Money Management Made Simple

Jillian Verdun explains financial management in an understandable way and provides tips and tricks to improve your current financial situation.

5 Ways to Get Ready For The Upcoming Tax Season 10/01/2024

5 Ways to Get Ready For The Upcoming Tax Season April 15th came and went - and hopefully, it wasn't a painful tax day for you! Believe it or not, it's never too early to start thinking about next year. If filing your taxes was a headache and a hassle in 2022 - here are a few tips to get you prepared for April 15th of 2023. Putting yourself in the best tax position involves planning rather than waiting until the last minute. I'm going to give you five tips to get your taxes on track for 2023. /episode/index/show/jmvfinancial/id/31939932

How To Make Money During A Recession - Part 2 09/24/2024

How To Make Money During A Recession - Part 2 In the last part of this series, I talked about some simple ways to make money during a recession. I'll continue the discussion - giving you more ideas to make money during an economic downturn. The key is to implement different tactics and diversify your efforts. Making money when things sing down isn't impossible, and thinking outside of the box can help you make great strides! /episode/index/show/jmvfinancial/id/31939892

How To Make Money During A Recession - Part 1 09/17/2024

How To Make Money During A Recession - Part 1 The threat of a recession can be scary! You might wonder how you make money if you lose your job or the stock market crashes. Fortunately, you have ways to make money during a recession - it just requires some thinking outside of the box. /episode/index/show/jmvfinancial/id/31939847

What Are The Effects Of A Recession On Families? 09/10/2024

What Are The Effects Of A Recession On Families? Unemployment is the biggest risk families face during a recession - but it isn't the ONLY risk! Unfortunately, the effects on families during a recession often go unnoticed because the media focuses on unemployment. Understanding how families are affected can help you determine how to protect yourself best. /episode/index/show/jmvfinancial/id/31939777

Preparing Your College Student For Financial Success 09/03/2024

Preparing Your College Student For Financial Success Preparing your child for success in college means many things. Not only must your child learn to live on their own, but they must also know how to handle their finances. In the first part of the series, we talked about setting your child up with a student checking account. We'll talk today about your student's financial success, and teaching your child how to budget. This is one of the most important things you can teach your college student, and the spend-save-give method is the easiest way to teach them. /episode/index/show/jmvfinancial/id/31939737

Student Checking Account Edition 08/27/2024

Student Checking Account Edition Back to school is just around the corner, and parents of college students are preparing their kids to be away from home. While you talk about the ins and the outs of living on their own - ensure you're prepping your child financially, too! Now is perfect if they've never handled their own money, or owned a checking account. A student checking account is a great way to set your child up for success. A student checking account is affordable and helps your child learn how to manage money quickly. It can be scary to send them off on their own, but giving them the right tools is much easier for everyone. /episode/index/show/jmvfinancial/id/31939697

Is Your Cost Of Living Too High? 08/20/2024

Is Your Cost Of Living Too High? We're going to ask the famous question - is your cost of living too high? Your cost of living is an opportunity cost for saving or investing in the future. The MORE it costs you to live, the LESS you can save. While everyone has daily costs of living, you might be paying more than you realize. Here's how to tell if your cost of living is too high, and how to fix it. /episode/index/show/jmvfinancial/id/31939512

It's Time For A Financial Check-Up 08/13/2024

It's Time For A Financial Check-Up It's that time of the year again! Tax time is over and we're midway through the year. Now is a great time to check in on your financial planning and goals. Reassess where you stand, and how close you are to reaching your goals. This is a great time to make changes, or pat yourself on the back for a job well done because you are on track. Here's how to check in with yourself mid-year. /episode/index/show/jmvfinancial/id/31939492

Inflation: What Is It And How Does It Happen? 08/06/2024

Inflation: What Is It And How Does It Happen? What is inflation and how does it happen? You've probably felt the effects of inflation by now - at the gas pump, grocery store, or even at your local restaurants. Prices everywhere are increasing due to inflation, or the increase in the cost of living. Suddenly it is more expensive for us to do things we do on a normal basis. While it is frustrating and possibly even scary, knowing what it is and how it happens can help you get a better understanding. /episode/index/show/jmvfinancial/id/31939077

How to Plan for Unexpected Expenses 07/30/2024

How to Plan for Unexpected Expenses Unexpected expenses pop up at the worst time. When they aren't handled right, they can ruin your business model. But, when you plan for them - even though they are unexpected - you can work around the issue and keep your business on track. Unexpected business expenses happen at the worst times - but that doesn't mean you can't look forward. Instead, assume what you MIGHT face, and create a plan to tackle them. We're going to talk about some quick ways to prepare yourself for these unexpected expenses. /episode/index/show/jmvfinancial/id/31939032

How to Set Financial Goals 07/23/2024

How to Set Financial Goals We all have something we imagine for our future. Whether it be a down payment for a home, paying off student debt, or simply wanting a cruise to the Bahamas for some R&R. These can all be too expensive to pay for out-of-pocket. Setting financial goals can help you do the impossible - but how do you go about setting and accomplishing these goals? /episode/index/show/jmvfinancial/id/31938967

How Much Should I Have In Savings? 07/16/2024

How Much Should I Have In Savings? Everybody knows and understands they're supposed to save - but, they always want to know how much. It may be difficult to develop a saving habit with the way expenses are thrown at us. There's always a bill to pay - whether or not it is in the budget. As a result, attempting to save as a habit may prove challenging. There are many different saving strategies. The general rule, however, is to have the ability to realistically benchmark what your savings are - in relation to your earnings. Your budgeting and spending habits have a significant impact on your savings. Saving is more than just putting money aside. We're going to talk about some tips and insights to help you decide how much you should REALLY be saving. /episode/index/show/jmvfinancial/id/31938922

Budget-Friendly Spring Break Travel Tips 07/09/2024

Budget-Friendly Spring Break Travel Tips It's finally time to come out of the cold and head to warmer climates for the time-honoured tradition of Spring Break. Whether you're a college student heading to the beach, or a family headed to Disneyland - I have a couple of ideas to help you out. Best of all, they are budget-friendly! So, let's talk about how to avoid overspending during Spring Break. /episode/index/show/jmvfinancial/id/31938847

10 Smart Ways to Spend Your Tax Refund 07/02/2024

10 Smart Ways to Spend Your Tax Refund The average American gets an average tax return of about $3000 annually. The temptation, normally, is to go on a me time spending spree - of course I love to spend! Spend a little on shoes, a little on snacks, a little on shopping - maybe a stroll to the beach (and every other thing). What would be more satisfying than spending money that's not directly from your paycheck? What if you were told there were better, smarter ways to invest or spend your tax refund? Why spend on the now and regret later - when you can solve problems, invest in the future, and enjoy later? You would be surpised how much $3000 can do for you if you appropriate it well. /episode/index/show/jmvfinancial/id/31938772

Avoid These Cyber Security Pitfalls this holiday season 12/06/2022

Avoid These Cyber Security Pitfalls this holiday season It’s great to be excited about your entrepreneurial pursuits. But we also will begin to feel off-kilter when other areas of our life go neglected. Here are some tips for avoiding becoming a slave to your business. /episode/index/show/jmvfinancial/id/21825878

What You need to contribute before the year runs out 11/29/2022

What You need to contribute before the year runs out As the year gradually wraps up, there’s no better time to go back to the list of the financial goals you made at the beginning of the year to see how far you have come. The end of the year tends to be one of the busiest times for most people, however, slacking on making strategic year-end moves could affect you long term, even into the new year. Ticking off all your financial checklist between now and year-end might not be feasible, but you can set the ball rolling for the following year by taking steps in the right direction. Here, we've made a list of strategic year-end money moves to help you get started before the merriment of the holiday season sets in. /episode/index/show/jmvfinancial/id/21825851

Independence! What does it mean to be financially independent? 06/29/2022

Independence! What does it mean to be financially independent? Financial independence is the goal of many people. The idea of being able to do what you love, living stress-free of money concerns, is appealing. Why is this goal elusive for so many? It is often because people ignore the basic principles that are the foundation to achieve financial independence. There are some common points that can help you reach the goal of financial independence. Once you reach financial independence, you will be able to make more choices on how you want to live. /episode/index/show/jmvfinancial/id/15341786

How to Stick to a budget on vacation 05/31/2022

How to Stick to a budget on vacation With the lockdowns over and the pandemic situation rapidly improving, many American families will hit the road this summer. Unfortunately, many of those same families are struggling with the financial fallout from the pandemic. You can still hit the road if the money’s tight. All you have to do is travel cheaply and stick to a budget. /episode/index/show/jmvfinancial/id/21826013

9 Ways to Make Money 04/26/2022

9 Ways to Make Money If you’ve been thinking of how to make some extra cash while living your best life in this new year, then you’re in the right place. Ready? Let’s dive in! We’ve brought you nine amazing ways to smash your money goals and earn some extra cash without having to sell your stuff or earn another degree–(of course, they are all legit way). /episode/index/show/jmvfinancial/id/22701263

New Year's Financial Resolution to Improve Your Finances in 2022 - Part 2 04/19/2022

New Year's Financial Resolution to Improve Your Finances in 2022 - Part 2 In part one, we went through the basics of what you needed to put in place before 2022. We covered everything from creating a budget, to having an emergency fund, managing your debts, and even optimizing your portfolio. But it's one thing to plan, and it's another thing to execute; you must have the right tools and mindset in place to be able to carry out your plans. /episode/index/show/jmvfinancial/id/22701239

5 Tips to Successfully Change Careers 04/12/2022

5 Tips to Successfully Change Careers Due to the COVID-19 pandemic, many people have had the opportunity to reflect on where they are in their lives and whether or not their jobs are making them happy. Some are trying to adapt, while others had decided to change careers. The notion of a career shift can be intimidating, especially in an uncertain market, and changing employment is never a decision to be made lightly. Despite the initial inconvenience and nerve-wracking thoughts and processes, it could be the most rewarding thing you do in the long run, when you eventually get it right. /episode/index/show/jmvfinancial/id/22694894

New Year's Financial Resolution to Improve Your Finances in 2022 - Part 1 04/12/2022

New Year's Financial Resolution to Improve Your Finances in 2022 - Part 1 Perhaps you've evaluated your financial performance in 2021, and you haven't progressed as much as you would have liked to. To help you stay ahead in 2022, we've listed out some major financial moves you could make. Sticking to new year's resolutions may not be easy, a consistent push can ensure remarkable progress in the long run. Here are 4 New Year's Financial Resolutions that you should consider in order to improve your finances in 2022. /episode/index/show/jmvfinancial/id/22701188

5 Ways to Increase Your Credit Score 03/15/2022

5 Ways to Increase Your Credit Score Improving your credit score offers several benefits in various aspects, such as getting loan approval, renting a home, and getting lower interest rates. Fortunately, if you have low credit, you can increase it by implementing various strategies. Here is what to do to improve your credit score. /episode/index/show/jmvfinancial/id/21825764

The Basics of Starting a Business 03/01/2022

The Basics of Starting a Business Starting a business can be an exciting endeavor. A business can bring the possibility of taking control of your life. You can be your own boss and depending upon what type of business you decide to start, you might be able to avoid a daily trip to an office. However, you'll want to plan ahead before giving it a go so that you can make it more likely your business is around for the long haul. /episode/index/show/jmvfinancial/id/21825776

How to Budget for Big Expenses 02/22/2022

How to Budget for Big Expenses Most of us have a good handle on our monthly budget. We know how much it costs to cover insurance, utilities, housing, and so forth. Those expenses are easier to track because they come up every month. The hard part is finding a way to budget for those occasional items--a vacation, new appliances, or other big outlays that come along less frequently. Here's a simple guide to preparing for those purchases without getting strapped for cash. /episode/index/show/jmvfinancial/id/21825797

Easy Ways to Start Investing today, even with little to no money 02/08/2022

Easy Ways to Start Investing today, even with little to no money Many people believe that investing exists as a way for people who are already rich to get even richer. If you don't have much money to start with, it's difficult to impossible to become an investor. Nothing could be further from the truth. Consider Warren Buffett, the most famed and probably greatest investor of all time. When you picture him, you picture what he is now — a billionaire, constantly appearing on lists of the world's richest people. But when Buffett got his start in investing, he was anything but rich. He was a kid, barely into puberty, from a middle-class household at best. He started investing by reading every book he could find on the subject as a preteen. Then he worked odd jobs and bought stocks with the money he made. /episode/index/show/jmvfinancial/id/21825848

How to Save for a House: Tips and Tricks to Fund Your Own Down Payment 02/01/2022

How to Save for a House: Tips and Tricks to Fund Your Own Down Payment Buying a home is a major milestone in your life. In addition to serving as the place where you likely live for many years, a home will likely be the most valuable asset that you'll ever own. However, before you can buy a property, you'll need to come up with a down payment of up to 20% of the final purchase price. Let's take a closer look at some ways that you can come up with the money for this payment without turning to other people for help. /episode/index/show/jmvfinancial/id/21825839

How to Avoid Becoming a Slave to your Small Business? 01/25/2022

How to Avoid Becoming a Slave to your Small Business? It’s great to be excited about your entrepreneurial pursuits. But we also will begin to feel off-kilter when other areas of our life go neglected. Here are some tips for avoiding becoming a slave to your business. /episode/index/show/jmvfinancial/id/21826004

Cultivate Positive Business Relationships, even when things go wrong. 01/18/2022

Cultivate Positive Business Relationships, even when things go wrong. No matter how good you are at what you do, there’s always the potential for things to go wrong on a day in the life of your small business. Sometimes, events that lead to unhappy customers who didn’t get their expectations met have nothing to do with you. At other times, it could be you yourself who has messed up their order. Or, it could be the people who work for you who failed to take care of something that needed to be done. /episode/index/show/jmvfinancial/id/21826028

How to Avoid Overspending this Holiday Season 12/14/2021

How to Avoid Overspending this Holiday Season Coming out of the Coronavirus pandemic, this holiday season figures to like none that we have experienced in the past. With limited financial resources, this is the year when consumers will need to focus on not overspending during the holidays.</p> In recent years, consumers have reported spending an average of as much as $1,000 on Christmas gifts. While the trend has been on an upward trajectory, things could be very different in 2020. To help you avoid overspending at a time when your financial resources are likely limited, here are 6 tips for your consideration. /episode/index/show/jmvfinancial/id/17575838

Money Management Made Simple

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