Beyond Budgets Podcast
Transform your family’s finances with the Beyond Budgets® podcast. Host Deb Meyer, CFP®, award-winning author of Redefining Family Wealth and mom of 3, empowers parents to save diligently, invest wisely, and contribute generously. We delve beyond budgeting tools into values-based financial planning, marriage and money, college saving plans, investment strategies, tax-saving secrets, insurance essentials, and more. Tune in biweekly on Thursdays for solo episodes and enlightening expert interviews. Your journey to financial success starts here.
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Investing Smart: How to Avoid Hidden Fees & Find the Right Advisor
02/20/2025
Investing Smart: How to Avoid Hidden Fees & Find the Right Advisor
Did you know that half of investment advisor clients think they’re getting comprehensive advice, but only 11% actually are? In this episode, Deb Meyer sits down with Stephen Tanenbaum, founder of Rainbook, a platform dedicated to bringing transparency to financial advising. Stephen shares how Rainbook helps parents evaluate their advisors, uncover hidden fees, and make sure they’re getting real value from their financial relationships. They also discuss: ✅ The difference between fiduciary advisors and commission-based brokers ✅ Common hidden fees in financial advising (and how to spot them) ✅ Why transparency matters in both finances and relationships ✅ Practical financial tips for families balancing work, kids, and budgeting ✅ The role of financial advisors beyond just managing investments Whether you're working with an advisor now or considering hiring one, this episode will help you ask the right questions and make smarter financial decisions. Episode Highlights (05:40) Fiduciary Advisor on 529 Plans (10:05) Understanding Financial Advisor Fees (16:47) Financial Advisor Fees and Services (25:13) Personal Finance and Budget Planning Resources Mentioned in This Episode: 📌 – A free tool to evaluate your financial advisor’s fees and credentials. 📌 – A resource to research financial advisors and brokers. 📌 – A network of fee-only fiduciary advisors. Connect with Stephen Tanenbaum Learn more about Rainbook: Connect with Stephen on LinkedIn: Connect with Deb Meyer
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10 Key Questions to Ask When Hiring a Financial Advisor
02/06/2025
10 Key Questions to Ask When Hiring a Financial Advisor
Choosing a financial advisor is a big decision that can shape your family’s financial future. In this episode of Beyond Budgets, Deb Meyer breaks down how to evaluate advisors and find the right fit for your unique goals and values. Whether you’re new to financial planning or transitioning to another advisor, this episode equips you with the knowledge and confidence to make an informed choice. 🔑 What you’ll learn in this episode: 10 essential questions to ask during your search for a financial advisor. The difference between fee-only, fee-based, and commission-based advisors—and what it means for you. How can the fiduciary standard impact the advice you receive? Key distinctions between financial coaches and advisors—and how to decide which you need. The importance of aligning an advisor’s approach with your family’s values. 🎯 Key takeaways: Trust and transparency are critical—learn how to assess an advisor’s qualifications, ethics, and experience. Understanding compensation structures can help you avoid conflicts of interest. Your relationship with an advisor is personal—find someone who fits your communication style, preferences, and values. Listen in to learn more: (01:06) Things to Know When Hiring a Financial Advisor (05:59) Advisors' Conflict of Interest Risk (11:00) Ideal Client Niche Focus Discussion (18:39) Faith-Based Investing and Self-Improvement (24:57) Establishing Long-Term Advisor Compatibility Resources Find a CFP® Professional: NAPFA (fiduciary, fee-only advisors): XY Planning Network: Sara Grillo’s directory: Related article “10 Questions to Ask When Hiring a Financial Advisor”: Connect with Deb Meyer
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College Funding Secrets Every Parent Needs to Know
01/23/2025
College Funding Secrets Every Parent Needs to Know
Planning for college can feel overwhelming, but it doesn’t have to be. In this episode of Beyond Budgets, host Deb Meyer sits down with Ann Garcia, CFP®, also known as "The College Financial Lady." Ann is the author of How to Pay for College and a mom of twins who recently graduated debt-free. She combines her professional expertise with personal experience to share strategies that will help you save money and reduce stress during the college planning process. Whether your child is years away from applying or you’re in the thick of FAFSA forms and scholarship deadlines, this episode will leave you feeling more confident and equipped to navigate the journey. Why You Should Listen Decode the "real cost" of college: Find out why the sticker price rarely tells the whole story. Uncover scholarships that match your student: Learn how to focus on opportunities that fit their profile. Master financial aid tools: Get a crash course on FAFSA, the CSS Profile, and net price calculators. Appeal like a pro: Discover how to successfully request more financial aid and reduce tuition costs. Learn from real-life examples: Hear Ann’s lessons from planning for her own twins—and how those lessons can help your family. If you're ready to feel more in control of funding your child’s college education, this episode is a must-listen. Key Moments to Tune In For [06:20] The truth about tuition: Why most families pay far less than the listed price. [10:23] SAT/ACT scores: Do they still matter for scholarships? [24:55] How to appeal a financial aid package—and why 75% of appeals succeed. Resources Connect with Ann Garcia Book Website and Blog Connect with Deb Meyer
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Bucket Lists, Balance, and Building Wellness
01/09/2025
Bucket Lists, Balance, and Building Wellness
What’s on your bucket list? Whether exploring far-off destinations, creating stronger family bonds, or getting your finances in shape, this episode is your guide to dreaming big and making it happen. Host Deb Meyer shares how a simple New Year’s Eve conversation about bucket lists sparked fresh ideas for setting goals that truly matter. In this episode, you’ll discover: The surprising link between financial health and overall well-being. How can stress in one area ripple into another, and what should be done about it? A three-step framework for financial wellness: shift your mindset, adjust the plan, and center yourself with prayer. Ready to make 2025 your best year yet? Tune in for stories, strategies, and a fresh perspective on achieving balance and purpose. Listen in to learn more : (00:55) Let’s Talk Bucket List (05:01) Struggling With Work-Life Balance (17:03) Adapting Your Financial Plan Resources Credit Score Jon Acuff’s NYT bestselling book Soundtracks Fr. Timothy Gallagher’s book Spiritual direction with Meritt Petrone Connect with Deb Meyer
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Embracing Leadership as a Moral Imperative
12/26/2024
Embracing Leadership as a Moral Imperative
Did you know parents are the best leaders? In this episode, Dr. Jim Salvucci shares his transformative journey from an English professor to a corporate leader, emphasizing the universal essence of leadership rooted in integrity and soft skills. Jim reflects on how early leadership roles in Boy Scouts and his father's servant leadership model shaped his values-driven approach. Whether you’re a parent looking to embrace personal growth, self-awareness, or the moral philosophy of leadership, this episode is for you! Also, don’t forget to follow Jim’s blog and podcast, , on Substack. Listen in to learn more: (01:07) Parenting and Leadership (10:05) Lessons in Leadership and Integrity (17:06) Benefits of Liberal Arts Education (24:37) Leaders Are Teachers in Disguise (27:51) Compassionate Leadership in Parenting Connect with Deb Meyer
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SALT Caps, EV Credits, and Tax Tips: Planning for 2025
12/12/2024
SALT Caps, EV Credits, and Tax Tips: Planning for 2025
It’s that time of year – when we need to start thinking ahead to 2025! In this special episode, Deb Meyer shares year-end tax planning strategies following the recent election. Highlights include: 2025 Tax Landscape: Potential extensions to the Tax Cuts and Jobs Act, changes to SALT deduction limits, and strategic timing for estimated tax payments. Electric Vehicle Credits: Tips on maximizing the $7,500 EV credit in 2024 and considerations for foreign car purchases ahead of tariff changes. Small Business Tax Planning: Importance of year-end projections, managing estimated taxes, and finding a proactive CPA. Additional Tax-Smart Strategies: 529 College savings plan contributions Tax-loss harvesting opportunities in taxable brokerage accounts Qualified Charitable Distributions for retirees Roth IRA conversions: when and why to consider them Resources: Listen in to learn more about : (04:52) Electric Vehicle and Tariff Considerations (12:36) Tax Loss Harvesting in Brokerage Accounts (17:49) Roth IRA Wealth Transfer Strategy Connect with Deb Meyer
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Capturing Memories That Matter with Ryan Koral
11/26/2024
Capturing Memories That Matter with Ryan Koral
Looking to strengthen your financial partnership with your spouse? , 4 Key Questions for Financial Check-Ins. This guide provides simple, stress-free conversation starters to help couples get on the same page about money, plan for future expenses, and dream together. In this inspiring episode of Beyond Budgets, host Deb Meyer sits down with Ryan Koral—documentary filmmaker, founder of Tell Studios, and married dad of three. Ryan opens up about his journey from navigating childhood money challenges to empowering others to share their stories through the art of video. Ryan explains how video can go beyond just capturing moments; it can create lasting family legacies and strengthen emotional connections. He and Deb explore the intersection of faith, finances, and storytelling. Tune in for practical insights on managing money within marriage, teaching kids financial values, and using video to document life’s most meaningful moments. Listen in to learn more: (04:40) The Power of Video Storytelling (13:55) Increasing Giving and Living on Less (21:49) Effective Client Connection Through Video (26:11) Winning With Authentic Video Marketing Connect with Ryan Koral Connect with Deb Meyer
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Money and Meaning: Embracing Stewardship and Generosity
11/14/2024
Money and Meaning: Embracing Stewardship and Generosity
Celebrate the one-year anniversary of the Beyond Budgets podcast!! Join host Deb Meyer as she dives into faith-driven money management inspired by the . Discover how to break emotional attachments to material possessions and embrace God-honoring financial stewardship. Through engaging stories and lessons from the parable of the talents, learn to balance worldly desires with spiritual wisdom. Plus, explore advanced charitable giving techniques and the importance of spiritual guidance. Tune in for practical tips, and follow us for more inspiring financial insights! Listen to learn more : (00:44) Emotional Attachment to Money Discussion (06:09) Overcoming Emotional Attachment Through Stewardship (13:49) Advanced Charitable Giving Techniques Links Mentioned - Connect with Deb Meyer
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Breaking Free from Work-Centered Identity
10/31/2024
Breaking Free from Work-Centered Identity
In this episode of Beyond Budgets, host Deb Meyer is joined by exit strategist and Dream Catchers podcast host Jerome Myers to unpack the complex journey of redefining yourself after big life changes like selling a business or retiring. Together, Deb and Jerome explore the “founder's exit paradox”—the often-overlooked psychological challenges that come with moving on from a career-focused identity—and what it takes to build a fulfilling life based on who you are, not just what you do. Jerome shares powerful insights on how to separate your self-worth from your job title, offering practical steps to discover and use transferable skills, build meaningful relationships, and keep growing in new ways post-career. This episode dives into balancing health and wealth, maintaining well-being, and finding lasting purpose beyond work. Whether you’re planning your next chapter or in the middle of a transition, this conversation is full of strategies to help you move forward with clarity, confidence, and fulfillment. Episode Highlights Links Mentioned - Free EXIT Assessment - Connect with Jerome Myers Connect with Deb Meyer
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Aligning Faith and Finances: A Guide to Biblically Responsible Investing
10/17/2024
Aligning Faith and Finances: A Guide to Biblically Responsible Investing
Unlock the secrets of faith-based investing with Deb Meyer in today's episode! Perfect for Christian and Catholic parents, this episode explores how to harmonize your financial goals with spiritual values. Discover the "avoid, engage, and embrace" framework and the Business 360 approach by Eventide, a leader in ethical investing. Learn about creating faith-based portfolios and explore top-tier companies like Eventide, Ave Maria, and Guidestone. Whether you're a seasoned investor or a newbie, this episode offers insights for values-driven investing. Episode Highlights * 0:02:53 - 0:03:54 - Ethical Investing Strategies * 0:08:29 - 0:09:27 - Sustainable Supply Chain & Environmental Preservation * 0:12:09 - 0:13:45 - Faith-Based Investing in Financial Advisory Work Links Mentioned - Eventide Investments: Faith Driven Investor: Contact WorthyNest: Catholic Financial Planners Network: Connect with Deb Meyer
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How to Build a Fulfilling Career and Financial Future With Crystal Ware
10/03/2024
How to Build a Fulfilling Career and Financial Future With Crystal Ware
In this episode of Beyond Budgets, we’re thrilled to welcome Crystal Ware, a former Fortune 500 corporate leader and attorney who made the bold leap into entrepreneurship. Crystal shares her journey of transitioning from the corporate world to running a small business, driven by the desire for more flexibility, time with family, and personal fulfillment. Listeners will gain deep insights into: The importance of aligning your career with personal values and family goals. Practical strategies for handling financial responsibilities in marriage, including the benefits and drawbacks of joint versus separate accounts. Tips for saving for long-term financial goals like children’s education. How to manage a career transition from corporate America to entrepreneurship. The challenges of wearing multiple hats as a small business owner. This episode is packed with practical advice and inspiration for anyone considering a career shift or looking to balance professional success and personal fulfillment. Don’t miss it! Episode Highlights 0:00:04 - 0:14:00 Transition from Corporate America to Entrepreneurship 0:13:43 - 0:17:32 Identifying Your Purpose and Career Path 0:17:32 - 0:30:18 How to Manage Separate Bank Accounts Within A Marriage Connect with Crystal Ware Website Instagram Connect with Deb Meyer
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Building Wealth through Strategic Investments
09/19/2024
Building Wealth through Strategic Investments
Ready to transform your financial future? Hear a deeply personal story about Deb Meyer’s hard-hitting lessons gained from her first investment during the tech bubble burst. Learn the critical importance of diversification among other investment pillars and the hazards of emotionally charged decision-making. We'll dissect the pitfalls of market timing and the often misleading influence of financial media, emphasizing the necessity of maintaining a long-term perspective and a clear financial plan. Determine how to craft an effective asset allocation strategy by understanding the diverse behaviors of equities, bonds, real estate, and commodities. With insights into the Federal Reserve's interest rate maneuvers and their effects on various financial instruments, this episode equips you with the knowledge to build a resilient and balanced investment portfolio. Listen now to elevate your confidence as an investor! Episode Highlights 08:07 - 09:32 The Risks of Individual Stock Picking 13:18 - 14:31 Fee-Only vs. Commission-Based Investment Advisors 17:21 - 19:39 Understanding Market Capitalization and Diversification 27:13 - 28:15 Impacts of Changing Interest Rates Connect with Deb Meyer
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Transforming Family Culture with Kimberly Amici
09/05/2024
Transforming Family Culture with Kimberly Amici
What happens when a Manhattan career woman swaps skyscrapers for suburbia and discovers a new kind of creativity? Join us on Beyond Budgets as we welcome Kimberly Amici, the mastermind behind Build Your Best Family, who shares her extraordinary journey from designer and architect in the bustling city to a mom redefining family culture through faith and daily acts of creativity. Kimberly's story illuminates how she integrates values into everyday life, transforming routine activities like cooking and travel into meaningful family experiences. She provides invaluable insights into encouraging children to think outside the box while crafting a purposeful and enriching family environment. We also discuss the importance of creating a stable and positive family atmosphere, using tools like Family Culture Discussion Sheets to identify and live by core values. Kimberly’s wisdom and personal anecdotes highlight how simplifying daily priorities can help families truly thrive by establishing a sense of belonging and stability. Don’t miss this enriching conversation with Kimberly, full of practical tips and heartfelt stories to help you build your best family. Episode Highlights (01:03 - 01:52) Expressing Creativity and Faith in Family (03:04 - 04:54) Exploring Creativity in Everyday Life (09:45 - 10:52) Discovering Non-Negotiables for Self-Care (14:44 - 16:18) Family Values and Accountability (19:10 - 20:04) Defining Family Values With Kids (26:51 - 27:59) Parenting Through Consistent Decision Making Connect with Kimberly Amici Connect with Deb Meyer
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Adventures in Relocating and Homeownership
08/22/2024
Adventures in Relocating and Homeownership
Moving cross-country is not just about packing boxes; it's about navigating a maze of expenses and unexpected hurdles. When my family decided to leave Florida for Missouri, we faced surprising costs and tough choices. In this episode of Beyond Budgets, Deb shares how her family balanced the hefty quotes from national moving companies with more affordable, creative options like PODS and regional businesses. Discover the practical tips she learned along the way, including hiring a local young entrepreneur and managing holiday schedules to ensure a smooth transition for her kids. But the adventure didn’t stop there. Buying a house in Missouri came with its own set of challenges and surprises. From replacing windows and an old water heater to unforeseen plumbing issues, Deb candidly discusses the realities of unexpected homeownership expenses. Reflecting on our choice to buy a home after just one in-person inspection, she highlights the pros and cons, emphasizing the stability renting can offer during such significant life changes. Episode Highlights (00:03) Moving Expenses and Budgeting Tips (11:27) Unexpected Homeownership Expenses (20:44) Home Buying Lessons Learned Connect with Deb Meyer
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Charting Financial Success Through Family Bonds
08/08/2024
Charting Financial Success Through Family Bonds
What does it take to successfully merge family values with financial planning? On this episode of Beyond Budgets®, we have the pleasure of speaking with Brian Haney, CEO and co-founder of the Haney Group. Brian takes us through the unique dynamic of running a family-owned business alongside his father and brother. From balancing the intricate relationships within the family to leveraging their diverse skill sets, Brian shares valuable insights that could benefit anyone considering a family venture. Hear his compelling journey from aspiring journalist to financial professional, illustrating how following his passion led to the formation of a thriving financial practice. We also demystify the rising costs of long-term care insurance and discuss strategic planning to manage these expenses effectively. Packed with actionable advice and real-world examples, this episode serves as a comprehensive guide for securing your financial future and protecting your loved ones. Episode Highlights (02:16 - 04:23) History and Structure of Haney Company (09:54 - 11:26) Strategic Use of Life Insurance (14:21 - 16:29) Life Insurance for Families (21:00 - 22:19) Importance of Care Through Insurance (26:06 - 27:59) Destigmatizing Long-Term Care Insurance Connect with Brian Haney Connect with Deb Meyer
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Making Smart Life Insurance Decisions
07/25/2024
Making Smart Life Insurance Decisions
Have you ever wondered if your life insurance policy secures your family's future or if it’s just another bill to pay? Join me, Deb Meyer, on this critical episode of the Beyond Budgets® podcast as we unravel the complexities of life insurance. We'll explore the emotional and financial dimensions of choosing the right life insurance, using relatable comparisons like renting versus owning a home to explain term and permanent policies. In this episode, we dig into the specifics of term life insurance, with an emphasis on cost-effective premiums, as well as universal and whole life insurance. Gain valuable insights on determining the right amount of coverage based on factors like career stage, number and ages of children, and household expenses. Tune into this episode to equip yourself with the knowledge to make informed decisions about your family's financial security. Episode Highlights (00:26 - 01:20) Navigating Life Insurance for Loved Ones (03:02 - 04:29) Understanding Different Types of Life Insurance (08:09 - 09:31) Permanent Insurance Considerations for Families (19:05 - 20:31) Life Insurance Policy Analysis and Changes (22:41 - 24:40) Hybrid Long-Term Care Policies Explained Resources Connect with Deb Meyer
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The Secrets to Balancing Business Success and Family Life
07/11/2024
The Secrets to Balancing Business Success and Family Life
In today’s episode, I’m joined by Robert and Kay Lee Fukui, co-founders of i61 Inc., cohosts of the Thriving in Tandem podcast, and authors of the book Tandem. They share invaluable strategies for balancing business success and family life. Robert recounts his transition from Fortune 500 company sales roles to small business consulting, emphasizing the importance of working smarter rather than harder. Kay Lee reflects on her entrepreneurial upbringing and the toll relentless work hours took on family relationships. Together, they provide practical advice on succeeding professionally while preserving family time. We also discuss tips to improve business profitability, prioritize relationships, and create sustainable wealth. This episode is a must-listen for married parents seeking harmony in their professional and personal lives. Episode Highlights (04:05 - 05:08) Optimizing Outcomes Over Time Investment (09:15 - 10:18) Managing Work-Life Balance and Finances (16:39 - 17:22) The Power of Prayer for Couples (23:39 - 24:33) Improving Profit Margins in Small Business Resources Connect with Robert and Kay Lee Fukui Connect with Deb Meyer
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Turning Dreams into Reality with Values-Based Financial Planning
06/27/2024
Turning Dreams into Reality with Values-Based Financial Planning
Making a life-changing move is never easy, especially when leaving a place you've called home. On this episode of Beyond Budgets®, I share the poignant journey my family and I are undertaking as we transition from the sunny beaches of Florida back to Missouri. This episode also presents a comprehensive guide to values-based financial planning. We dive deep into a six-step process to help you achieve financial goals while staying true to your core values. From gathering self-knowledge and setting realistic yet ambitious goals to analyzing your financial situation and consulting a financial advisor, you'll find practical advice tailored to larger financial milestones and simpler, more immediate goals. Whether you're contemplating a major life change or simply looking to align your finances with your deepest values, this episode offers invaluable insights and inspiration. Episode Highlights (01:44 - 02:46) Importance of Core Values in Relocating (06:46 - 08:34) Family Motivation in Florida (10:07 - 11:44) Careful Deliberation Led to Moving (21:29 - 23:18) Developing a Realistic Financial Plan Resources Connect with Deb Meyer
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Unlocking Financial Freedom with Brian Tibbs
06/12/2024
Unlocking Financial Freedom with Brian Tibbs
Can you truly achieve financial freedom by shifting your mindset? Guest Brian Tibbs, a seasoned real estate investor and author of The HACKER Method, believes you can. Brian shares how the allure of consumerism often leads people astray and how his experiences living overseas offered him a fresh perspective on achieving genuine wealth. In this episode, Deb and Brian unpack the vital differences between consumer and investor mindsets and why the latter is crucial for building long-term financial stability. Have you heard of the 50-40-10 budgeting strategy? By allocating 50% of your income to essential and enjoyable expenses, 40% to investments, and 10% to charitable giving, this strategy aims to foster financial independence and nurture a sense of social responsibility. We delve into how this budget can help parents like you eliminate large debts, reinvest profits, and positively impact the world. Taking risks in investing can be daunting, but Brian explains how measured risks in stocks and real estate can lead to substantial long-term gains. Tune in to learn how these actionable steps can help you rethink your financial choices and pave the way toward financial freedom. Episode Highlights (00:03) Transforming Financial Mindsets for Wealth (09:09) The 50-40-10 Budget Strategy (16:25) Building Wealth Through Measured Risk (22:33) House Hacking for Real Estate Investing Resources Connect with Brian Tibbs Connect with Deb Meyer
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Maximizing Your Business Exit: Retirement Planning for Small Business Owners
05/30/2024
Maximizing Your Business Exit: Retirement Planning for Small Business Owners
Unlock the secrets to a seamless business exit strategy that secures your financial future, as we journey through the pivotal steps of detaching from a business you've nurtured. With my expertise in tax compliance and succession planning, alongside insights from the Exit Planning Institute, this episode arms you with the essential knowledge to gracefully navigate the intersection of retirement and the sale of your small business. From the emotional complexities tied to parting with your enterprise to actionable tactics for aligning your fiscal ambitions with the realities of the market, I've got you covered. Prepare to empower yourself with a skill set designed to mitigate tax repercussions and enhance quality of life, while also understanding the critical role of a valued advisor in steering your strategy. Whether you're close to retirement or seeking to align your business with your family's financial dreams, this discussion is tailored to help you step confidently into your next chapter with a team of experts guiding the way. Episode Highlights (07:31 - 09:07) Building a Team for Business Success (13:11 - 14:20) Life After Exit (15:57 - 17:51) Maximizing Sale Proceeds Through Financial Planning (21:22 - 22:24) Roles in Exit Planning Team (25:14 - 26:36) Financial Planning for Business Exit Resources Email deeper dive questions to by Chris Snider by Gino Wickman Connect with Deb Meyer
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Mastering Marital Finances: From Budgeting to Tax Planning
05/16/2024
Mastering Marital Finances: From Budgeting to Tax Planning
Unlock the secrets of financial harmony in marriage with insights from financial experts Deb Meyer and her special guest, Den Murley. They delve into the dynamic world of couples' finances, shattering the myth of the spender-saver binary and advocating for a stronger foundation of mutual understanding. Discover how to navigate shared versus separate accounts, illuminating the path to financial unity and individual autonomy within a relationship. You'll learn to reframe the adage “we can’t afford it” to an enlightening explanation your kids can easily understand. This journey of self-discovery and communication about money is the key to breaking long-standing negative financial patterns. This episode is also a strategic conversation on tax planning and retirement. It offers guidance through the current tax landscape and shares tactics for thoughtfully timing income recognition. Join Deb and Den for this comprehensive guide to family financial planning, where managing emotions and creating a legacy take center stage. Episode Highlights (00:03) - Transforming Relationship With Money in Marriage (07:33) - Influence of Childhood on Financial Habits (14:26) - Teaching Finances and Generosity to Children (19:31) - Tax Planning and Retirement Strategy Connect with Den Murley Connect with Deb Meyer
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Retirement Roadmap: Parent Edition
05/02/2024
Retirement Roadmap: Parent Edition
Unlock the secrets of blending family life with financial freedom as we journey through the ever-changing realms of retirement and financial independence. Explore the personalized paths that lead to a life where work is a choice, not a necessity, and freedom is the ultimate retirement plan. In this episode, I’ll show financial planning isn't just a numbers game— it's about designing a life rich with choices to pursue what truly matters. We've got enlightening tales from couples who mixed early retirement with freelance work and those who've struck an excellent balance between enjoying today and securing tomorrow. These stories are more than just inspiration; they're a roadmap to navigating the complexities of achieving financial independence while raising a family. Step inside the world of savvy savers and strategic planners, where we dissect the delicate art of securing a future unshackled by the traditional confines of work. Every family's journey to financial independence is as unique as a fingerprint, marked by the individual challenges and joys that come with parenting. Episode Highlights (02:20 - 03:18) The Changing Landscape of Retirement (07:14 - 07:58) Homeownership and Interest Rates (10:22 - 12:42) Eternal Significance of Secular Work (19:06 - 21:40) Financial Independence for Early Retirement Resources Join us at the May 2nd-4th Connect with Deb Meyer
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Raising Financially Savvy Kids with Clifton Corbin
04/18/2024
Raising Financially Savvy Kids with Clifton Corbin
Unlock the secrets to impart essential financial wisdom to your kids with guest and finance guru Clifton Corbin. We share a heartfelt journey through Clifton's early fascination with money, his trials with credit card debt, and his evolution into a champion for youth financial literacy. Our conversation examines the foundational differences between earning and managing money smartly. It serves as a powerful reminder that teaching financial responsibility is key to preparing children for the economic complexities of the future. We also discuss the upcoming , which promises a deep well of knowledge for parents dedicated to laying the financial groundwork for their children's prosperous future. Episode Highlights (04:19 - 05:40) Teaching Responsible Money Management to Youth (13:48 - 15:45) Best Practices for Teaching Financial Literacy Through Lending (19:13 - 20:02) How To Explain The Difference Between Saving and Investing (23:57 - 26:48) Piggy Banks vs. Bank Accounts Resources Connect with Clifton - Join us at the Get your FREE Read Clifton’s book Connect with Deb Meyer
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Mastering Estate Planning: Protecting Your Family's Future
04/04/2024
Mastering Estate Planning: Protecting Your Family's Future
Navigating the legal labyrinth of estate planning can be overwhelming, but the peace of mind it brings is priceless—Deb has seen the difference firsthand. Through heartfelt anecdotes, Deb unravels why every parent needs to take this act of love seriously, ensuring their children's guardianship and the handling of their affairs are well examined. Join her as we delve into the often-overlooked yet essential steps of estate planning, from appointing decision-makers for your health and finances to the intricacies of selecting a guardian for your children. It's not just about wealth; it's about safeguarding your family's future. This episode isn't just a discussion; it's a treasure trove of actionable insights. Tune in and arm yourself with the knowledge to protect your loved ones for generations to come. Episode Highlights (02:35 - 03:18) Planning for Your Family's Financial Future (15:01 - 15:43) Selecting a Trustee for Financial Responsibility (20:03 - 21:07) Importance of Estate Planning Attorney (23:52 - 24:57) Retirement Beneficiary Designations for Trusts Resources Connect with Deb Meyer
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Building a Legacy of Fiscal Responsibility with Amanda Teixeira
03/21/2024
Building a Legacy of Fiscal Responsibility with Amanda Teixeira
Unlock the secrets to a unified financial future with Amanda Teixeira from , our guide through the tricky territory of family finances. In a heart-to-heart conversation, Amanda and host Deb Meyer discuss: The process of merging bank accounts and viewpoints, How a shared vision is pivotal to a harmonious future Budgeting strategies that respect individual money personalities. Dive into the world of financial literacy for the younger generation, where allowances and chores become tools for teaching value and responsibility. It's not just about saving and spending; it's about sowing seeds for a generation of financially savvy adults equipped to navigate the economic challenges that lie ahead. Join us on this journey of transformation, and feel the support of a community cheering you on to financial success. Connect with Amanda Teixeira
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Crafting a Savings Strategy for Bold Family Adventures
03/07/2024
Crafting a Savings Strategy for Bold Family Adventures
A moment of clarity can strike at any time—even while sitting in a cubicle, dreaming of distant lands. That’s where our tale begins, as my family turned a dream into a daring three-month odyssey through the heart of Spain, fueled by an ingenious tool: the opportunity fund. Our latest podcast episode is laced with a vibrant tapestry of personal anecdotes and practical financial wisdom. We discuss how an opportunity fund can bridge mundane saving and realizing life’s bolder ambitions, inspired by Maslow’s hierarchy of needs. From the cobblestone streets of España to your backyard, discover how you, too, can craft a savings strategy that aims not just to protect but to propel you towards your dreams. There's magic in the meticulous planning that precedes a leap of faith. You'll get the inside scoop on why my family trimmed our initial seven-month plan down to three, how we grappled with passport regulations, and the art of stretching our dollars without pinching the fun out of travel. Delving into the specifics, from off-peak flights to public transits in Spain’s bustling cities, this episode isn't just a recount of our adventures—it's a blueprint for any parent looking to transform their relationship with money and adventure. And for those number crunchers among us, I've got a detailed budget breakdown waiting on my website. Join me, and let's chart a course to turn the what-ifs into what's next. Episode Highlights: (01:25 - 03:15) Maslow's Hierarchy of Needs and Growth (06:17 - 07:23) Opportunity Fund for Entrepreneurial Dreams (25:48 - 27:21) Family Travel Budgeting LINKS :
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Charting Your Course: Family Finance with Jenni Sisson
02/22/2024
Charting Your Course: Family Finance with Jenni Sisson
Join Jenni Sisson, "Mama's Money Map" podcast host and mother of five, as she shares her budgeting blueprints for single-income homes. Dive into the dynamics of household budget management and the transition from homemaker to freelancer. Discover strategies for tackling medical bills through self-advocacy. This episode is a treasure trove of advice for families aiming to achieve financial stability and teach their children about money. Episode Highlights: (04:32 - 05:42) Financial Responsibilities in Relationships (06:59 - 08:46) Evolution of Family Budgeting (12:11 - 12:42) Income-Based Family Size Forms (14:43 - 15:30) Discrepancy in MRI Costs (18:32 - 19:28) Instilling Financial Habits in Kids (22:28 - 23:15) Teaching Kids Financial Responsibility LINKS : Connect with Jenni -
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Borrow Smart: Strategies for Financial Growth
02/08/2024
Borrow Smart: Strategies for Financial Growth
Discover essential strategies for wise debt management and enhance your financial well-being in this solo-hosted episode. We’ll explore how to use borrowing to your advantage, from smart home-buying through understanding interest rates to leveraging student loans for career growth. Learn how to navigate away from auto loans and credit card traps, optimize your credit score, and protect yourself from fraud. This journey into financial freedom is packed with personal insights and actionable tips for savvy spending and investing in your family’s future. Episode Highlights : (00:47 - 01:50) Understanding Healthy and Unhealthy Debt (02:53 - 04:44) Understanding Interest Rates and Healthy Debt (12:38 - 14:23) Free Starter Guide (18:07 - 19:19) Car Ownership and Auto Loan Debt (24:22 - 25:33) Credit Card Rules and Credit Scoring LINKS :
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Guiding Parents to Tax Filing Success
01/25/2024
Guiding Parents to Tax Filing Success
Tax season can be a wild ride, especially for parents hustling to maximize their returns. But don't worry; we've got CPA and tax expert Logan Allec on the show today to guide you through the tax maze. In today's chat, we'll tackle the puzzling 1098T forms, share top-notch tips for handling tax papers, and even spill the beans on choosing the best tax software, from TurboTax to the freebie Cash App Tax. Logan helps you make sense of tricky tax software and the intricate world of cryptocurrency reporting. Dealing with the IRS might seem scary, but some folks find real satisfaction in shielding clients from the taxman's clutches. We'll dig into tax debt, fierce collection tactics, and the rush to snag those refunds and stimulus checks before deadlines. And hey, if you crave even more tax wisdom, check out Logan’s YouTube channel for deeper dives. Episode Highlights (00:03) - Tax Tips for Parents (05:29) - Software like Turbo Tax and Cash App Tax (15:54) - Tax Assistance Services for Individuals (24:52) - Maximize Tax Refunds & Find a Reliable Tax Preparer Links Connect with Logan Allec Connect with Deb Meyer Website: Submit your family finance questions to Pick up a copy of my book,
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Building Wealth Through Smart Family Budgeting
01/11/2024
Building Wealth Through Smart Family Budgeting
Have you ever felt the tug-of-war between wanting to enjoy life and needing to keep your wallet in check? Let's unravel the complex emotions surrounding family budgeting and find a wonderful balance. In this episode, I'm peeling back the layers of financial planning with the kind of zeal that can only spark from a Certified Financial PlannerTM and family wealth strategist. We'll tackle the dual nature of budgeting—its power as an ally for clear spending and wealth-building and its potential downsides when strictness overshadows life's joys. From the simplicity of the envelope method to the intricacy of detailed budgeting, you'll learn how to craft a life where financial clarity and independence go hand-in-hand with enjoying the fruits of your labor. Links Connect with Deb Meyer Website: Submit your family finance questions to Pick up a copy of my book,
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