping clients explore options they may not realize exist. His expertise extends beyond traditional mortgages, incorporating strategies for retirement planning, college funding, and estate planning. Rob believes in doing what's best for each client and takes pride in making informed decisions simple. His "Client For Life" mindset drives his commitment to delivering an unbeatable lending experience.
Website: https://ocalamortgageloans.com/
LinkedIn: https://www.linkedin.com/in/rob-ziebart-cmps-844b5ab/
https://www.linkedin.com/company/landmarkmortgageplanners/
Instagram: https://www.instagram.com/robziebart/
https://www.instagram.com/landmarkmortgageplanners/
Facebook: https://www.facebook.com/rob.ziebart/
https://www.facebook.com/LandmarkMortgagePlanners/?fref=ts
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