Beyond Budgets Podcast

Transform your family’s finances with the Beyond Budgets® podcast. Host Deb Meyer, CFP®, award-winning author of Redefining Family Wealth and mom of 3, empowers parents to save diligently, invest wisely, and contribute generously. We delve beyond budgeting tools into values-based financial planning, marriage and money, college saving plans, investment strategies, tax-saving secrets, insurance essentials, and more. Tune in biweekly on Thursdays for solo episodes and enlightening expert interviews. Your journey to financial success starts here.

The Parent’s Guide to Rewriting Money Scripts 11/13/2025

The Parent’s Guide to Rewriting Money Scripts How do you move from financial survival mode to long-term stability when you're raising kids and navigating constant demands? In this episode of Beyond Budgets, Deb Meyer is joined by financial educator Chelsea Williams to explore how our earliest experiences shape our lifelong relationship with money and what parents can do about it. You’ll learn why financial change is 80% mindset and only 20% technical, and how understanding your money story can unlock new possibilities for your family’s future. Chelsea shares a practical framework that helps families create healthy financial habits by focusing on beliefs, not just budgets. They also discuss what most people don’t realize: a child’s core values and beliefs about money are formed mainly between the ages of 0 and 12. For parents of young kids, this is a critical window. The way we talk about spending, saving, and value can either plant seeds of fear or lay the foundation for confident financial decision-making later in life. Episode Highlights (09:05) Why mindset matters more than math when it comes to financial stability (10:16) How to identify and rewrite the limiting beliefs that may be holding you back (11:48) What to say (and not say) to your kids about money, especially around spending (24:04) A realistic way to set spending boundaries that align with your family values (25:05) Why most wealth is built slowly Whether you're managing finances solo or as a couple, and whether your kids are toddlers or teens, this conversation offers a hopeful and grounded approach to building financial peace—one decision at a time. Resources Mentioned – Chelsea Williams’ course, upcoming book, and podcast by Ron Lieber – A helpful read on raising money-smart kids Connect with Host Deb Meyer, CFP® Founder of WorthyNest®, helping faith-driven parents build financial plans that reflect their values. | | /episode/index/show/7411f760-ffbf-4f5d-b545-1459563f033d/id/39007945

Money, Mistakes, and Milestones: 50 Lessons from Deb Meyer 10/30/2025

Money, Mistakes, and Milestones: 50 Lessons from Deb Meyer 🎉 It’s a celebration! In this milestone 50th episode of the Beyond Budgets® podcast, Deb Meyer takes a seat on the other side of the mic while her husband, Bryan Meyer, steps in as guest host. This heartfelt and insightful episode explores how Beyond Budgets® came to be, what Deb has learned along the way, and what’s ahead for the podcast and the families it serves. From her earliest days running and writing to launching this podcast, Deb shares her motivation to help parents build wealth aligned with faith, family, and personal values. 💡 You’ll hear behind-the-scenes stories about: (2:24) Why the podcast was launched after Deb’s mother passed away (6:41) How Deb records episodes without a fancy studio (7:41) How her own parenting and financial mindset evolved through 50 episodes (11:46) The real impact of moving cross-country multiple times (16:32) What Deb learned from expert guests on college planning and allowance strategies Plus, Deb reveals what’s next for Beyond Budgets®. Whether you’ve been here since episode one or just discovered the show, this is a warm, wisdom-filled episode packed with encouragement for every parent navigating money and meaning. 🔑 Key Topics Covered The origins and evolution of the Beyond Budgets® podcast Balancing podcasting with parenting and real-life moves Why your financial mistakes don’t define your future How podcast guests have influenced Deb's family decisions Plans for future episodes and how listeners can get involved 📘 Related Episodes to Check Out : Understanding College Financial Aid with Joe Messinger : Raising Financially Savvy Kids with Clifton Corbin : Turning Dreams Into Reality With Values-Based Financial Planning : College Funding Secrets Every Parent Needs to Know : Wellness as Wealth with Rita Johnson Connect with Host Deb Meyer, CFP® Founder of WorthyNest®, helping faith-driven parents build financial plans that reflect their values. | | 🔔 Subscribe & Review If Beyond Budgets® has helped your family think differently about money, parenting, or faith, would you leave a ⭐⭐⭐⭐⭐ review? It helps more parents like you discover the show. /episode/index/show/7411f760-ffbf-4f5d-b545-1459563f033d/id/38825390

Family, Fraud, and Financial Literacy: Life Lessons from Tim Smith 10/16/2025

New Tax Breaks for Parents: What the One Big Beautiful Act Means for Your Family 10/01/2025

Big Hat, No Cattle: Rethinking Wealth with Carl Richards 09/18/2025

Big Hat, No Cattle: Rethinking Wealth with Carl Richards What if the best money conversations aren’t really about money? In this episode of Beyond Budgets, Deb Meyer sits down with Carl Richards, author of Your Money: Reimagining Wealth in Simple Sketches, to explore how we can think more clearly and speak more kindly about money in our relationships. Carl shares why our views of money often clash with those closest to us, how comparison gets in the way of contentment, and what it means to align our values with financial decisions. This is a must-listen for anyone who wants to bring more clarity and calm into their financial life, especially parents trying to model healthy money habits for the next generation. In This Episode You’ll learn: (2:32) Why spouses often see money differently, and how to navigate that with less tension (7:42) What “big hat, no cattle” means and how to stop comparing your life to others (14:03) Why values can conflict without being wrong, and how to live in that tension (17:28) The difference between investment returns vs. investor returns (a.k.a. “The Behavior Gap”) (25:41) How to spend in a way that brings more joy and connection, not just more stuff About Carl Richard’s Book Carl’s , Your Money: Reimagining Wealth in Simple Sketches, comes out October 21 and is designed to be a “conversation grenade”. It will help spark more meaningful dialogue with your spouse, kids, or friends around money. Want a free excerpt? 📧 Email with “Friend of Carl” in the subject line to receive a preview. A Few Favorite Quotes “Your values aren’t at war, they’re in conversation.” — Carl Richards “You don’t have to resolve every money tension in your marriage. Sometimes the difference is the strength.” — Deb Meyer Connect with Host Deb Meyer, CFP® Founder of WorthyNest®, helping intentional parents build financial plans that reflect their values. | | /episode/index/show/7411f760-ffbf-4f5d-b545-1459563f033d/id/38249060