Money Management Made Simple

Jillian Verdun explains financial management in an understandable way and provides tips and tricks to improve your current financial situation.

Avoid These Cyber Security Pitfalls this holiday season 12/06/2022

Avoid These Cyber Security Pitfalls this holiday season It’s great to be excited about your entrepreneurial pursuits. But we also will begin to feel off-kilter when other areas of our life go neglected. Here are some tips for avoiding becoming a slave to your business. /episode/index/show/jmvfinancial/id/21825878

What You need to contribute before the year runs out 11/29/2022

What You need to contribute before the year runs out As the year gradually wraps up, there’s no better time to go back to the list of the financial goals you made at the beginning of the year to see how far you have come. The end of the year tends to be one of the busiest times for most people, however, slacking on making strategic year-end moves could affect you long term, even into the new year. Ticking off all your financial checklist between now and year-end might not be feasible, but you can set the ball rolling for the following year by taking steps in the right direction. Here, we've made a list of strategic year-end money moves to help you get started before the merriment of the holiday season sets in. /episode/index/show/jmvfinancial/id/21825851

Independence! What does it mean to be financially independent? 06/29/2022

Independence! What does it mean to be financially independent? Financial independence is the goal of many people. The idea of being able to do what you love, living stress-free of money concerns, is appealing. Why is this goal elusive for so many? It is often because people ignore the basic principles that are the foundation to achieve financial independence. There are some common points that can help you reach the goal of financial independence. Once you reach financial independence, you will be able to make more choices on how you want to live. /episode/index/show/jmvfinancial/id/15341786

How to Stick to a budget on vacation 05/31/2022

How to Stick to a budget on vacation With the lockdowns over and the pandemic situation rapidly improving, many American families will hit the road this summer. Unfortunately, many of those same families are struggling with the financial fallout from the pandemic. You can still hit the road if the money’s tight. All you have to do is travel cheaply and stick to a budget. /episode/index/show/jmvfinancial/id/21826013

9 Ways to Make Money 04/26/2022

9 Ways to Make Money If you’ve been thinking of how to make some extra cash while living your best life in this new year, then you’re in the right place. Ready? Let’s dive in! We’ve brought you nine amazing ways to smash your money goals and earn some extra cash without having to sell your stuff or earn another degree–(of course, they are all legit way). /episode/index/show/jmvfinancial/id/22701263

New Year's Financial Resolution to Improve Your Finances in 2022 - Part 2 04/19/2022

New Year's Financial Resolution to Improve Your Finances in 2022 - Part 2 In part one, we went through the basics of what you needed to put in place before 2022. We covered everything from creating a budget, to having an emergency fund, managing your debts, and even optimizing your portfolio. But it's one thing to plan, and it's another thing to execute; you must have the right tools and mindset in place to be able to carry out your plans. /episode/index/show/jmvfinancial/id/22701239

5 Tips to Successfully Change Careers 04/12/2022

5 Tips to Successfully Change Careers Due to the COVID-19 pandemic, many people have had the opportunity to reflect on where they are in their lives and whether or not their jobs are making them happy. Some are trying to adapt, while others had decided to change careers. The notion of a career shift can be intimidating, especially in an uncertain market, and changing employment is never a decision to be made lightly. Despite the initial inconvenience and nerve-wracking thoughts and processes, it could be the most rewarding thing you do in the long run, when you eventually get it right. /episode/index/show/jmvfinancial/id/22694894

New Year's Financial Resolution to Improve Your Finances in 2022 - Part 1 04/12/2022

New Year's Financial Resolution to Improve Your Finances in 2022 - Part 1 Perhaps you've evaluated your financial performance in 2021, and you haven't progressed as much as you would have liked to. To help you stay ahead in 2022, we've listed out some major financial moves you could make. Sticking to new year's resolutions may not be easy, a consistent push can ensure remarkable progress in the long run. Here are 4 New Year's Financial Resolutions that you should consider in order to improve your finances in 2022. /episode/index/show/jmvfinancial/id/22701188

5 Ways to Increase Your Credit Score 03/15/2022

5 Ways to Increase Your Credit Score Improving your credit score offers several benefits in various aspects, such as getting loan approval, renting a home, and getting lower interest rates. Fortunately, if you have low credit, you can increase it by implementing various strategies. Here is what to do to improve your credit score. /episode/index/show/jmvfinancial/id/21825764

The Basics of Starting a Business 03/01/2022

The Basics of Starting a Business Starting a business can be an exciting endeavor. A business can bring the possibility of taking control of your life. You can be your own boss and depending upon what type of business you decide to start, you might be able to avoid a daily trip to an office. However, you'll want to plan ahead before giving it a go so that you can make it more likely your business is around for the long haul. /episode/index/show/jmvfinancial/id/21825776

How to Budget for Big Expenses 02/22/2022

How to Budget for Big Expenses Most of us have a good handle on our monthly budget. We know how much it costs to cover insurance, utilities, housing, and so forth. Those expenses are easier to track because they come up every month. The hard part is finding a way to budget for those occasional items--a vacation, new appliances, or other big outlays that come along less frequently. Here's a simple guide to preparing for those purchases without getting strapped for cash. /episode/index/show/jmvfinancial/id/21825797

Easy Ways to Start Investing today, even with little to no money 02/08/2022

Easy Ways to Start Investing today, even with little to no money Many people believe that investing exists as a way for people who are already rich to get even richer. If you don't have much money to start with, it's difficult to impossible to become an investor. Nothing could be further from the truth. Consider Warren Buffett, the most famed and probably greatest investor of all time. When you picture him, you picture what he is now — a billionaire, constantly appearing on lists of the world's richest people. But when Buffett got his start in investing, he was anything but rich. He was a kid, barely into puberty, from a middle-class household at best. He started investing by reading every book he could find on the subject as a preteen. Then he worked odd jobs and bought stocks with the money he made. /episode/index/show/jmvfinancial/id/21825848

How to Save for a House: Tips and Tricks to Fund Your Own Down Payment 02/01/2022

How to Save for a House: Tips and Tricks to Fund Your Own Down Payment Buying a home is a major milestone in your life. In addition to serving as the place where you likely live for many years, a home will likely be the most valuable asset that you'll ever own. However, before you can buy a property, you'll need to come up with a down payment of up to 20% of the final purchase price. Let's take a closer look at some ways that you can come up with the money for this payment without turning to other people for help. /episode/index/show/jmvfinancial/id/21825839

How to Avoid Becoming a Slave to your Small Business? 01/25/2022

How to Avoid Becoming a Slave to your Small Business? It’s great to be excited about your entrepreneurial pursuits. But we also will begin to feel off-kilter when other areas of our life go neglected. Here are some tips for avoiding becoming a slave to your business. /episode/index/show/jmvfinancial/id/21826004

Cultivate Positive Business Relationships, even when things go wrong. 01/18/2022

Cultivate Positive Business Relationships, even when things go wrong. No matter how good you are at what you do, there’s always the potential for things to go wrong on a day in the life of your small business. Sometimes, events that lead to unhappy customers who didn’t get their expectations met have nothing to do with you. At other times, it could be you yourself who has messed up their order. Or, it could be the people who work for you who failed to take care of something that needed to be done. /episode/index/show/jmvfinancial/id/21826028

How to Avoid Overspending this Holiday Season 12/14/2021

How to Avoid Overspending this Holiday Season Coming out of the Coronavirus pandemic, this holiday season figures to like none that we have experienced in the past. With limited financial resources, this is the year when consumers will need to focus on not overspending during the holidays.</p> In recent years, consumers have reported spending an average of as much as $1,000 on Christmas gifts. While the trend has been on an upward trajectory, things could be very different in 2020. To help you avoid overspending at a time when your financial resources are likely limited, here are 6 tips for your consideration. /episode/index/show/jmvfinancial/id/17575838

5 Year End Tax Moves for Small Businesses 12/07/2021

5 Year End Tax Moves for Small Businesses The end of the 2021 tax year is fast approaching. As you start preparing to close out the year and file your , you still have a small window of opportunity to make some changes. Some tax laws changed recently, opening the door to tax advantages your business may not have had access to in the past. To help you take advantage of what's available for your small business, here are 5 yearend tax moves you might want to make. /episode/index/show/jmvfinancial/id/17575904

8 Year End Tax Tips 11/09/2021

8 Year End Tax Tips This you'll want to be prepared and informed about how to maximize your return and ensure that your tax documents are error free to avoid any audits. Getting started on your tax documents early offers you the benefit of being able to revisit your already completed tax paperwork near the end of the tax year prior to filing. Revisiting your taxes with a fresh eye can help you to notice any discrepancies you may or may not have missed, as well as helps you to apply knowledge about how to maximize profits with tax tips that you have may have learned throughout the tax year. /episode/index/show/jmvfinancial/id/17575913

Are you Eligible for the Child Tax Credit? 10/05/2021

Are you Eligible for the Child Tax Credit? In March 2021, President Joe Biden signed the American Rescue Plan Act into law. In addition to providing stimulus checks of up to $1,400 for most adults, it also expanded the child tax credit. Eligible parents can receive up to $3,600 to help defray the cost of raising their sons or daughters. Let's take a closer look at what the child tax credit is and how to know if you're eligible to claim it. /episode/index/show/jmvfinancial/id/20211338

How to Encourage Business Growth in the Community 09/28/2021

How to Encourage Business Growth in the Community When you first get into business for yourself, you’ll want to see what others are doing so that you can emulate that, and get ideas about what works. Before long, you may start to view the very people who you borrowed inspiration from as competition whom you should be wary of. /episode/index/show/jmvfinancial/id/20209973

Planning for Retirement: 5 Retirement Taxes You Need to Know About 09/21/2021

Planning for Retirement: 5 Retirement Taxes You Need to Know About Maximizing your profits is a great way to ensure that you have enough money for retirement. The more money you make, the more money you should be able to save. Some retirement saving options can provide tax benefits. However, there are some when you set up your retirement budget. /episode/index/show/jmvfinancial/id/20209991

Improve Your Business with these Helpful Tips 09/14/2021

Improve Your Business with these Helpful Tips Are you just starting out in the business world? Wondering what you can do to keep things running smoothly while continuing to increase profits over time? Here are a few good business practices to put in place. /episode/index/show/jmvfinancial/id/20209946

Are you on Track to Meet Your Financial Goals This Year 09/07/2021

Are you on Track to Meet Your Financial Goals This Year At the end of the day, your business exists to make a profit. However, without the right goals and behaviors, your business may not be living up to its potential. You have what it takes to grow and succeed, so if you really want to bolster your business’s bottom line, then you need to pursue a few simple yet effective goals to make it happen this year. /episode/index/show/jmvfinancial/id/20209958

10 Hobbies that Make Money 08/31/2021

10 Hobbies that Make Money Looking for money-making ideas but hate the idea of working a job you hate? Many hobbies can turn into extra cash when done correctly. This list includes 10 hobbies that might be your ticket to money-making success. /episode/index/show/jmvfinancial/id/20209937

What Should I do if I Owe Back Taxes 08/24/2021

What Should I do if I Owe Back Taxes If you currently owe back taxes to the IRS, you are probably feeling the pinch. You might be wondering what alternatives you have at your disposal to remove the pressure of this debt. The good news is you don't have to panic. You do have ways you can settle your debt before the IRS starts coming after your paycheck, bank account, or assets. /episode/index/show/jmvfinancial/id/20209925

Changes that may affect how you file this upcoming tax season 08/17/2021

Changes that may affect how you file this upcoming tax season Employment during 2020 was extremely unpredictable and many people lost jobs, were furloughed, were at work and then back at home. All these insane employment changes and several other financial factors impact how you file your taxes in 2021. There are some other changes in tax laws you may not know about and even be pleasantly surprised by as you begin the process of filing your taxes. /episode/index/show/jmvfinancial/id/19886039

7 Tips to Drastically Cut Expenses and Have Peace of Mind 08/10/2021

7 Tips to Drastically Cut Expenses and Have Peace of Mind Taking care of your finances can be easier if you educate yourself, and stick to a clear plan. In fact, one of the smartest ways to save money is to cut expenses. A few ideas are to refinance student loans , use apps to receive cash back or find ways to save on insurance, among others. If you have trouble saving money for a rainy day or just need some extra cash, there are plenty of ways to drastically cut your expenses. /episode/index/show/jmvfinancial/id/19886051

Benefits of a 529 Plan 08/03/2021

Benefits of a 529 Plan A 529 plan is an excellent way for you to begin saving for your children's college education early. Plans are accessible in all 50 states of the U.S., with plan administrators delegated to select investments that they believe are right for the state's program, potentially leading to a smoother investment process and reduced fees arranged thanks to community buy-ins. /episode/index/show/jmvfinancial/id/19886105

Timeless Investing Tips to Become a Successful Investor 07/21/2021

Timeless Investing Tips to Become a Successful Investor Successful investing results in achieving financial goals and enjoying financial independence. The fight for financial freedom is something that most of us strive to win and cement a successful future. Apart from the typical paycheck, becoming an investor ensures a constant revenue stream to sustain your financial health. /episode/index/show/jmvfinancial/id/19886162

Get Ahead Filing Your 2021 Taxes 07/21/2021

Get Ahead Filing Your 2021 Taxes Like it or not, tax time comes this time of year every year. Do you know what that means? That means it is time for you to start thinking about how you are going to file your tax returns by the April 15, 2021 deadline. As you contemplate filing your this year, it would be a good time to also start thinking about your 2021 taxes. This would be the perfect opportunity for you to organize your taxes. Many mistakes are made in haste when you're in a rush to file taxes. With an eye on getting ahead of your 2021 taxes, here are five suggestions worthy of your consideration. /episode/index/show/jmvfinancial/id/19886138

Money Management Made Simple

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