Are the Suburbs More Susceptible in Slowdown? + More Trump Uncertainty — February Toronto Area Real Estate Market Live Update & Q/A
Release Date: 02/14/2025
Mortgage Renewals, HELOCs & Bankruptcy: What’s Coming Next?
Move Smartly: The Podcast
This week on Move Smartly, I’m joined by Doug Hoyes, Licensed Insolvency Trustee and co-founder of Hoyes, Michalos & Associates, one of the most experienced consumer debt relief firms in Canada. Doug works on the front lines with households facing financial distress, giving him a real-time look into what’s happening beneath the surface of the economy — long before it shows up in official data. We unpack what he’s seeing inside his practice today: who’s struggling, what’s driving the rise in consumer proposals and bankruptcies, and how closely those trends are connected to...
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📉🤔 Will the Market Get Worse Before It Gets Better? - December Toronto Area Real Estate Market Live Update & Q/A
Move Smartly: The Podcast
John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents Gus Papaioannou and Davin McMahon and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the discussion in our live chat!! This week on our live show, John and the team break down what could be coming in 2026 - including the possibility of interest rates rising again. So the big question is: Will higher rates finally push those buyers who’ve been sitting on the sidelines to make a move? We’re already seeing early...
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A 25-Year Low in GTA Home Sales — What Comes Next for 2026? — Real Estate Roundtable December 2025
Move Smartly: The Podcast
This month’s real estate roundtable brings together John Pasalis, Steve Saretsky, and mortgage broker David Larock for a deep dive into where the housing market is heading next. We start by looking at the surprising end to 2025, with home sales in the GTA on track to finish the year at a 25-year low. We break down what’s driving the slowdown and how buyers and sellers are responding on the ground. From there, we discuss the diverging outlooks for the Bank of Canada’s next move. Some economists still see more cuts ahead, while one major Canadian bank is now forecasting a rate hike in 2026...
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Are Developers Gaming Appraisals? Plus: Should a Family Buy a Triplex Together?
Move Smartly: The Podcast
In this episode of The Situation, John and Davin dive into two real-world housing challenges that many listeners might recognize. First, Maya writes in with a creative idea to tackle affordability and support family: she and her brother are considering buying a three-unit home together so they can each have their own space while bringing their mom closer as she looks to downsize from a large suburban house. It sounds practical — but what are the financial, legal, and personal considerations families should think through before taking on co-ownership? Then, Steve from Kitchener shares a...
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Land Prices Down 60%: The Condo Market Collapse & Rise of Rental Housing
Move Smartly: The Podcast
In this episode, I talk with Jeremiah Shamess about the major shift happening in Toronto’s land and development market. Jeremiah explains how land values peaked in 2022 and are now down as much as 60 percent because the pre-construction condo market has stalled and very few developers are buying. Most of the buyers still active are focused on purpose-built rental, and he says about two-thirds of the land for sale right now is power of sale, reflecting real distress among owners who bought at the peak. We also discuss how investor demand reshaped the condo market. Ten years ago, about half of...
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Why Home Prices Keep Falling — And How Today’s Buyers Are Playing the Market - November Toronto Area Real Estate Market Live Update & Q/A
Move Smartly: The Podcast
In this month’s Move Smartly Live Market Update, John Pasalis breaks down the latest housing trends and what’s really driving today’s price declines across the GTA. John walks through the three key forces pushing prices lower and how buyers are responding—becoming far more opportunistic, lowballing aggressively, and hunting for value in a cooling market. John is joined by mortgage broker David Larock, who shares the latest economic indicators influencing borrowing costs, what’s happening behind the scenes at the Bank of Canada, and his outlook for interest rates over the months...
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Falling Home Prices, Rate Cuts & a Landmark Land Claim — Move Smartly Real Estate Roundtable November 2025
Move Smartly: The Podcast
John Pasalis, Steve Saretsky, and Ben Rabidoux of Edge Realty Analytics discuss the latest trends in Toronto and Vancouver’s housing markets as prices continue to fall. They also explore the Bank of Canada’s recent rate cut and what it signals for the path ahead for the economy, whether rising housing starts are good news for home buyers, and the implications of the Cowichan land claim decision in Richmond, B.C. Listeners can get a 30% discount on Ben’s monthly subscription to Edge Realty Analytics using the code Edge30 at Contact Us Follow Ben on X-Twitter: @BenRabidoux...
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Tenants, Turnover, and Tough Choices: Real Questions from Ontario Landlords
Move Smartly: The Podcast
In this episode, John tackles three real questions from listeners dealing with the challenges of Ontario’s housing market. First, a landlord planning to sell a tenanted property asks whether it’s possible — and smart — to get an N11 signed before listing to avoid losing a deal if the tenant refuses later. John breaks down what landlords need to know about the N11 process and the risks of getting too far ahead of a sale. Next, a condo buyer wonders if it’s really an advantage to deal directly with the listing agent. After touring multiple properties and getting wildly different...
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Is the Dream of Homeownership in Canada Slipping Away? – A Conversation with Ron Butler
Move Smartly: The Podcast
In this episode of the Move Smartly Podcast, I sit down with Ron Butler, veteran mortgage broker and host of the Angry Mortgage Podcast, for a frank discussion about the future of housing in Canada. We talk about whether the dream of homeownership is slipping out of reach and if we’re moving toward a permanent renters society. Ron shares his thoughts on what it would actually take to get more Canadians into homes again — and whether there’s any realistic path forward given today’s economic and policy environment. With housing construction in Ontario falling sharply, we dig into whether...
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Power of Sales Up, Home Prices Down - October Toronto Area Real Estate Market Live Update & Q/A
Move Smartly: The Podcast
John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow agent Davin McMahon and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the discussion in our live chat!! This week, John and his team discuss the rise in Power of Sale listings and how Buyers Are Slowly Coming Back - But They’re Still Cautious! Dave Larock, our mortgage expert, explains how rate cuts by the US Fed might lead to higher rates in Canada. As usual, our engaged viewers and listeners have plenty of consumer questions about...
info_outlineEach month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Gus Papaioannou and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments!
Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.
Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: https://www.movesmartly.
Today's show links:
To learn about John’s new homebuying/selling right now session - email askjohn@movesmartly.com
John's latest market report for October with latest data on MoveSmartly.com: https://
Dave Larock's latest blog post on mortgage rates on MoveSmartly.com: https://
Contact Us
John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com
David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | X-Twitter: @Dave_at_IMP
Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com
About This Show
The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.
You can also watch this and every episode on our MoveSmartly YouTube channel here: https://www.youtube.com/