Coffee and Coin Podcast
Ready to take charge of your financial future? Coffee & Coin is your go-to resource for financial education and honest money conversations that women don’t get anywhere else. Allegra Moet Brantly is the Founder & CEO of Factora, a company on a mission to lead 1 million women to $1 million in net worth. Her specialty? Breaking down complex personal finance and investing topics into easy-to-understand, actionable strategies. Tune in to learn how to put your money to work and reach financial freedom well before you’re 65. Plus, get inspired by other women’s investing journeys and money wins. Want to learn more about Factora? www.factorawealth.com
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184. How To Keep Negotiating Even When You're Told "No"
06/20/2024
184. How To Keep Negotiating Even When You're Told "No"
Have you ever been told "No" when negotiating your salary? In this episode, Joy M shares her creative negotiation tactics, how she went from being a "saver" to being an "investor", and her biggest takeaways from joining the Wealth Circle. Plus, you'll get to hear the fun story about her incredible dog that walks itself! LISTEN TO LEARN: 01:30 Treadmill Walking Dog 04:54 Job Title & Salary 06:00 Negotiate Beyond No 14:13 High Yield Savings 18:24 Genius 401K Strategy 24:01 Emergency Fund Tactics RESOURCES Join the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Join our FREE email mini-course and start building wealth today: factorawealth.com/wealth-building-101 FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: www.factorawealth.com Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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183. How to Optimize Wealth Building During Unemployment
06/06/2024
183. How to Optimize Wealth Building During Unemployment
Are you facing unemployment and racking up debts because of it? Do you feel like you're not moving fast enough towards your financial goals? In this episode, Shelly G. opens up about her turbulent 10-month-long unemployment journey and how she came out the other side. Although she accumulated almost $40,000 worth of debt, she has already made headway in paying it off, landed her dream job, and has creatively reduced her expenses. LISTEN TO LEARN: 03:18 Shelly's G #MoneyWin 06:39 Her 2024 Word "Optimize" 10:50 Is Credit Card Debt Bad? 13:39 An Unplanned Sabbatical 29:44 Shelly's G Net Worth 34:00 Financial Accountability Partner RESOURCES Join the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Join our FREE email mini-course and start building wealth today: factorawealth.com/wealth-building-101 FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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182. How to Get Your Kids Interested In Investing
05/23/2024
182. How to Get Your Kids Interested In Investing
Want to get your kids more interested in investing but don't know where to start? In today's episode, Allegra is joined by Erika S., who has been talking to her kids about money since they were in the crib. Fast-forward 16 years, and her oldest has just opened a HYSA and is well on her way to a million-dollar net worth! Erika S. lays out her strategies for getting kids curious about wealth building from an early age and all the incredible takeaways she's gained from the Factora Community. LISTEN TO LEARN: 06:25 Talking to kids about money 17:15 Opening an HYSA for her 19-year-old 19:30 Why HYSAs are so effective 23:00 Takeaways from Factora RESOURCES Join the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Join our FREE email mini-course and start building wealth today: factorawealth.com/wealth-building-101 FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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181. How to Plan a Wedding Under $30K with Chris P.
05/09/2024
181. How to Plan a Wedding Under $30K with Chris P.
Are you planning a wedding and looking for cost-saving strategies? Unsure of how to talk to your partner about finances? In this episode, Chris P. shares her personal take on wedding planning with her partner, focusing on how they’re designing a celebration that not only honors their values, but also respects their financial goals. Chris also opens up about her fertility journey, highlighting the hidden costs and hurdles while preparing for a baby. LISTEN TO LEARN 7:00 #FinanceFlirting 18:00 Cutting Wedding Costs 25:00 Wedding Budgeting 27:30 Prenups 30:00 Fertility Journey RESOURCES Join the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Join our FREE email mini-course and start building wealth today: factorawealth.com/wealth-building-101 FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: www.factorawealth.com Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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180. Big News! The Wealth Circle is Now Self-Paced!
04/25/2024
180. Big News! The Wealth Circle is Now Self-Paced!
Have you been curious about the Wealth Circle but have yet to pull the trigger? Now's your chance! In this episode, Allegra unveils exciting changes to the Wealth Circle, including a new self-paced course format. This format offers you more flexibility to learn at your own pace, ensuring you get the most out of your wealth-building journey. RESOURCES Join the Wealth Circle: factorawealth.com/wealth-circle FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: www.factorawealth.com Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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179. How Sarah B. Knocked 25% Off Her Mortgage in Just 2 Years
04/11/2024
179. How Sarah B. Knocked 25% Off Her Mortgage in Just 2 Years
Want to pay off your mortgage in 10 years instead of 30? In this episode, Sarah B.L. shares the nitty-gritty details of how she paid off 25% of her mortgage in just two years—and how she's on track to pay off her 30-year mortgage in just 10 years. She explains why this decision was the right choice for her family, the difference between good debt and bad debt, and how talking about money made her a more confident investor. LISTEN TO LEARN 04:00 - Financing Her First Home 10:30 - How She Pays Her Mortgage 14:30 - Her Home Buying Strategy 21:00 - Her Factora Learnings RESOURCES Learn more about the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/ FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: www.factorawealth.com Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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178. How to Make the Most Out of Your IRA
03/28/2024
178. How to Make the Most Out of Your IRA
Did you know that you have until April 15th, 2024, to contribute to your 2023 IRA? If you haven't maxed yours out yet, this episode will share everything you need to know about making the most out of your IRA. Allegra and Whitney explain everything you need to know about the difference between Roth and Traditional IRAs, the restrictions on contributing to and withdrawing from IRAs, and why IRAs are great investments. LISTEN TO LEARN What an IRA is, and why you may want one even if you already have a 401(k) How to make the most of your IRA and avoid costly penalties A breakdown of the different types of IRAs - Roth, Traditional, SEP, and SIMPLE How to determine which IRA is right for you and your goals What action steps to take to open an IRA account RESOURCES Learn more about the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/ FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: www.factorawealth.com Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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177. Wealth Management 101: Taylor R. & Allegra Break It Down
03/14/2024
177. Wealth Management 101: Taylor R. & Allegra Break It Down
Feeling lost in the maze of financial tools and platforms? Curious about how others structure their finances for success?" In this episode, Tay and Allegra reveal the ins and outs of their finance game, sharing the ins and outs of their account setups and the nifty tools that keep them sharp. From daily checks to annual overhauls, you'll discover how they effortlessly stay on top of their finances. LISTEN TO LEARN 04:07 - Taylor’s Account Breakdown 07:47 - Lifestyle Analysis 14:05 - Taylor’s Financial Maintenance 21:18 - Allegra’s Account Breakdown RESOURCES Learn more about the Wealth Circle: Join 6 Figure Savings: Get our FREE financial framework workbook: Get our FREE investing checklist: FOLLOW Instagram: YouTube: Visit our website: Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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176. Real Estate Partnerships 101: Building Wealth Together
02/29/2024
176. Real Estate Partnerships 101: Building Wealth Together
Are you hesitant about mixing business with friendship? Waiting to find your forever partner before purchasing a home? In this episode, serial real estate investor Stef shares her journey of blending business with pleasure and harnessing the power of partnership to grow her real estate portfolio to an impressive 19 properties! Whether considering investments with friends, family, or both, this episode provides the insights and guidance necessary to confidently and clearly navigate the complexities involved. LISTEN TO LEARN 03:32 - Stef's Real Estate Portfolio Breakdown 08:00 - "Houses before Spouses" 21:00 - LLC's & Operational Agreements 26:00 - Real Numbers & Examples 47:00 - 1031 Exchange RESOURCES Learn more about the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/ FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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175. How Modern Women Invest to Build Wealth
02/15/2024
175. How Modern Women Invest to Build Wealth
Curious about what it takes to start your own side hustle or invest in startups? Are you ready to unlock the secret to building a seven-figure net worth? In this episode, we're sharing a recording from our January Community Event, where three Wealth Circle graduates joined Allegra to share their transformative journeys and strategies, including a remarkable transition from a $62K salary to an impressive $200K a year and another inspiring tale of a net worth leap from $60K to a staggering $682K. LISTEN TO LEARN 04:45 - Success Stories of Wealth Circle Alumni 18:50 - Investment Asset Classes 20:00 - Starting A Food Truck Business 24:00 - Real Estate Investing 37:50 - Talking about Money 43:00 - Wealth Circle Q & A RESOURCES Learn more about the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/ FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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174. How to Build a Million-Dollar Net Worth
02/01/2024
174. How to Build a Million-Dollar Net Worth
Is it ever too late to start investing? Can understanding your 401k really make a difference in your financial future? In this episode of Coffee and Coin, our Founder & CEO Allegra breaks down how she built a million-dollar net worth in less than 5 years while making $75K/year. (And guess what? Factora's 2024 Wealth Circle is your ticket to do the same.) LISTEN TO LEARN 09:00 - Allegra's Story 19:00 - What Is Financial Freedom? 24:30 - Factora's Financial Framework 28:00 - Success Stories 36:00 - Wealth Circle Q & A RESOURCES Learn more about the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/ FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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173. Why Waiting to Invest Could Cost You Big: Unveiling Stock Market Secrets
01/25/2024
173. Why Waiting to Invest Could Cost You Big: Unveiling Stock Market Secrets
Ever felt overwhelmed by the idea of stock market investing? In this episode of Coffee & Coin, Allegra and Whitney dive deep into the world of stock market investing. They explore why waiting to invest can be a costly mistake, break down the mechanics of market cycles, and discuss how dollar-cost averaging can transform your investment strategy. Learn about managing risk, ignoring the sensational news, and the power of starting now! LISTEN TO LEARN 05:55 - Why You Should Invest in Stocks 07:17 - How the Stock Market Works 09:44 - Stock Market Cycles 14:30 - Why You Shouldn't Wait 35:00 - Strategies You Should Employ RESOURCES Learn more about the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/ FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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172. Net Worth Diaries: How Liz B. Doubled Her Small Business Revenue in 1 Year
01/18/2024
172. Net Worth Diaries: How Liz B. Doubled Her Small Business Revenue in 1 Year
Ever wondered how to grow your net worth while juggling multiple roles? Join us in this inspiring episode of Coffee & Coin where Liz B shares her incredible journey as a small business owner and creator. She went from balancing three part-time jobs to doubling her business revenue in just one year. Liz’s story is a testament to the power of financial education and mindset. Get ready for insights on overcoming financial shame, embracing entrepreneurship, and the importance of community in wealth-building. LISTEN TO LEARN 08:30 - Overcoming Financial Shame 15:00 - Entrepreneurship Journey 23:00 - Net Worth Breakdown 35:00 - Shame-Free Money Goals 37:00 - Starting Small with Investing RESOURCES Learn more about the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/ FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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171. Net Worth Diaries: How Cris V. went from -$62K to $205K in 3 Years
01/04/2024
171. Net Worth Diaries: How Cris V. went from -$62K to $205K in 3 Years
Are you working to increase your net worth in 2024? Tune in to this eye-opening episode, where we delve into Cris V's inspiring journey from having a negative net worth to building substantial wealth. Cris shares her candid experiences in navigating the tech world, making calculated risks in real estate, and the life-changing impact of the student loan pause. Plus, the importance of aligning career choices with your personal values, not just the paycheck. This episode is packed with actionable insights on wealth-building, overcoming financial challenges, and the power of community in financial education. LISTEN TO LEARN 07:30 Buying Her First Home 09:00 The Factora Wealth Community 20:00 The Student Loan Pause 25:30 Job Salaries & Benefits 29:00 Her IVF Journey 33:00 Retirement Accounts & Side Hustles RESOURCES Learn more about the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/ FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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170. Factora Round-up: The Gender Pay Gap & 2024 Tax Strategies
12/21/2023
170. Factora Round-up: The Gender Pay Gap & 2024 Tax Strategies
In this episode, we're tackling crucial topics like the gender pay gap, the realities of salary negotiation, and the impact of maternity leave on women's earnings. Plus, we're diving into the 2024 tax bracket changes and how they affect your wealth-building journey. Whether you're navigating salary negotiations or optimizing your tax strategy, this episode is packed with valuable insights to help you increase your net worth. LISTEN TO LEARN 02:30 Debunking the Gender Pay Gap Myth 15:45 The Impact of Maternity Leave on Women's Earnings 27:10 Exploring Salary Transparency Laws 40:50 Navigating the 2024 Tax Bracket Changes 55:30 Personal Finance Updates from Our Hosts RESOURCES Learn more about the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/ FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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169. WTF is an HSA? Grow Your Wealth with a Health Savings Account
12/07/2023
169. WTF is an HSA? Grow Your Wealth with a Health Savings Account
Welcome to another episode of Coffee & Coin, where we're on a mission to lead 1 million women to $1 million in net worth! Join Allegra and Whitney as they explore the intricacies of HSAs and share valuable insights on leveraging these accounts for significant tax savings and investment opportunities. Whether you're a seasoned investor or just starting out, this episode is packed with practical advice to help you make informed decisions about your financial well-being. LISTEN TO LEARN 10:00 The Triple Tax Benefits of HSAs 15:00 HSA vs. FSA: Breakdown of differences and advantages 27:00 Whitney & Allegra’s HSA Strategies 32:00 A step-by-step guide on setting up and managing your HSA RESOURCES Learn more about the Wealth Circle: factorawealth.com/wealth-circle Join 6 Figure Savings: factorawealth.com/6-figure-savings Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/ FOLLOW Instagram: www.instagram.com/factora_wealth/ YouTube: youtube.com/@factora_wealth Visit our website: www.factorawealth.com Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!
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168. Net Worth Diaries: How Sarah P. 3X Her Investment Rate
11/21/2023
168. Net Worth Diaries: How Sarah P. 3X Her Investment Rate
Ever wondered how joining a wealth circle could transform your financial journey? Curious about the real-life impact of intentional investing? On this episode of Net Worth Diaries, Sarah P. takes us on a captivating journey from low-paying non-profit jobs to doubling her salary and investing rate. As a facilitator in the Wealth Circle, she delves into her fulfilling career and the importance of making financial moves aligned with your interests. Listen to hear: Getting over the fear of investing Tripling your investing rate Variety brokerage account options Real-life examples, numbers, and breakdowns Tune in to uncover the empowering world of intentional wealth-building and discover how a supportive community can turn your financial goals into reality. 💰✨ Join the Wealth Circle Waitlist: Download our FREE financial framework workbook:
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167. Unlocking Financial Freedom: How to Calculate Your Retirement Number
11/09/2023
167. Unlocking Financial Freedom: How to Calculate Your Retirement Number
Are you dreaming of early retirement and financial freedom? Wondering how to calculate the magic number that can make your dreams a reality? In this episode, Whitney and Allegra demystify the 4% rule, explore various asset classes for generating passive income in retirement, and craft a clear roadmap for you to seize control of your financial future. Listen to hear: How to calculate your retirement number The 3% rule vs the 4% rule How to conduct a lifestyle analysis Real-life examples, numbers, and breakdowns Join the Wealth Circle Waitlist: Download our FREE financial framework workbook:
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166. How to Stand Out in a Competitive Job Market and Increase Your Salary
10/26/2023
166. How to Stand Out in a Competitive Job Market and Increase Your Salary
Are you looking for a new job or thinking about switching careers? Do you want to earn more at your current company? In today's episode, Allegra is joined by two recruiting and salary negotiation experts who are passionate about helping women level up their careers, secure leadership roles, and earn more at work. Listen to learn how to: Create a customized job search plan Effectively research roles & companies Build your personal brand Submit applications that get noticed Identify your salary band and negotiate for higher compensation Want to be the first to know about future workshops like this one? Sign up for our newsletter: factorawealth.com/newsletter
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165. Financial Self-Care: Savings, Investing, and Smart Spending Habits
10/12/2023
165. Financial Self-Care: Savings, Investing, and Smart Spending Habits
Are you wondering when's the right moment to dive into saving and investing? Ever thought about how you can just sit back and watch your money grow effortlessly in a brokerage account? In today's episode, the Factora team is diving deep into the realm of financial self-care, exploring how daily habits and practices play a crucial role in shaping your financial future. Liz, Taylor, and Allegra cover everything from savings buckets, value-based spending, and the divide-and-conquer approach to financial planning. Listen to hear: The importance of setting up systems and automation How to decide if purchases align with your values How to divide and conquer finances as a couple A breakdown of the different types of emergency funds & savings buckets
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164. September Round-Up: Airbnb Bans and Girl Math
09/28/2023
164. September Round-Up: Airbnb Bans and Girl Math
Have you found yourself calculating the cost per wear to justify the price of expensive clothes?Curious how Airbnbs are affecting the housing market? Allegra, Whit, Pam, and Steph are back for the September round-up. They’re sharing their thoughts on the impact of Airbnb bans and the pros and cons of using “Girl Math” when making purchases. What you’ll learn: The impact of Airbnb saturation on hosts, local communities, and housing affordability What “Girl Math” is Our personal experiences with using “Girl Math” when making purchases What’s happening in our wallets: HSAs, simplifying finances, and office project completion
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163. WTF is an IRA?
09/14/2023
163. WTF is an IRA?
Looking for a way to contribute more to your retirement savings beyond your 401(k)? Are you unsure if a Roth IRA or Traditional IRA is better? In this episode, Allegra and Whitney are doing a deep dive into IRAs. They’re breaking down everything you need to know about the difference between Roth and Traditional IRAs, restrictions for contributing to and withdrawing from IRAs, and why IRAs are great to have in your portfolio. Listen to hear: What an IRA is and why you may want one even if you already have a 401(k) How to make the most of your IRA and avoid costly penalties A breakdown of the different types of IRAs - Roth, Traditional, SEP, and SIMPLE How to determine which IRA is right for you and your goals What action steps to take to open an IRA account
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162. Net Worth Diaries: How Taylor R. went from $0 to $301K in 4 years
09/07/2023
162. Net Worth Diaries: How Taylor R. went from $0 to $301K in 4 years
Did you get a degree you don’t want to pursue a career in anymore? Are you curious how to build your wealth with multiple income streams? In this episode, Allegra is joined by Factora’s Head of Marketing and Wealth Circle alum, Taylor R. They’re diving into how she grew her net worth by over $300K in just under 4 years, a breakdown of her income streams, and the numbers behind it all. Listen to hear: A look inside her income streams and current annual income How she is making over $60K a year in passive income through business equity A breakdown of the numbers behind her $301K net worth What big goals she’s working towards - passive income, real estate, and investments
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161. Net Worth Diaries: How Kelly B. Went From $63K to $614K in 3 years
08/31/2023
161. Net Worth Diaries: How Kelly B. Went From $63K to $614K in 3 years
What are your net worth goals and how are you working towards them? Are you surrounding yourself with a community that inspires you to reach your financial goals? Allegra is chatting with Wealth Circle alum, Kelly B. about the huge changes she has experienced since joining the Wealth Circle in February 2020. She’s sharing all the details about what her numbers were before the Wealth Circle and what they are now, how she spends in alignment with her values, and how she plans to reach her net worth goals. Listen to hear: How her income and net worth have increased since joining the Wealth Circle When she got started investing in paper assets and what her current investment rate is What steps she took to increase her net worth Her net worth goals and what she’s doing to reach those goals
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160. August Round-Up: Mortgage Rates and the Spending Power of Women
08/24/2023
160. August Round-Up: Mortgage Rates and the Spending Power of Women
Are you holding off on buying a home because of the current mortgage rates? Have you ever felt influenced by targeted ads while scrolling on Instagram? Allegra, Steph, Pam, and Whitney are sharing some insight on the current mortgage rates and real estate market and how values based spending helps prevent excessive consumerism. Listen to hear: How the current mortgage rates are affecting the real estate market and what opportunities are available in the current market The impact Taylor Swift, Beyonce, and Barbie are having on the general economy Why values based spending helps women avoid excessive consumerism A look inside our wallets: traveling for weddings, the numbers behind PMI removal, living off one salary, and shifting to a nanny share
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159. Allegra’s Q3 Accountability Meet-Up: Personal Responsibility, Real Estate Optimization, and Multiple Streams of Income
08/17/2023
159. Allegra’s Q3 Accountability Meet-Up: Personal Responsibility, Real Estate Optimization, and Multiple Streams of Income
Do you have someone who pushes you to expand different areas of your life? Why is having an accountability partner key to growing your wealth? In this episode, Allegra and her investie, Steph, are checking in for another accountability meet-up. They’re diving into their recent real estate moves, the importance of having multiple streams of income, and how Steph used a HELOC to buy her dream home. What you’ll learn: How Steph is optimizing her real estate assets to bring in more income Why having multiple streams of income is actually safer than a corporate job How Steph and Allegra determine which house to sell and when What their business and personal goals are for the rest of 2023 Join The Fall Wealth Circle: Check out the full show notes here:
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158. Ask Me Anything: Wealth Circle Edition
08/10/2023
158. Ask Me Anything: Wealth Circle Edition
Tired of living paycheck to paycheck even with a great salary? Curious about the investment strategies that can help you build long-term wealth? The Fall Wealth Circle is officially open for enrollment—and we’re already 54% full! If you’re ready to join an amazing community of women who want to make big financial changes, then we can’t wait to meet you! Still wondering if the Wealth Circle is right for you? Join Allegra as she spills all the details on the most common questions we get about The Wealth Circle. You’ll learn: Why we LOVE when women who don’t make a lot of money join The Wealth Circle The importance of community in wealth building Why you shouldn’t wait to start investing, even with the volatility of the market The power of being educated in investing - whether you work with a financial advisor or not Join The Wealth Circle: Check out the full show notes here:
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157. How to Get the Most Out of Your 401(k)
08/03/2023
157. How to Get the Most Out of Your 401(k)
Are you taking full advantage of the tax breaks offered by your 401(k)? Do you have 401(k)s from previous jobs that you don’t know what to do with? In this episode, Allegra and Whitney deep dive 401(k)s and lay out what you need to know to maximize your retirement savings by breaking down tax advantages, vesting schedules, and withdrawal restrictions. You’ll learn: What a 401(k) is and what the benefits of a 401(k) are What ‘tax-advantaged’ means and why you should care The difference between a traditional and Roth 401(k)s and why you might choose one over the other What options you have for your 401(k) when you leave a company The early withdrawal penalties you should be aware of Featured in this episode:
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156. July Round-Up: Pregnancy in the Workplace and the Gender Investment Gap
07/27/2023
156. July Round-Up: Pregnancy in the Workplace and the Gender Investment Gap
Have you ever felt hesitant about sharing your plans to start a family with your employer? Are you getting the most out of your company’s 401K? Allegra, Whit, Pam, and Steph are digging into the challenges of having a child in America, how new laws are helping pregnant women in the workplace, and how to decrease the gender gap in 401K balances in this month’s round-up. You’ll learn: What the Pregnant Workers Fairness Act is Why it is so difficult for working women to have children in America How to ensure you are maxing out your company’s 401K What our retirement accounts currently look like Check out the full show notes here:
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155. From Corporate Career to Opening a Food Truck Park with Anny F.
07/20/2023
155. From Corporate Career to Opening a Food Truck Park with Anny F.
Have you experienced the freedom of entrepreneurship, only to find yourself back in the corporate world? Does working to fulfill someone else's dream leave you motivated to pursue your own dream again? Allegra is chatting with Anny about her journey from corporate tech sales to thriving food truck park owner. She’s spilling all the details of the challenges, set-backs, and risks it took to bring her vision to life. You’ll learn: Why Anny decided to pursue full time entrepreneurship even after her first attempt didn’t work out How she decided on her food truck park business idea The numbers behind it all - from her corporate salary to start-up to net sales How taking risks is key to building wealth Check out the full show notes here:
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