Emotional Balance Sheet with Paul Fenner
Welcome to the Emotional Balance Sheet, the go-to podcast for parents with multiple kids, especially those with twins, triplets, or more, who are navigating the maze of modern family life and personal finance. Whether you're overwhelmed by education costs, retirement planning, career transitions, or trying to define your purpose and plan, we're here to guide you with empathy, expertise, and encouragement. Hosted by Paul Fenner, Founder of TAMMA Capital, a Certified Financial Planner®, and parent to 4 kids, including a set of triplets, our podcast is your ally in the quest for financial peace of mind, proving that money matters, but family comes first. We understand that today's parents are juggling multiple financial and lifestyle priorities. That's why each episode is packed with actionable insights and real-world solutions that fit the needs of busy families. Subscribe now and join our community of empowered parents at tammacapital.com.
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– Wins and Losses for New & Growing Families and Parents from the One Big Beautiful Bill
09/18/2025
– Wins and Losses for New & Growing Families and Parents from the One Big Beautiful Bill
As a busy parent trying to manage your family and career, do you even have time to understand what he new One Big Beautiful Bill will mean to you? Today, I am going to explore the winds and losses through the “One Big Beautiful Bill” during this pivotal life stage of career and family growth. Drawing from my own experience as a parent of triplets (plus one!), I dive into the financial and emotional challenges parents face when juggling careers, raising children, and planning for the future. I break down what recent legislation means for families in this life stage, including significant updates to tax brackets, standard deductions, the SALT deduction, child tax credits, dependent care benefits, and the new “Trump account” investment option for kids. I also share proactive strategies for maximizing FSAs and HSAs, making the most of state-specific and charitable deductions, and finding harmony in your savings plan—no matter what life throws your way. If you’re feeling pulled in a hundred directions by kids, careers, and finances, or want to stay ahead of the latest tax changes, this episode is packed with real stories, valuable strategies, and honest encouragement to help you build a solid roadmap for your family’s future. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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What Parents and Young Adults Should Know About the New One Big Beautiful Bill
09/11/2025
What Parents and Young Adults Should Know About the New One Big Beautiful Bill
What does the new One Big Beautiful Bill mean to parents and young adults? I am kicking off the "Big Beautiful Bill" series by breaking down what the new legislation means for those just starting their financial journeys—think high schoolers, college students, and anyone landing their first job. I deep dive into the bill's highlights, including the extension of marginal tax rates, increased standard deductions, and hot topics like deductions for reported tips, overtime pay, and vehicle interest—clearly outlining who benefits, the real dollar impact, and the fine print you need to know. I also highlight the bill's downsides, including tighter student loan limits, the phasing out of home energy credits, and EV incentives. If you're wondering how these changes could shape your financial future, or that of your kids or grandkids, this series offers practical advice. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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Finding Satisfaction Beyond Winning: Enjoying the Journey in Life, Sports, and Finances - Dr. Jennifer Dragonette
09/04/2025
Finding Satisfaction Beyond Winning: Enjoying the Journey in Life, Sports, and Finances - Dr. Jennifer Dragonette
"That's something that I wrestle with on a daily basis. It's like showing up at the Masters every year; it's like why do I want to win this golf tournament so badly? Why do I want to win the Open Championship so badly? I don't know because, if I win, it's going to be awesome for two minutes." That is a quote from the world's top golfer, Scottie Scheffler, before he tees it up to try and win another major golf tournament. Scottie's point is also the topic of conversation today with our resident psychologist expert, Dr. Jennifer Dragonette. Dr. Jen and I explore how the thrill of big wins fades quickly and why major milestones, whether in sports, career, or personal life, rarely satisfy us for long. Together, we also unpack common traps around goal-setting, retirement, and the pursuit of "enough," all while examining the importance of focusing on values over simple achievements. There are many great personal stories we share in this discussion, so I hope you can take away a few strategies from the conversation to help you along your journey. Please enjoy my conversation with Dr. Jennifer Dragonette. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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How to Spot and Avoid IRS Tax Scams
08/28/2025
How to Spot and Avoid IRS Tax Scams
According to The Kaplan Group, tax scams have resulted in 2025 YTD reported financial losses of $5,742,463.91. Monthly tax scam reports rose 62% year-over-year, from 227 in 2024 to 368 in 2025, and have increased by 323% since 2020. So what can you do to protect yourself? To help you stay safe, here are three key takeaways: The IRS will almost always contact you by MAIL first. If you get a text, email, or surprise phone call demanding personal information or payment, it's almost certainly a scam. Phishing and "smishing" are at an all-time high. Scammers try to lure you with messages about fake refunds, threats, or "unusual activity." Never click suspicious links or share your personal info. Double-check everything. Unsure about a tax communication? Review it with your tax professional, or check official IRS resources (linked on the podcast and IRS website). Remember—the IRS won't email or text you unless you've explicitly given permission. Stay vigilant, and don't let scammers get between you and your hard-earned money! Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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Time is the Ultimate Planning Killer
08/21/2025
Time is the Ultimate Planning Killer
Time is the most valuable asset we have. But unlike money, you can’t earn more of it. And once it’s gone, it’s gone. In this episode, I talk about something I see every day, with clients and in my own life: how a lack of time becomes the excuse for putting off financial decisions. The irony is, delaying those decisions often creates more stress and complexity down the road—costing us even more time. I share a few stories, including my own, about why we procrastinate, what that delay costs us emotionally, and what changes when we finally decide to act. Not out of motivation—that comes and goes—but out of clarity and purpose. Life doesn’t slow down. But your priorities can become clearer. And often, the smallest step forward creates momentum you didn’t think was possible. If you’ve ever said, “I’ll get to it when things calm down,” this episode is for you. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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Just Wait: Fuel for Financial and Emotional Anxiety
08/14/2025
Just Wait: Fuel for Financial and Emotional Anxiety
Have you ever caught yourself just waiting for the next economic downturn, a family milestone, or the "right moment" to act? Just wait for the market to crash. Just wait until your kids hit middle school, or high school—or college—and then just wait for the real challenges to begin. I hear it constantly in the financial world and in conversations with fellow parents. And I've come to realize this phrase—"just wait"—is one of the sneakiest ways we let anxiety and fear rob us of the joy in front of us. I'm diving into why "just waiting" is often a trap—whether it's about what the markets might do or what life could throw our way. Instead of waiting for the next shoe to drop, what if we shifted our mindset to "just do it"? What if we focused on investing in our families, finances, and relationships right now? If you're tired of feeling stuck in the cycle of worry and anticipation, this episode is for you. Let's talk about how to stop waiting and start living. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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How Different Communication Styles Impact Marriage, Money, and Emotional Wellbeing
07/31/2025
How Different Communication Styles Impact Marriage, Money, and Emotional Wellbeing
Ever notice how you and your partner seem to "think out loud" differently—or not at all? Our resident therapist expert, Dr. Jennifer Dragonette, is back to talk about how differences in processing and communication styles can shape our relationships (and even our financial decisions!). You'll hear us share stories from our own families (yes, even the awkward silences and eye rolls), explore why venting isn't always an invitation for advice, and break down the nonverbal cues that can say so much more than words. Dr. Jen offers some incredible, practical tips on how to name our patterns, set expectations, and really invest in understanding where our partners are coming from—emotionally and financially. So, whether you're trying to navigate a disagreement with your spouse, feeling misunderstood, or want to strengthen your connection at home, I think you'll find a lot to take away from this honest and relatable discussion. Let's dive in! Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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Finding Harmony in Life, Work, and Family: Reflections on 200 Episodes
07/24/2025
Finding Harmony in Life, Work, and Family: Reflections on 200 Episodes
I recently spent some time away on vacation, which got me thinking deeply about retirement, purpose, and the ongoing challenge of finding meaning in our everyday lives. While watching some older couples spend hours together on their boats, I found myself questioning not just what they talked about, but also how I view my own future and the idea of slowing down. From leaving a corporate career I couldn’t stand to building a financial advisory firm that truly fulfills me, I share my ongoing struggle with the gap between knowing we want change and actually taking the necessary steps. I’ve learned, both as a podcast host and advisor, that self-awareness is just the first step; turning that awareness into action is often the hardest part, especially without a dramatic wake-up call pushing us forward. As we celebrate 200 episodes, I wanted to pass along three key takeaways from this milestone episode that might spark some reflection in your own life and career: · Awareness is the First Step, But Action is Hardest · Financial Planning is (Mostly) Emotional · Strive for Harmony, Not Balance Thank you to everyone who has tuned into the podcast, whether it’s been for one episode or 200. Here’s to continuing the conversation and helping more people find their own version of harmony. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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Time Wealth Versus Time Debt: Lessons from Parenting and Planning
07/17/2025
Time Wealth Versus Time Debt: Lessons from Parenting and Planning
I'm diving into a topic that's been on my mind lately: the idea of "time wealth"—and, just as importantly, "time debt." After coming off a busy stretch like tax season, I often find myself trying to catch up on everything I put on hold, only to realize I'm paying for it in stress, exhaustion, and those lost moments I wish I'd shared with my family. Inspired by insights from Greg McKeown and Ann Laure Lecomte, I reflect on the many faces of time anxiety—from the frantic rush of daily life to worries about the future to that existential feeling that time with my kids and wife is slipping away too fast. Additionally, I share some perspectives on defining what "time well spent" really means. I hope this creates awareness to be more intentional about your own time, reduces the anxiety that comes with always feeling behind, and reminds you—and myself—that it's never too late to focus on what truly makes us happy. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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Inside the Family Office: A Family's Journey Working with a Financial Advisor
07/10/2025
Inside the Family Office: A Family's Journey Working with a Financial Advisor
Ever wonder what really happens when you decide to work with a financial advisor for the first time, especially when life already feels like a full-time juggling act? I sat down with Marisa Lonic—author, coach, and founder of Mama Work It—to talk about the emotional side of money, career pivots, and raising four kids, including twins. We dive into what it's like to navigate big life changes like moving states, the vulnerability that comes with opening up about your finances, and why timing and trust matter so much when you're leaning on experts. Marisa also shares a powerful personal story about motherhood and a surprising tattoo that taught her something unexpected about growth. Please enjoy my conversation with Marisa Lonic. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Focusing on What Never Changes
07/03/2025
Focusing on What Never Changes
We live in a world obsessed with what’s new. The latest tech, the next headline, tomorrow’s market forecast. But beneath all that noise, some things stay the same. And maybe—just maybe—that’s where the real wisdom lies. Born out of a moment of reflection after a volatile April in the financial markets, I found myself returning to Morgan Housel’s work, especially his book Same as Ever. It reminded me that the most important lessons aren’t about predicting the next move—they’re about understanding the truths that don’t change. In this episode, I highlight five timeless ideas that I believe are always worth remembering: the constancy of human emotion, the quiet power of compounding, the weight of expectations on our happiness, the surprise of risk, and the challenge of holding two competing ideas—like optimism and pessimism—in balance. These aren’t hot takes. They’re not meant to be. They’re principles that have held up over decades and likely will hold up for decades more. So, if you’ve been feeling overwhelmed by all that’s shifting, I invite you to slow down with me—and focus on what never changes. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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How Parenting Challenges Shape Real-World Financial Advice
06/26/2025
How Parenting Challenges Shape Real-World Financial Advice
Have you ever thought about the moments that help shape your beliefs and emotions? I want to share how being a dad to triplets (plus one!) has completely reshaped how I think about financial planning. From cheering at swim meets to navigating tough parenting moments, I've learned that raising kids isn't so different from guiding families through financial decisions. Both are emotional, both are messy at times, and both require a ton of empathy. I'll share some personal stories that changed how I work with clients — how understanding someone's money story is just as important as crunching the numbers. And how learning to manage expectations (my kids, my clients, and my own) has made me a better advisor — and a dad. One key point I hope you takeaway is that emotional awareness — not just financial knowledge — can help you make better decisions for your family's future. If you've ever felt the weight of trying to do it all — save for college, plan for the future, and still be present with your family — this one's for you. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Spending vs Saving: Tools for Couples to Align Money Values and Find Harmony with Dr. Jennifer Dragonette
06/19/2025
Spending vs Saving: Tools for Couples to Align Money Values and Find Harmony with Dr. Jennifer Dragonette
Do you ever feel like you and your partner speak different languages regarding money? You're not alone. Our resident psychologist, Dr. Jennifer Dragonette, is back for a conversation that's equal parts practical, personal, and surprisingly fun. We're talking about the classic clash between spenders and savers—why it happens, how to navigate it, and what it takes to turn financial friction into a stronger connection. From our walk-and-talks to exploring the deeper stories we carry about money, this episode is full of honest, relatable moments, therapist-approved guidance, and even a few good laughs (wait until you hear the bit about pickles). Whether you're deep in financial negotiations with your partner or want to understand your own patterns better, this episode is packed with real-life insights, proven strategies, and stories that will hit home. Please enjoy my conversation with Dr. Jennifer Dragonette. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Tariffs, Taxes & Tumult: What Investors Need to Know This Summer
06/12/2025
Tariffs, Taxes & Tumult: What Investors Need to Know This Summer
As summer heats up, two words are dominating headlines: the “Big Beautiful Bill” and—still hanging around—tariffs. In this episode, I break down: · What’s really inside the new tax legislation · Why tariff uncertainty is rattling corporate decision-making · How political theater might spike volatility (just in time for the 4th of July) · Why long-term investors should stay grounded—despite media noise While the news cycle may create short-term anxiety, your investment strategy should align with your long-term purpose and personal goals. Whether you're planning for retirement, saving for college, or just trying to sleep well at night, staying focused matters. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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Everything You Wanted to Know About Investing in Farmland but Were Afraid to Ask
06/05/2025
Everything You Wanted to Know About Investing in Farmland but Were Afraid to Ask
What's the first thing you think about when you hear the term farmland? Most people have likely never thought about investing in farmland, but today, I have the perfect guest to explain why you might want to consider it. Rob Moore, general manager at AcreTrader, dives into the details of farmland investing appeal as an asset class and why it can be a powerful addition to a diversified portfolio, especially during uncertain economic times. Rob breaks down the fundamentals of farmland investing, explaining how AcreTrader's platform works, what makes farmland investments unique, and the logic behind buying a finite resource in a world with growing demand and shrinking supply. Rob and I contrast farmland ownership with other forms of real estate, clear up myths about big corporations taking over family farms, and discuss the mechanics of lease agreements, appreciation, and investor returns. We highlight the intersection of technology, generational farming, and accessible investing, reminding you why sometimes the best asset class is the most boring one in your portfolio. Growing up in multiple farming communities, I have wanted to have this conversation for some time. Please enjoy my conversation with Rob Moore. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Aligning Assets and Liabilities The Role of Temporal Diversification
05/29/2025
Aligning Assets and Liabilities The Role of Temporal Diversification
In the ever-fluctuating world of economics, navigating the complexities of investment and savings often feels like treading turbulent waters. One of the critical aspects of managing these complexities is aligning your assets to match your liabilities for long-term financial stability. Whether you're planning for retirement, saving for a child's college, or contemplating future investments, understanding and utilizing temporal diversification can pave the way for a more predictable financial future. In this episode, I break down what temporal diversification means and how it relates to dealing with the emotional rollercoaster of a fluctuating stock market. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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Behind the Scenes at the White House: The Emotional Impact of Life Transitions
05/22/2025
Behind the Scenes at the White House: The Emotional Impact of Life Transitions
What if you had a front-row seat to the world's stage in the Oval Office? Sounds like a cool gig. But what if it required giving up much of your personal life? I welcome back former AP White House correspondent Ben Feller for a candid conversation about the evolving landscape of the media, the importance of journalistic integrity, and the personal journey of navigating high-stakes careers. Ben shares stories from his front-row seat covering Republican and Democratic presidents and discusses why real-time press access to pivotal moments—like the Oval Office meetings with world leaders—matters for democracy and public accountability. We break down the history and unique mission of the Associated Press, unpack how information is shared and sourced across news organizations, and reflect on the increasingly complex challenge of finding and trusting unbiased news today. Just as important, we dive deeper into broader themes of personal growth, identity, and the emotional transition from a demanding career into new chapters of life—touching on the difficulty of balancing ambition, self-reflection, and gratitude. With plenty of wisdom for professionals, families, and anyone curious about the media's role in society, this episode is a must-listen for anyone trying to sort facts from noise and find emotional balance in a fast-paced world. Please enjoy my conversation with Ben Feller. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Helping Families Navigate Financial and Emotional Worries
05/15/2025
Helping Families Navigate Financial and Emotional Worries
There feels like a pervasive nature of worry in today's world, particularly in politics, financial markets, and emotional well-being. Now more than ever, we need to understand our emotional needs and what we are seeking out for advice. Are we seeking advice that is personal or financial? Are we looking to be heard? Or do we want to feel comforted in an uncertain time? How we communicate with each other and the people we trust, such as financial advisor, can lead to better support in navigating our concerns and making informed decisions. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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Building Bridges in Relationships: The Impact of Yes And on Understanding with Dr. Jennifer Dragonette
05/08/2025
Building Bridges in Relationships: The Impact of Yes And on Understanding with Dr. Jennifer Dragonette
Have you ever had a well-meaning conversation with a spouse, friend, child, or co-worker that went sideways? What if we could help ourselves prepare for some of our most important conversations? Our resident psychologist expert, Dr. Jen Dragonette, is back with us to explore the nuances of communication in relationships, particularly focusing on the importance of language and emotional dynamics. We cover the impact of phrases like 'yes, but' versus 'yes, and' and how these can shape interactions. Our conversation emphasizes the need for preparation before difficult discussions, the use of interpersonal effectiveness skills like the DEAR MAN technique, and the significance of regular check-ins to foster connection. We also highlight the importance of reinforcing positive communication patterns and enjoying the journey of growth in relationships. Please enjoy my conversation with Dr. Jennifer Dragonette Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Money Can Buy Happiness: Up to a Point
05/01/2025
Money Can Buy Happiness: Up to a Point
Morgan Housel has inspired a great deal of my thoughts on the intricacies between money and happiness. Today, I wanted to share a personal story about the interconnectedness of money and happiness, along with five key points that challenge the conventional wisdom around wealth and satisfaction. From understanding that money provides freedom rather than fulfillment to the notion that true wealth is peace of mind, I invite you to reflect on your own financial journey and its impact on your happiness. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Your Holding Period Matters Most
04/24/2025
Your Holding Period Matters Most
What matters most when it comes to portfolio returns? Here's what it's not: who is President or the crisis of the day. From the unpredictable daily swings of the S&P 500 to the long-term probabilities of success, I cover how aligning your assets with your objectives —whether short-term or for retirement—can safeguard your financial future. Plus, I unfold an important factor that will impact your portfolio returns. This episode is designed to provide you with peace of mind and a reassuring strategy for when the next market downturn inevitably arrives. Let's get started and uncover the power of purposeful planning. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Bridging the Gap Between Financial Anxiety and Reality with Dr. Jennifer Dragonette
04/17/2025
Bridging the Gap Between Financial Anxiety and Reality with Dr. Jennifer Dragonette
How do you bridge the gap between the anxiety you may be feeling and the realities of your current situation? Our resident therapist, Dr. Jennifer Dragonette, explains the core principles of ACT, a behavioral therapy developed by Dr. Steven Hayes, designed to foster present-moment awareness, acceptance of reality, and cognitive diffusion. Dr. Jen makes these concepts accessible, helping listeners visualize their thoughts as separate entities that can be managed rather than overtaken by them. Our conversation focuses on a listener question regarding a significant life transition—retirement—and how deeply ingrained financial anxieties clash with aspirations like generosity. We tie the realms of financial planning with understanding the psychological complexities that impact our financial decisions. Whether you're on the cusp of retirement or navigating any transitional phase, this insightful dialogue will equip you with the tools to align reality with your aspirations. Please enjoy my conversation with Dr. Jennifer Dragonette. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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What To Do When Your Hair Is On Fire
04/10/2025
What To Do When Your Hair Is On Fire
Modern life often throws us into "hair on fire" moments where stress feels insurmountable and overwhelming. Whether it's work demands, family responsibilities, or unforeseen challenges, we all experience these times when it seems impossible to maintain balance. Understanding and preparing for these "hair on fire" periods is crucial. Communicating with those around us can be beneficial when we anticipate a challenging season. Alerting family members or colleagues ahead of high-pressure events sets realistic expectations and opens pathways to much-needed support. A particularly common scenario for me occurs during tax season, symbolizing those stress-filled periods. As I put a cap on the 2024 tax season, I wanted to reflect upon an insightful conversation with my friend and coach, Dennis Mosley Williams, about navigating these intense moments. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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Managing Anxiety in Market Meltdowns with Dr. Jennifer Dragonette
04/03/2025
Managing Anxiety in Market Meltdowns with Dr. Jennifer Dragonette
Does the current stock market volatility have you wondering what's next? It's a normal emotional response to feel anxiety or even a little bit panicked when events around you seem to be in chaos, which can apply to personal events, politics, and, yes, the stock market. Dr. Jennifer Dragonette is back to walk us through how we can navigate these personal and financial anxieties. We delve into finding harmony between our rational and emotional minds, especially when facing fluctuations in the financial market and the anxiety it can bring. Even during stressful situations, having a positive outlook, establishing relationships with trusted advisors, and using practices like gratitude lists can help maintain calm in times of uncertainty. Dr. Jen also sheds light on how these strategies can be applied beyond finance, such as in recovery from personal challenges or handling political anxiety. Please enjoy my conversation with Dr. Jennifer Dragonette. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Transforming Consumer Mode to Creator Mode - Matt Zeigler
03/20/2025
Transforming Consumer Mode to Creator Mode - Matt Zeigler
What happens when two financial advisors get together for a conversation about non-financial planning topics? A dynamic conversation that dives into current culture and the broader landscape of behavioral finance. My friend and colleague Matt Zeigler joins me for a first-of-its-kind Emotional Balance Sheet podcast episode. There was no agenda, pre-scheduled questions, or thoughts on how the conversation would go. It is completely unfiltered. We explore the importance of community and continuous learning, sharing their experiences from being part of Brian Portnoy's Building the Behavioral Advisor group and why behavioral finance is a topic the public should know more about. We navigate the concept of remaining connected in a world that feels increasingly disconnected, uninformed, and calloused, emphasizing the value of turning consumers into creators to break the cycle. We explore the challenges of creating a personal archive for complete thoughts amidst the constant barrage of information, touching on Matt's innovative Cultish Creative YouTube channel. Please enjoy my conversation with Matt Zeigler. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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How to Find Personal Fulfillment - Dr. Jennifer Dragonette
03/13/2025
How to Find Personal Fulfillment - Dr. Jennifer Dragonette
What does rock climbing have to do with mental and financial health? While Dr. Jennifer Dragonette offers her compassionate expertise to communities in crisis, she also shares a passion for rock climbing—a pursuit that intertwines with her professional insights. Dr. Jen explains how this adventurous sport complements her work as a therapist. She reveals how rock climbing's demands for balance, mental fortitude, and fear management mirror the complexities of navigating life's emotional challenges. We also uncover Dr. Jen's career transition journey, from holding significant leadership roles in healthcare organizations to establishing her private practice. Her story is a testament to the power of aligning one's career with personal values and overcoming societal expectations to find true professional fulfillment. I think this conversation can provide valuable insights for anyone grappling with career transitions, anxiety, or simply seeking to understand the interplay between physical activities and mental well-being. Whether you're scaling rock walls or facing life's everyday challenges, I hope this conversation inspires and resonates with you. Please enjoy my conversation with Dr. Jennifer Dragonette. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Balancing Meals on the Go Healthy Choices for Busy Families - Dr. Teryn Clarke
03/06/2025
Balancing Meals on the Go Healthy Choices for Busy Families - Dr. Teryn Clarke
As busy parents on the go, it’s hard not to opt for the convenience of quick meals, which may not be the best option for our kids. As chaotic as schedules can get, we still want to find the most optimal meal options for our kids. Dr. Teryn Clarke is back with us to break down why proteins are indispensable, not just for muscle maintenance and growth but also for brain health. We discuss the challenges parents face in ensuring their kids, especially active ones like my swimmer daughter Madison, get the right amount of protein amidst hectic schedules. Dr. Clarke provides practical advice on choosing healthier fast-food options, like Chipotle, and emphasizes the importance of aiming for quality proteins, even on the go. We also tackle some misconceptions about deli meats and intermittent fasting, offering insightful strategies to make more informed dietary choices without feeling overwhelmed or restricted. Please enjoy my conversation with Dr. Teryn Clarke. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Are You Surrounded by Cheerleaders or Champions?
02/27/2025
Are You Surrounded by Cheerleaders or Champions?
We live in an age where the 24-hour news cycle perpetuates political controversy and sensational headlines. It's tempting to believe that staying informed means consuming every detail these channels broadcast. Yet, in our personal and financial lives, this noise often creates anxiety rather than clarity. It's crucial to recognize that not every news story or social media post warrants our attention or reaction. Instead, we must cultivate an environment where significant matters—those directly impacting our lives and well-being—take precedence. So, how can we filter out this noise and focus on what truly matters? Today, I cover a few insights into managing this overwhelming influx and aligning your priorities toward genuine fulfillment. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode:
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How to Master Credit Card Reward Programs with Spencer Howard
02/20/2025
How to Master Credit Card Reward Programs with Spencer Howard
Have you ever asked yourself what the best credit card to use for my family and me is? I get this question a lot and it is a topic I have wrestled with myself. Today, I am talking with someone who can help all of us navigate the complexity of credit card points and rewards systems. Spencer Howard is the founder of Straight To The Points. Spencer has built an entire business around helping individuals and families save money on travel and go to places they never would have dreamed of. Our conversation focuses on how to choose the right card based on individual spending habits and travel needs. We cover the importance of having a credit card strategy, the differences between cash back and points, and the significance of paying off credit cards to avoid high interest rates. We also talk about family travel strategies, cost-effective flight options, and the importance of choosing the right credit cards to maximize rewards. Please enjoy my conversation with Spencer Howard. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for future guests and topics.
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Understanding Make Sureing: The Fine Line Between Support and Control with Dr. Jennifer Dragonette
02/13/2025
Understanding Make Sureing: The Fine Line Between Support and Control with Dr. Jennifer Dragonette
Have you ever heard of the term "make sureing?" Today, we delve into a term coined by Dr. Jennifer Dragonette to describe our frantic attempts to control situations or emotions beyond our control. Though often well-intentioned, we explore how this behavior can lead to unintended consequences, especially within family dynamics and relationships. Dr. Jen sheds light on the evolution of “make sureing” and its impact on those doing the make sureing and those being made sured. Dr. Jen explains how this behavior can inadvertently undermine the competence of others, leading to feelings of resentment and power struggles. I share personal anecdotes about the balancing act of managing a large family, while Dr. Jen offers practical advice on how to shift from controlling behaviors to more supportive approaches. We also touch upon how these concepts apply beyond the family setting, especially in career transitions and times of emotional stress. Please enjoy my conversation with Dr. Jennifer Dragonette. Connect with Paul Contact Paul or schedule a time to meet with Paul . For resources discussed in this episode, visit . Follow Paul on and . And feel free to email Paul at with any feedback, questions, or ideas for
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