Wealth Wisdom Financial Podcast
There are a lot of financial podcasts. Most of them repeat the same advice: Limit your spending, make a budget, invest in the stock market. But the future is uncertain. You never know when financial emergencies or changes in the economy will eat up your earnings. It’s overwhelming and stressful. And even if you act on every piece of advice, you might still feel like you should be further along and closer to your goals. That’s why many step away from conventional financial thinking: It doesn’t help them build long-term wealth or a lifestyle they love. The better alternative? Wealth wisdom! Wealth wisdom isn’t one-size-fits-all advice, but timeless principles that show you how to build the wealth you want for your dream lifestyle—whether you’re an employee or a business owner. The Wealth Wisdom Financial Podcast shows you how to build wealth in all areas of life and business and goes way beyond financial wealth. Hosts Brandon Neely and Amanda Neely, CFP® are pumped to be your allies as you expand your financial confidence to stand the tests of time. On the Wealth Wisdom Financial Podcast you will discover: - How a banker’s mindset can help you be profitable in any economy - How to defeat financial confusion, haphazardness, anxiety, overwhelm, and stress - How to start a profit habit that ends entrepreneurial poverty - And much much more all grounded in the wisdom of the ages May you live long and profit.
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What's Stopping Your Business From Growing Faster?
05/07/2025
What's Stopping Your Business From Growing Faster?
Are you stuck in a business plateau despite working harder than ever? This episode reveals the three critical mindset shifts that successful entrepreneurs make before their revenue and profitability soar. We share the stories of real business owners who transformed their companies by changing how they think, not just what they do. From Maria's design agency trapped in overwork to James's marketing consultancy stuck on a profit plateau, discover how these entrepreneurs broke through their mental barriers. Learn why the roadblock to your next level of success might not be in your strategy or market. Your breakthrough is likely in your mindset. We explore how to shift: From income thinking to asset thinking From revenue obsession to profit prioritization From operator to owner Key Quote: "The hamster wheel will never lead to the next level unless you step off it and change your approach." Listen now to discover how small shifts in your thinking can create dramatic improvements in both business performance and quality of life. Plus, get our bonus The Million-Dollar Diagnostic at 00:00 Introduction: Overcoming Business Growth Barriers 00:58 Welcome to Wealth Wisdom Financial Podcast 01:36 This Month's Theme: Growing and Scaling 02:44 Maria's Story: The Exhausted Entrepreneur 05:17 James' Journey: From Income Thinking to Asset Thinking 08:43 Sophia's Shift: From Revenue Obsession to Profit Prioritization 12:24 Daniel's Transformation: From Operator to Owner 16:44 Rachel's Realization: Stepping Off the Hamster Wheel 18:49 Conclusion: Scaling Your Thinking to Scale Your Business 23:09 Join the Wealth Wisdom Financial Community Watch On YouTube:
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Stop Believing THESE Debt Myths (Before It's Too Late)
04/30/2025
Stop Believing THESE Debt Myths (Before It's Too Late)
Are you throwing money away each month and working extra hours just to pay interest? The average American pays $8,000 per year in interest alone. That's $667 every month! But the real cost isn't just the dollars—it's the extra hours you work to pay those bills. In this eye-opening episode, we expose five dangerous debt myths that could be forcing you to work harder than necessary: Why making minimum payments on credit cards could keep you in debt for 22+ years The hidden trap in Parent PLUS loans that could delay your retirement When NOT touching your home equity is actually costing you money The surprising truth about reverse mortgages (they're not always bad!) Why "all debt is bad" thinking might be limiting your wealth-building potential Key Quote: "I realized I was working for my debt instead of having my debt work for me. Once I understood the difference between productive and destructive debt, everything changed." Whether you're carrying credit card balances, considering college funding options, or wondering about your mortgage, this episode will help you identify which debts are holding you back and which might actually help you build wealth—allowing you to work less while achieving better financial outcomes. Ready to rethink your relationship with debt? Connect with us for a complimentary debt strategy session at 01:24 Meet the Team 02:41 The Cost of Debt in America 07:32 Debt Myth #1: Credit Card Minimum Payments 14:58 Debt Myth #2: Parent Plus Loans 25:59 Debt Myth #3: Mortgage Rates and Home Equity 29:48 Exploring Home Equity Loans 30:08 Comparing Interest Rates and Savings 30:56 Understanding Home Equity Loan Payments 32:41 The Concept of Home Equity Loans 36:31 Reverse Mortgages: Pros and Cons 45:12 Evaluating 401k Loans 48:36 Good Debt vs. Bad Debt 53:12 Bank on Yourself Policy Loans 55:17 Wrapping Up and Final Thoughts Watch on YouTube here:
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Work-Life Integration for Business Owners
04/23/2025
Work-Life Integration for Business Owners
Is your business taking over your life? Meet Sophia. She runs a bakery. She almost quit because work consumed all her time. Now she takes six weeks of vacation every year. Her bakery makes more money than before. She spends quality time with her family. Learn five simple ways to blend work and life better: Link your business to what matters most to you Be more than just a business owner Work when your energy is highest Set clear rules for using technology Build personal wealth through your business We tackle common worries. "My clients need instant replies." "My business needs me all the time." Real business owners share how they solved these problems. Key Quote: "Work-life integration creates a system where your business and personal life support each other, not compete." Do you think about work during family time? Can't remember your last real vacation? This episode is for you. We share practical tips to make your business improve your life. Get our "Integration Blueprint" in the Wealth Wisdom Financial Community: 00:00 Introduction to Sophia's Story 00:52 Welcome to Wealth Wisdom Financial Podcast 01:32 The Concept of Work-Life Integration 02:26 Mindset Shift: From Balance to Integration 06:39 Core Practices for Work-Life Integration 07:04 Purpose Alignment 07:41 Identity Expansion 09:12 Energy Management 10:57 Technology Boundaries 12:57 Financial Integration 15:27 Addressing Common Objections 21:51 Conclusion and Call to Action Watch on YouTube:
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Delegation Strategies for Control-Freak Entrepreneurs
04/16/2025
Delegation Strategies for Control-Freak Entrepreneurs
Are you working harder than ever but feeling stuck at the same income level? The number one problem holding back most entrepreneurs is the inability to delegate effectively. In this episode, you will meet James, a web designer who collapsed from exhaustion after working 80-hour weeks. Why? Because "nobody could do it as well as he could." One year later, his team handles 90% of client work while he works just 30 hours weekly—and profits are up 40%. Discover the Time-Money Matrix framework that will transform how you think about delegation: How to identify which tasks you must keep and which you should delegate first Why the "it's faster to do it myself" mindset is actually costing you thousands The surprising reason many "delegation disasters" happen (and how to prevent them) Why delegating high-value tasks is BETTER for your business than doing them yourself We also address common objections from control-freak entrepreneurs. Have you ever thought, "My clients only want to work with me" or "I've tried delegating before, and it was a disaster"? We have, too! Learn how we got over it. Key Quote: "Your highest value as a business owner isn't in doing every task. It's your strategic vision, relationship building, and ability to see opportunities others miss. These are the true areas where you're irreplaceable." Welcome solopreneurs considering your first hire. Bienvenidos, established business owner struggling to step away from day-to-day operations. This episode provides a practical roadmap for breaking free from being the bottleneck in your own business. Get our complete "Delegation Starter Kit" in the Wealth Wisdom Financial Community today: 00:00 Are You the Bottleneck in Your Business? 00:05 Meet James: A Case Study in Delegation 01:19 Welcome to Wealth Wisdom Financial Podcast 01:57 The Delegation Dilemma 04:15 Introducing the Time Money Matrix 05:39 Delegation Quadrants Explained 09:07 The Control Freak Zone 10:32 Financial Planning: What Not to Delegate 13:01 Real-Life Delegation Success Stories 19:37 The Life Time Money Matrix 24:37 Final Thoughts on Delegation and Financial Freedom Watch On YouTube Here:
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Small Business Owners Must Set Boundaries To Achieve Success
04/09/2025
Small Business Owners Must Set Boundaries To Achieve Success
Are you slowly killing your business by failing to set boundaries? In this essential episode, we reveal why the real cause of many business failures isn't competition or the economy – it's boundary issues that lead to financial depletion and burnout. Discover the four critical boundaries every successful business needs: Time boundaries that protect your most valuable resource Service boundaries that create focus and expertise Financial boundaries that ensure sustainable profitability Communication boundaries that allow for proactive growth rather than reactive firefighting We also tackle common objections from entrepreneurs who fear setting boundaries will cost them clients or opportunities, with real-world examples showing how proper boundaries actually attract better clients willing to pay premium rates. Key Quote: "Boundary-setting isn't about building walls. It's about creating systems that allow your business to serve others without depleting its most valuable resource: you." Whether you're struggling with clients who don't respect your time, difficulty maintaining work-life separation, or challenges charging what you're worth, this episode provides practical strategies for establishing boundaries that protect both your well-being and your bottom line. Get our complete "Business Boundary Blueprint" in the Wealth Wisdom Financial Community today: 00:00 The Hidden Threat to Small Businesses 01:09 Welcome to Wealth Wisdom Financial Podcast 01:47 The Importance of Setting Boundaries 03:20 Statistics on Business Failures 05:54 Types of Boundaries for Business Success 14:30 Overcoming the Fear of Setting Boundaries 19:35 Conclusion and Final Thoughts Watch on YouTube:
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How to Work Less & Earn More in Your Business
04/02/2025
How to Work Less & Earn More in Your Business
Are you trapped in the cycle of working more hours but seeing less profit? In this eye-opening episode, we explore the transformative journey of Lisa, a marketing consultant who went from working 70+ hour weeks and missing her daughter's birthday to running a thriving business on just four days a week while doubling her income. Discover the three-part strategy that changed everything for Lisa: How implementing Profit First (even at just 1% initially) transformed her relationship with money Why establishing a Bank On Yourself policy gave her the confidence to transform her client relationships The exact script she used to transition from hourly billing to value-based pricing that tripled her rates We also address common objections from business owners in various industries, with examples of how they adapted these strategies to their unique situations. Key Quote: "The real transformation wasn't just in Lisa's bank account but in her relationship with both money and time. She no longer feels owned by her business or controlled by client demands." Whether you're drowning in client work, struggling with inconsistent cash flow, or simply tired of missing life's important moments, this episode provides a practical roadmap to working less while earning more. Want more? Get our "Work Less, Earn More" case study pack in the Wealth Wisdom Financial Community by becoming a premium member here: . 00:00 Introduction to Sam's Story 00:40 Welcome to Wealth Wisdom Financial Podcast 01:33 The Importance of Long-Term Tax Planning 03:03 Planning for a Business Sale 08:32 Estate Planning and Business Succession 12:29 Retirement Tax Planning for Business Owners 19:13 Conclusion and Next Steps Watch On YouTube:
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Business Owner's Guide to Life-Long Tax Planning
03/26/2025
Business Owner's Guide to Life-Long Tax Planning
Could your current tax strategies be creating a ticking time bomb for your future? Sam built a successful business for 30 years. Then, he lost nearly half their $2 million sale price to unexpected taxes. In this forward-thinking episode, we explore tax planning beyond just this year's return. You'll discover: Three critical tax-planning timeframes most business owners completely ignore How to structure your business today to save taxes when you eventually sell Estate planning strategies that protect your business legacy from excessive taxation The surprising ways business profits can increase your Medicare costs in retirement Key Quote: "The tax strategies that work great for your business today might actually set you up for bigger tax headaches down the road." Listen now to learn how you can develop a comprehensive tax strategy that serves your business well through every life stage. Get your free "Business Owner's Legacy Planning Guide" in the Wealth Wisdom Financial Community. 00:00 Introduction to Sam's Story 00:40 Welcome to Wealth Wisdom Financial Podcast 01:33 The Importance of Long-Term Tax Planning 03:03 Planning for a Business Sale 08:32 Estate Planning and Business Succession 12:29 Retirement Tax Planning for Business Owners 19:13 Conclusion and Next Steps Watch on YouTube here:
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Bookkeeping Systems for Busy Entrepreneurs
03/19/2025
Bookkeeping Systems for Busy Entrepreneurs
Is your "I'll do the bookkeeping later" approach quietly sabotaging your business success? Maria discovered her retail shop was hemorrhaging $28,000 on an unprofitable product line. Never didn't realize it earlier because she couldn't see the numbers clearly. In this practical episode, we share the simplest bookkeeping system that actually works for busy entrepreneurs. You'll discover: The "Daily 5-Minute Money Check" that transformed Maria's business finances Which tools are essential versus nice-to-have for businesses at different stages How to set up a system you'll actually use (instead of avoiding) The unexpected ways good bookkeeping leads to better business decisions Key Quote: "The perfect bookkeeping system you'll use 'someday' isn't nearly as valuable as a good-enough system you'll actually use today." Listen now to learn how you can transform financial chaos into clarity with just 5 minutes a day. Get your free "5-Minute Money Check Success Kit" in the Wealth Wisdom Financial Community at wealthwisdomfp.com/community. 00:00 Introduction to Bookkeeping Challenges 00:45 Welcome to Wealth Wisdom Financial Podcast 01:23 The Importance of Clean Books 03:58 The Daily 5 Minute Money Check 06:41 Tools for Efficient Bookkeeping 10:53 Maria's Story: The Cost of Neglecting Bookkeeping 12:37 Conclusion and Resources Watch on YouTube Here:
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Small Business Tax Mistakes
03/12/2025
Small Business Tax Mistakes
Are your tax deductions putting your business at risk? Meet Toni, a wedding photographer who nearly lost everything over $12,000 in questionable deductions that triggered an IRS audit. In this episode, we unpack the most common tax mistakes small business owners make and how to avoid them. You'll discover: Three legitimate deductions many business owners miss completely The dangerous deductions that put Toni in the IRS crosshairs Why "but my friend's accountant lets them do it" isn't a defense Simple systems to keep your business audit-resistant Key Quote: "The most expensive tax mistakes aren't usually from missing the big obvious deductions. They come from either missing lots of small legitimate deductions because they seem too simple to count, or from claiming questionable deductions because 'everyone does it.'" Listen now to learn how to claim what you're entitled to while keeping your business safe from costly audit troubles. Get your free "Small Business Deduction Checker" in the Wealth Wisdom Financial Community at wealthwisdomfp.com/community. 00:00 Introduction: Avoiding a $12,000 Tax Mistake 00:47 Welcome to Wealth Wisdom Financial Podcast 01:25 Tony's Tax Troubles: A Cautionary Tale 03:08 Commonly Missed Deductions 05:51 Deductions That Can Get You in Trouble 09:51 The Importance of Proper Tax Planning 13:50 Conclusion and Resources Watch on YouTube here:
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Tax Strategies for Business Owners Under $1 Million
03/05/2025
Tax Strategies for Business Owners Under $1 Million
Are you making these common tax mistakes in your small business? Most owners making under $1M are either overpaying in taxes or putting themselves at risk with the IRS - and they don't even know it. In this episode, we unpack three key tax strategies specifically designed for businesses with under $1M in gross revenue. You'll discover: Why playing "small" to save on taxes might be costing you big opportunities The three tax "buckets" every business owner needs to understand Which complex tax strategies you can safely ignore (and what to focus on instead) How to make taxes work for your business growth, not against it Key Quote: "Smart tax planning isn't about zeroing out your profits - it's about optimizing them. Every dollar in taxes means multiple dollars kept in profit." Listen now to learn how you can build a tax strategy that helps your business grow while keeping you in the IRS's good graces. View the Small Business Tax Strategy Checklist in the Wealth Wisdom Financial Community here: wealthwisdomfp.com/community 00:00 Introduction to Smart Tax Strategies 00:34 Welcome to Wealth Wisdom Financial Podcast 01:12 Importance of Smart Tax Planning 04:20 Strategy 1: Strategic Timing of Income and Expenses 09:00 Strategy 2: Maximizing Qualified Business Income Deduction 13:10 Strategy 3: Building a Tax Diversified Retirement Strategy 19:42 Simplifying Tax Strategies for Small Businesses 22:30 Conclusion and Next Steps Watch Here: https://youtu.be/8hMHq_Hq0-U
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Securing Your Business's Future: The Key Person Strategy
02/26/2025
Securing Your Business's Future: The Key Person Strategy
Could your business survive losing a key team member tomorrow? Most can't - but there's a solution that too few business owners know about. In this episode, we're tackling a critical but often overlooked strategy that could save your business in a crisis (or in the dreaded “I quit effective immediately” situation). Plus, we'll show you how protecting your key people isn't just about avoiding disaster - it's about building stronger loyalty and retention. Key Quote: "Key person protection isn't just insurance - it's a strategic tool that shows your team you value them enough to plan for their future. That's what builds real loyalty." What You'll Learn: How to identify and protect your business's most valuable team members Creative ways to structure protection that actually help retain top talent Real examples of how small businesses are using key person strategies Practical steps to start protecting your business today Want to make sure your business is ready for anything? Get our Key Person Protection Planning Guide at wealthwisdomfp.com/community. Join a community of business owners who are building resilient, sustainable businesses. Don't wait for a crisis to start thinking about protection. Listen now to discover how smart protection strategies can strengthen your business today while securing its future! 00:00 Introduction: The Importance of Key Person Protection 00:50 Meet Your Hosts: Brandon and Amanda 01:27 The Story of Marcus and Sarah 02:09 The Vulnerability of Losing Key Employees 03:46 Three Critical Aspects of Key Person Protection 06:30 How Key Person Insurance Works 09:13 Marcus's Success Story 10:16 Conclusion: Protecting Your Business's Future Watch on Youtube Here:
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Employee Retention Strategies That Won't Break the Bank
02/19/2025
Employee Retention Strategies That Won't Break the Bank
Want to offer better employee benefits but think your small business can't afford it? Think again! This episode breaks down creative ways to provide meaningful benefits that can help you attract and retain top talent - without breaking the bank. We'll show you how small businesses can actually have an advantage over big corporations when it comes to flexible benefits. Key Quote: "Building a strong benefits package isn't about matching big corporations dollar for dollar - it's about creating flexible solutions that meet your team's real needs." What You'll Learn: Why traditional retirement plans might not be the best fit for your team How to use Section 162 Bonus Plans to create flexible benefits Creative ways to structure benefits that serve both current and future needs Real examples of small businesses winning the talent war with smart benefit strategies Want to dive deeper into implementing these strategies? Get our free Bonus Plan Details and Implementation Guide at wealthwisdomfp.com/community. Join a community of business owners who are revolutionizing how small businesses approach benefits. Don't let limited resources stop you from building a competitive benefits package. Listen now to discover how to create benefits that actually work better for your team than traditional corporate offerings! 00:00 Introduction to Smart Employee Benefits 00:45 Welcome to Wealth Wisdom Financial Podcast 01:26 The Story of Jen: Struggling with Employee Retention 02:08 The Importance of Appreciation in Retention 03:42 Three Core Principles for Retaining Top Talent 03:58 Professional Development Opportunities 06:27 Building Meaningful Connections at Work 08:40 Showing Value to Your Team 10:34 Financial Recognition and Bonuses 13:16 Introducing the Section 162 Bonus Plan 16:39 Jen's Success Story and Final Thoughts 18:11 Join the Wealth Wisdom Financial Community 18:46 Conclusion and Call to Action Watch on YouTube: SmallBusiness #EmployeeBenefits #BusinessGrowth #TeamRetention
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How to Get the Best Private Money Deal with Kevin Amolsch
02/14/2025
How to Get the Best Private Money Deal with Kevin Amolsch
Wondering if real estate notes might be a smarter investment than managing rental properties? In this interview, we dive deep with Kevin from Pine Financial Group, who's managed over $1 billion in real estate deals. He shares why some investors are choosing debt over property ownership, and how this strategy could protect your wealth in uncertain times. Key Quote: "Real estate debt is the only true passive investment in real estate. Even if you hire a management company for rental properties, you have to manage the manager." What You'll Learn: Why real estate notes remained stable during the 2008 crash while property values dropped How lenders really evaluate borrowers (it's not just about the down payment) Smart ways to use your existing assets to qualify for loans Why current economic policies might keep interest rates higher than many expect The surprising differences in tax benefits between owning properties vs notes 00:00 Welcome to Wealth Wisdom 00:17 Introducing Our Guest: Kevin 01:19 Diving into Financial Chaos 03:32 The Importance of Diversification 05:26 Real Estate Debt Stability 09:08 Owning vs. Lending in Real Estate 14:10 Short-Term Bridge Lending Explained 20:50 Smart Borrowing Practices 22:16 Hard Money Lending Strategies 23:57 Client-Focused Lending Approach 28:35 Economic Predictions and Real Estate 32:45 Inflation and Asset Ownership 37:18 Closing Thoughts and Resources Want to learn more about market conditions? Get Kevin's free analysis report at Ready to dive deeper? Check out Kevin's podcast "Real Estate Educators" for more investing insights and strategies. Want to explore if real estate notes are right for you? Schedule a discovery call at: Watch on YouTube:
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Building Company Culture in Small Business
02/12/2025
Building Company Culture in Small Business
Do you think building a great company culture means having a massive budget for fancy perks? Think again! This episode shatters the myth that meaningful company culture is only for big corporations. We explore how small businesses can create thriving workplace environments. These strategies attract and retain top talent—without breaking the bank. Key Quote: "How we treat our team is how our team will treat our customers." What You'll Learn: Why profitability is the foundation of a strong company culture Creative ways to share profits beyond traditional 401(k) plans Practical strategies for building a positive work environment on a budget How to create self-reinforcing cycles of success in your business Ready to build a culture where your business and people can thrive? Listen now. Discover why small businesses often have an advantage when creating meaningful workplace cultures. Want more resources for building a profitable business culture? Visit to get our Profit-Sharing Strategy Guide. Join a community of business owners building sustainable, profitable cultures. 00:00 Introduction: Company Culture for Small Businesses 01:05 Welcome to Wealth Wisdom Financial Podcast 01:43 Debunking Myths About Company Culture 03:24 The Importance of Profitability in Company Culture 05:25 Creative Profit Sharing Strategies 07:26 Flexible Scheduling and Professional Development 12:28 Recap and Final Thoughts 14:03 Join the Wealth Wisdom Financial Community Watch on YouTube:
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How to Hire: Complete Guide
02/05/2025
How to Hire: Complete Guide
Thinking about hiring your first employee but worried whether your business can really afford it? We've got you covered! In this episode, we talk about what really matters before you hire - getting your money in order. While lots of experts focus on finding the right person, we'll show you why having strong business finances is just as important as picking the perfect candidate. Key Quote: "It's better to have an employee come into a profitable business and make it more profitable than to think your hire is the magic pill to make your business profitable." What You'll Learn: What you need to set up financially before you start looking for employees How to do a simple "practice run" to make sure you're ready to hire When it's okay to move forward even if everything isn't perfect Smart ways to get help if you're not quite ready for a full-time employee Want help building a great team? Check out Brian Alexander from Ready, Aim, Climb at . Ready to take the next step? Get our free Hire Readiness Checklist at . You'll also find a whole community of business owners who are working on the same challenges. Don't wait until you're overwhelmed to start planning for your first hire. Listen now and learn how to make your first hiring experience a success! 00:00 Introduction: Hiring Your First or Hundredth Employee 00:54 Welcome to Wealth Wisdom Financial Podcast 01:32 Our First Hiring Experience 02:56 Financial Structure and Hiring 04:34 Profit First: Essential Financial Foundation 10:06 The Vault: Testing Payroll Capacity 15:04 Reality Check: When You Can't Wait 20:07 Audition Instead of Interview 22:09 Join the Wealth Wisdom Community 23:03 Conclusion and Final Thoughts #BusinessGrowth #SmallBusiness #Hiring #FinancialFoundation #TeamBuilding Watch on YouTube:
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Setting Financial Goals: A Framework for Entrepreneurs
01/29/2025
Setting Financial Goals: A Framework for Entrepreneurs
Ever feel like your business goals are more like wishful thinking than an actual plan? You're not alone. Many entrepreneurs struggle with conventional goal-setting approaches. Conventional goal-setting doesn't account for the dynamic nature of business. In this episode, we share a revolutionary framework for setting business goals that actually work. Our MTO approach helps you stay motivated and growing. They do best when things don't go exactly as planned. You'll discover: How to set "minimum goals" that help you sleep at night The sweet spot for "target goals" that stretch you without breaking you Why "outrageous goals" matter (even if you never hit them) A practical way to break these down into actionable quarterly, monthly, and weekly metrics Ready for a flexible framework for setting goals that drive real growth while maintaining your sanity? Jump into this episode now. 🔑 Key Quote: "Think of these goals like different zoom levels on a map. Your minimum goal is your current location. Your target goal is the next major city. Your outrageous goal is crossing the country. You might not make it across the country this year, but you'll certainly go farther than if you'd only planned to drive to the next town." Ready to transform how you set business goals? Want the MTO spreadsheet we use with our clients? Get it in the Wealth Wisdom Financial Community: Remember: Goals aren't about predicting the future - they're about giving you meaningful reference points as you navigate it. Are your current goals serving this purpose? Watch on YouTube:
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Business Owner's Guide to Cash Flow Management
01/22/2025
Business Owner's Guide to Cash Flow Management
Ever feel like success is draining your bank account? You're not alone. Many business owners discover that growing revenue doesn't automatically mean better cash flow. In this episode, we reveal the 5 most common cash flow surprises that blindside business owners. More importantly, we share how to handle them like a pro. You'll learn: How to navigate seasonal ups and downs without stress Why growth can actually create cash flow problems (and what to do about it) Smart strategies for handling delayed payments How to prepare for unexpected opportunities The tech upgrade trap and how to avoid it Struggling with seasonal swings or rapid growth? Practical systems can manage your cash flow challenges. Make those challenges into opportunities for sustainable business growth. 🔑 Key Quote: "It's not the expected that derails your business - it's the unexpected. But here's the good news: most 'unexpected' cash flow situations follow predictable patterns. Once you know these patterns, you can prepare for them." Ready to stop reacting to cash flow surprises and start navigating them with confidence? Get our Pre-Decision Framework in the Wealth Wisdom Financial Community: Remember: The goal isn't to predict every possible cash flow challenge. The goal is to build systems that help you handle whatever comes your way. Turn your business's financial roller coaster into a steady journey toward growth. Watch on YouTube here:
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Financial Systems for 7-Figure Business Growth
01/15/2025
Financial Systems for 7-Figure Business Growth
Ever feel like your business systems aren't keeping up with your growth? Many entrepreneurs hit a ceiling not because of their products or market. They plateau because their financial systems can't scale. In this episode, we reveal 3 critical financial systems. These systems separate 6-figure businesses from 7-figure empires. You'll discover: How to structure powerful twice-monthly money meetings that actually save you time The exact framework for quarterly deep dives that keep you ahead of problems Why semi-annual strategy sessions are crucial for sustainable growth Simple ways to get your team aligned with your financial rhythm 🔑 Key Quote: "Even if all you do is become more aware of what's really happening in your business, that's a huge win. You've heard you need time to work ON the business, not just IN the business. What about time to think ABOUT the business?" You may be starting out or further along. Regardless, this episode reveals financial systems to support your next level. Plus, these systems won't overwhelm you or your team. Want the agendas we use for our financial meetings? Get them in the Wealth Wisdom Financial Community: . Remember: The financial systems that got you to now may hold you back from reaching the next level. Time to upgrade your approach? Watch on YouTube here: https://youtu.be/tTicmdLhhMM
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How to Create a Small Business Budget That Actually Works
01/08/2025
How to Create a Small Business Budget That Actually Works
Do you keep making budgets that never work in real life? Like many business owners, you might find that old-school budgeting just doesn't fit how you run your business. In this episode, we share simple ways to make your budget work better for you. You'll learn: How to think of your budget more like a GPS that helps you, not a strict diet that makes you feel bad Ways to make smart money choices without guilt when things change How to plan for big bills that don't come every month A new way to protect your profits using special accounts Whether you're just starting or looking to refine your existing business budget, this episode will give you practical steps to create a financial system that works with your entrepreneurial spirit, not against it. 🔑 Key Quote: Consider it this way: When you get to December 2025, do you want to be proud of (a) sticking to numbers your January-self set up no matter what happened in the business? Or (b) adapting to fit circumstances as the year changed to be in a better spot than your January self thought possible? Links mentioned in the show: Join the Wealth Wisdom Financial Community: Implement Profit First in 12 Easy Steps: Set up YNAB to be Profit-First friendly (and more): Unlock the power of Bank On Yourself: Not Your Average Financial Podcast : Watch on YouTube here:
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Design Your 2025: A Different Kind of Resolution
12/31/2024
Design Your 2025: A Different Kind of Resolution
Ever feel overwhelmed by traditional New Year's resolutions? What if there was a simpler way to shape your 2025? Could you start by focusing on how you want to feel rather than just what you want to achieve? This special New Year's episode explores a refreshing approach to planning your year. It's the perfect episode to listen to while reflecting on your hopes for 2025. Key Quote: "Before you plan what you'll do, decide how you'll be." In this episode, you'll discover: Why choosing an emotional theme can be more powerful than traditional goal-setting How to identify your personal emotional "North Star" for 2025 The connection between emotional well-being and financial success Simple practices to cultivate your chosen emotional state Why patient trust might be more valuable than aggressive action Plus, learn a practical exercise for embodying your emotional theme throughout the year. Set your intentions for 2025. Start your year with clarity and purpose. Next steps: Ready to grow with intention in 2025? Join our Wealth Wisdom Financial Community for just $97/year. Access our complete library of resources, monthly group coaching sessions, and our success dashboard mini-course. Join at Watch on YouTube:
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The Ultimate 2024 Recap: Looking Back at the Year
12/24/2024
The Ultimate 2024 Recap: Looking Back at the Year
Do you ever wonder if you're learning from your experiences or just living them? Want a simple way to extract wisdom from your year? Want to review without getting lost in complicated reflection exercises? This is a quick but powerful episode. Discover a clever exercise transforming how successful entrepreneurs review their years for nearly two decades. Listen while enjoying that holiday beverage or stealing a quiet moment between festivities. Key Quote: "What if we stopped seeing December 31st as a deadline and started seeing it as a chance to honor how far we've come?" In this episode, you'll learn: A simple two-step process for meaningful year-end reflection How to identify patterns you might be missing in your business The secret to turning experiences into actionable wisdom A practical way to document your year that survives even floods Plus, hear real examples of lessons learned, both personal and professional. Shape your approach to 2025. Next steps: Ready to grow and learn even more in 2025? Join our Wealth Wisdom Financial Community for just $97/year. Access our complete library of resources, monthly group coaching sessions, and our success dashboard mini-course. Join at . Watch on YouTube HERE:
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The Psychology of Your Year-End Money Moves
12/18/2024
The Psychology of Your Year-End Money Moves
Ever find yourself panic-purchasing business tools at 2 AM during the holiday season? Or maybe you're wondering if that end-of-year equipment purchase is really about growth – or just about taxes? In this episode, we dive deep into the psychology behind those year-end money decisions that can make (or break) your business's financial future. Key Quote: "Sometimes the most powerful move is deciding not to spend, even when it feels like everyone else is." In this episode, you'll discover: The truth about December 31st deadlines (and which ones you can safely ignore) Why January 1st feels like such a powerful reset button (and how to use this psychology to your advantage) How holiday stress can trigger "doom spending" in your business A practical 72-hour rule for making better financial decisions during the festive season The "December Decision Framework" that transformed one client's year-end planning Plus, learn how to distinguish between real deadlines and artificial pressure during the busiest season of the year. Perfect for listening while wrapping those client gifts or planning your year-end strategy. Join us to transform your December money moves from reactive to strategic. 00:00 Introduction: Year-End Financial Pressure 00:57 Welcome to Wealth Wisdom Financial Podcast 01:34 Understanding Year-End Financial Moves 03:11 Psychological Triggers: December Deadline Effect 06:51 Psychological Triggers: Clean Slate Syndrome 11:33 Psychological Triggers: Social Comparison Search 15:22 Creating a December Decision Framework 20:03 Join the Wealth Wisdom Financial Community 21:34 Conclusion and Final Thoughts Next steps: Ready to make intentional money moves in 2025? Join our Wealth Wisdom Financial Community for just $97/year. Get access to our complete library of financial resources, monthly group coaching sessions, and our success dashboard mini-course. Join at . Coming up next week: "The Ultimate 2024 Recap: Looking Back at the Year" – tune in for insights on maximizing your year-end review process. Watch on YouTube:
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Reset Your Money Mindset: From Scarcity to Abundance
12/11/2024
Reset Your Money Mindset: From Scarcity to Abundance
Ever wonder why some people attract financial abundance while others stay stuck in scarcity? Even with similar incomes? In this episode, we dive deep into the psychology behind your relationship with money. Join us to explore how to transform your mindset from scarcity to abundance as we head into 2025. Key Quote: "Money is important - but it's important in the same way oxygen is important. You need it to live, but having more oxygen doesn't make you a better person. Your worth as a human being is inherent, unchangeable, and completely separate from your financial situation." In this episode, you'll discover: The three mindset traps that keep people stuck in scarcity thinking Why traditional budgeting often reinforces negative money patterns How to break free from the "never enough" loop A practical framework for shifting from scarcity to abundance thinking Real client stories of transformation (and the exact steps they took) Plus, learn a simple daily practice that can begin rewiring your money mindset today. Perfect for listening while wrapping presents or stealing a quiet moment during the holiday rush. Ready to write a new money story for 2025? Don't miss this episode. Next steps: Ready to take your money mindset transformation to the next level? You'll get access to our complete library of money mindset resources. Plus, join us for monthly group coaching sessions. Every premium members gets our success dashboard mini-course. Join at wealthwisdomfp.com/community. Let's make 2025 your breakthrough year. Coming up next week: "The Psychology of Your Year-End Money Moves." Don't miss our deep dive into making strategic financial decisions during the holiday season. Watch on YouTube:
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The Business Owner's Wealth Trap: Breaking Free from the Revenue-Wealth Gap
12/04/2024
The Business Owner's Wealth Trap: Breaking Free from the Revenue-Wealth Gap
Ever look at your business bank account and feel successful? Then, you glance at your personal accounts and wonder where all the money went? You're not alone. Join us as we explore the hidden disconnect between revenue and wealth. The Revenue-Wealth Gap trips up even the most successful entrepreneurs. Discover why making more money isn't the answer (and what actually is), plus: Why traditional investment advice often fails business owners The "Wealth Trifecta" that successful entrepreneurs use instead How to stop hoping you'll "figure it out someday" and start building real wealth today Ready to bridge your own revenue-wealth gap? Don't miss the special and *urgent* announcement about Wealth Wisdom Week at the end of the episode! 🎯 Key Quote: "The gap between revenue and wealth isn't bridged by making more money. It's bridged by having the right system to transform that revenue into lasting wealth." Learn more and register for Wealth Wisdom Week at Links mentioned in the show: Reserve your spot in Wealth Wisdom Week here: Apply for the Profit Planning Network here: Schedule a Discovery Call here: Join the Wealth Wisdom Financial Community for practical tips alongside a group of people growing our wealth sustainably: Watch on YouTube: https://youtu.be/Ak0UqheDxIs
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Beyond the Business: Building Personal Wealth for Long-Term Entrepreneurial Success
11/27/2024
Beyond the Business: Building Personal Wealth for Long-Term Entrepreneurial Success
Discover why focusing solely on your business could put your personal financial security at risk—and learn the strategy that keeps you financially safe, whether your business thrives or not. In this episode, we reveal: The #1 reason businesses fail (hint: it’s not a lack of passion or a bad product). Why your business shouldn’t be your only retirement plan. The power of margins in life and business—how to create space for financial security and joy. Our personal story of making a crucial mistake early on and how we pivoted to build lasting personal wealth. How a parallel growth strategy can help you thrive in both business and personal finance. This episode is perfect for entrepreneurs who want to build wealth beyond their business. Whether you’re just starting out, looking to diversify your income, or preparing for a secure retirement, this episode will show you how to protect your financial future without sacrificing your business goals. Listen now to learn how to create a personal financial safety net, avoid burnout, and achieve long-term success. And keep an ear out for a fun nerd reference that ties everything together! 00:00 Introduction: Beyond Business Success 01:30 The Importance of Personal Wealth 02:43 Understanding Margins in Life and Business 05:06 Real-Life Examples and Lessons 07:28 Parallel Growth Strategy 10:01 Addressing Common Objections 13:15 Conclusion and Next Steps Links mentioned in the show: Reserve your spot in Wealth Wisdom Week here: Apply for the Profit Planning Network here: Schedule a Discovery Call here: Join the Wealth Wisdom Financial Community for practical tips alongside a group of people growing our wealth sustainably: Watch on YouTube here:
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Breaking the Failure Cycle: Mastering the Numbers Game in Small Business
11/20/2024
Breaking the Failure Cycle: Mastering the Numbers Game in Small Business
Discover why 45% of businesses fail in the first 5 years (hint: it's not about your product or service) and learn the revolutionary system that's helping entrepreneurs break free from the feast-or-famine cycle. In this episode, we reveal: Why traditional budgeting is setting you up for failure A counterintuitive approach that makes profit inevitable, not optional The simple 5-account system that eliminates financial anxiety Our personal journey from financial stress to confidence using this method Perfect for: Business owners who hate budgeting but know they need better financial control. Whether you're barely making ends meet or ready to scale, this episode shows you how to finally master your numbers without becoming an accountant. Listen now to transform your relationship with business finances and break free from the failure statistics. Be sure to catch the Star Trek reference! 00:00 Introduction to Financial Freedom 00:28 Debunking Profit First Misconceptions 01:25 Welcome to Wealth Wisdom Financial Podcast 02:03 Celebrating Small Businesses 02:57 The Importance of Simple Financial Systems 03:41 Understanding Profit First 07:27 Applying Profit First Principles 16:53 Overcoming Common Objections 24:37 Join the Profit Planning Network 26:02 Wealth Wisdom Week Announcement 27:13 Conclusion and Call to Action Links mentioned in the show: Reserve your spot in Wealth Wisdom Week here: Apply for the Profit Planning Network here: Schedule a Discovery Call here: Join the Wealth Wisdom Financial Community for practical tips alongside a group of people growing our wealth sustainably: Watch on YouTube here:
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Decoding Your Financial DNA: Aligning Your Business with Your Life's Purpose
11/13/2024
Decoding Your Financial DNA: Aligning Your Business with Your Life's Purpose
Ever wonder if your business is truly aligned with your life's calling? What if your entrepreneurial journey was more than just making money? What if your business fulfilled your destiny? In this episode we're diving deep into the secret sauce of your "financial DNA" - that perfect blend of your life's purpose, your money story, and your path to profitability. Spoiler alert: it's about way more than just cashing those checks. Now, we know what you're thinking - "But what about the bottom line?" Don't worry, the Wealth Wisdom crew has got you covered. They're here to show you that purpose and profit are not mutually exclusive. In fact, when you're truly aligned with your calling, you're more likely to persist through challenges and find innovative ways to be profitable. So, are you ready to decode your financial DNA and build a business that truly reflects who you are and what you're meant to do? 00:00 Introduction: Aligning Business with Life's Calling 00:47 Welcome to Wealth Wisdom Financial Podcast 01:26 Celebrating Small Businesses 01:48 Decoding Your Financial DNA 04:23 Recognizing Your Calling 05:23 Decoding Your Money Story 05:42 Pursuing Profitability 08:08 Personal Story: Going All In 11:59 Purpose AND Profit 13:00 Profit Planning Network 14:55 Conclusion and Call to Action Links mentioned in the show: Apply for the Profit Planning Network here: Schedule a Discovery Call here: Join the Wealth Wisdom Financial Community for practical tips alongside a group of people growing our wealth sustainably: Watch on YouTube here:
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STRENGTH IN NUMBERS Means BIG Wins for Small Business!
11/06/2024
STRENGTH IN NUMBERS Means BIG Wins for Small Business!
Is your small business feeling the weight of the world on its shoulders? Newsflash - you don't have to go it alone! In this must-see episode, we're unveiling the not-so-secret superpower that can transform your entrepreneurial journey: the power of collaboration. Small businesses are the backbone of the American economy, but the statistics are sobering - 45% fail in the first 5 years, and over half don't make it to the 10-year mark. The good news? We've uncovered a game-changing piece of advice from successful business owners: "Never do anything alone." When you team up with mentors, fellow entrepreneurs, and even your target customers, the burden gets lighter, the ideas get bigger, and the chances of success skyrocket. Just ask us - we managed to cut our startup costs in half by leveraging our "Set Up Shop Committee"! And if you're not a small business owner yourself, don't worry. We're serving up all the juicy details on how you can support your local entrepreneurial community in ways that create a win-win for everyone. This episode is about to shift your small business mindset from stressed and isolated to empowered and connected. Whether you run a mom-and-pop shop or just want to champion the entrepreneurial spirit in your neighborhood, you won't want to miss these must-try strategies for harnessing the power of collaboration. Trust us, your business (and your sanity) will thank you. 00:00 Introduction: The Power of Collaboration 00:25 Small Business Saturday: Mark Your Calendars 01:18 Welcome to Wealth Wisdom Financial Podcast 01:56 Celebrating Small Businesses: You Don't Have to Go It Alone 02:45 The Reality of Small Businesses in the US 04:53 The Importance of Collaboration in Entrepreneurship 05:45 Our Personal Journey: From Isolation to Collaboration 09:40 How Non-Business Owners Can Support Small Businesses 13:54 Challenge: Strengthening Community Through Support 14:36 Join the Profit Planning Network 15:49 Conclusion: Building Wealth and Wisdom Together Links mentioned in the show: Schedule a Discovery Call here: Join the Wealth Wisdom Financial Community for practical tips alongside a group of people growing our wealth sustainably: Watch on YouTube:
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Smarter Generosity Made EASY!
10/30/2024
Smarter Generosity Made EASY!
Have you ever felt torn between your desire to give generously and your need to maintain financial stability? Watch as we unpack how combining strategic giving with sound financial practices creates a powerful formula for lasting impact and personal stability. Are you ready to revolutionize your approach to generosity? It's time to learn how pre-decisions, boundary setting, and high-impact giving strategies could be the missing pieces in your giving puzzle. Don't let your generous heart lead to financial strain - join us for this transformative episode that goes beyond basic charitable giving tips! Your legacy of generosity (and your financial future) might just depend on it! 🌟 00:00 Introduction: The Balance Between Generosity and Self-Care 01:56 Personal Story: Lessons in Generosity 03:38 The Big Idea: True Generosity Starts with Self-Care 04:59 Practical Tips for Sustainable Giving 07:24 Take the Next Step: Financial Freedom Awaits 09:06 Setting Financial Boundaries 11:55 Giving Time and Skills 13:51 Generosity and Self-Care: A Symbiotic Relationship 15:14 The Flow of Money 17:06 Conclusion and Next Steps Links mentioned in the show: Schedule a Discovery Call here: Join the Wealth Wisdom Financial Community for our 15 Generosity + Self-Care Affirmations and more practical tips alongside a group of people growing our wealth sustainably:
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Is Leaving a Financial Legacy Virtuous? Balancing Self-Care, Family Values, and Generational Wealth
10/23/2024
Is Leaving a Financial Legacy Virtuous? Balancing Self-Care, Family Values, and Generational Wealth
Is your legacy plan secretly working against your family's future? Watch as we unpack the multi-trillion-dollar wealth transfer reshaping America's financial landscape - and why traditional inheritance planning might set your family up for failure! Have you ever wondered why some families maintain their wealth for generations while others lose it all by the third generation? The answer is not luck — it's strategic legacy planning. Are you ready for a masterclass in family wealth preservation? It's time to learn how the proper legacy planning framework could be the missing piece in your family's financial future. Don't let your life's work become a family burden - join us for this transformative episode that goes beyond the basics of estate planning. Your family's future harmony might just depend on it! 🌟 00:00 Introduction 02:26 The Great Wealth Transfer 04:27 The Case for Leaving a Legacy 07:34 Finding a Middle Ground 08:56 Planning for Your Financial Future 09:37 Top Considerations for Legacy Planning 12:25 Common Mistakes in Legacy Planning 14:08 Tailoring Your Legacy Plan 14:51 Resources and Final Thoughts Links mentioned in the show: Schedule a Discovery Call here: Get a copy of our Estate Planning Checklist here: Find the "10 Questions to Ask to Set Legacy Goals" inside the Wealth Wisdom Financial Community here: Watch on YouTube here:
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