Move Smartly: The Podcast
The Move Smartly podcast invites you into data-driven conversations about issues impacting residential real estate in Toronto, across Canada and beyond. Join editor and host Urmi Desai, analyst and broker John Pasalis and other experts as we unpack real estate through a variety of timely market updates, lively discussions and insightful interviews. Here to help you make more informed decisions, whether you are a home buyer, seller, owner or renter, and as a resident and voter — because real estate impacts all of us. New episodes on Fridays. Look for our monthly Real Estate Roundtable with Steve Saretsky (The Loonie Hour Podcast).
info_outline
The Great Sell Off
05/02/2025
The Great Sell Off
In this episode, John Pasalis unpacks his new report, The Great Sell Off, which explores how Canada’s housing market has undergone a fundamental shift. He explains how homes have evolved from places to live into powerful financial assets, how this shift has driven a wedge between prices and incomes, and why today’s housing crisis can’t be solved with yesterday’s assumptions. Read John’s full report and watch video: Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: y If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/36396435
info_outline
Introducing ‘The Great Sell Off’: Interview with John Pasalis - Move Smartly Ideas
05/02/2025
Introducing ‘The Great Sell Off’: Interview with John Pasalis - Move Smartly Ideas
Today, Urmi interviews co-host John about his new report and video, The Great Sell Off: How Our Homes Became Someone Else’s Business, which explains just how we have arrived at our current Canadian housing affordability crisis and what we can do to emerge from it. Read John’s full report and watch video: Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: y If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/36395740
info_outline
Am I Wrong to Be Buying a Home Right Now? — ‘The Situation’ Consumer Q&A April 2025
04/25/2025
Am I Wrong to Be Buying a Home Right Now? — ‘The Situation’ Consumer Q&A April 2025
This week, it’s time for our monthly consumer Q&A segment which we call the ‘The Situation.’ In this segment, I ask my co-host and colleague, John Pasalis, President and Broker at Realosophy Realty, in Toronto, to respond to the questions you are asking about all your buying, selling and renting moves across the Toronto area real estate market. You can send your questions about your own real estate moves to be addressed in future episodes to Sign up for John's 30 Minute Info Session - The Smart Way to Upsize In an Uncertain Market - Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/36297700
info_outline
Assessing Housing Plans as Canada Votes - Move Smartly Ideas
04/18/2025
Assessing Housing Plans as Canada Votes - Move Smartly Ideas
As Canadians head to the polls later this month, Move Smartly co-hosts Urmi and John assess the Liberal, Conservative and NDP housing plans. Featuring John’s interview with campaigning Liberal Housing Minister, Nate Eskine-Smith. Follow us and send us your questions and feedback via Twitter , Instagram , or email: Show Notes: Liberal Party - March 2025 -Building Canada Strong: Conservative Party - March 2025 - Building Homes Not Bureaucracy: Conservative Party - Dec 2023: Housing Hell - How We Got Here and How We Get Out: NDP - March 2025 - Building More Homes: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: y If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/36213575
info_outline
Should I Be Buying or Selling a Home Right Now? — April Toronto Area Real Estate Market Live Update & Q/A
04/11/2025
Should I Be Buying or Selling a Home Right Now? — April Toronto Area Real Estate Market Live Update & Q/A
Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Anastasia Spozito and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments! This week, what is the best way to buy or sell a home right now given the uncertainty about the Canadian economy amidst continued global economy uncertainty caused by the trade wars initiated by US Trump Administration? As usual our engaged viewers and listeners, have plenty of consumer questions about what’s next for their real estate moves, mortgage rates and more. Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: Today's show links: To learn about John’s new homebuying/selling right now session - email with the subject line “Smart” John's latest monthly Toronto area real estate market report on : Dave Larock's latest weekly blog post on mortgage rates on : Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: @JohnPasalis David Larock, Mortgage Broker and Analyst and Realtor | Email: | X-Twitter: @Dave_at_IMP Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: @MoveSmartly About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
/episode/index/show/themindfulbroker/id/36093045
info_outline
Analyzing Carney and Poilievre on Housing as Canada Heads to Polls — Toronto & Vancouver Real Estate Roundtable April 2025
04/04/2025
Analyzing Carney and Poilievre on Housing as Canada Heads to Polls — Toronto & Vancouver Real Estate Roundtable April 2025
It’s the Federal Election edition this month! Move Smartly Editor and Host, Urmi, once again speaks to John and Steve on what is going on in the data and on the ground in Toronto and Vancouver. And John and Steve sound off on what the two leading candidates to become Canada’s PM at the end of the month, Liberal Party leader and current PM, Mark Carney, and Progressive Conservative Party leader and Leader of the Opposition, Pierre Poilievre have to say on housing GST rebates, capital gains and more on housing as Canada heads to the polls this April 28, 2025. Today’s Show Links: A Sticky End: Lessons Learned from Toronto’s 2017 Real Estate Bubble: Mark Carney Housing Plan - Mar 2025: Pierre Poilievre Housing Plan - Dec 2023: Contact Us Follow Steve on X-Twitter @SteveSaretsky; Email at: Follow John on X-Twitter @JohnPasalis; Email at: Follow Urmi on X-Twitter @MoveSmartly; Email at: About This Roundtable Series Each month, Move Smartly.com editor, Urmi Desai, talks to John Pasalis, Housing Analyst, Broker and President of Realosophy Realty in Toronto, and Steve Saretsky, Housing Analyst and Realtor at the Oakwin Realty Group at Oakwin Realty in Vancouver about the latest data and on-the-ground insights in Canada's biggest residential RE markets. (Thanks to Jesse Bains, now at Linked In News, for kicking off this series at Yahoo Finance originally!) About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/35997410
info_outline
How a Small Floor Repair Turned into a 100K Renovation — ‘The Situation’ Consumer Q&A March 2025
03/28/2025
How a Small Floor Repair Turned into a 100K Renovation — ‘The Situation’ Consumer Q&A March 2025
This week, it’s time for our monthly consumer Q&A segment which we call the ‘The Situation.’ In this segment, I ask my co-host and colleague, John Pasalis, President and Broker at Realosophy Realty, in Toronto, to respond to the questions you are asking about all your buying, selling and renting moves across the Toronto area real estate market. You can send your questions about your own eal estate move to be addressed in future episodes to or leave comments on YouTube channel under this video for those of you catching this segment there. Follow us and send us your questions and feedback via Twitter , Instagram , or email: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: y If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/35880320
info_outline
Tariffs Slam Into Canada’s Economy - And Its Housing Market: An Interview with Ben Rabidoux
03/21/2025
Tariffs Slam Into Canada’s Economy - And Its Housing Market: An Interview with Ben Rabidoux
Urmi and John sit down with Ben Rabidoux, a leading housing analyst at Edge Realty Analytics. His firm provides in-depth data and insights on Canada’s housing market, with a focus on national trends and key metro areas like Vancouver and Toronto. It’s no surprise that many real estate professionals consider his monthly research reports essential reading. With interest rates falling, inflation on the rise, and tariffs hitting Canada’s economy, the housing market is facing a whirlwind of change. How will these shifting economic forces play out in the coming months—and what do they mean for homebuyers, sellers, and investors? Let’s dive in. Follow us and send us your questions and feedback via Twitter , Instagram , or email: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: y If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/35795550
info_outline
Home Sales Hit New Low, Condo Crash?, Trump Tariff Chaos — March Toronto Area Real Estate Market Live Update & Q/A
03/14/2025
Home Sales Hit New Low, Condo Crash?, Trump Tariff Chaos — March Toronto Area Real Estate Market Live Update & Q/A
Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Gus Papaioannou and Peter Karlos, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments! This week, detached homes hit a new low, rents fall and when are condo prices finally going to fall? And as interest rates fall amidst Canada’s trade tariff war with the US Trump administration continues, consumers have plenty of questions about what’s next for their real estate moves, mortgage rates and more. Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: Today's show links: To learn about John’s new homebuying/selling right now session - email with the subject line “Smart” John's latest market report for October with latest data on MoveSmartly.com: Dave Larock's latest blog post on mortgage rates on MoveSmartly.com: Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: David Larock, Mortgage Broker and Analyst and Realtor | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
/episode/index/show/themindfulbroker/id/35677050
info_outline
Trump Tariff Chaos Hits Slam into Slow Canadian Real Estate Markets — Toronto & Vancouver Real Estate Roundtable March 2025
03/07/2025
Trump Tariff Chaos Hits Slam into Slow Canadian Real Estate Markets — Toronto & Vancouver Real Estate Roundtable March 2025
It’s Day One of the latest Canada-US Trade Tariff War and this one is a doozey! Move Smartly Editor and Host, Urmi, once again speaks to John and Steve on what is going on in the data and on the ground in Toronto and Vancouver and how are Canadian real estate consumers reacting to the introduction of 25% blanket tariffs on our trade with the US courtesy of President Donald Trump? Will banks continue to prop up the pre-construction or are things changing? And will low interest rates and the first signs of prices dropping be enough to get Canadians back into real estate again like they did after the initial shock of the 2008 financial crisis and the Covid-19 pandemic shutdowns wore off? Today’s Show Links: John Pasalis - “Is Canada Propping Up Condos”: Contact Us Follow Steve on X-Twitter @SteveSaretsky; Email at: Follow John on X-Twitter @JohnPasalis; Email at: Follow Urmi on X-Twitter @MoveSmartly; Email at: About This Roundtable Series Each month, Move Smartly.com editor, Urmi Desai, talks to John Pasalis, Housing Analyst, Broker and President of Realosophy Realty in Toronto, and Steve Saretsky, Housing Analyst and Realtor at the Oakwin Realty Group at Oakwin Realty in Vancouver about the latest data and on-the-ground insights in Canada's biggest residential RE markets. (Thanks to Jesse Bains, now at Linked In News, for kicking off this series at Yahoo Finance originally!) About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/35564845
info_outline
Is It the Right Time to Upsize to a Larger Condo? + Should We Hire Property Management to Rent Our Place Out? — ‘The Situation’ Consumer Q&A
02/28/2025
Is It the Right Time to Upsize to a Larger Condo? + Should We Hire Property Management to Rent Our Place Out? — ‘The Situation’ Consumer Q&A
Today’s episode is our monthly ‘The Situation’ consumer Q/A segment - Urmi once again asks John to respond to the detailed questions you send in about the real estate decisions you are making as you navigate through the Toronto area housing market. Today, we hear from a family with a primary residence with a large mortgage in the wrong area, should they rent or try to sell up first? Then, when is it time to sell a condo investment in an old building to avoid more expenses and a city condo owner wonders if the time is right to upsize to a larger unit? Finally, when it comes to renting a property out, should you hire a property management company? If you would like to send in your question to be considered for a future episode, please email If you have a real estate situation you would like to discuss with John in private, please connect with John at Connect with Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
/episode/index/show/themindfulbroker/id/35473940
info_outline
Are the Suburbs More Susceptible in Slowdown? + More Trump Uncertainty — February Toronto Area Real Estate Market Live Update & Q/A
02/14/2025
Are the Suburbs More Susceptible in Slowdown? + More Trump Uncertainty — February Toronto Area Real Estate Market Live Update & Q/A
Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Gus Papaioannou and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments! Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: Today's show links: To learn about John’s new homebuying/selling right now session - email with the subject line “Smart” John's latest market report for October with latest data on : Dave Larock's latest blog post on mortgage rates on : Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: David Larock, Mortgage Broker and Analyst and Realtor | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
/episode/index/show/themindfulbroker/id/35287955
info_outline
Trump Volatility + Rents Fall, Will Home Prices Be Next? — Toronto & Vancouver Real Estate Roundtable February 2025
02/07/2025
Trump Volatility + Rents Fall, Will Home Prices Be Next? — Toronto & Vancouver Real Estate Roundtable February 2025
It’s roundtable time with John Pasalis in Toronto and Steve Saretsky in Vancouver! This month, John and Steve discuss how hopeful views at the start of the year have weathered. And after a rollercoaster of the ride that is the Trump presidency over the last two weeks, with Canada still reeling from a - temporary - reprieve from an unprecedented 25% tariff smackdown from the US, can another Bank of Canada cut to bring its policy rate to 3% do anything to calm skittish home buyers? Today’s Show Links: Steve Saretsky X-Twitter: New York Times - Trump Calls Canada a Big Player in the Fentanyl Trade. Is It? Contact Us Follow Steve on X-Twitter @SteveSaretsky; Email at: Follow John on X-Twitter @JohnPasalis; Email at: Follow Urmi on X-Twitter @MoveSmartly; Email at: About This Roundtable Series Each month, Move Smartly.com editor, Urmi Desai, talks to John Pasalis, Housing Analyst, Broker and President of Realosophy Realty in Toronto, and Steve Saretsky, Housing Analyst and Realtor at the Oakwin Realty Group at Oakwin Realty in Vancouver about the latest data and on-the-ground insights in Canada's biggest residential RE markets. (Thanks to Jesse Bains, now at Linked In News, for kicking off this series at Yahoo Finance originally!) About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/35168370
info_outline
The Politics of Housing
01/31/2025
The Politics of Housing
Our episode today is one of our “Move Smartly Ideas” segment, in which my colleague and co-host, John Pasalis and I take a deeper dive into housing economic and policy issues. In our conversation today, we cover what John thinks experts get wrong about the very nature of housing as a good — which leads to poor outcomes for everyday consumers — and why housing is not just about the numbers - it’s political. Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
/episode/index/show/themindfulbroker/id/35089755
info_outline
How Can We Move if Our Condo Isn’t Selling? + Are Multiplexes the Next Big Bet for Investors? — ‘The Situation’ Consumer Q&A
01/24/2025
How Can We Move if Our Condo Isn’t Selling? + Are Multiplexes the Next Big Bet for Investors? — ‘The Situation’ Consumer Q&A
Today’s episode is our monthly ‘The Situation’ consumer Q/A segment - Urmi once again asks John to respond to the detailed questions you send in about the real estate decisions you are making as you navigate through the Toronto area housing market. Today, we hear from a growing family needing more room - do they keep trying to sell the small investment condo they own or sell the bigger one they’re living in? Then, how much more in repairs do you spend when you rent your condo out? Finally, are multiplexes better than condos for investors in Toronto? If you would like to send in your question to be considered for a future episode, please email If you have a real estate situation you would like to discuss with John in private, please connect with John at Connect with Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every podcast episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!
/episode/index/show/themindfulbroker/id/34984275
info_outline
Why Are Interest Rates Staying High? + The Market Outlook for 2025 — January Toronto Area Real Estate Market Live Update & Q/A
01/17/2025
Why Are Interest Rates Staying High? + The Market Outlook for 2025 — January Toronto Area Real Estate Market Live Update & Q/A
Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Gus Papaioannou and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments! Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: Today's show links: John’s homebuying webinar link: John's latest market report for October with latest data on MoveSmartly.com: Dave Larock's latest blog post on mortgage rates on MoveSmartly.com: Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: David Larock, Mortgage Broker and Analyst and Realtor | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
/episode/index/show/themindfulbroker/id/34895955
info_outline
Review of 2024, What’s Next for 2025 + Impact of Trudeau Going, Trump Coming — Toronto & Vancouver Real Estate Roundtable January 2025
01/10/2025
Review of 2024, What’s Next for 2025 + Impact of Trudeau Going, Trump Coming — Toronto & Vancouver Real Estate Roundtable January 2025
It’s our first roundtable of the year with my co-host John Pasalis in Toronto and Steve Saretsky in Vancouver. This month, John and Steve discuss how the market performed last year and what we can expect in 2025. Plus, when will the preconstruction market slowdown result in price drops and how will the incoming U.S. President Trump’s threats against the Canadian economy and new Conservative government in Canada later this year and impact housing? Today’s Show Links: John Pasalis - “Is Canada Propping Up Condos”: Aziz Sunderji - “Immigration, Population Growth and the Allure of English Speaking Countries”: Contact Us Follow Steve on X-Twitter @SteveSaretsky; Email at: Follow John on X-Twitter @JohnPasalis; Email at: Follow Urmi on X-Twitter @MoveSmartly; Email at: About This Roundtable Series Each month, Move Smartly.com editor, Urmi Desai, talks to John Pasalis, Housing Analyst, Broker and President of Realosophy Realty in Toronto, and Steve Saretsky, Housing Analyst and Realtor at the Oakwin Realty Group at Oakwin Realty in Vancouver about the latest data and on-the-ground insights in Canada's biggest residential RE markets. (Thanks to Jesse Bains, now at Linked In News, for kicking off this series at Yahoo Finance originally!) About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/34793800
info_outline
Mixed Market, Mixed Signals - What’s Ahead for 2025? — November Toronto Area Real Estate Market Live Update & Q/A
12/13/2024
Mixed Market, Mixed Signals - What’s Ahead for 2025? — November Toronto Area Real Estate Market Live Update & Q/A
Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Gus Papaioannou and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments! Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: Today's show links: John’s homebuying webinar link: John's latest market report for October with latest data on MoveSmartly.com: Dave Larock's latest blog post on mortgage rates on MoveSmartly.com: Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: David Larock, Mortgage Broker and Analyst and Realtor | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
/episode/index/show/themindfulbroker/id/34431900
info_outline
Mixed Market Conditions + Should Large Companies Buy Up Homes? — Toronto & Vancouver Real Estate Roundtable December 2024
12/06/2024
Mixed Market Conditions + Should Large Companies Buy Up Homes? — Toronto & Vancouver Real Estate Roundtable December 2024
It’s December and time for our last monthly Toronto and Vancouver real estate roundtable of the calendar year with my co-host John Pasalis in Toronto and Steve Saretsky in Vancouver. This week, John and Steve explain why a jump up in YOY sales numbers obscures the reality of a sluggish market with some segments performing better than other and just how Vancouver and Toronto have come to top the list of the most expensive 25 cities in the US & Canada, topping LA, San Francisco and New York. We ended with a lively debate about whether large corporations should be allowed to buy homes to rent out as Canada’s Finance Minister Chrystia Freeland calls for public submissions on this issue. Today's Links: Link to Wowa list of housing expenses in largest 25 cities in US & Canada: Link to John and Steve twitter exchange re large corporations buying homes: Contact Us Follow Steve on X-Twitter @SteveSaretsky; Email at: Follow John on X-Twitter @JohnPasalis; Email at: Follow Urmi on X-Twitter @MoveSmartly; Email at: About This Roundtable Series Each month, Move Smartly.com editor, Urmi Desai, talks to John Pasalis, Housing Analyst, Broker and President of Realosophy Realty in Toronto, and Steve Saretsky, Housing Analyst and Realtor at the Oakwin Realty Group at Oakwin Realty in Vancouver about the latest data and on-the-ground insights in Canada's biggest residential RE markets. (Thanks to Jesse Bains, now at Linked In News, for kicking off this series at Yahoo Finance originally!) About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/34307480
info_outline
How Today's Working Generations are Propping Up Older Ones on Housing and More
12/03/2024
How Today's Working Generations are Propping Up Older Ones on Housing and More
In this week’s episode, John and Urmi talk to Paul Kershaw, policy professor at the University of British Columbia (UBC) School of Population and Public Health, and Founder of Generation Squeeze, a think tank that researches and advocates for today’s working age generations. Today, we’ll dig into what Generation Squeeze thinks Canada needs to change about its housing policy and other programs to ensure more fairness across generations. Link’s for Today’s Show: Email Paul at and follow @GenSqueeze on X-Twitter Generation Squeeze: How Stats Can should improve measurement of housing inflation: How governments have failed to plan adequately for the revenue required for an aging population: How will younger people be compensated for the sacrifice they are making to protect the housing wealth of older generations: Connect with The Show: John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every podcast episode on our MoveSmartly YouTube channel: If you enjoy our show and find it useful, please share, subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!
/episode/index/show/themindfulbroker/id/34256105
info_outline
Reviving an Old Idea to Solve Modern Housing Challenges – Land Value Tax
11/26/2024
Reviving an Old Idea to Solve Modern Housing Challenges – Land Value Tax
In this episode, we’re diving into a timeless economic solution that’s gaining new attention in today’s housing debates: the Land Value Tax (LVT). Unlike traditional property taxes, which tax both land and the structures on it, a Land Value Tax focuses solely on the land. This means property owners aren’t penalized for making improvements, like building more housing—a crucial distinction in the context of today’s housing crisis. We’ll explore the origins of this idea, tracing back to economists like Adam Smith and David Ricardo in the 1700s, and its popularization by Henry George in his influential 1879 book Progress and Poverty. Advocates of LVT, often called Georgists, have emerged from across the political spectrum, including notable figures like Milton Friedman and Joseph Stiglitz. Joining us is Floyd Marinesco from Common Wealth Canada, a think tank advocating for a Land Value Tax to address housing challenges in Canada. Floyd shares insights into how this idea could reshape housing markets and what lessons might apply to other regions facing similar issues. Have questions or feedback? Email me at —we’d love to hear from you!
/episode/index/show/themindfulbroker/id/34107701
info_outline
Why Are Toronto Home Sales Picking-Up? + Why Interest Rates May Not Fall More — November Toronto Area Real Estate Market Live Update & Q/A
11/19/2024
Why Are Toronto Home Sales Picking-Up? + Why Interest Rates May Not Fall More — November Toronto Area Real Estate Market Live Update & Q/A
Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Gus Papaioannou and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments! Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: Today's show links: John’s homebuying webinar link: John's latest market report for October with latest data on : Dave Larock's latest blog post on mortgage rates on : Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: David Larock, Mortgage Broker and Analyst and Realtor | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
/episode/index/show/themindfulbroker/id/33985442
info_outline
Home Sales Up, New Construction Stays Down — Toronto & Vancouver Real Estate Roundtable November 2024
11/12/2024
Home Sales Up, New Construction Stays Down — Toronto & Vancouver Real Estate Roundtable November 2024
It’s November Roundtable time! Note: This show was recorded before the results of the US election were reported - more on that next time This week, John and Steve discuss whether their respective real estate markets in Toronto and Vancouver are picking up as sales increase and inventory comes down and how immigration cuts and calls to cut GST and development charges would impact sales and home prices. Contact Us Follow Steve on X-Twitter @SteveSaretsky; Email at: Follow John on X-Twitter @JohnPasalis; Email at: Follow Urmi on X-Twitter @MoveSmartly; Email at: About This Roundtable Series Each month, Move Smartly.com editor, Urmi Desai, talks to John Pasalis, Housing Analyst, Broker and President of Realosophy Realty in Toronto, and Steve Saretsky, Housing Analyst and Realtor at the Oakwin Realty Group at Oakwin Realty in Vancouver about the latest data and on-the-ground insights in Canada's biggest residential RE markets. (Thanks to Jesse Bains, now at Linked In News, for kicking off this series at Yahoo Finance originally!) About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/33884092
info_outline
How Fees and Taxes on Building Developers are Driving Up Home Prices: An Interview with Matt Young
11/05/2024
How Fees and Taxes on Building Developers are Driving Up Home Prices: An Interview with Matt Young
In this week’s episode, John and Urmi talk to Matt Young, Founder, President and CEO of Republic a Greater Toronto Area home building company and founder of the CantWin, the Coalition Against New Home Taxes, a campaign to urge governments to reduce the fees and taxes charged to builders. Matt explains why he feels that of all costs facing buildings reducing taxes is the easiest way to make homes more affordable at a time when demand has really fallen for new housing. Link’s for Today’s Show: CantWin: Republic: Connect with Us: John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every podcast episode on our MoveSmartly YouTube channel: If you enjoy our show and find it useful, please share, subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!
/episode/index/show/themindfulbroker/id/33786802
info_outline
I'm Upsizing - Should I Keep My Current Home as a Rental Property? — ‘The Situation’ Consumer Q&A
10/29/2024
I'm Upsizing - Should I Keep My Current Home as a Rental Property? — ‘The Situation’ Consumer Q&A
Our episode today is our monthly ‘The Situation’ consumer Q/A! Urmi once again asks John to respond to the detailed questions you send in about the real estate decisions you are making as you navigate through the Toronto area housing market. Today, we hear from an upsizer wondering if they should hang onto their first home as an investment, a soon-to-be retiree who has a new freehold townhome in Southeast Ontario worth a lot less then they bought it for, and a would-be home buyer wondering how much the completion of the new Ontario transit line in Toronto will boost home prices. If you would like to send in your question to be considered for a future episode, please email If you have a real estate situation you would like to discuss with John in private, please connect with John at Connect with Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every podcast episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!
/episode/index/show/themindfulbroker/id/33652982
info_outline
What New Research Says About How Investors Impact Home Prices
10/22/2024
What New Research Says About How Investors Impact Home Prices
This week our episode is another session of “Move Smartly Ideas” - our deeper dive into housing economic and policy issues. Today, we are going to talk to John about how his own research into how investors impact the housing market as he completes his own doctoral degree on the same. Today's show links: A Sticky Ending: Lessons Learned from Toronto’s 2017 Real Estate Bubble: Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
/episode/index/show/themindfulbroker/id/33560322
info_outline
Interest Rate Cuts Suddenly Not As Certain + When Will Home Prices Fall? — October Toronto Area Real Estate Market Live Update & Q/A
10/15/2024
Interest Rate Cuts Suddenly Not As Certain + When Will Home Prices Fall? — October Toronto Area Real Estate Market Live Update & Q/A
Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Gus Papaioannou and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments! Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: Today's show links: John's latest market report for October with latest data on MoveSmartly.com: Dave Larock's latest blog post on mortgage rates on MoveSmartly.com: Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: David Larock, Mortgage Broker and Analyst and Realtor | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
/episode/index/show/themindfulbroker/id/33423772
info_outline
Bull or Bear? How Big Mortgage Moves and More Will Impact Canada’s Sluggish Real Estate Market — Toronto & Vancouver Real Estate Roundtable October 2024
10/08/2024
Bull or Bear? How Big Mortgage Moves and More Will Impact Canada’s Sluggish Real Estate Market — Toronto & Vancouver Real Estate Roundtable October 2024
It’s October Roundtable Rumble time! In a preview of their big bull vs bear real estate debate in Toronto this week, John and Steve explain how the prospect of lower interest rates, big mortgage moves by the federal government and other campaigning politicians will impact a sluggish real estate market. And as usual, we go through the latest stats and explain flat market conditions in Toronto & Vancouver Contact Us Follow Steve on X-Twitter @SteveSaretsky; Email at: Follow John on X-Twitter @JohnPasalis; Email at: Follow Urmi on X-Twitter @MoveSmartly; Email at: About This Roundtable Series Each month, Move Smartly.com editor, Urmi Desai, talks to John Pasalis, Housing Analyst, Broker and President of Realosophy Realty in Toronto, and Steve Saretsky, Housing Analyst and Realtor at the Oakwin Realty Group at Oakwin Realty in Vancouver about the latest data and on-the-ground insights in Canada's biggest residential RE markets. (Thanks to Jesse Bains, now at Linked In News, for kicking off this series at Yahoo Finance originally!) About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
/episode/index/show/themindfulbroker/id/33367117
info_outline
Should We Sell Before We Buy? + Do I Have to Pay Tax To Move into My Own Condo Rental? — ‘The Situation’ Consumer Q&A
10/01/2024
Should We Sell Before We Buy? + Do I Have to Pay Tax To Move into My Own Condo Rental? — ‘The Situation’ Consumer Q&A
Today’s episode is our monthly ‘The Situation’ consumer Q/A segment - Urmi once again asks John to respond to the detailed questions you send in about the real estate decisions you are making as you navigate through the Toronto area housing market. Today, we hear from a would-be upsizer wondering if they should buy before they sell, a condo rental owner who wonders if they will have to pay tax if they move in themselves and a frustrated young buyer wonders how this generation will ever caught up to previous generations when it comes to home ownership and retirement. Links for today’s show: Canada Government - Change in Use of Property: How to Avoid Capital Gains Tax When Moving To A Rental Property: Generation Squeeze: If you would like to send in your question to be considered for a future episode, please email If you have a real estate situation you would like to discuss with John in private, please connect with John at Connect with Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every podcast episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!
/episode/index/show/themindfulbroker/id/33270302
info_outline
Canada's Big Mortgage Moves - How Will They Impact the Market?
09/24/2024
Canada's Big Mortgage Moves - How Will They Impact the Market?
As the federal Liberal government makes some major mortgage rule changes this week to help first-time buyers and and others being left behind in Canada’s housing affordability crisis, my colleague and co-host, John Pasalis and I discuss the impact of these moves in an occasional series we call “Move Smartly Ideas” - our chance to take a deeper dive into housing economic and policy issues. Today's show links: Finance Canada - Official Announcement - The Boldest Mortgage Reforms in Decades: Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: | X-Twitter: Urmi Desai, Editor, Move Smartly | Email: | X-Twitter: About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
/episode/index/show/themindfulbroker/id/33179217