Wealth Wisdom Financial Podcast
There are a lot of financial podcasts. Most of them repeat the same advice: Limit your spending, make a budget, invest in the stock market. But the future is uncertain. You never know when financial emergencies or changes in the economy will eat up your earnings. It’s overwhelming and stressful. And even if you act on every piece of advice, you might still feel like you should be further along and closer to your goals. That’s why many step away from conventional financial thinking: It doesn’t help them build long-term wealth or a lifestyle they love. The better alternative? Wealth wisdom! Wealth wisdom isn’t one-size-fits-all advice, but timeless principles that show you how to build the wealth you want for your dream lifestyle—whether you’re an employee or a business owner. The Wealth Wisdom Financial Podcast shows you how to build wealth in all areas of life and business and goes way beyond financial wealth. Hosts Brandon Neely and Amanda Neely, CFP® are pumped to be your allies as you expand your financial confidence to stand the tests of time. On the Wealth Wisdom Financial Podcast you will discover: - How a banker’s mindset can help you be profitable in any economy - How to defeat financial confusion, haphazardness, anxiety, overwhelm, and stress - How to start a profit habit that ends entrepreneurial poverty - And much much more all grounded in the wisdom of the ages May you live long and profit.
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Pressing Pause to Build What’s Next
12/31/2025
Pressing Pause to Build What’s Next
What do you do when the thing you've been building needs room to become something bigger? Most people barrel into January with fresh goals, new planners, and that familiar pressure to start strong. But what if the bravest thing you could do right now is... pause? This isn't a farewell episode. It's a pivot point. In this final episode of the year, Brandon and Amanda share something they've been wrestling with behind the scenes. The podcast, the brand, the way they serve you—it's all evolving. And evolution needs breathing room. Before they step back, they're leaving you with one powerful gift: a simple end-of-year practice to reset your financial nervous system. No resolutions. No pressure. Just presence. You'll discover: Why your money doesn't need a new plan—it needs a new nervous system experience The STILL Method™️: a 5-step practice you can use right now to end the year grounded instead of anxious What's actually happening behind the scenes (and why they're pressing pause on weekly episodes) Where to stay connected while they build what's next A gentle reminder that sometimes the most productive thing you can do is stop Key Quote: "You can't strategize your way out of a dysregulated financial nervous system. Change doesn't start with discipline. It starts with stillness." This episode is for anyone who's felt the pressure of year-end reflection turn into year-end anxiety. It's a permission slip to slow down. To breathe. To trust that what's being built in the quiet will be worth the wait. Stay connected: The best place to follow along during the pause is Amanda's Substack: and Brandon’s TikTok: That's where the next chapter is being written. Resources mentioned: — 10 questions to discover your financial personality — A deeper 54-question assessment — Enrollment closes January 2nd 00:00 Welcome to Wealth Wisdom Financial 01:56 Reflecting on the Past Year 02:38 Introducing the STILL Method 03:28 Year-End Practice for Financial Health 05:56 Exciting Announcements and Future Plans 08:42 Staying Connected During the Pause 11:08 Final Thoughts Watch on YouTube:
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You Didn’t Start a Business to Feel Like This
12/24/2025
You Didn’t Start a Business to Feel Like This
What if the real problem isn't your work ethic? What if it's that nobody ever taught you how to run a profitable business? You went into business to make a difference. To take care of your family. To build something that matters. But somewhere along the way, the dream turned into a grind. You're exhausted, stretched thin, and wondering why success still feels so far away. Sound familiar? Neeka Williams felt the same way. As the practice administrator for a urology company, she was doing all the "right" things—showing up every day, solving problems, keeping the wheels turning. But she kept asking herself: There has to be more to this, right? In this episode, Brandon sits down with Neeka to talk about her year inside the Profit Planning Network. This isn't a story about magic formulas or overnight wins. It's about finally having a framework that fits who you actually are—and a community that keeps you accountable to your own goals. You'll discover: Why most business advice fails entrepreneurs who think differently (and what to do instead) How understanding your "financial archetype" can change the way you plan, save, and grow The one shift that let Neeka walk away from her business for a full week—without anything falling apart Why emotions in business aren't a weakness, but actually a guide to your next move What happens when you stop being embarrassed about needing help and start treating business like the skill it is Key Quote: "People don't go into business to fail. You go into business to be profitable, to make a positive impact, to pass on a legacy. You just don't know how—and what Wall Street says and what the business gurus say hasn't been working." — Neeka Williams If you've been feeling like you're running on a hamster wheel and wondering when it gets easier, this conversation is for you. Resources mentioned: — 10 questions to discover your financial personality — A deeper 54-question assessment — Join our community of business owners building profitability and wealth — Neeka's practice (and a reminder for the guys to get checked!) 00:00 Welcome to Wealth Wisdom Financial Podcast 01:01 Introducing Neeka Williams and Her Journey 01:41 Joining Profit Planning Network 04:35 Experiences and Insights from PPN 13:12 The Role of AI in Business 19:11 Understanding Emotions in Business 20:36 The Importance of Reflecting on Feelings 21:59 Who is PPN For? 23:08 Balancing Sales and Expenses 25:15 The Value of Certification and Experience 28:48 The Role of Profit Planning 32:11 Encouraging Regular Health Check-ups 34:29 Final Thoughts and Enrollment Information Watch on YouTube:
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Building a STAR Business: Personalization, AI Tools, and Counterflow
12/17/2025
Building a STAR Business: Personalization, AI Tools, and Counterflow
What If Everything You've Been Told About Building Wealth Is Wrong? Have you ever wondered why the financial industry treats entrepreneurs like they should act like employees? Save for retirement. Max out your 401(k). Lock your money away for 30 years. That advice might work for someone with a steady paycheck and a pension. But for business owners? It's a recipe for disaster. In Part 2 of our conversation with Perry Marshall, we're pulling back the curtain on what's broken in the financial planning world—and how we're using Profit First, Infinite Banking, and AI tools to help business owners build wealth on their own terms. You'll discover: Why the conventional financial industry is designed to extract money from entrepreneurs, not empower them The difference between saving for retirement and building actual liquidity (and why it matters more than you think) How we combine Profit First and Infinite Banking to give business owners control over their cash flow AND their wealth-building The AI tools we built to help clients understand their "financial nervous system" before they ever talk to us Why we stopped explaining what we do and started letting people experience it instead Key Quote: "The financial industry is designed to move your money to Wall Street. We're designed to help you build a healthy, profitable business first—and then build wealth from that foundation." This episode is for business owners who've felt like the conventional financial advice never quite fit. If you've ever thought, "There has to be a better way" … there is. And we're showing you how. Resources mentioned: — A free 10-question assessment to discover your financial personality — A deeper 54-question assessment that reveals your money patterns — The mastermind community that helped accelerate our growth — Join our community of business owners building profitability and wealth 00:00 Introduction and Recap 00:39 Shifting Gears: What's Broken in the Financial Industry 03:15 Behavioral Economics and Financial Planning 04:27 Empowering Clients: A Different Approach to Finance 08:12 Combining Profit First and Infinite Banking 11:39 Lessons Learned and Overcoming Challenges 16:54 Transformative Experiences and Future Plans 25:11 Conclusion and Next Steps Watch on YouTube:
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When the Beans Run Dry: How a Coffee Shop Taught Us the Truth About Money
12/10/2025
When the Beans Run Dry: How a Coffee Shop Taught Us the Truth About Money
What happens when your dream business nearly destroys you, and then teaches you everything you needed to know about money? We don't usually talk about this. The early days. The subway rides hauling coffee beans across Chicago. The polar vortex brought us to the edge of bankruptcy. The moment we realized we'd been doing money completely wrong. But Perry asked us to get real. So we did. In Part 1 of this two-part conversation, we're pulling back the curtain on our entrepreneurial journey, from bootstrapping a coffee shop with zero financial backing to discovering the principles that would eventually reshape how we help business owners build wealth. You'll hear: Why we delivered coffee beans on the subway before our shop even opened (and what that taught us about building a business with no money) The brutal wake-up call that came during a Chicago polar vortex—and the single lesson that saved everything What our financial planner told us contradicted everything we thought we knew about "saving for retirement." The three things every entrepreneur needs to survive (hint: passion isn't enough) Why we were told we were "too entrepreneurial" to get hired and how that rejection became our biggest opportunity Key Quote: "We were naive about how hard it would be. But that naivety is also what kept us going when smarter people would have quit." This isn't a polished success story. It's the real version—the good, the bad, and the ramen. If you've ever wondered whether you're cut out for this entrepreneur thing, or if you're doing money all wrong, this one's for you. Coming next week: Part 2 dives into what's broken in the financial planning world and how we're using Profit First, Infinite Banking, and AI to help business owners build wealth differently. Resources mentioned: — 10 questions to discover your financial personality — A deeper 54-question assessment . — Join our community of business owners building profitability and wealth 00:00 Introduction 00:45 The Coffee Shop Dream 03:20 Bootstrapping with Nothing 06:15 The Polar Vortex Wake-Up Call 09:30 Discovering Liquidity Over Retirement 11:45 The Three Things Every Entrepreneur Needs 13:00 Preview of Part 2 Watch on YouTube:
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What Profit Planning Really Looks Like
12/03/2025
What Profit Planning Really Looks Like
What Happens When You Stop Juggling Spaghetti and Start Planning Profit? Have you ever felt like your business is just spaghetti thrown against a wall? You're spinning plates, putting out fires, and wondering which pieces will stick. Joseph Cadavos knows that feeling. With a real estate business closing 90-110 transactions a year, a wife running a med spa an hour away, and three school-aged kids, life was chaos. But here's what changed everything: He stopped trying to do it all and started doing what actually mattered. In this episode, Brandon sits down with Joseph to talk about his year in the Profit Planning Network. This isn't your typical "business success story." It's raw, real, and refreshingly honest about the messy parts of business ownership that nobody posts on Instagram. You'll discover: Why blocking time with your spouse on Google Calendar might be the most profitable thing you do this year How two completely opposite businesses (making people pretty vs. buying ugly houses) used the same framework to find clarity The surprising way AI helped them understand their marriage better What "profit planning" actually means (spoiler: it's not what you think) How having a buffer changes everything when marketing challenges hit Key Quote: "I don't care what you make gross—what matters is what you keep at the end of the month." — Joseph Cadavos This conversation will make you rethink everything about how you're running your business. And maybe, just maybe, it'll convince you to finally schedule that date night. Ready to learn more about creating a business that doesn't consume your life? Visit to explore the Profit Planning Network. 00:00 Introduction and Welcome 00:19 The Profit Planning Network: An Overview 01:58 Transition to Financial Services 02:55 Launching the Profit Planning Network 04:53 Interview with Joseph Cadavos 06:25 Joseph's Business and Family Life 07:43 Impact of the Profit Planning Network 13:07 AI and Financial Tools 22:05 Final Thoughts and Encouragement 28:24 Conclusion and Call to Action Watch on YouTube:
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Get REAL Confidence Before Buying More Stuff!
11/25/2025
Get REAL Confidence Before Buying More Stuff!
Are you trying to buy your way to financial peace? It's Black Friday season, and every ad promises the same thing: relief. This course will fix your business. This software will organize everything. This planner will finally make you consistent. But here's what nobody's telling you: confidence isn't a product you can purchase. In this no-BS episode, Brandon cuts through the holiday shopping noise to reveal what real financial confidence actually is—and why you can't swipe your card to get it. Discover: Why entrepreneurs get trapped in consumption cycles that look like progress but change nothing The one question to ask yourself before buying anything this week (it's a game-changer) What real confidence actually is (hint: it has nothing to do with your revenue or savings balance) How your nervous system drives more of your money behavior than you realize The difference between buying from clarity vs. buying from chaos Key Quote: "Peace can't be purchased. It has to be practiced. You don't need to fill your life with more stuff. You need to fill your system with more stability." Ready to stop the consumption cycle? Stop buying fake confidence and start building real clarity. Take the Find Your Flow Quiz to discover which nervous system pattern is running your financial life → https://livecounterflow.com/pages/fyf Timestamps: 00:00 Introduction: The Season of Sales & False Confidence 01:58 Why We Buy: Feelings, Not Things 03:08 Confidence Isn’t a Product—It’s a Pattern 05:20 Why We Built CounterFlow & Clarity Before Consumption 06:59 Tools for Clarity: Find Your Flow & Cash Confidence Roadmap 08:37 Are You Buying from Clarity or Chaos? 13:15 The Live CounterFlow Movement & Confidence Tools 15:01 Closing Thoughts: Building Real Wealth & Stability 🎧 Enjoyed this episode? Share it with one entrepreneur who's on the edge of burnout and about to buy another fix they don't need. Then take the quiz and start building confidence that can't be sold. Work with us: Get tools to build calm, confident cash flow → Watch on YouTube:
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Entrepreneurs Need a BIG Emotional Reset to Make Money Without Shame
11/19/2025
Entrepreneurs Need a BIG Emotional Reset to Make Money Without Shame
What if the guilt and shame around money isn't a character flaw, but a nervous system pattern you can actually change? If you've ever felt like you're "doing everything right" but still can't shake the money anxiety… if you've secretly resented your business while feeling guilty for that resentment… or if you've hit financial goals only to feel exhausted instead of excited… then, this episode will help you understand why. Amanda shares the truth most financial professionals won't say out loud: You can't build calm from criticism. Shame doesn't make you responsible. Shame makes you reactive. In this vulnerable, paradigm-shifting conversation, discover: Why entrepreneurs carry more emotional weight than most people realize (and how it shows up in your money decisions) What shame actually does to your nervous system and why it keeps you hustling to prove your worth The difference between a "self-care break" and a true emotional reset that changes your financial patterns How the STILL Method helps you make money moves from peace instead of panic Why making money without shame is about returning to your natural rhythm Key Quote: "Shame activates your survival system. It tells your brain, 'You're not safe until you fix this.' And that keeps you in constant motion - hustling, optimizing, proving. But here's what's wild: most entrepreneurs don't realize that pattern isn't logical; it's biological." What's possible when you reset? You start seeing your business as an ecosystem instead of a battlefield You stop apologizing for wanting to be paid well You build wealth without guilt because your motives are clean Your Profit First plan becomes easier to stick with Your budget stops feeling like punishment Your goals start feeling like alignment This isn't about fixing yourself. It's about reintroducing your nervous system to safety. Ready for your reset? Take the Find Your Flow Quiz → Discover your unique money pattern and the small shift that brings relief right now. Join the next Cash Flow Reset experience → Email Andrea at andrea@wealthwisdomfp.com A 90-minute live session where Amanda personally walks you through reconnecting your nervous system to your financial life. Explore more nervous system tools for money → 00:00 Introduction: Embracing Financial Emotions 01:03 Welcome to Wealth Wisdom Financial Podcast 01:56 The Importance of Emotional Resets 03:50 Understanding the Emotional Weight of Business Owners 07:10 The Still Method: Practical and Reflective Modes 09:22 Introducing the Cash Flow Reset 11:21 Final Thoughts and Next Steps Watch on YouTube:
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What REALLY Fixes Your FINANCES?
11/12/2025
What REALLY Fixes Your FINANCES?
Does practicing gratitude ever leave you feeling more anxious than at peace? If being thankful isn't magically fixing your finances, this episode is for you. Tune in as Amanda gently exposes the myth of "gratitude fixes everything" and reveals what it really takes to find calm, clarity, and confidence with money. Discover: Why your financial stress isn't a moral failing (and what's actually going on under the surface) The critical money step most experts skip that keeps you stuck in survival mode How to build real safety in your nervous system so you can make empowered money moves from presence, not panic If hustling harder and journaling longer aren't bringing you peace, press play. Amanda shares the tool that's 10x more powerful than your gratitude practice for creating lasting financial freedom. Key Quote: "Gratitude soothes the heart - but it doesn't regulate the financial nervous system. You can't think your way into peace if your body still believes you're in danger." Ready to find your unique money flow? Take the quiz. Tired of feeling tense when you think about money? Learn the nervous system tools that actually work at If this episode helped you exhale, share it with a friend who's drowning in financial overwhelm. Your story could be the life raft they need today. 00:00 Welcome & Gratitude 00:18 The Limits of Gratitude in Financial Well-being 01:23 Introduction to Wealth Wisdom Financial Podcast 02:01 The Disconnect Between Gratitude and Financial Anxiety 04:27 The Still Method: A New Approach 05:20 Reflective Mode of the Still Method 06:40 Practical Application of the Still Method 09:37 Understanding Financial Nervous System Patterns 13:01 Conclusion and Next Steps Watch On YouTube:
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What's the REAL Secret to Getting AHEAD?
11/05/2025
What's the REAL Secret to Getting AHEAD?
Do you ever feel like you're doing everything "right" in your business - clients are happy, revenue is growing - but you still feel behind and anxious? In this raw, real episode, Brandon digs into the hidden systems silently running your financial life and sabotaging your peace. If hustling harder isn't working, this will be a game-changer. Discover: The secret biological wiring keeping you stuck in "survival mode" (even when you're successful) How to find clarity and calm in the chaos (and make money decisions you trust) The real reason you're exhausted from chasing a finish line that keeps moving Practical tools to break the cycle and rebuild a foundation of financial peace Stop grinding against your own nervous system. Tune in to get off the emotional rollercoaster and find your financial flow. Key Quote: "You don't have a discipline problem - you have a systemic wiring problem. You can't out-budget biology." Work with us & get tools to build calm, profitable cash flow → 00:01 Breaking the “doing everything right but still behind” feeling 01:40 The myth of the finish line (and why it keeps moving) 03:19 What’s really running your finances: the system under the surface 04:59 You’ve read the books and tried the tactics, what’s missing 06:39 Finding clarity in chaos: a simple, usable framework 08:16 Lessons from working with tons of business owners 09:58 If this resonates: how to apply and share it 11:36 Next steps & resources to save you time 🎧 Enjoyed this episode? Like, subscribe, and tell us the one shift you’re making this week. Your future self (and your cash flow) will thank you. Watch on YouTube:
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Small Business Is Sacred: Stop Apologizing for Profit
10/29/2025
Small Business Is Sacred: Stop Apologizing for Profit
Too many small business owners feel guilty about making money. But what if profit isn't the problem ... but the solution? In this powerful episode, Brandon exposes the cultural lie that's keeping too many purpose-driven entrepreneurs broke, burned out, and secretly ashamed of their success. You'll discover: Why profit is actually the fuel for your purpose (not the enemy of it) How your profitability directly impacts the people you serve The real cost of downplaying your wins or charging less than you're worth How to reframe financial success as a sacred responsibility, not a personal indulgence Key Quote: "Profit isn't the enemy. Profit is sacred. It's the oxygen your purpose breathes. Without it, your mission suffocates." This episode is a rally cry for every small business owner who's ever felt conflicted about making money while making a difference. 🎧 Listen now to reclaim your right to thrive as you serve. Ready to break the cycle of underearning and overgiving? Check out 00:00 Breaking the Guilt Around Profit 00:50 Introduction to Wealth Wisdom Financial Podcast 01:30 The Stigma of Profit Among Entrepreneurs 03:02 Reclaiming the Right to Thrive 03:30 Personal Reflections on Profit and Success 04:52 The Importance of Profit with Integrity 08:51 Tools and Resources for Financial Success 10:17 Conclusion and Call to Action Watch on YouTube:
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It’s Not a Money Problem. It’s a Broken Model Problem.
10/22/2025
It’s Not a Money Problem. It’s a Broken Model Problem.
What if the financial stress you feel isn't because you're bad with money… but because you're living inside a broken model? In this episode, Amanda exposes why the traditional financial system was never designed for entrepreneurs like you, and what to do instead. You'll discover: Why the "park your money for 40 years" model fails business owners (and what actually works) The surprising data on why successful entrepreneurs are more stressed about money than employees How to stop feeling guilty for wanting both profit AND purpose in your business The new metrics that matter for your financial health (hint: they're not what Wall Street is tracking) Key Quote: "You don't have a money problem. You have a model problem. And the good news? Models can be redesigned." This isn't about working harder at a system that was never built for you. It's about creating your own wealth framework, one that honors how you actually build value and make an impact. 🎧 Listen now to discover why your financial stress isn't a failure, it's a sign you've outgrown the old rules. Ready to build a financial model that fits your entrepreneurial reality? Join us for the Cash Flow Reset on October 25th. In just 90 minutes, we'll help you identify the flaws in the old model and design your next steps with confidence. Save your seat at 00:00 Introduction: The Broken Financial Model 00:40 Welcome to Wealth Wisdom Financial Podcast 01:21 The Flawed Financial System for Entrepreneurs 04:07 Sarah's Story: The Struggle of Following Traditional Advice 05:58 The Contradiction of Wealth and Worry 10:36 Redesigning Your Financial Model 12:11 Join the Cashflow Reset 13:14 Conclusion and Call to Action Watch on YouTube:
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Is Financial Discipline a Trap? The Wealth Secret No One Tells You
10/15/2025
Is Financial Discipline a Trap? The Wealth Secret No One Tells You
What if every budget you've ever "failed" wasn't your fault at all? Here's the truth they don't want you to know: Your budget isn't broken. Your willpower isn't weak. Your body is literally hijacking your financial decisions to protect you from perceived danger. In this episode, Brandon exposes the invisible force that's been sabotaging even the smartest, most capable people... and it has nothing to do with discipline. You'll discover: Why your brain goes offline the moment you open your bank account (and what's really happening in your nervous system) The shocking research: financial stress drops your IQ by 13 points, you're literally making decisions with a handicapped brain How your "Financial Nervous System" mistakes budget reviews for life-threatening danger Why all the spreadsheets, apps, and perfect plans in the world can't override biology Key Quote: "You can have perfect financial knowledge, flawless systems, and iron discipline, but if your nervous system interprets financial management as dangerous, it will override everything. Every. Single. Time." This isn't a character flaw. This is biology working against your bank account. And once you understand it, everything changes. 🎧 Listen now. This episode will flip every "failure" story you've been telling yourself. Ready to work WITH your biology instead of against it? Take the Find Your Flow Assessment: livecounterflow.com 00:00 Introduction: The Myth of Financial Discipline 00:36 Welcome to Wealth Wisdom Financial Podcast 01:14 The Real Reason You're Struggling with Money 02:20 The Broken Financial System 04:32 A New Approach to Financial Freedom 06:16 Join the Cashflow Reset Event 07:57 Final Thoughts and Encouragement 08:48 Disclaimer Watch on YouTube:
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What's REALLY Controlling Your Budget DECISIONS?
10/08/2025
What's REALLY Controlling Your Budget DECISIONS?
What if every budget you've ever "failed" wasn't your fault at all? Here's the truth they don't want you to know: Your budget isn't broken. Your willpower isn't weak. Your body is literally hijacking your financial decisions to protect you from perceived danger. In this episode, Amanda exposes the invisible force that's been sabotaging even the smartest, most capable people ... and it has nothing to do with discipline. You'll discover: Why your brain goes offline the moment you open your bank account (and what's really happening in your nervous system) The shocking research: financial stress drops your IQ by 13 points—you're literally making decisions with a handicapped brain How your "Financial Nervous System" mistakes budget reviews for life-threatening danger Why all the spreadsheets, apps, and perfect plans in the world can't override biology Key Quote: "You can have perfect financial knowledge, flawless systems, and iron discipline, but if your nervous system interprets financial management as dangerous, it will override everything. Every. Single. Time." This isn't a character flaw. This is biology working against your bank account. And once you understand it, everything changes. 🎧 Listen now. This episode will flip every "failure" story you've been telling yourself. Ready to work WITH your biology instead of against it? Take the Find Your Flow Assessment: livecounterflow.com #PodcastEpisode #FinancialNervousSystem #BudgetingTips #KeepingWealth 00:00 Introduction: The Real Culprit Behind Budgeting Failure 00:38 Welcome to Wealth Wisdom Financial Podcast 01:15 Amanda's Return and Special Announcement 02:13 A Personal Story: The Power of Mind-Body Connection 05:25 Meet Paul: The Engineer Who Couldn't Stick to a Budget 05:55 The Financial Nervous System: How Stress Impacts Decision Making 08:12 Break: Schedule Your Discovery Call 09:24 The Data: Financial Stress and Cognitive Performance 11:12 Addressing the Real Problem: Nervous System Safety 12:02 Introducing Financial Safety Architecture 13:10 Conclusion: Find Your Flow Assessment Watch on YouTube:
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How to Scale Your Business Without Losing Your Sanity
10/01/2025
How to Scale Your Business Without Losing Your Sanity
👉 Feeling stuck in the grind of running your business? You’re not alone. In this episode, Brandon sits down with Justin Lund, entrepreneur, operator, and the brains behind Propel, to talk about what it really takes to scale without sacrificing your sanity. Justin’s story isn’t your typical business bio. He’s built companies, sold them, lost tens of millions in a legal storm, and came back stronger. His personal journey through addiction recovery and professional reinvention makes this conversation raw, real, and ridiculously insightful. We cover: ✅ Why financial strategy isn’t just about numbers—it’s about freedom ✅ The “Freedom Flywheel”: mindset, systems, and delegation as the keys to scaling ✅ Smart ways to protect your business legally before disaster strikes ✅ How to build systems before hiring, so delegation doesn’t turn into chaos ✅ The role of limiting beliefs in holding you back (and how to break through them) ✅ Real examples of entrepreneurs who transformed their businesses with leverage and playbooks Whether you’re scaling a startup, rebuilding after a hit, or just tired of doing everything yourself, this episode is packed with gold. 00:00 Introduction to Wealth Wisdom Financial 00:52 Meet Justin Lund: Entrepreneurial Journey 03:00 Overcoming Addiction and Personal Struggles 05:57 Building a Business from Rock Bottom 11:48 The Importance of Systems and Mindset 22:45 Optimizing Time and Wealth 23:19 The STILL Method Explained 25:18 Transformative Success Stories 30:14 Mindset and Systems for Entrepreneurs 33:14 Financial Systems and AI 36:56 Connecting and Resources 41:43 Final Thoughts and Encouragement Watch on YouTube:
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Generational Wealth Done Right
09/24/2025
Generational Wealth Done Right
In this episode, Brandon Neely sits down with estate planning and probate attorney Paul Deloughery to explore the deeper meaning behind inheritance, legacy, and wealth transfer. You’ll hear Paul share eye-opening insights on why some families flourish after inheriting wealth, while others fall apart. The conversation goes beyond wills and trusts to uncover how estate planning is really about protecting relationships, not just assets. Together, we discuss: Why estate planning matters and the myths that keep people from doing it. Paul’s sudden inheritance story and the reality of Sudden Wealth Syndrome. How grief, trauma, and family secrets can complicate financial decisions. The dangers of poor planning, from taxes to risky investments. Why passing down values and vision matters as much as passing down money. Practical steps: family meetings, communication, and building a professional support team. Why the greatest inheritance is love and connection, not just financial assets. 👤 About Our Guest: Paul Deloughery is an estate planning and probate attorney based in Phoenix, Arizona. He’s the author of Lasting Wealth: A Revolutionary Method of Family Wealth Transfer—a guide to building multi-generational wealth with intention and heart. Paul’s mission? Helping families protect not just what they’ve built, but who they are. 📘 Get the Book: Lasting Wealth: A Revolutionary Method of Family Wealth Transfer – Available on Amazon 👉 If you’ve ever wondered how to prepare your family for both the money and the meaning you want to leave behind, this conversation with Paul will give you both cautionary lessons and hopeful guidance. 00:00 Introduction and welcome 00:52 Meet Paul Deloughery: 25+ years in estate planning and trust litigation 02:50 Why estate planning matters + common myths 05:46 Paul’s personal story: sudden inheritance at age 42 06:55 Sudden Wealth Syndrome explained 07:42 How Paul lost wealth to taxes and risky investments 09:29 The emotional side of inheritance 10:27 Why you need a plan (or others will take advantage) 13:02 Family values, context, and vision for wealth 14:45 Trauma, secrets, and their financial impact 17:01 Healing and creating new habits 18:34 Legacy through family meetings and communication 21:10 Advice for families: start early, plan well 24:23 Who Paul helps (it’s not just the ultra-wealthy) 25:53 Building a team: attorney, tax, financial 27:44 Closing thoughts: the biggest inheritance is love and family connection Watch on YouTube:
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How to Buy & Sell a Small Business (Without Getting Burned)
09/17/2025
How to Buy & Sell a Small Business (Without Getting Burned)
In this episode, Brandon Neely sits down with David C. Barnett, a small business transaction expert, consultant, and author of The Business Fortress. With decades of experience helping entrepreneurs buy, sell, finance, and strengthen their companies, David brings a wealth of wisdom about what makes a business resilient versus fragile. The conversation follows David’s journey from his early business curiosity and career with the Yellow Pages to navigating the 2008–09 financial crisis, and eventually building a practice that helps business owners worldwide. Along the way, Brandon and David dig into the big ideas from The Business Fortress and what every entrepreneur needs to know if they want their company to last. Together, they explore: Why profits alone don’t guarantee success, and how the cash conversion cycle can make or break a business. The difference between owning a business and owning a job, and how systems create freedom. The myth of “passive income” in small business ownership (and what to aim for instead). The risks of overleveraging, mixing personal and business finances, or overpaying for a company. Practical tools for building resilience, including high cash value life insurance and a strong balance sheet. How to set clear criteria for when your business is an asset and when it’s time to pivot. This isn’t just theory. It’s a real-world conversation about the challenges, risks, and rewards of entrepreneurship and how to build a business that can withstand storms while still serving your life, not consuming it. 👉 If you’re a business owner, thinking about buying a business, or simply want to protect the one you’ve built, this episode will give you practical strategies and a new perspective on what it means to build with the end in mind. 00:00 Introduction and welcome 00:32 Meet David C. Barnett: small business transaction expert 04:19 David’s early business lessons from the Yellow Pages 07:05 The 2008–09 financial crisis and a shift into business brokerage 09:55 The “Business Fortress” concept: building resilient businesses 12:10 The cash conversion cycle: why growth can threaten cash flow 14:58 How resilient businesses survive downturns 18:21 The myth of passive income in small business ownership 20:00 Why industry experience and research matter before buying a business 24:00 Small business as a risky, illiquid asset class 29:00 Bridging the gap between business and personal finances 32:00 Setting clear criteria for business viability and involving your team 34:00 Final advice: build with the end in mind, read The Business Fortress 35:00 Where to find David online + closing remarks Watch on YouTube:
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Brothers Breaking FINANCIAL Barriers One Bank at a Time
09/10/2025
Brothers Breaking FINANCIAL Barriers One Bank at a Time
In this episode of the Wealth Wisdom Financial Podcast, host Brandon Neely welcomes “The Banking Bros” Jeremiah and Jonah, two real-life brothers bringing fresh perspective and family-rooted wisdom to the world of Infinite Banking. The conversation traces their unique paths from traditional banking and ministry into becoming passionate advocates for the Infinite Banking Concept (IBC). Along the way, they explore how faith, family, and cultural context have shaped their financial philosophies. Together, they unpack: Their journey from conventional careers into Infinite Banking Where they agree and disagree with financial voices like Dave Ramsey Why true financial independence is more about mindset and education than quick-fix products Lessons from history, like how A.G. Gaston used life insurance to fuel civil rights efforts The “three cup setup” teaching tool that makes IBC easy to understand How families can teach the next generation about money, abundance, and legacy This isn’t just another conversation about money, it’s about ethics, stewardship, and creating a financial system that serves both families and communities. 👉 If you’re curious about Infinite Banking, wrestling with traditional financial advice, or simply looking for a values-based approach to money, this episode will leave you both inspired and equipped. 0:00 Introduction 0:52 Meet The Banking Bros 2:20 Coffee, Family, and Business 3:50 Getting into Infinite Banking 8:56 Upbringing, Ministry, and Money 14:16 Dave Ramsey’s Influence 16:30 Infinite Banking vs. Traditional Advice 18:56 Mindset, Scarcity, and Abundance 24:14 Ethical Business & Community Impact 31:45 Generational Wealth & Family Banking 35:15 The Three Cup Setup 39:00 Motivation & Mission 43:00 Cash Flow, Freedom, and Family 46:23 Resources & Where to Find The Banking Bros 46:49 Closing Thoughts & Call to Action Watch on YouTube:
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From Immigrant Hustle to Real Estate Empire – The Kitti Sisters’ Story
09/03/2025
From Immigrant Hustle to Real Estate Empire – The Kitti Sisters’ Story
What does it take to pivot from a collapsing business model into a thriving, future-proof venture? Sisters Palmy and Nancy know this story firsthand. In this episode of the Wealth Wisdom Financial Channel, host Brandon Neely sits down with the duo who transformed a $2,000 fashion startup into a $4 million company, only to reinvent themselves again after losing their biggest client. Instead of letting that setback define them, they shifted gears into real estate investing, flipping properties, and ultimately scaling into apartment syndication and multifamily ownership. Their journey isn’t just about dollars; it’s about resilience, strategy, and building a foundation strong enough to weather economic storms like COVID-19 and the uncertain future of work driven by AI and automation. You’ll hear how Palmy and Nancy: ✅ Transitioned from labor-based income to income-producing assets ✅ Built investor trust through transparency and integrity ✅ Raised significant capital—even in uncertain markets ✅ Leveraged their unique strengths (“superpowers”) to scale faster ✅ Emphasize why community and collaboration are essential for financial growth This episode is packed with real-world wisdom for entrepreneurs, investors, and anyone ready to shift from hustle-driven income to lasting financial freedom. 00:00 Welcome to Wealth Wisdom Financial 00:35 Meet Palmy and Nancy: From Fashion to Finance 02:32 Starting Small: The Fashion Business Journey 05:40 The Big Shift: From Fashion to Real Estate 07:55 Navigating Real Estate During COVID 15:21 Raising Capital and Building Trust 23:59 The Importance of Integrity in Business 26:40 Setting Ambitious Goals 27:00 The Power of Exponential Growth 28:07 Raising Capital and Building Confidence 29:01 Leveraging Superpowers in Business 30:37 The Importance of Team Support 32:41 Financial Management and Decision Making 37:48 Navigating Economic Challenges 47:38 The Future of Labor and Income 49:47 Final Thoughts and Community Invitation 💡 If you’ve ever wondered how to bounce back stronger after setbacks or how to make the leap from hard work to smart wealth, this conversation will inspire and equip you. 👉 Subscribe to the Wealth Wisdom Financial Channel and join the conversation about building true financial freedom.
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Run a Business That Makes Money and Changes LIVES with Ron Saharyan
08/27/2025
Run a Business That Makes Money and Changes LIVES with Ron Saharyan
In this episode of the Wealth Wisdom Financial Podcast, Brandon Neely sits down with Ron Saharyan, Co-Founder and Managing Partner of Profit First Professionals, to talk about the heart of small business success, cash flow, profit, and building a business that works for you instead of draining you. Ron has over 20 years of experience in scaling organizations, from running companies in the staffing industry to building Profit First Professionals from Mike Michalowicz’s basement in 2014 into a global network of accountants, bookkeepers, and coaches who are transforming the way entrepreneurs handle money. Known as “Obie Ron” inside the Profit First community, he’s a go-to expert on sales systems, hiring, scaling, and operations. Beyond the business world, he’s a proud husband and father living in New Jersey, with a passion for sports memorabilia and cars Together, Brandon and Ron dig into: 🔹 How to design your cash flow to not only eliminate financial stress but also fund the life you actually want. 🔹 The principles behind Profit First and why so many business owners get cash management wrong. 🔹 Ron’s personal journey of building and scaling businesses, what worked, what didn’t, and what he’d do differently. 🔹 Practical tips on hiring, systems, and operations that keep your business healthy and profitable. If you’ve ever felt like your business is running you (instead of the other way around), this conversation will give you clarity, inspiration, and a practical roadmap to put profit first, literally. 00:00 Welcome to Wealth Wisdom Financial Podcast 00:47 Introducing Ron Saharyan: The Man Behind Profit First 02:32 Star Wars vs. Star Trek: A Fun Debate 04:34 The Impact of Profit First on Our Business 05:54 Ron Saharyan Journey to Profit First 11:15 The Importance of Financial Systems in Business 11:45 Overcoming Common Business Challenges 13:44 The Power of Profit First Principles 18:22 Expense Challenges and Financial Clarity 21:20 Starting Small and Building Muscle Memory 21:36 Facing Challenges and Strengthening Mental Fortitude 22:08 The Importance of Accountability and Learning 23:20 Implementing Systems for Financial Control 24:23 The Role of Professionals in Business Success 25:39 The Benefits of Profit First Certification 26:55 Understanding Financial Strategies and Systems 33:04 The Fundamentals of Business and Profit First 35:45 Encouragement and Final Thoughts Watch on YouTube:
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Cash Flow Over Net Worth: Bruce Wehner’s Guide to Infinite Banking
08/20/2025
Cash Flow Over Net Worth: Bruce Wehner’s Guide to Infinite Banking
In This Episode of the Wealth Wisdom Financial Podcast, host Brandon Neely sits down with Bruce Wehner, Chief Cash Flow Strategist at e3 Wealth and co-host of The Money Advantage Podcast. With decades of experience in education, entrepreneurship, and advanced wealth strategies, Bruce brings a rare blend of real-world grit and financial acumen to the table. From running a trapping business in high school to managing an automotive shop, and now advising high-net-worth clients, Bruce’s journey is anything but ordinary. He shares how those early lessons in cash flow management became the foundation for helping families and entrepreneurs achieve financial clarity, stability, and confidence. In this value-packed conversation, you’ll discover: Why cash flow, not net worth, is the real measure of wealth security How the Infinite Banking Concept can transform the way you think about money What it means to operate with a “family office model” without needing ultra-wealthy status The biggest financial blind spots Bruce sees in entrepreneurs, and how to fix them How to build a lasting legacy that outlives you Bruce isn’t just sharing theory; he’s a real estate investor and active practitioner of Infinite Banking in his own life. You’ll hear how he applies these principles daily, the role technology and AI are playing in the financial industry, and why long-term thinking is more important than ever. If you’ve ever worried about running out of money, making costly financial mistakes, or leaving an incomplete legacy, this episode offers practical steps and inspiring perspective to help you move forward with confidence. 00:00 Welcome to the Wealth Wisdom Financial Podcast 00:58 Introducing Bruce Wehner: Chief Cash Flow Strategist 01:39 The Infinite Banking Concept and Its Challenges 09:47 Real Estate Investors and Policy Loans 13:06 The Importance of Cash Flow in Business 27:18 Podcasting Journey and Industry Changes 32:13 Nelson’s Legacy and Industry Pushback 33:20 The Value of Wisdom and Experience 34:56 Infinite Banking Policy in Action 37:49 Embracing Technology and AI 44:55 Human Element in Financial Services 48:31 Building a Strong Team and Future Vision 55:46 Long-Term Goals and Financial Responsibility 58:55 Final Thoughts and Contact Information 🌱 Tune in for an honest, practical, and eye-opening look at how to take control of your cash flow, minimize taxes, and build wealth that truly lasts. Watch on YouTube:
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He QUIT His 6-Figure Job FOR Real Estate Riches
08/13/2025
He QUIT His 6-Figure Job FOR Real Estate Riches
In this episode of the Wealth Wisdom Financial Podcast, host Brandon Neely sits down with Mickey Curd, a seasoned healthcare operations leader turned full-time real estate investor. After 25 years in logistics and support services for hospitals across the Midwest, Mickey made the bold leap in 2024, leaving his W-2 behind to focus fully on real estate. But this wasn't a jump without a parachute. Mickey shares how he restarted his real estate investing journey in 2018 with just two properties, and scaled that into a diverse portfolio of 38 units, including single-family homes, duplexes, and 4-plexes, primarily in the Youngstown/Boardman, Ohio area. We dive into: Why he chose to re-enter real estate—and what he did differently the second time around The step-by-step growth from 2 to 38 doors in just 5 years How he prepared financially and emotionally to leave his 9–5 Tips for managing long-term rentals and Airbnbs without losing your sanity What it really takes to make the leap from employee to entrepreneur Whether you're just getting started in real estate or wondering if it's finally time to go all in, this episode is packed with hard-earned wisdom and inspiration. 00:00 Welcome and Introduction 00:24 Meet Mickey Curd: Real Estate Investor 01:31 Mickey's Real Estate Journey 02:28 Transition to Full-Time Real Estate 03:45 Understanding Velocity Banking 04:14 COVID and Financial Strategies 06:38 Deep Dive into Velocity Banking 10:30 Tracking Finances with Spreadsheets 17:05 From Velocity Banking to Infinite Banking 21:51 Introduction to Policy Repayment Schedules 22:13 Detailed Breakdown of Loan Payments 23:00 Planning for Taxes and Insurance 23:31 Second Policy Overview 24:15 Leveraging Policies as Assets 26:33 Analyzing Real Estate Investments 27:21 Property Analysis Example 31:01 Cash Flow and Property Management 35:55 Scaling Real Estate Investments 38:28 Final Thoughts and Advice
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Infinite Banking Secrets Revealed: Grant Thompson on Building Wealth & Financial Freedom
08/06/2025
Infinite Banking Secrets Revealed: Grant Thompson on Building Wealth & Financial Freedom
Think you know how money works? Think again. In this episode of the Wealth Wisdom Financial podcast, Brandon sits down with Grant Thompson, a financial strategist with 30+ years of boots-on-the-ground experience and a fierce passion for flipping the traditional money script. Grant, a partner at Thompson & Thurman in Amarillo, TX, unpacks the Infinite Banking Concept and how he’s helped clients, from business owners to families, take back control of their finances. Inspired by Nelson Nash, Grant shares the pivotal moment that changed everything for him, and how that led to using whole life insurance, annuities, and cash flow strategies to build wealth outside Wall Street. We’re talking: 🔐 Real-life Infinite Banking case studies 🧠 Why mentorship matters more than market timing 🏡 Creative funding for college, real estate—and yes, even horses 💰 How to turn your money into a self-sustaining system 🚨 Why traditional financial advice could be costing you big time This one’s full of wisdom, heart, and a few laughs along the way. Whether you're just getting started or ready to rethink everything, this episode delivers the mindset and tools to help you bank on yourself with confidence. 00:00 Welcome to Wealth Wisdom Financial 00:27 Introducing Grant Thompson 02:56 Grant's Journey into Financial Services 04:44 Discovering Infinite Banking 05:21 Meeting Nelson Nash 07:03 Implementing Infinite Banking 17:12 The Role of Annuities and Other Financial Tools 24:20 The Challenges of Bank Loans for Entrepreneurs 25:00 Investing in Real Estate and Horses 26:39 The Importance of Diversified Investments 29:06 Using Infinite Banking for College Planning 34:12 The Value of Financial Education and Mentorship 39:28 Final Thoughts and Encouragement Watch on YouTube:
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RAW: Remarkable Truths That Will CHANGE Your Life
07/30/2025
RAW: Remarkable Truths That Will CHANGE Your Life
What if curiosity wasn’t just a nice to have, but a key ingredient in building lasting wealth and healthy leadership? In this powerful episode, we sit down with Carl Lubbe, founder of Curiosity Coach, who helps leaders harness emotional intelligence, communication skills, and team clarity to unlock both financial and emotional wealth. From his early days as a touring musician to becoming a sought-after consultant for growth-minded organizations, Carl shares stories, strategies, and frameworks for leading with empathy and purpose. We dive deep into what truly drives business success, and it’s not just spreadsheets. Expect insights on handling conflict, cultivating curiosity, adapting to AI, and leading people well while growing profits with integrity. Whether you’re a business owner, team leader, or someone rethinking the way you approach success—this one’s a must-listen. 🔑 Key Takeaways: How emotional intelligence fuels leadership and financial health Why clear expectations and curiosity transform team dynamics Tools for resolving conflict and growing trust The “Four Ps” that every leader should master Navigating AI in people-first businesses 👉 Don’t forget to like, subscribe, and share this episode with a leader or team builder in your life. Let’s grow curiosity, clarity, and confidence—together. #LeadershipDevelopment #EmotionalIntelligence #BusinessSuccess #CuriosityCoach #FinancialFreedom #PeopleSkills #Entrepreneurship #AIAndLeadership #ClarityInBusiness 00:00 Welcome to Wealth Wisdom Financial 00:43 Introducing Carl Lubbe: The Curiosity Coach 02:34 Carl's Journey into the People Business 05:15 The Importance of Communication 07:01 Cultivating Curiosity in Leadership 10:59 The Overflow Principle in Business 18:15 The Seven Dragons of Team Dynamics 21:34 Understanding Leadership Challenges 22:43 The Four Critical Ps for Business Success 23:29 Adapting Leadership for Growth 24:08 The Role of Process in Scaling 25:09 Balancing Profit and People 25:50 Financial Processes and Expectations 28:25 The Impact of AI on Business 39:29 The Importance of Clarity in Leadership 41:22 Conclusion and Final Thoughts Watch on YouTube:
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How We Make Money Talk FUN and EASY!
07/23/2025
How We Make Money Talk FUN and EASY!
In this episode, Brandon sits down with Jake, a serial entrepreneur and the visionary co-founder of Gathering the Kings, a powerful mastermind community built for entrepreneurs, by entrepreneurs. Together, they dive deep into what it really means to succeed, not just in business, but in every area of life. Jake is more than a business builder; he’s a leader who believes in doing life well across the board. Through Gathering the Kings, he’s helping entrepreneurs win not just at work, but at home, in their health, and in their spiritual walk. What you'll learn in this episode: The hidden struggles many entrepreneurs face behind the scenes Why success without balance can leave you feeling empty The power of intentional living (and how to start) How community and accountability can fuel your personal and professional growth What Gathering the Kings is doing to raise up the next generation through Generation Next If you’re a business owner who’s tired of the hustle-only culture and looking for something deeper, this episode is for you. Get ready to be inspired, challenged, and equipped with tools to build a life of real, holistic wealth. 🧠 Listen now and ask yourself: Are you building a business that supports your life, or one that steals from it? 👉 Don’t forget to like, subscribe, and share this episode with a fellow entrepreneur who needs a fresh perspective. #WealthWisdom #GatheringTheKings #EntrepreneurLife #HolisticSuccess #FaithAndBusiness #GenerationNext #IntentionalLiving 00:00 Introduction and Welcome 00:33 Introducing Jake and Gathering the Kings 01:29 The Importance of Balance in Life and Business 03:28 Jake's Personal Story and Motivation 05:36 The Value of Time and Intentional Living 09:30 Challenges and Common Pitfalls for Entrepreneurs 13:44 The Role of Community and Authenticity 19:24 Faith and Business Ownership 22:16 The Power of Shared Experiences 22:31 Challenges in Serving Entrepreneurs 23:12 Balancing Business and Personal Life 24:11 Learning from Failures and Successes 26:42 The Importance of Systems and Growth 30:05 Involving Family in Business 35:12 Empowering the Next Generation 38:51 Final Thoughts and Encouragement Watch on YouTube:
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Best of 2025 SO FAR: Top Strategies for Entrepreneurs
07/16/2025
Best of 2025 SO FAR: Top Strategies for Entrepreneurs
Best of the Best: Essential Business & Life Lessons from Our Top Episodes (Jan–May) This power-packed episode brings you the greatest hits—the most insightful, practical, and transformative advice—from every conversation we had between January and May. If you’re an entrepreneur striving for more than just profits, this one's your goldmine. 💰💡 We dive deep into what actually works for business owners who want both financial success and personal freedom. From daily financial habits to high-level strategy, you’ll hear highlights on: Why ditching the rigid budget mindset could save your business How Profit First and Bank On Yourself can create real momentum What most entrepreneurs overlook when planning their financial future Stories of burnout, breakthrough, and bold transformation Whether you're scaling, stabilizing, or starting over, these curated moments will help you work smarter, live better, and lead with intention. 🔑 Key Takeaways Include: Budgeting strategies that adapt to real-life business needs Tax-smart planning, bonus benefits, and succession strategies Protecting your business and your sanity with key insurance tools Daily financial disciplines that build long-term wealth True-life stories that prove: when your business aligns with your values, everything changes 00:00 Introduction 00:04 How to Create a Small Business Budget That Actually Works 03:42 Financial Systems for 7-Figure Business Growth 07:10 Business Owner's Guide to Cash Flow Management 10:36 Setting Financial Goals: A Framework for Entrepreneurs 14:09 How to Hire: The Financial Foundation First Approach 19:11 Building Company Culture In Small Business 22:22 Employee Benefits That Won't Break the Bank 26:00 Securing Your Business's Future: The Key Person Strategy 29:13 Tax Strategies for Business Owners Under $1 Million 32:30 Small Business Tax Mistakes 36:33 Bookkeeping Systems for Busy Entrepreneurs 40:21 Business Owner's Guide to Life-Long Tax Planning 43:30 Discover How To Work Less And Earn More Money 47:15 Small Business Owners Must Set Boundaries To Achieve Success 50:48 Delegation Strategies for Control-Freak Entrepreneurs 54:22 Work-Life Integration for Business Owners 58:02 The Million-Dollar Mindset: 3 Mental Shifts Before Scaling 01:01:33 Streamline or Struggle: Financial Systems That Unlock Growth 01:05:24 Sustainable Scaling: Growing Your Business Without Burning Out 01:09:14 Plateau to Profitability: Breaking Free When 7-Figures Still Feels Like Struggling Watch on YouTube:
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Can You Really Retire Without Risk? The 3-Part Safe Money Plan
07/09/2025
Can You Really Retire Without Risk? The 3-Part Safe Money Plan
What if retirement planning didn't have to feel like gambling with your future? What if you could build a strategy that actually works for business owners who understand cash flow better than anyone? In this powerful live episode, Brandon and Amanda team up with Mark Willis, CFP®, Evan Greathouse, and Kristi Duncan to challenge everything you think you know about "safe" retirement planning. We're not talking about another cookie-cutter approach designed for employees with steady paychecks. This is about building what we call "the all-weather portfolio" – a three-part system that protects you from market crashes, inflation, and the seven overlooked assumptions that derail most retirement plans. Whether you're 35 or 55, if you've ever wondered whether your current retirement strategy actually matches how you live and run your business, this episode will give you clarity. We break down the math, share real examples, and show you why adding more "ART" to your portfolio might be the missing piece you've been looking for. Key Quote: "Most people have too little in the certainty portion of their portfolio. They're planning with probability when they should be planning with certainty." 🎧 What You'll Discover: The 7 hidden assumptions that could derail your retirement (and how to protect against them) Why the "all-weather portfolio" beats traditional diversification The three crucial parts every business owner needs in their retirement strategy How to build predictable income streams that don't depend on market performance Real examples of how this strategy works in practice Why whole life insurance might be the most misunderstood wealth-building tool This isn't theory – it's a practical roadmap for business owners who want retirement security without the sleepless nights. Ready to stop hoping the market cooperates with your retirement timeline and start building real financial security? 00:00 Welcome and Introduction 00:19 Today's Speakers and Topics 03:53 Retirement Number Discussion 05:09 Overlooked Assumptions in Retirement Planning 12:00 Inflation: The Silent Wealth Killer 15:48 The Impact of Fees on Retirement 18:57 Sequence of Returns Risk 21:29 Long-Term Care Costs 25:30 True Diversification Explained 29:22 Living Well in Older Years 30:07 The Impact of Poor Health on Retirement Costs 30:37 Financial Planning for Longevity 34:53 The All-Weather Portfolio 39:21 Access, Risk, and Tax Advantages 51:27 Starting a New Retirement Plan Later in Life 55:06 Conclusion and Next Steps Watch on YouTube:
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Declare Your Financial Independence: A Mid-Year Check-In for Business Owners & Investors
07/02/2025
Declare Your Financial Independence: A Mid-Year Check-In for Business Owners & Investors
What if this July wasn't just about celebrating freedom from a king 249 years ago... but about declaring your own freedom from financial stress today? In this powerful mid-year episode, we're challenging you to write your own Declaration of Financial Independence. Whether you're a business owner tired of cash flow rollercoasters or an investor ready to take control of your wealth-building strategy, this episode will help you identify what's working, what isn't, and how to course-correct for the second half of 2025. We dive into the mindset shift that changes everything: moving from "What if?" to "What now?" - and share practical steps to reclaim your financial freedom starting today. This isn't about following someone else's financial playbook. It's about creating a system that actually works for how you live and run your business. Key Quote: "Freedom doesn't come from waiting for the perfect moment. It comes from making a decision and taking action." Ready to stop letting big banks, debt, and market volatility control your future? Your financial revolution starts with one bold decision. 🎧 What You'll Learn: How to conduct an honest mid-year financial review The difference between employee financial tools and entrepreneur strategies Simple steps to declare your own Financial Independence Why summer is actually the perfect time to make financial changes One move that could change your financial trajectory forever Don't just celebrate Independence Day this July - create your own Financial Independence Day. Links Mentioned in the Show Notes - While the pod switches to interviews this summer, we’re still publishing content every weekday to boost your wealth-building journey. Dive into the library of resources and gain access to Group Coaching monthly. Start to - Stop budgeting. It doesn’t work for long-term wealth building. Instead, discover how to manage cash flow. - Been thinking about implementing Profit First but want a resource to show you the nitty, gritty and walk you through the exact steps? Get started with this 12-video series. Jump into - Confused by all the noise out there about whole life? This no-nonsense “Cliff Notes” style video series brings clarity to both newcomers and those who have had a policy for years. 00:00 Introduction: Declaring Your Financial Independence 00:38 Welcome to Wealth Wisdom Financial Podcast 01:15 Upcoming Summer Content and Community Engagement 03:06 Our Financial Revolution Journey 05:01 Crafting Your Financial Declaration of Independence 06:10 Mid-Year Financial Check-In 07:54 Taking Action Towards Financial Freedom 11:50 Resources for Financial Independence 16:42 Conclusion and Final Thoughts Watch on YouTube:
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Recession-Resilient & Inflation-Resistant Businesses: Strategies for Certainty
06/25/2025
Recession-Resilient & Inflation-Resistant Businesses: Strategies for Certainty
What happens when economic chaos hits, but you're financially trapped by your own "responsible" planning? Victor lost his first business in 2008 because he had $2 million in net worth but couldn't access cash when he needed it most. When he rebuilt, he did something different. During the pandemic, when competitors were closing or taking on crushing debt, Victor was buying equipment at liquidation prices, forward-purchasing inventory before price spikes, and hiring top talent from failing businesses. In this episode, we explore how "playing it safe" with traditional financial planning can actually make your business more vulnerable during economic turbulence, and reveal the strategy that helped business owners not just survive but strategically thrive during some of the most uncertain economic times in a generation. Key Quote: "Everyone was playing defense, just trying to survive. Because of our financial position, we could play offense when nobody else could." What You'll Discover: How a salon owner lost two locations despite doing "everything the financial experts told me to do" (and what her competitor did differently to expand instead) The food distributor who used inflation as a competitive advantage while others got crushed by rising costs Why the fitness center owner with $500K in retirement accounts had to watch once-in-a-lifetime opportunities pass by How accessible capital creates strategic opportunism with reduced risk during economic volatility The 7 financial levers that separate businesses that merely survive from those that capture market share during downturns Perfect for: Business owners who want to build long-term wealth without being financially handcuffed when economic opportunities or challenges arise. Listen now to discover how to create certainty during uncertain times through financial preparation, not economic prediction. Ready to recession-proof your business? Check out this week's Wealthy Wednesday for the Business Economic Resilience Blueprint mentioned in the episode. The Freedom Retreat for business owners is coming up on August 5-7, 2025? It beautifully combines the power of contemplation with AI to build paths to freedom, regardless of what the future holds! Text Freedom to 513-447-6501 to learn more about this intimate gathering designed to set your freedom trajectory for the next 12+ months. Hurry! A $200 discount is only available through June 30, 2025! 00:00 Introduction to Victor's Success 00:44 Welcome to Wealth Wisdom Financial Podcast 01:37 Special Announcement: Freedom Retreat 03:43 Victor's Financial Strategy 05:08 Challenges and Opportunities During the Pandemic 07:14 Financial Strategies for Business Owners 09:50 Case Study: Lila vs. Daniel 17:54 Case Study: Alexandra's Inflation Strategy 21:55 Case Study: Marcus vs. Evelyn 25:33 The Power of the Bank and Yourself Strategy 30:17 Conclusion and Call to Action Watch on YouTube:
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Building WEALTH in the AI Era - Can You Keep Up?
06/18/2025
Building WEALTH in the AI Era - Can You Keep Up?
What happens when AI makes your business model obsolete in six months, but your money is locked away where you can't touch it? Jamie built a successful medical transcription service over fifteen years. That is ... until AI-powered tools could do the same work in minutes at one-tenth the cost. She had the vision to pivot and the industry knowledge to succeed, but faced a devastating problem. The problem was that her capital was trapped! It was in retirement accounts that she couldn't access without massive penalties. In this episode, we explore why traditional financial advice can leave business owners asset-rich but opportunity-poor. This becomes a big problem precisely when AI disruption hits their industry. We also reveal the strategy that's helping smart entrepreneurs not just survive the AI revolution. Some even profit from it while their competitors struggle. Key Quote: "I had money, but not where I could use it when I needed it most." What You'll Discover: How a medical transcription business owner lost a $150K opportunity to compete with AI (and what she could have done differently) Why the accounting firm that embraced AI transformation thrived while similar businesses failed The story behind Raj's $2.8M fleet upgrade that cut operating costs by 23% in 18 months How to access capital for business pivots without penalties, taxes, or bank approvals Why the pace of AI change makes traditional business financing dangerously obsolete Listen now to discover how to build wealth that works WITH your business evolution instead of against it. Ready to assess your AI readiness? Check out this week's Wealthy Wednesday for the AI-Ready Business Financial Assessment. Interested in our Freedom Retreat? Text 'Freedom' to 513-447-6501 to begin the application process. 00:00 Introduction: Facing the AI Revolution 01:43 Meet Jamie: A Business Transformed by AI 04:41 The Financial Strategy for AI Disruption 07:41 Case Study: Michael vs. Roma 15:38 Raj's AI Fleet Transformation 18:27 The Power of Financial Flexibility 21:51 Conclusion: Preparing for the AI Future Watch On YouTube:
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Running a Business? SAVE For College TOO!
06/11/2025
Running a Business? SAVE For College TOO!
What happens when your child's college fund becomes a business opportunity fund, or neither? Most business owners feel trapped by a painful dilemma: save for their kids' education in accounts they can't touch, or keep capital available for business opportunities. But what if this choice is based on outdated assumptions about how education and entrepreneurship actually work? In this episode, we explore why traditional college savings can backfire for business families, and reveal a flexible strategy that prepares your children for success whether they choose Harvard, trade school, entrepreneurship, or paths not yet invented. Key Quote: "I was saving for the future I thought my kids should have, instead of preparing them for the future they might actually want." What You'll Discover: Why 529 plans can trap business owners when opportunities arise (and what happened to the agency owner who missed a $200K acquisition) The hidden FAFSA impact most business owners don't know about their college savings How the SECURE 2.0 Act creates new options for unused 529 funds (plus the gotchas to watch for) A real strategy that funded both college tuition AND business growth during COVID Why teaching kids about money might be more valuable than giving them money Perfect for: Business owners torn between funding their children's future and maintaining capital flexibility for business growth, plus parents questioning whether traditional college savings fit their entrepreneurial family's reality. Listen now to discover how education funding for business families should actually work in an unpredictable world. Ready to evaluate your education funding strategy? Check out this week's Wealthy Wednesday for the Business Owner's College Funding Flexibility Guide mentioned in the episode. Interested in our Freedom Retreat? Text Freedom to 513-447-6501 to start the application process. 00:00 Introduction: The College Savings Dilemma 00:50 Welcome to Wealth Wisdom Financial Podcast 01:41 The Challenge of College Savings for Business Owners 01:56 Carlos' Story: A Business Owner's Dilemma 05:17 The Changing Landscape of Higher Education 06:14 Sarah's Story: Missed Opportunities 08:16 Introducing the Bank on Yourself Strategy 08:24 Marcus' Story: Flexibility in Education Funding 09:26 The Benefits of a Flexible Financial Strategy 10:31 Common Objections and Recent Law Changes 16:35 Elena's Story: Adapting to Uncertain Times 19:57 Conclusion: A New Approach to Education Funding 23:17 Special Announcement: Freedom Retreat for Business Owners Watch on YouTube here:
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