5 Tax Planning Strategies You Need to Know for Retirement
America's Wealth Management Show
Visit the Modern Wealth Management Education Center for more informative retirement content. To explore our financial services, schedule a meeting with the Modern Wealth Management Team: Retirement Plan Checklist: Chapters: 0:00 - How is tax planning different from tax preparation? 3:24 - Why does my CPA need to see my full financial plan? 5:47 - Will I save more on taxes if I bunch my charitable gifts? 8:36 - Should I put my 401(k) money into a Roth or Traditional account? 13:41 - What is the 2026 "super catch-up" contribution for ages 60 to 63? 15:27 - How does diversifying...
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Teaching Your Kids and Grandkids About Investing
America's Wealth Management Show
Visit the Modern Wealth Education Center for more informative retirement content. To explore our financial services, schedule a meeting with the Modern Wealth Management Team: How do I teach my kids and grandkids about financial literacy? You should start by instilling the duty of ownership through diversified market investments, such as an S&P 500 index fund, which allows even young investors to own pieces of corporations. Public education systems often fail to teach basic money management, thus, responsibility falls on families to host annual meetings and explain...
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Retirement Planning Tips for Single Individuals
America's Wealth Management Show
Resources: Meet with us: Education center: Retirement Plan Checklist: Retiring as a single individual in 2026 is mathematically more challenging than for married couples because single filers reach the 22% ordinary income tax bracket at roughly half the income level of those filing married-jointly ($100,000 vs. $200,000) . Without a "built-in" support system or caregiver, single retirees must prioritize a "Power Package" of legal documents—specifically Financial and Medical Powers of Attorney—to ensure their healthcare and financial wishes are executed should they...
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How to Create Generational Wealth: Tips for High Net Worth Individuals
America's Wealth Management Show
In this episode, Logan DeGraeve, CFP®, and Corey Hulstein, CPA, distinguish between reactive tax preparation and proactive forward-looking tax planning . We analyze the IRC §408 implications of the SECURE Act’s 10-year rule, which requires non-spouse beneficiaries to liquidate inherited IRAs within a decade, often creating a significant tax burden for heirs in their peak earning years. The discussion covers the "Silo Effect"—the financial danger that occurs when a CPA, attorney, and advisor fail to coordinate—exemplified by families who draft complex trusts but fail to properly title...
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Iran Conflict: How Market Volatility Affects Your Retirement
America's Wealth Management Show
The 2026 conflict in Iran and the closure of the Straits of Hormuz—a chokepoint for approximately 40% of the world's oil—have pushed energy prices above $100 per barrel, leading the Nasdaq and S&P 500 into correction territory. While the U.S. remains net energy independent, global pricing interconnectedness has triggered a 10% market pullback, requiring retirees to focus on portfolio rebalancing rather than emotional liquidations. This analysis features Dean Barber, Managing Director at Modern Wealth Management and David Mitchell, Managing Director at AllianceBernstein. We examine...
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Retirement Income Strategy: How Much Do You Need?
America's Wealth Management Show
A sustainable retirement income strategy for 2026 involves calculating the "post-retirement cash flow" deficit—the difference between total desired spending and guaranteed income sources like Social Security or pensions . To bridge this gap, retirees should consider utilizing a "three-bucket" framework that organizes assets into safe (1–2 years), moderate (3–7 years), and growth (10+ years) categories to ensure immediate liquidity while protecting against sequence of return risk. This analysis, featuring Dean Barber and Neal Falkenberry, CFA, details the shift from the near-zero...
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Tax Extensions: Do You Need to File One?
America's Wealth Management Show
Education center: Retirement Plan Checklist: Subscribe on YouTube to Catch our Videos: Sources: #retirementplanning #taxplanning _______________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any...
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Will Your Taxes Go Up or Down in 2026?
America's Wealth Management Show
Education center: Retirement Plan Checklist: Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 Sources: #retirementplanning #taxplanning _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and...
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How Much Money Should You Save for Retirement by Age?
America's Wealth Management Show
Education Center: Subscribe on YouTube to Catch our Videos: Sources: How much do I need to retire? Rightsizing vs. Downsizing: What Are the Differences? How does medical inflation compare to inflation in the rest of the economy? #retirementplanning #retirementgoals _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC...
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Opportunities for Women in Finance are Growing
America's Wealth Management Show
Education center: Subscribe on YouTube to Catch our Videos: Sources: #womeninfinance #financialplanning #jobopportunities _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the...
info_outlineEducation center: https://bit.ly/4sVDeu9
Retirement Plan Checklist: https://bit.ly/4rEy3O9
Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1
https://youtu.be/ze1sYnh_VR8?si=rss9H5ct9zwmE8Zo
https://youtu.be/KN5tIHSo3sY?si=N7w_n2iERZyl-FPy
https://youtu.be/sACQi2RIEvQ?si=rL90bf2mKSr4cA00
Sources:
https://www.irs.gov/newsroom/check-your-eligibility-for-the-new-enhanced-deduction-for-seniors
https://v/learn/story/using-tax-brackets-to-manage-your-taxable-income
https://www.irs.gov/newsroom/questions-and-answers-on-the-net-investment-income-tax
https://bipartisanpolicy.org/issue-brief/how-the-new-charitable-deduction-floors-work/
https://www.irs.gov/newsroom/irs-marks-70th-anniversary-of-april-15-tax-filing-deadline
https://www.modwm.com/how-filing-for-a-tax-extension-works/
#retirementplanning #taxplanning
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Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC.
The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.