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Small Habits, Big Wins: How Parents Can Set Goals That Actually Stick

Beyond Budgets Podcast

Release Date: 12/18/2025

Reinvention, Personal Branding & AI with Mike Kim show art Reinvention, Personal Branding & AI with Mike Kim

Beyond Budgets Podcast

  Bestselling author and branding strategist Mike Kim joins Deb Meyer to share how personal branding isn’t just for entrepreneurs. Mike offers real-life tools to help you show up with more clarity & confidence, whether you're climbing the corporate ladder or building something of your own. Mike also opens up about a recent season of reinvention, sparked by personal loss. He shares how to navigate big transitions, what it means to do work of material consequence, and why slowing down might be your next best move. Plus, they dive into the evolving role of AI: how it’s...

info_outline College Admissions Secrets: What Parents Need to Know Before Junior Year show art College Admissions Secrets: What Parents Need to Know Before Junior Year

Beyond Budgets Podcast

In this candid episode of Beyond Budgets®, host Deb Meyer shares her perspective as both a financial planner and a mom of a high school junior navigating the complex world of college prep. You'll hear: [0:00:03] Behind-the-scenes insights from Florida college tours (University of Florida, Florida State University, and UCF) [0:04:50] Key admissions guidance from a local high school teacher, including the real impact of essays and extracurriculars [0:07:15] Early Action vs. Early Decision – what they mean and why deadlines matter [0:08:30] Ivy League book...

info_outline How Dual Enrollment Saved This Family $60K in College Costs show art How Dual Enrollment Saved This Family $60K in College Costs

Beyond Budgets Podcast

“My daughters went to prom, played sports, were in student council, and still finished college before high school ended.” – Shelley Branine Wondering how your family can save tens of thousands of dollars? Then you don’t want to miss this special episode with Shelley Branine, mom of two and author of the upcoming book Finish College in High School. Shelley shares her family’s incredible journey using dual enrollment to help both her daughters graduate college debt-free. Listen in if you have a middle school or high school student and are feeling overwhelmed by rising...

info_outline Small Habits, Big Wins: How Parents Can Set Goals That Actually Stick show art Small Habits, Big Wins: How Parents Can Set Goals That Actually Stick

Beyond Budgets Podcast

“Small, incremental steps will always get you further than a giant leap, especially when they’re rooted in your values.” – Deb Meyer As we turn the page into a new year, goal setting becomes more than just a buzzword. It’s a tool for transformation. In Episode 54, host Deb Meyer dives deep into how parents can set intentional goals that actually stick. Learn why small, sustainable habits beat massive overhauls, how to identify and overcome limiting beliefs, and how to create SMART goals that align with your family's core values. Whether you're aiming to save more, invest...

info_outline How to Make Money Fun Again: Joe Saul-Sehy on Emergency Funds, Insurance & Family Adventures show art How to Make Money Fun Again: Joe Saul-Sehy on Emergency Funds, Insurance & Family Adventures

Beyond Budgets Podcast

What happens when personal finance meets fun, adventure, and real-world wisdom? Deb Meyer sits down with Joe Saul-Sehy, the dynamic co-host of Stacking Benjamins and author of Stacked, to talk about money in a way only Joe can: light, insightful, and incredibly human. We explore how humor can disarm money fears, why emergency funds are really self-insurance, and how to approach disability and life insurance like a true risk manager. Joe also dives into how automation trumps discipline when building lasting financial habits. Plus, Joe shares insider tips from his passion...

info_outline Gifts of Grace: Reclaiming Simplicity During the Holidays show art Gifts of Grace: Reclaiming Simplicity During the Holidays

Beyond Budgets Podcast

The holidays are here, and with them come emotions ranging from joy to overwhelm. In this heart-centered episode, host Deb Meyer shares a timely message to help parents slow down, align spending with values, and create lasting peace during the Christmas season. She opens with a beautiful rendition of the Shaker hymn “’Tis the Gift to Be Simple” and explores how the simplicity it speaks of can serve as a financial and spiritual guidepost through the noise of Black Friday, gift-giving pressure, and packed family schedules. In this episode, you’ll learn: (10:36) A values-based...

info_outline The Parent’s Guide to Rewriting Money Scripts show art The Parent’s Guide to Rewriting Money Scripts

Beyond Budgets Podcast

How do you move from financial survival mode to long-term stability when you're raising kids and navigating constant demands? In this episode of Beyond Budgets, Deb Meyer is joined by financial educator Chelsea Williams to explore how our earliest experiences shape our lifelong relationship with money and what parents can do about it. You’ll learn why financial change is 80% mindset and only 20% technical, and how understanding your money story can unlock new possibilities for your family’s future. Chelsea shares a practical framework that helps families create healthy financial...

info_outline Money, Mistakes, and Milestones: 50 Lessons from Deb Meyer show art Money, Mistakes, and Milestones: 50 Lessons from Deb Meyer

Beyond Budgets Podcast

🎉 It’s a celebration! In this milestone 50th episode of the Beyond Budgets® podcast, Deb Meyer takes a seat on the other side of the mic while her husband, Bryan Meyer, steps in as guest host. This heartfelt and insightful episode explores how Beyond Budgets® came to be, what Deb has learned along the way, and what’s ahead for the podcast and the families it serves. From her earliest days running and writing to launching this podcast, Deb shares her motivation to help parents build wealth aligned with faith, family, and personal values. 💡 You’ll hear ...

info_outline Family, Fraud, and Financial Literacy: Life Lessons from Tim Smith show art Family, Fraud, and Financial Literacy: Life Lessons from Tim Smith

Beyond Budgets Podcast

What if your kids graduated from college knowing how to budget, invest, and avoid getting scammed? In this heartfelt and wide-ranging episode, Deb Meyer sits down with Tim Smith, Certified Financial PlannerTM, founder of , and co-host of podcast. They explore the critical (and often missing) elements of financial education for young adults, especially creatives and entrepreneurs navigating money on their own. But the conversation doesn’t stop there. Tim opens up about a massive fraud case he witnessed firsthand — involving $15 million stolen under his watch — and how that...

info_outline New Tax Breaks for Parents: What the One Big Beautiful Act Means for Your Family show art New Tax Breaks for Parents: What the One Big Beautiful Act Means for Your Family

Beyond Budgets Podcast

Are rising prices stressing your family budget? You're not alone, and there's some good news on the tax front. In this solo episode, host Deb Meyer breaks down the most family-friendly tax updates from the One Big Beautiful Bill Act (HR1) and how they could impact your wallet starting in 2025. This episode is a must-listen for parents looking to maximize tax savings, understand new credits, and unlock new opportunities for education savings, childcare, and even family car purchases. Deb spotlights five major tax updates that could create real opportunities for families: ...

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More Episodes

“Small, incremental steps will always get you further than a giant leap, especially when they’re rooted in your values.” – Deb Meyer

As we turn the page into a new year, goal setting becomes more than just a buzzword. It’s a tool for transformation. In Episode 54, host Deb Meyer dives deep into how parents can set intentional goals that actually stick.

Learn why small, sustainable habits beat massive overhauls, how to identify and overcome limiting beliefs, and how to create SMART goals that align with your family's core values. Whether you're aiming to save more, invest wisely, or improve your health, this episode provides a simple roadmap to start strong in 2026. Get practical steps, faith-filled encouragement, and real-life strategies to help you lead your family with clarity and purpose in the year ahead.

Episode Highlights

  • [0:00:37] Deb’s personal journey: Weight gain, body image, and making a change

  • [0:07:30] Applying those same goal-setting principles to saving money

  • [0:11:00] Should you work with a financial planner or coach?

  • [0:15:30] A unique goal-setting exercise: writing your future self a letter

  • [0:20:00]How to handle setbacks, redefine your “why,” and pivot your plan



Resources 

Want Personal Help?

If you're looking for a faith-aligned, fiduciary financial planner for your family, Deb has availability in the new year. Click here to book a free, initial consultation.

Connect with Host Deb Meyer, CFP®

Founder of WorthyNest®, helping faith-driven parents build financial plans that reflect their values.

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