America's Wealth Management Show

Modern Wealth Management presents America's Wealth Management Show with Dean Barber. Dean and his guests, America's leaders in the financial industry, have made it their missions to show everyone how to grow, keep, and leave their money. Since 2003, America’s Wealth Management Show has informed and educated retirees and those nearing retirement on what life is like after your working career ends. Investment advisory services offered through Modern Wealth Management, LLC, an SEC Registered Investment Adviser.

5 Tax Planning Strategies You Need to Know for Retirement 05/07/2026

5 Tax Planning Strategies You Need to Know for Retirement Visit the Modern Wealth Management Education Center for more informative retirement content. To explore our financial services, schedule a meeting with the Modern Wealth Management Team: Retirement Plan Checklist: Chapters: 0:00 - How is tax planning different from tax preparation? 3:24 - Why does my CPA need to see my full financial plan? 5:47 - Will I save more on taxes if I bunch my charitable gifts? 8:36 - Should I put my 401(k) money into a Roth or Traditional account? 13:41 - What is the 2026 "super catch-up" contribution for ages 60 to 63? 15:27 - How does diversifying my accounts lower my taxes? 18:30 - Can I take the new $6,000 senior deduction? 20:29 - How do I get a 0% tax rate on my capital gains? (As a married couple over 65) 24:25 - Which account should I take money from first in retirement? 31:57 - Will I lose my tax deduction if I sell and rebuy a stock? 32:51 - Why did my Medicare cost go up even though I'm retired? (Understanding IRMAA) You can lower your lifetime tax bill by using forward-looking tax planning instead of just tax prep. Learn how the new $6,000 senior deduction works. Should I itemize my deductions in 2026? You should only itemize if your total qualified expenses—such as mortgage interest, state and local taxes (SALT), and charitable gifts—exceed the new $32,200 standard deduction for married couples or $16,100 for single filers. Because the One Big Beautiful Bill Act made the ballooned standard deduction permanent while raising the SALT cap to $40,400, a large majority of Americans will find it more tax-efficient to take the standard deduction rather than tracking individual receipts. Sources: Insights provided by Dean Barber and Corey Hulstein, CPA of Modern Wealth Management. 2026 Tax Brackets: IRS Makes Inflation Adjustments by Modern Wealth Management: 2026 401(k) and IRA Contribution Limits by Modern Wealth Management: Questions and Answers on the Net Investment Income Tax by IRS.gov: ___________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action. /episode/index/show/a0f61611-4234-4065-a623-1b224d674ce1/id/41195980

Teaching Your Kids and Grandkids About Investing 04/30/2026

Teaching Your Kids and Grandkids About Investing Visit the Modern Wealth Education Center for more informative retirement content. To explore our financial services, schedule a meeting with the Modern Wealth Management Team: How do I teach my kids and grandkids about financial literacy? You should start by instilling the duty of ownership through diversified market investments, such as an S&P 500 index fund, which allows even young investors to own pieces of corporations. Public education systems often fail to teach basic money management, thus, responsibility falls on families to host annual meetings and explain concepts like compound interest—the element that allows wealth to double approximately every eight years historically. In the 2026 landscape, a key focus is understanding the difference between being a "Loaner" (Bonds) and an "Owner" (Stocks) is critical for young adults: bonds offer a known outcome with fixed interest, while stocks represent an investment that allows participation in innovation and growth. Financial success also hinges on identifying the difference between good debt and bad debt. While credit card debt and payday loans are "bad debt" that should be avoided at all costs, a low-interest mortgage (such as those secured at less than 3% during the 2020-2021 window) can be considered "good debt" if managed with discipline. Key Learning Outcomes Generational Duty: Why parents and grandparents must bridge the gap left by public financial education. The "Trump Account": Preparing for the July rollout of this new long-term compounding tool. Market Psychology: Learning to view stock prices as only a potential loss or gain and how to avoid emotional decision-making. Debt Management: Why "no bad debt ever" is the fundamental rule for relationships and financial peace. 0:00 Why is Financial Literacy Important? 1:49 The Role of Parents & Grandparents in 2026 2:50 July Update: The New Trump Account for Long-Term Growth 4:35 What's the Difference Between Stocks and Bonds? 9:17 Temporary vs. Permanent Loss in the Market 11:15 401(k) Strategy: Matching, Cash Reserves, and Roth Options 13:44 What is Good Debt vs. Bad Debt? 17:32 The 70-20-10 Budgeting Rule for New Grads 22:37 What Does a Financial Advisor Do? 28:06 Family Finances: Having the Hard Meetings 32:22 Why is Portfolio Diversification Important? Sources: Insights provided by Dave Petso, CFP® and Dean Barber of Modern Wealth Management. Vanguard, Fidelity data show new record highs in 401(k) savings Kiplinger Article: What Is the Rule of 72 and How Can Investors Use It? . Nebraska Dept. of Banking and Finance Website: Doubling Your Money With the ‘Rule of 72’ . Article: Down 25% From Its High, Is Now the Time to Buy Microsoft Stock? ___________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action. /episode/index/show/a0f61611-4234-4065-a623-1b224d674ce1/id/41062745

Retirement Planning Tips for Single Individuals 04/23/2026

Retirement Planning Tips for Single Individuals Resources: Meet with us: Education center: Retirement Plan Checklist: Retiring as a single individual in 2026 is mathematically more challenging than for married couples because single filers reach the 22% ordinary income tax bracket at roughly half the income level of those filing married-jointly ($100,000 vs. $200,000) . Without a "built-in" support system or caregiver, single retirees must prioritize a "Power Package" of legal documents—specifically Financial and Medical Powers of Attorney—to ensure their healthcare and financial wishes are executed should they become incapacitated. Video Chapters 0:00 Introduction: Why Financial Planning for Singles is Different 1:06 Personal Story: Navigating Independence After Loss 3:37 The Independence Factor: Building Your Own Support System 5:33 Tax Headwinds: Single vs. Married Filing Jointly 7:04 The Widow's Penalty: Transitioning to a Single Tax Filer 8:58 The Planning Window: RMDs at Age 75 and Roth Conversions 10:01 Capital Gains Levers: Capturing the 0% Tax Bracket 11:55 Long-Term Care for Singles: Stress-Testing "Solo Aging" 14:19 Modern Housing: Remodeling for Forever vs. Community Living 16:15 Legacy and End-of-Life Planning Without Heirs 17:41 DON'T DO THAT: The Single Person's Power of Attorney Mistake 20:12 Starting the Journey: The Freedom of the Planning Process Sources: __________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action. /episode/index/show/a0f61611-4234-4065-a623-1b224d674ce1/id/40981245

How to Create Generational Wealth: Tips for High Net Worth Individuals 04/16/2026

How to Create Generational Wealth: Tips for High Net Worth Individuals In this episode, Logan DeGraeve, CFP®, and Corey Hulstein, CPA, distinguish between reactive tax preparation and proactive forward-looking tax planning . We analyze the IRC §408 implications of the SECURE Act’s 10-year rule, which requires non-spouse beneficiaries to liquidate inherited IRAs within a decade, often creating a significant tax burden for heirs in their peak earning years. The discussion covers the "Silo Effect"—the financial danger that occurs when a CPA, attorney, and advisor fail to coordinate—exemplified by families who draft complex trusts but fail to properly title and fund them, leading to unnecessary probate. _____________________ _____________________ Chapters: 00:00 Proactive Tax Planning vs. Reactive Tax Prep 2:40 Relocation and Asset Access in Financial Planning 4:07 2026 Estate Tax Limits: $15M and $30M Exemptions 5:07 The Emotional Side of Inheritance: Helping Heirs Now vs. Later 6:15 Generational Wealth Accounts: Brokerage, Roth IRAs, and 529s 8:00 The Airplane Analogy: Putting Your Own Oxygen Mask On First 11:23 2026 Annual Gift Exclusion Rules: How to Gift Correctly 13:23 Strategic Gifting: How to Transfer $300k+ Annually Tax-Free 17:03 Gifting In-Kind: Leveraging 0% Capital Gains for Grandkids 19:26 Step-up in Basis: The Best Wealth Transfer Strategy? 21:54 The SECURE Act 10-Year Rule and Roth Conversions 23:24 Why Charitable Heirs Should Avoid Roth Conversions 26:11 The Silo Effect: Why Your Professionals Must Coordinate 28:12 Trust Funding Failure: Avoiding the Probate Trap ____________________ Sources: Presented by Corey Holstein, CPA, and Logan DeGraeve of Modern Wealth Management®. ______________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action. /episode/index/show/a0f61611-4234-4065-a623-1b224d674ce1/id/40831190

Iran Conflict: How Market Volatility Affects Your Retirement 04/09/2026

Iran Conflict: How Market Volatility Affects Your Retirement The 2026 conflict in Iran and the closure of the Straits of Hormuz—a chokepoint for approximately 40% of the world's oil—have pushed energy prices above $100 per barrel, leading the Nasdaq and S&P 500 into correction territory. While the U.S. remains net energy independent, global pricing interconnectedness has triggered a 10% market pullback, requiring retirees to focus on portfolio rebalancing rather than emotional liquidations. This analysis features Dean Barber, Managing Director at Modern Wealth Management and David Mitchell, Managing Director at AllianceBernstein. We examine potential outcomes of the Iranian conflict, noting that Iran's population of 92 million and its control over global commodity inputs like helium and fertilizer make this vastly different from previous Middle Eastern conflicts. We also discuss the 2026 bear market in tech, citing Microsoft's 27% decline despite stable earnings, and the emergence of tax-exempt municipal bonds with taxable equivalent yields reaching the 7% range. Sources: Insights provided by David Mitchell of AllianceBernstein and Dean Barber of Modern Wealth Management. This session emphasizes the fiduciary duty to manage portfolios based on stick-to-itiveness and mathematical probability. ______________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action. /episode/index/show/a0f61611-4234-4065-a623-1b224d674ce1/id/40790445