Military Life
Welcome to the Military Life Podcast- a podcast telling the stories of everyday Australian Military partners. Listen in to hear from others who are living this military life (Defence Life), juggling all the things on the daily, just like you and I. Let's connect and support each other by telling our stories, celebrating our strength, focusing on self-care & lifting each other up.
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200.ADF Grants & Entitlements when Buying a Home
11/13/2025
200.ADF Grants & Entitlements when Buying a Home
So, you've decided that now is the right time to start saving for or look at buying a house....yay, go you! If you're like me, you have so many questions (so many) and need answers STAT about the potential homebuyer grants, and ADF schemes and entitlements you and your military member may be able to apply for. But…. those answers need to be explained in plain old non-military speak, which is why Defence Bank's Regional Manager for Lending Distribution, Ashley Wills, and I talk you through ALL.THE.THINGS when it comes to saving for and buying a house. In this episode, Ashley and I talk about; -First steps once you decide to save for a house -Personal debts and how they can impact your borrowing power -Which Home Buyer Grants and ADF schemes, and entitlements you may be eligible for -DHOAS (Defence Home Ownership Assistance Scheme) explained -HPAS (Home Purchase Assistance Scheme) explained -HPSEA (Home Purchase or Sale Expenses Allowance) explained -The newly expanded Australian Government 5% Deposit Scheme explained -The First Home Owner Grant and Super Saver Scheme explained -What is stamp duty, and the available concessions -How to factor in Interest rates and understand what you can borrow -Getting preapproval and why organising Power of Attorney is useful for Defence families For even more information and to check your eligibility for any of the grants, schemes and entitlements discussed in this podcast episode, click through the links below or get in contact with Defence Bank to talk about all of the above in more detail on 1800 033 139 or visit the website DHOAS- HPAS- HPSEA- 5% Deposit Scheme- First Home Owner Grant- First Home Super Saver Scheme- Home Loan Borrowing Power Calculator- Home Loan Repayments Calculator- Stamp Duty Calculator-
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199.Overseas Posting Update with Nicole PART TWO
10/30/2025
199.Overseas Posting Update with Nicole PART TWO
On this week’s Military Life podcast episode, Defence Partner Nicole, who is currently posted in the USA with her ADF member and two children, comes back on the podcast (for PART TWO) to give us an update and answer more of our overseas posting questions. Listen in to last week’s episode for Part One of my chat with Nicole. If you would like to listen to my first episode with Nicole on the topic of overseas postings, where we discussed preparing for an overseas posting, arriving, and settling in, check out episode 173.
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198.Overseas Posting Update with Nicole PART ONE
10/23/2025
198.Overseas Posting Update with Nicole PART ONE
On this week’s Military Life podcast episode, Defence Partner Nicole, who is currently posted in the USA with her ADF member and two children, comes back on the podcast to give us an update and answer more of our overseas posting questions. Stay tuned next week for Part Two of my chat with Nicole. If you would like to listen to my previous episode with Nicole, where we discussed preparing for an overseas posting, arriving, and settling in overseas, check out episode 173.
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197.Defence Member Family Support PART TWO
10/09/2025
197.Defence Member Family Support PART TWO
This week on the Military Life Podcast, Part Two of my chat with Director General of Defence Member and Family Support Libby Cremen. We talk all things DMFS, including; -The Partner Employment Assistance Program and the recent changes to PEAP -The ADF Families Survey and how DMFS uses the data to improve programs & support -The importance of engaging with a range of Defence families to ensure representation of a diverse community -The new Defence Families Portal (to be launched soon) that will streamline access to information, support and services -Changes to the Family Support Funding Program (FSFP) & the support of Defence Community Centres -Available support when there is a breakdown of a Defence marriage/relationship -Crisis support when an ADF family member experiences family domestic violence (FDV) -Why DMFS is focusing on analysing existing defence family data and accepting the challenges faced by families are ongoing and need evolving solutions If you haven’t listened already, check out Part One of my chat with Libby, released last week. The links below provide more information about DMFS and the available help and support. Defence Member Family Support website 24 Hour DMFS Helpline Partner Employment Assistance Program (PEAP) ADF Families Survey Family Domestic Violence Support
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196.Defence Member Family Support PART ONE
10/02/2025
196.Defence Member Family Support PART ONE
This week on the Military Life Podcast, Part One of my chat with Director General of Defence Member and Family Support Libby Cremen. We talk all things DMFS, including; -Who DMFS are and the support and services they provide for Defence Families -Connecting with Defence Families early so that they “know us before they need us” -The 24-hour DMFS helpline and when and why to contact the helpline -Defence Social Workers, Family Liaison Officers, Education Liaison Officers, and Military Support Officers explained -The significance of the introduction of the Defence Member and Family Information Guide -Helping Defence Families to build support networks through DMFS Connection events -Real examples of how DMFS have recently helped Defence families in need of support Stay tuned next week for Part Two of my chat with Libby. In the meantime, check out the links below to find out more about DMFS and the available help and support. Defence Member Family Support website 24 Hour DMFS Helpline Defence Member and Family Information Guide
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195.Mental & Physical Clutter and Defence Life PART TWO
09/25/2025
195.Mental & Physical Clutter and Defence Life PART TWO
On this week’s Military Life Podcast episode and as the Defence Community start to receive news of postings and possible moves, I re-release PART TWO of my chat with Defence Partner and Declutter Expert Tara Tuttle. Tara knows the challenges of Defence Life and moving and packing and unpacking and all the things! Tara also knows the challenges Defence Families can face when it comes to organisation, clutter, holding onto things, feeling overwhelmed and how physical and mental clutter are often connected. In PART TWO, Tara and I talk about; -Just in case items and how they hold us down -When excess and clutter prevent us from living the way we want to live -Setting aside time to declutter and organise and starting small in order to avoid overwhelm -Taking time to find or create homes for our belongings when we post into a new location -How that can allow us, mentally, to feel more settled -How deciding to let go of stuff is just the first step in the process and how having a plan and committing to the whole process is key. PLEASE NOTE: This podcast episode was recorded a couple of years ago, and while the content is still so relevant, it should be noted that Tara does not currently operate the Life Coach/Decluttering business she mentions in this podcast episode and is no longer recording new episodes of her BeUncluttered Podcast. To listen to past episodes, check it out here
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194.Mental & Physical Clutter and Defence Life PART ONE
09/18/2025
194.Mental & Physical Clutter and Defence Life PART ONE
On this week’s Military Life Podcast episode, and as the Defence Community start to receive news of postings and possible moves, I re-release PART ONE of my chat with Defence Partner and Declutter Expert Tara Tuttle. Tara knows the challenges of Defence Life and moving and packing and unpacking and all the things! Tara also knows the challenges Defence Families can face when it comes to organisation, clutter, holding onto things, feeling overwhelmed, and how physical and mental clutter are often connected. Tara and I talk about; -The two types of people when it comes to decluttering -How Defence Life can lead us to be less critical about our belongings -How saying yes to having LESS physical possessions or mental clutter allows us to make space for what is really important -All things decluttering and letting go Next week, in PART TWO of this podcast episode, Tara and I talk about just-in-case items and how they hold us down, when excess and clutter prevent us from living the way we want, setting aside time to declutter and organise, and so much more. PLEASE NOTE: This podcast episode was recorded a couple of years ago, and while the content is still so relevant, it should be noted that Tara does not currently operate the Life Coach/Decluttering business she mentions in this podcast episode and is no longer recording new episodes of her BeUncluttered Podcast. To listen to past episodes, check it out here
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193.Intro to Defence Life for New Spouses PART FOUR
09/12/2025
193.Intro to Defence Life for New Spouses PART FOUR
This week on the Military Life Podcast, you’ve got me, or should I say, I’ve got you! I thought I would put together another episode for the new Defence Partners. The ones who are trying to get their heads around all things Defence life. The ones who are finding their feet when it comes to figuring out the good bits, the not-so-good bits and the…what the bits. In PART FOUR, I talk all about; -Remote Postings -Deployments and ROCL (Relief Out of Country Leave) -Overseas Postings -Financial Support -Relationship Breakdown -Defence Special Needs Support Group -DEFGLIS (Defence Gay & Lesbian Info Service) -DFA (Defence Families Australia) Below are all the links and resources discussed in this episode of the podcast. Remote Postings Remote Location Leave Travel ADF District Allowance Deployment Relief Out of Country Leave (ROCL) Overseas Postings Military Life Podcast Episode- Overseas Postings Episodes 60, 69, 173 and 174 Financial Support, Services & Education ADF Financial Services Consumer Centre Emergency Support for Families Scheme The Navy’s Anchorage- Grants and Loans Royal Australian Navy- Keeping Watch/Relief Trust Fund Army Relief Trust Fund RAAF Welfare Trust Fund Bravery Trust Wounded Heroes Veteran and Families Hubs- RSL Lifecare Legacy Rising Sun Charity Relationship Breakdown Ex ADF Spouse Support Group Defence Special Needs Support Group (DSNSG) DEFGLIS (Defence Gay Lesbian Information Service) Defence Families Australia Past DFA Advocacy Maps Helplines/Crisis Support Defence Member and Family Helpline 1800 624 608 A 24/7 helpline for services and information from Defence Member and Family Support. 1800 IMSICK 1800 467 425 A 24/7 phone service providing nurse triage and health support for members after hours or off-base. All-hours Support Line 1800 628 036 A confidential 24/7 phone service triaging access to medical, psychology and social work services. Sexual Misconduct Prevention and Response Office 1800 736 776 A confidential 24/7 phone service for those affected by sexual misconduct at home or work. Chaplaincy Services 1300 333 362 (ask to speak to the on-call Chaplain in the area) A 24/7 on-call chaplaincy service for pastoral care, support or advice. Support outside Defence The following helplines are not affiliated with Defence. Defence does not endorse or recommend any third party products or services. 1800 RESPECT 1800 737 732 National sexual assault and domestic violence counselling. Beyond Blue 1300 22 46 36 Help for anywhere in the mental health journey. Kids Helpline 1800 55 1800 Support for kids anytime, any reason. Lifeline 13 11 14 Crisis support and suicide prevention. Mens Line Australia 1300 78 99 78 Helping men deal with relationship problems. Open Arms 1800 011 046 Counselling, group programs and suicide prevention for members, veterans and families. Safe Zone Support (hosted by Open Arms) 1800 142 072 Free and anonymous counselling line (separate to Open Arms). SANE Australia 1800 187 263 Helping Australians affected by mental illness. Suicide Call Back Service 1300 659 467 Free nationwide phone counselling service.
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192.Intro to Defence Life for New Spouses PART THREE
08/15/2025
192.Intro to Defence Life for New Spouses PART THREE
This week on the Military Life Podcast, you’ve got me, or should I say, I’ve got you! I thought I would put together another episode for the new Defence Partners. The ones who are trying to get their heads around all things Defence life. The ones who are finding their feet when it comes to figuring out the good bits, the not-so-good bits and the…what the bits. In PART THREE, I talk all about; -Partner employment assistance program (PEAP) -The ADF Family Health Program -Mental health support via Open Arms and ADF Chaplains -Help with sourcing childcare for Defence children -Education Liaison Officers (EDLOs -Defence School Mentors, the ADF Equip & ADF Aware programs -The Education Assistance Scheme -Education assistance for children with additional needs -The various organisations that provide Defence kid-specific programs and resources We also hear from a handful of Defence Partners who have previously detailed their spouse journey with us on past episodes. As you will hear, our experiences are all unique yet have so many common threads that run so deep and connect us. On the next episode of the Military Life Podcast, we’ll talk about remote postings, deployments, overseas postings, where to turn when your family is experiencing financial hardship, the support available when there is a relationship breakdown and so much more. Below are all the links and resources discussed in this episode of the podcast. Partner Employment Assistance Program (PEAP) Defence Provider (Busy Group) Soldier On RSL Queensland Veterans’ and Families’ Hubs NSW Veterans Employment Program Veterans SA Cowork Coplay Frontline Labs The Kings Trust Australia ADF Family Health Program ADF Family Health Program- Fringe Benefits Open Arms Open Arms Programs & Workshops ADF Chaplains Podcast Episode Help with Childcare Education Liaison Officers (EDLOs) Defence School Mentor Program ADF Equip Program ADF Aware Program Education Assistance Scheme Education assistance for Children with Additional Needs Defence Special Needs Support Group Kookaburra Kids Child and Family Resilience Programs Someone I love is in Defence
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191.Intro to Defence Life for New Spouses PART TWO
07/24/2025
191.Intro to Defence Life for New Spouses PART TWO
This week on the Military Life Podcast, you’ve got me, or should I say, I’ve got you! I thought I would put together another episode for the new Defence Partners. The ones who are trying to get their heads around all things Defence life. The ones who are finding their feet when it comes to figuring out the good bits, the not-so-good bits and the…what the bits. On PART TWO, I talk all about two big Defence Life topics; -Housing options and Defence Housing Australia (DHA) -TOLL the organisation tasked with moving us to and from our posting locations We also hear from a handful of Defence Partners who have previously detailed their spouse journey with us on past episodes. They answer the question- What have you learnt about Defence life? As you will hear, our experiences are all unique yet have so many common threads that run so deep and connect us. On the next episode of the Military Life Podcast, we’ll talk about the Partner Employment Assistance Program (PEAP), the ADF Health Program and related benefits, accessing FREE Mental Health support via Open Arms and other avenues, and so much more. Below are all the links and resources discussed in this episode of the podcast. DHA General Information and FAQ’s Becoming an Approved Agent PACMAN (Pay and Conditions Manual) Family Categorisations Rent Bands Rent Allowance Assistance with Utilities Connections and Bonds Interest Free Loans Army Relief Trust Fund Royal Australian Navy Relief Trust Fund RAAF Welfare Trust Fund Flexible Housing Trial DRHM (Defence Relocations and Housing Manager) to get in contact, use the email address below and your query will be passed on to your local DRHM seg.drhm@defence.gov.au DHA Emergency Maintenance Line 139 342 DHA Maintenance Requests and FAQs Living Apart (URF) TOLL
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190.Intro to Defence Life for New Spouses PART ONE
06/26/2025
190.Intro to Defence Life for New Spouses PART ONE
This week on the Military Life Podcast, you’ve got me or should I say, I’ve got you! I thought I would put together an episode for the new Defence Partners. The ones who are trying to get their heads around all things Defence life. The ones who are finding their feet when it comes to figuring out the good bits, the not-so-good bits and the…what the bits. We also hear from a handful of Defence Partners who have previously detailed their spouse journey with us on past episodes. Defence Partners Nicole, Rae, Katie and Amanda talk about what it’s really like to become a Defence Partner and live Defence life. As you will hear, our experiences are all unique yet have so many common threads that run so deep and connect us. On the next episode of the Military Life Podcast, we’ll talk about The Defence Housing Authority (DHA), TOLL, the ADF Health Program and related benefits, accessing FREE Mental Health support via Open Arms and other avenues, the Partner Employment Assistance Program (PEAP), other spouse career support and so much more. Below are all the links and resources discussed in this episode of the podcast. -Check out Online Resources and Defence Partner/Family groups and in-location Defence Community Centres -Guides *Defence Member and Family Information Guide *Navy Families Handbook and Newsletter signup *Army Families Handbook -Defence Member and Family Support (DMFS) 24/7 Defence Member and Family Helpline 1800 624 608 DMFS Location Specific Newsletter Signup -National Defence Community Events Calendar -OPSEC (Operational Security) -How to sign up to ForceNet
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189.Revisiting the FIRST ever episode of the Military Life Podcast!
06/12/2025
189.Revisiting the FIRST ever episode of the Military Life Podcast!
As part of celebrating 6 years of the Military Life Podcast, let’s revisit the first EVER episode with Defence Partner Natalie. Natalie has experienced separation, multiple deployments, surprise pregnancies, mental health struggles, and so much more in the now 20+years (it was 15+ at the time of recording) that she has been a Navy Spouse. This episode really has stood the test of time. Natalie’s experience of Defence life and her willingness to share her story so that others listening can hear and feel they aren’t alone was truly so amazing, and what this community is all about. Being able to build a COMMUNITY of CONNECTION and BELONGING has been a privilege, and I am so thankful that Natalie took a chance and came on the podcast as my very first guest. If anything we touched on in this episode has prompted you to want to seek help or support please keep the following contacts in mind. *24 hour support via the DMFS (Defence Member Family Support) Helpline 1800 624 608 *Your local GP and your local DMFS office *24 hour mental health support via the Open Arms helpline 1800 011 046 Ready to join the ML community? Click through the link to get connected xx www.militarylife.com.au
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188.A Focus on the Wellbeing of Navy Families
05/22/2025
188.A Focus on the Wellbeing of Navy Families
This week on the Military Life podcast, I continue my Defence Family Focused conversations with the ADF Service Chiefs, prompted by National Families Week, which took place recently. Episode 188 with Deputy Chief of Navy Rear Admiral Matthew Buckley is a continuation of last year’s episode with the Chief of Navy Vice Admiral Mark Hammond. What is great about this being the second podcast episode focused on Navy families is that it shows a genuine willingness to connect, understand, and communicate directly with families continually. Rear Admiral Buckley and I discuss a range of topics including; -This year’s National Families Week theme ‘Lending a hand to Thrive: Supporting each other’, and how the Deputy Chief of Navy is helping families thrive. -An update on the ‘Stay On Board’ family initiatives, including the Navy Families Handbook. -Engaging with Navy families and how he uses lived experience feedback to inform what he does. -The importance of understanding the changing needs of not only personnel but their partners and families and reflecting it in policy. - What opportunities the Deputy Chief of Navy sees are available to continually challenge thoughts around the evolving experiences and role of the defence partner and family. -We discuss the recent changes to PEAP (Partner Employment Assistance Program) and the negative impact the new reimbursement model is having for some Defence Partners. -The roadblocks the Deputy Chief of Navy faces when it comes to balancing the needs of the Navy organisation, personnel, and families. -The words of encouragement he would offer those defence partners and families who are new to Navy life. Ready to join the Military Life Community? Click through the link to get connected xx
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187.A Focus on the Wellbeing of Army Families
05/12/2025
187.A Focus on the Wellbeing of Army Families
When I got the call that the Chief of Army Australia, Lieutenant General Simon Stuart, wanted to come back on the Military Life podcast ahead of National Families Week 2025, I have to admit I was feeling a mix of emotions. The one at the top of the list- PROUD. Proud because it signalled that Defence Families are being thought about and considered. Proud because it means there has been a shift in the way Defence Leaders are communicating with families, thanks to all of us and those partners who came before us. Proud because it shows the genuine care, understanding, and so importantly, the connection being built each time Defence Leaders listen and learn, adjust policy and introduce new family initiatives. And proud because each time Defence Leaders show us that Partners and Families deserve to be supported throughout our defence life journey, and acknowledged for our sacrifice. Each conversation with Lieutenant General Stuart has been genuine and insightful with someone who, in his own words, isn’t interested in “legacy” but is committed to real and actual practical changes for Army families so that they can continue to thrive and choose to serve. On episode 187, Lieutenant General Stuart and I continue our family-focused conversation and speak about; - This year’s National Families Week theme ‘Lending a hand to Thrive: Supporting each other’ and how the Chief of Army is helping Army families thrive. - An update on the new Army Families Handbook, the Army Partner Support Pilot Program and plans for future family initiatives. - What he has learnt during his recent catch-ups with Partners and Families, and how he uses real-time feedback to inform and take action. - Are the results of the ADF Families survey timely, relevant, and representative, and how do they direct policy change? - What opportunities the Chief of Army sees are available to continually challenge thoughts around the evolving experiences and role of the Defence Partner and Family. - We discuss the recent changes to PEAP (Partner Employment Assistance Program) and the negative impact the new reimbursement model is having on some Defence Partners. - What words of encouragement he would offer those Defence Partners and Families new to Army life. Ready to join the Military Life Community? Click through the link to get connected xx www.militarylife.com.au
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186.Deployment from the ADF Member's Perspective
01/15/2025
186.Deployment from the ADF Member's Perspective
RE-RELEASED EPISODE This week on the Military Life Podcast, I speak with my Husband Scott, who has, just days ago, returned from a 6 month deployment. We speak about; -The ins and outs of deployment from the Defence member’s perspective. -What happens when the ship pulls away from the wharf and sets off on its journey? -How it feels for the Military member to be away from their family for long stretches. -Scott answers all those little questions you might have but never get the chance to ask. Ready to join the ML community? Click through the link to get connected
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185.The Australian Military Wives Choir
01/01/2025
185.The Australian Military Wives Choir
RE-RELEASED EPISODE This week on the Military Life Podcast, I speak with the National Music Director of the Australian Military Wives Choir, Cath Parsons, about her journey as a spouse and where the idea for the AMW Choir came from. Cath and I also speak about; -How the Choir went from being a handful of people in Canberra to locations around Australia -Why the Choir is about what we do as spouses rather than what our military partners do at work -How the Choir creates a safe space for spouses and why all singing abilities are welcome -Why the Choir isn’t about rank or service with the main focus on connection and social inclusion -Where to get involved and the types of songs they sing *hint, hint the Choir is far from boring when it comes to song choice; think Tay Tay and Bruno Mars. To find out how you can join your local AMW Choir or to find out more about the AMW Choir, click through to the website for details https://www.amwchoir.com/
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184.The first 12 months of being a Defence Spouse
12/18/2024
184.The first 12 months of being a Defence Spouse
RE-RELEASED EPISODE This week on the Military Life Podcast, I speak with Susan, who has just hit the one-year mark of being a Defence spouse. Susan and I speak about; -The huge changes she and her Husband went through during the first 12 months of living Defence Life. -What Susan expected Military life would be like versus the reality. -How she adjusted to going from seeing her Husband everyday to months of separation. -The decision to give birth to their second child without her Husband by her side. -The impact having a second baby alone and solo parenting had on her mental health. -How she rose to the challenge and tackled everything that was thrown at her during the first 12 months. Ready to join the ML Community? Click through the link to get connected www.militarylife.com.au
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183.Open Arms Community & Peer Program-Celebrating 5 Years
12/11/2024
183.Open Arms Community & Peer Program-Celebrating 5 Years
This week on the Military Life Podcast, I speak with Open Arms Community and Peer workers Jess and Sarah after the program recently celebrated its 5-year anniversary. Jess, Sarah and I speak about; -The Community and Peer program and how it aligns with the mental health supports Open Arms provides. -Why the Community and Peer program was established and how important it is that Peer workers have lived experience. -What draws Veterans and Defence Partners to become Community and Peer workers? -Why Community and Peer Workers are an important part of the Open Arms ‘Stepping Out’ program -How the support offered by the Community and Peer Workers differs from the other options available via Open Arms. -Understanding when to connect with a Community and Peer worker VS seeing a psychologist or a counsellor through Open Arms. -Why the Community and Peer program can be the first step to accessing other mental health supports and services. -How to find out more information about the program and connect with a Community and Peer Worker. Click to visit the Open Arms website, learn more about the Community and Peer Program or call 1800 011 046 to speak with someone from Open Arms and connect with mental health support and services. Ready to join the ML community? Click through the link to get connected www.militarylife.com.au
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182.An Assistance Dog saved my Veteran
11/20/2024
182.An Assistance Dog saved my Veteran
RE-RELEASED EPISODE This week on the Military Life Podcast, I speak with Army spouse Mel about a service dog called Maxx and how he saved her husband Damien. Mel and I also speak about; -What it’s like when your Husband deploys every two years -Her Husband’s decision to be proactive in seeking mental health support -Why a service dog was the right fit for her Husband and their family -Defence Community Dog program and the support the Defence Bank Foundation give the program -The impact Maxx has had on her Husband’s everyday life and their family life -The type of support Maxx provides and why Mel being the third wheel is a good thing Maxx was matched with Damien through the Defence Community Dog Program, a program that is funded by the Defence Bank Foundation thanks to Defence Bank. The DCD program provides highly trained service dogs to serving and ex-serving ADF members who need physical and emotional support for mood, depressive and anxiety disorders including Post-Traumatic Stress Disorder (PTSD). Every dog in the program is rescued from a pound/shelter/training facility and trained at the Bathurst Correctional Centre with the assistance of professional dog trainers and inmates. The admin costs to run the Defence Bank Foundation are met by Defence Bank to make sure that all donated funds are provided to the Defence Community Dogs program. Visit to make a donation or to find out more info. And, if you think your Veteran (current or former serving) or a Veteran you know would benefit from connecting with a program like DCD and being matched with an Assistance Dog at no cost, the program is currently seeking expressions of interest from Veterans. For more information, visit
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181.A Focus on the Wellbeing of Army Families
10/31/2024
181.A Focus on the Wellbeing of Army Families
This week on the Military Life Podcast, I had the privilege of having an authentic, informative, and real defence family-focused conversation with the Chief of Army Australia, Lieutenant General Simon Stuart. I have now met and spoken with Lieutenant General Stuart several times, in various settings, focused on discussing a range of defence family topics. There have been ten-minute conversations at defence events and hour-long conversations in Lieutenant General Stuart's pretty impressive office in Canberra for this podcast episode (even though the recording was supposed to be a 30-minute chat). What can I say? The conversation was flowing. And you know what my conversations with Lieutenant General Stuart all had in common? It was a feeling that he had all the time in the world to speak with me and hear from all of you and that discussing defence families was as important to him as what it is to all of us. Each conversation with Lieutenant General Stuart has been genuine and insightful with someone who, in his own words, isn’t interested in “legacy” but is committed to real and actual practical changes for Army families so that they can continue to thrive and choose to serve. In episode 181 we discuss; -Why focusing on purpose and people takes priority -Achieving as part of a team, and the team that should matter most is your family -Recognising that a defence members service is a collective effort and the vital role families play -Creating more opportunities for Army families to have agency over their lives through a variety of initiatives -Acknowledging that housing and where defence families live impacts so many other areas of our lives -The importance of staying in touch and engaged with the everyday experiences of Army families -How data-informed changes to policies that are flexible create more choice and better support for families -Being able to change policy quickly enough to have a real and tangible impact on the current challenges Army families are facing -Understanding the changing set of considerations, circumstances and priorities defence families have at different points of service life -The introduction of an Army Families Handbook and why it will be an evolving resource -What are capability bricks and why designing a health and well-being brick will help connect families -Why Lieutenant General Stuart's focus is not on leaving a legacy but rather on building an inheritance for defence members and families Ready to join the Military Life Community? Click through the link to get connected xx
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180.PART TWO-Helping Spouses take their Careers to the Next Level!
10/27/2024
180.PART TWO-Helping Spouses take their Careers to the Next Level!
This week on the Military Life podcast, Veteran Spouse Jo returns for PART TWO of her episode. In episode 179/PART ONE, Jo detailed her 15-year Defence Partner journey over 9 postings across New Zealand and Australia, her husband’s transition, and her decision to take her career in a new direction. In PART TWO, Jo and I speak about; -Why she decided to pursue Career Coaching and focus on helping Defence Partners -What a Career Coach does and why it is so much more than helping people with their resumes -The joy and satisfaction Jo gets from helping Defence Partners take their careers to the next level -The importance of finding meaningful employment you WANT to be in -Helping Defence Partners find their confidence & empowering them on their career journey -We discuss the value and unique skills Defence Partners bring to a workplace -Explaining PEAP (Partner Employment Assistance Program) how, when, and why to access it -How to find a PEAP provider and what they should be bringing to the table -The importance of working with a qualified career practitioner -Why Jo offers FREE masterclasses for Defence Partners on various career topics To find out more about Jo, PEAP, and her work as a Career Practitioner, follow along via her socials Instagram: @jomacdonaldcareers or Facebook: Or check out her website Jo has an Upcoming Masterclass- Love What You Do Masterclass for Defence Partners on Tuesday 29 October 2024 at 7pm (QLD time) find out details over on her socials or website. To read more about PEAP or to access the application form, check out the Defence Member Family Support (DMFS) website via this link
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179.PART ONE-15 year Defence Partner journey over 9 postings
10/17/2024
179.PART ONE-15 year Defence Partner journey over 9 postings
On this week’s Military Life podcast episode, Veteran Spouse Jo details her 15 year Defence Partner journey over 9 postings across New Zealand and Australia. In PART ONE, Jo and I speak about; -Embracing support, finding community, and making lifelong friends -Discussing her spouse experience vs that of the 2024 Defence Partner -How she ensured her relationship with her Defence Member stayed strong -Communication, understanding & the mental load a Defence Partner carries -Resilience vs Limits and the point of impact on the Spouse and Defence Kids -Choosing transition, figuring out where to settle, and which career path to follow -Finding her passion, becoming a Career Practitioner, and helping Defence Partners *Stay tuned next week for episode 180 and Part Two of my chat with Jo. We speak about her decision to become a Career Practitioner, her focus on helping Defence Partners find their confidence to go after what they want to be doing when it comes to their career, finding meaningful employment and PEAP (the Partner employment assistance program). To find out more about Jo and her work as a Career Practitioner follow along via her socials Instagram: @jomacdonaldcareers or Facebook: Or check out her website Jo has an Upcoming Masterclass- Love What You Do Masterclass for Defence Partners on Tuesday 29 October 2024 at 7pm (QLD time) find out details over on her socials or website.
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178.Let's CELEBRATE 175 Episodes with Words of Wisdom & Real Talk from Defence Partners PART 2
10/03/2024
178.Let's CELEBRATE 175 Episodes with Words of Wisdom & Real Talk from Defence Partners PART 2
This week on the Military Life Podcast, I have put together a compilation episode with real talk and words of wisdom offered by some of the Defence Partners who have been gracious enough to tell their story on the podcast over the last 5 years! FIVE YEARS…. Can you even believe it? What a huge milestone for all of us to celebrate. Five years of the podcast, 175 episodes and 100,000 downloads. I want to say thank you to all of you for sharing your stories, listening, supporting, connecting, building this community with me, empowering yourselves and each other by accessing and sharing information and resources, coming together as a united force and for getting it. You just GET IT, and I thank you for that. It is that shared understanding that this community of defence partners has that has created a space of CONNECTION and BELONGING for all Defence Partners Navy, Army and Air Force. So, get comfy and enjoy listening to some of the best advice, words of wisdom, tips and tricks, insider info, and real talk from a number of Defence Partners who have previously shared their spouse journey with us on the Podcast.
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177.Let's CELEBRATE 175 Episodes with Words of Wisdom & Real Talk from Defence Partners PART 1
09/26/2024
177.Let's CELEBRATE 175 Episodes with Words of Wisdom & Real Talk from Defence Partners PART 1
This week on the Military Life Podcast, I have put together a compilation episode with real talk and words of wisdom offered by some of the Defence Partners who have been gracious enough to tell their story on the podcast over the last 5 years! FIVE YEARS…. Can you even believe it? What a huge milestone for all of us to celebrate. Five years of the podcast, 175 episodes and 100,000 downloads. I want to say thank you to all of you for sharing your stories, listening, supporting, connecting, building this community with me, empowering yourselves and each other by accessing and sharing information and resources, coming together as a united force and for getting it. You just GET IT, and I thank you for that. It is that shared understanding that this community of defence partners has that has created a space of CONNECTION and BELONGING for all Defence Partners Navy, Army and Air Force. So, get comfy and enjoy listening to some of the best advice, words of wisdom, tips and tricks, insider info, and real talk from a number of Defence Partners who have previously shared their spouse journey with us on the Podcast.
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176.A Focus on the Wellbeing of Navy Families
09/05/2024
176.A Focus on the Wellbeing of Navy Families
This week on the Military Life Podcast, I had the privilege of having a genuine, insightful and defence family-focused conversation with Chief of Navy Australia Vice Admiral Mark Hammond. Throughout my time as not only a Defence Partner but also now through my work in the defence family space, I have interacted with people from all services, various ranks, departments, and positions, and you get a feel when someone is genuine. You get a feel when someone wants to listen, wants to understand, wants to acknowledge, and values the defence family perspective. Vice Admiral Hammond is one of those genuine people. In episode 176, we discuss; -What makes Defence and, in particular, Navy families special -How fundamental families are when it comes to members and the Navy as a whole -Remembering that “our power at sea is derived from our family’s strength at home” -The importance of frequent engagement with ADF members & families -The ‘Stay Onboard Campaign’ explained, the focus on families, and why now? -Continued listening to understand what matters most to Navy personnel and their families -How his spouse and family, including his daughter, who is also in the Navy, have provided perspective -Evaluating the Stay Onboard Campaign initiatives and the importance of continued improvement -Recognising command teams, personnel, and bases having a positive impact for families -Supporting those in leadership positions to balance capability needs and the needs of Navy families Want to know more about the Stay Onboard Initiatives? Check them out here Have you seen the new Navy Families Handbook? Download a copy here Ready to join the Military Life Community? Click through the link to get connected xx www.militarylife.com.au
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175.Buying & Selling-Making your Money and Defence Allowances work for YOU!
08/14/2024
175.Buying & Selling-Making your Money and Defence Allowances work for YOU!
Posting to a new location is a huge life event. Whether you do it every few years or, like me, have long stretches between moves because you choose to URF (unaccompanied Resident Family), it can be a lot. Throw in selling a property, and the TO DO list can seem overwhelming. It’s understandable that maybe you just want to take a minute between selling in one location and buying in the next so that you can catch your breath, unpack, and explore your new location. Soooo, in the meantime, what do you do with the funds from the sale of your property, and which defence allowances can you access? Queue Defence Bank’s Regional Manager Lending Distribution Ashley to walk us through some of the options. In this episode, Ashley and I speak about; -First steps when it comes to selling a property, your mortgage and everything in between -The paperwork and admin you can get sorted ahead of time before selling and posting out -What happens once your property sale goes through and the funds are released to your bank -DHOAS (Defence Home Ownership Assistance Scheme) payments and what happens once you sell -Applying for a new DHOAS certificate and accessing payments when it comes time to buy again -Guidelines around accessing DHOAS when buying property upon transition out of Defence -What is the HPSEA (Home Purchase or Sale Expenses Allowance), who can access it and when -The costs associated with selling in one location and buying in another and what you can claim -What to do with funds from the sale of a property and how to make the money work for you -High-interest saving accounts, fixed-term deposit options, and the Salute Account explained Check out the Defence Bank website for further information about buying and selling a property, as well as DHOAS, HPSEA, and other home buyer allowances. You can also find out more about Defence Bank's high-interest savings accounts, fixed-term deposit options and the exclusive Salute Account, which rewards ADF members for service milestones.
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174.PART 2-Posting Overseas-Spouse Nicole's Experience
08/08/2024
174.PART 2-Posting Overseas-Spouse Nicole's Experience
On this week’s Military Life podcast episode, I ask Defence Partner Nicole, who is currently posted in the USA with her ADF member and two children, ALLLL the overseas posting questions you didn’t even know you needed answered! In PART TWO, Nicole and I talk about; - The regret Nicole and her Husband felt about moving overseas once the dust had settled - The impact on her mental health when the reality of being so far from home set in - Feeling like everything is hard and different and figuring out their new normal - Finally settling into living overseas and finding the positives - Being bitten by the travel bug and visiting New York, Florida and other bucket-list locations - Working through concerns around safety in their new location - Getting to work to make their house a home and building a new friend circle - The huge amount of choice you have in the USA and the associated decision fatigue - Feeling like life in Australia goes on and wondering if they will be forgotten - Nicole’s top advice for others posting overseas If you didn’t listen to PART ONE of this episode, consider giving it a listen. There is so much great overseas posting insight in Episode 173, PART ONE. Ready to join the Military Life community? Click through the link to get connected xx www.militarylife.com.au
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173.PART 1-Posting Overseas-Spouse Nicole's Experience
08/01/2024
173.PART 1-Posting Overseas-Spouse Nicole's Experience
On this week’s Military Life podcast episode, I ask Defence Partner Nicole, who is currently posted in the USA with her ADF member and two children, ALLLL the overseas posting questions you didn’t even know you needed answered! In PART ONE, Nicole and I talk about; -Why the timing was right for their family to apply for an overseas posting -What happens once you get the official word your family will be posted overseas -Differences between the overseas posting Nicole and her Husband did 10 years ago and now -The practical stuff like paperwork and appointments that need to get done and STAT -What the deal is with Housing, Schooling and Medical care overseas -The family support offered by Defence in Australia vs Overseas -Breaking the overseas posting news to Defence Kids and the support available -The process of choosing which stuff to leave and which stuff to take -The financial impact of an overseas posting and the various allowances available -The regret Nicole and her Husband felt about moving overseas once the dust had settled Stay tuned next week for Part 2 of my chat with Nicole. There is so much more overseas posting insight to come. Ready to join the Military Life community? Click through the link to get connected xx
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172.Shining a Light:Stories of Trauma & Tragedy, Hope & Healing
06/27/2024
172.Shining a Light:Stories of Trauma & Tragedy, Hope & Healing
On this week’s Military Life Podcast Episode, Dr Peggy Brown, one of the three commissioners tasked with leading the Royal Commission into Defence and Veteran Suicide, speaks about the release of the lived-experience book Shining a Light: Stories of Trauma & Tragedy, Hope & Healing. The trauma-informed book, authored by journalist Patrick Lindsay AM, showcases the lived experience of suicide and suicidal behaviour of serving and ex-serving Australian Defence Force members and their families. These experiences, which have been at the heart of the Royal Commission during its inquiries, were bravely and generously shared through submissions and evidence. Commissioner Brown and I also speak about; - What motivates and fuels her to get up every day and work toward making a difference as one of the Commissioner’s heading the 58th inquiry examining veteran suicide. -What she thinks needs to happen to ensure the outcomes of this Royal Commission are different and that some significant change occurs. -What the Commissioners learnt about defence and veteran families. -Her concern around Defence Families Australia being in caretaker mode for 12 months and working at 65% capacity at such a critical time. -Why it was important to encourage those with varied experiences and not just those who have been impacted by suicide to step forward and be heard. -Her frustration at the amount of work she believes Defence still needs to do to support families. -Thoughts around transition and what is needed to make it a better experience for veterans and their families with better outcomes. -What has happened following the release of the Royal Commission’s Interim Report, which made 13 urgent recommendations? -The proposed new entity to follow the Royal Commission and what the commissioners envision that new entity being responsible for. -How the everyday current serving ADF member and those in leadership positions connect with the findings of the Royal Commission and understand how they can be part of the change. - What happens when the final report is handed down in September 2024, and who determines whether the responses and the changes are good enough or what the veteran community needs? *The establishment of the Royal Commission was the product of tireless advocacy by a determined group of individuals with lived and living experience of suicide and suicidality in a military context. Over the past three years, the Royal Commission has received 5,889 submissions, published 1,011 submissions, received 6,662 phone enquiries, held 886 private sessions, heard 346 witnesses at hearings, and had over 164,000 Livestream views. Together with Commissioners Brown, Kaldis, and Douglas’s final report, due to be handed down in September, it is hoped the ‘Shining a Light’ book will help drive real and lasting change and lead to a greater understanding of the sacrifices made by those who defend our country, our ADF members and their loved ones-Us. If you would like to read the ‘Shining a Light’ book, follow the link below to access it for free. A variety of publicly available information regarding the Royal Commission into Defence and Veteran Suicide can also be accessed via the website. *TRIGGER WARNING- There is some discussion of suicide in this episode. If this episode brings anything up for you, please contact FREE ADF mental health service Open Arms on 1800 011 046 or, in case of emergency, call 000.
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171.Female Leadership in a Male Dominated Field
06/20/2024
171.Female Leadership in a Male Dominated Field
On this week’s Military Life Podcast episode, I speak with Acting CEO of Defence Bank Marnie Fletcher about her leadership style and how she aligns her values and purpose while working in the financial services sector. Marnie and I also speak about; -How her parent's past financial difficulties motivate her to help people create a better life through good financial decisions. -Joining Defence Bank in 2021 and leading Defence Bank through a period of growth and innovation. -Learning about the needs of Defence families through engagement with members around the country. -Working in the financial services sector for over 25 years and how it has shaped her leadership style. -How Defence Bank being member owned enables better decision-making in the interests of members. -How Marnie empowers herself and the women around her to lead others, especially in a male-dominated field. -The best leadership advice Marnie received in her career and life. Click on the link below to learn more about Defence Bank and the available products and services. https://www.defencebank.com.au/
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