200.ADF Grants & Entitlements when Buying a Home
Military Life
So, you've decided that now is the right time to start saving for or look at buying a house....yay, go you! If you're like me, you have so many questions (so many) and need answers STAT about the potential homebuyer grants, and ADF schemes and entitlements you and your military member may be able to apply for. But…. those answers need to be explained in plain old non-military speak, which is why Defence Bank's Regional Manager for Lending Distribution, Ashley Wills, and I talk you through ALL.THE.THINGS when it comes to saving for and buying a house. In this episode, Ashley and I talk...
info_outline
199.Overseas Posting Update with Nicole PART TWO
Military Life
On this week’s Military Life podcast episode, Defence Partner Nicole, who is currently posted in the USA with her ADF member and two children, comes back on the podcast (for PART TWO) to give us an update and answer more of our overseas posting questions. Listen in to last week’s episode for Part One of my chat with Nicole. If you would like to listen to my first episode with Nicole on the topic of overseas postings, where we discussed preparing for an overseas posting, arriving, and settling in, check out episode 173.
info_outline
198.Overseas Posting Update with Nicole PART ONE
Military Life
On this week’s Military Life podcast episode, Defence Partner Nicole, who is currently posted in the USA with her ADF member and two children, comes back on the podcast to give us an update and answer more of our overseas posting questions. Stay tuned next week for Part Two of my chat with Nicole. If you would like to listen to my previous episode with Nicole, where we discussed preparing for an overseas posting, arriving, and settling in overseas, check out episode 173.
info_outline
197.Defence Member Family Support PART TWO
Military Life
This week on the Military Life Podcast, Part Two of my chat with Director General of Defence Member and Family Support Libby Cremen. We talk all things DMFS, including; -The Partner Employment Assistance Program and the recent changes to PEAP -The ADF Families Survey and how DMFS uses the data to improve programs & support -The importance of engaging with a range of Defence families to ensure representation of a diverse community -The new Defence Families Portal (to be launched soon) that will streamline access to information, support and services -Changes to the Family Support Funding...
info_outline
196.Defence Member Family Support PART ONE
Military Life
This week on the Military Life Podcast, Part One of my chat with Director General of Defence Member and Family Support Libby Cremen. We talk all things DMFS, including; -Who DMFS are and the support and services they provide for Defence Families -Connecting with Defence Families early so that they “know us before they need us” -The 24-hour DMFS helpline and when and why to contact the helpline -Defence Social Workers, Family Liaison Officers, Education Liaison Officers, and Military Support Officers explained -The significance of the introduction of the Defence Member and Family...
info_outline
195.Mental & Physical Clutter and Defence Life PART TWO
Military Life
On this week’s Military Life Podcast episode and as the Defence Community start to receive news of postings and possible moves, I re-release PART TWO of my chat with Defence Partner and Declutter Expert Tara Tuttle. Tara knows the challenges of Defence Life and moving and packing and unpacking and all the things! Tara also knows the challenges Defence Families can face when it comes to organisation, clutter, holding onto things, feeling overwhelmed and how physical and mental clutter are often connected. In PART TWO, Tara and I talk about; -Just in case items and...
info_outline
194.Mental & Physical Clutter and Defence Life PART ONE
Military Life
On this week’s Military Life Podcast episode, and as the Defence Community start to receive news of postings and possible moves, I re-release PART ONE of my chat with Defence Partner and Declutter Expert Tara Tuttle. Tara knows the challenges of Defence Life and moving and packing and unpacking and all the things! Tara also knows the challenges Defence Families can face when it comes to organisation, clutter, holding onto things, feeling overwhelmed, and how physical and mental clutter are often connected. Tara and I talk about; -The two types of people when it...
info_outline
193.Intro to Defence Life for New Spouses PART FOUR
Military Life
This week on the Military Life Podcast, you’ve got me, or should I say, I’ve got you! I thought I would put together another episode for the new Defence Partners. The ones who are trying to get their heads around all things Defence life. The ones who are finding their feet when it comes to figuring out the good bits, the not-so-good bits and the…what the bits. In PART FOUR, I talk all about; -Remote Postings -Deployments and ROCL (Relief Out of Country Leave) -Overseas Postings -Financial Support -Relationship Breakdown -Defence Special Needs Support Group -DEFGLIS (Defence Gay...
info_outline
192.Intro to Defence Life for New Spouses PART THREE
Military Life
This week on the Military Life Podcast, you’ve got me, or should I say, I’ve got you! I thought I would put together another episode for the new Defence Partners. The ones who are trying to get their heads around all things Defence life. The ones who are finding their feet when it comes to figuring out the good bits, the not-so-good bits and the…what the bits. In PART THREE, I talk all about; -Partner employment assistance program (PEAP) -The ADF Family Health Program -Mental health support via Open Arms and ADF Chaplains -Help with sourcing childcare for Defence children...
info_outline
191.Intro to Defence Life for New Spouses PART TWO
Military Life
This week on the Military Life Podcast, you’ve got me, or should I say, I’ve got you! I thought I would put together another episode for the new Defence Partners. The ones who are trying to get their heads around all things Defence life. The ones who are finding their feet when it comes to figuring out the good bits, the not-so-good bits and the…what the bits. On PART TWO, I talk all about two big Defence Life topics; -Housing options and Defence Housing Australia (DHA) -TOLL the organisation tasked with moving us to and from our posting locations We also hear from a handful of Defence...
info_outlineSo, you've decided that now is the right time to start saving for or look at buying a house....yay, go you!
If you're like me, you have so many questions (so many) and need answers STAT about the potential homebuyer grants, and ADF schemes and entitlements you and your military member may be able to apply for.
But…. those answers need to be explained in plain old non-military speak, which is why Defence Bank's Regional Manager for Lending Distribution, Ashley Wills, and I talk you through ALL.THE.THINGS when it comes to saving for and buying a house.
In this episode, Ashley and I talk about;
-First steps once you decide to save for a house
-Personal debts and how they can impact your borrowing power
-Which Home Buyer Grants and ADF schemes, and entitlements you may be eligible for
-DHOAS (Defence Home Ownership Assistance Scheme) explained
-HPAS (Home Purchase Assistance Scheme) explained
-HPSEA (Home Purchase or Sale Expenses Allowance) explained
-The newly expanded Australian Government 5% Deposit Scheme explained
-The First Home Owner Grant and Super Saver Scheme explained
-What is stamp duty, and the available concessions
-How to factor in Interest rates and understand what you can borrow
-Getting preapproval and why organising Power of Attorney is useful for Defence families
For even more information and to check your eligibility for any of the grants, schemes and entitlements discussed in this podcast episode, click through the links below or get in contact with Defence Bank to talk about all of the above in more detail on 1800 033 139 or visit the website www.defencebank.com.au
DHOAS- https://www.dhoas.gov.au/
HPAS- https://pay-conditions.defence.gov.au/buying-or-selling-home
5% Deposit Scheme- https://www.housingaustralia.gov.au/
First Home Owner Grant- https://www.firsthome.gov.au/
First Home Super Saver Scheme- https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme
Home Loan Borrowing Power Calculator- https://www.defencebank.com.au/tools-and-advice/calculators/home-loan-borrowing-power-calculator/
Home Loan Repayments Calculator- https://www.defencebank.com.au/tools-and-advice/calculators/home-loan-repayments-calculator/
Stamp Duty Calculator- https://www.defencebank.com.au/tools-and-advice/calculators/stamp-duty-calculator/