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7 money tips to supercharge your finances, with Brett Warren

Property Investment, Success & Money | The Michael Yardney Podcast

Release Date: 06/19/2024

15 Years of Your Mortgage Goes to the Government — What That Means for Australia’s Housing Crisis with Tim Reardon show art 15 Years of Your Mortgage Goes to the Government — What That Means for Australia’s Housing Crisis with Tim Reardon

Property Investment, Success & Money | The Michael Yardney Podcast

Did you know that for the first 15 years of your mortgage, you're working mostly for the taxman, not your future wealth? It’s a startling claim, but one backed by data from the Housing Industry Association — and it sheds new light on why housing affordability is getting worse, not better. Today, I’m joined by Tim Reardon, Chief Economist at the HIA, to unpack this extraordinary insight. We explore how government taxes and regulatory charges are silently front-loading the cost of home ownership, inflating house prices, and burdening Aussie families before they’ve even laid a brick. And...

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Why Being a Landlord Just Got Harder (and What You Can Do About It) with Leanne Jopson show art Why Being a Landlord Just Got Harder (and What You Can Do About It) with Leanne Jopson

Property Investment, Success & Money | The Michael Yardney Podcast

If you’re a property investor, I have an important question for you… When was the last time you thought seriously about your property manager? If you think their main job is collecting the rent and organising tradies when something breaks, I’ve got news for you—things have changed dramatically. In fact, the world of residential property management has been turned on its head in the last five years. New legislation, shifting tenant expectations, work-from-home dynamics, and rapid tech adoption mean that managing your investment property is no longer a simple job you can entrust to just...

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Boomers Had It Easier and Took All the Good Properties, With Simon Kuestenmacher show art Boomers Had It Easier and Took All the Good Properties, With Simon Kuestenmacher

Property Investment, Success & Money | The Michael Yardney Podcast

If you’ve ever felt like you’re playing a game of property monopoly in Australia, but someone else got to pass “Go” decades before you and now owns half the board, you’re not imagining it. That “someone else”? It's the Baby Boomers. They’ve won the property game in Australia. Not just because they got in early, but because the rules of the game have increasingly worked in their favour, at the expense of younger generations. Today leading demographer Simon Kuestenmacher and I chat about whether the Baby Boomers really did have it easier or not, as well as how younger generations...

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Taxed on Money You Never Made? Why This Super Change Should Scare Every Investor – With Ken Raiss show art Taxed on Money You Never Made? Why This Super Change Should Scare Every Investor – With Ken Raiss

Property Investment, Success & Money | The Michael Yardney Podcast

Today, I want to talk about something that’s really flying under the radar—but it shouldn’t be. Imagine being taxed on money you haven’t actually earned. Not on rent you’ve received, not on a capital gain you’ve banked, but just on the increase in value of an asset you still hold. Sounds crazy, right? Well, that’s exactly what the federal government’s proposed new tax on superannuation above $3 million aims to do—taxing unrealised capital gains. And while they say it’ll only affect a handful of wealthy Australians today, the truth is—because that $3 million cap...

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Why More Property Investors Are Getting into Small Developments – Greg Hankinson show art Why More Property Investors Are Getting into Small Developments – Greg Hankinson

Property Investment, Success & Money | The Michael Yardney Podcast

Have you ever wondered if property development could be your next big wealth accelerator? You’ve probably heard the success stories – investors who’ve turned modest sites into multimillion-dollar assets by building just two townhouses.  But what you don’t often hear about are the sleepless nights, the missteps, the cost overruns, the unexpected council headaches, or the “learning experiences” that chew up profit and time. Today, I’m joined by Greg Hankinson – Director of Metropole’s Project Development Division. Greg has almost 3 decades of experience managing...

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Weathering the Storms: The Property Investor’s Secret Weapon, with Brett Warren show art Weathering the Storms: The Property Investor’s Secret Weapon, with Brett Warren

Property Investment, Success & Money | The Michael Yardney Podcast

Imagine this… You’ve got a strong property portfolio, you're working hard, and the market is looking good. Then – boom – life throws you a curveball. Maybe it’s a job loss, a health issue, or a tenant stops paying rent for months. What now? Most investors panic. But the savvy ones? They just lean on their financial buffer – a quiet little fund sitting in the background that buys them something more valuable than money: time. In this podcast episode of the Michael Yardney Podcast, Brett Warren and I discuss the critical importance for property investors of having a financial...

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What the rich won’t tell you. The truth behind building massive wealth | Tom Corley show art What the rich won’t tell you. The truth behind building massive wealth | Tom Corley

Property Investment, Success & Money | The Michael Yardney Podcast

While most of us want to become rich and successful, it’s really not as easy as many suggest on social media. In today’s show Tom Corley and I explain why building wealth is a two-step process and the requirements to not only build wealth, but retain wealth. Takeaways The easiest way to grow wealth in Australia is through residential real estate. Becoming rich involves a two-step process: accumulating wealth and maintaining it. Daily growth habits, such as reading and self-education, are crucial for success. Building rich relationships can significantly impact your journey to wealth....

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Resurgence of investment-grade apartment prices in Melbourne–Stuart Wemyss show art Resurgence of investment-grade apartment prices in Melbourne–Stuart Wemyss

Property Investment, Success & Money | The Michael Yardney Podcast

Are Melbourne apartments the most underrated investment opportunity for 2025? For years now, investors and homebuyers alike have steered clear of Melbourne apartments—especially those in high-density towers—fearing oversupply, poor quality builds, and lacklustre capital growth. But what if that narrative is outdated? What if the very segment that’s been overlooked is now poised for a significant turnaround? In today’s show, I’m joined by Stuart Wemyss, to explore a bold yet data-backed prediction: Melbourne investment-grade apartments are about to enter a period of strong capital...

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Unveiling the Truth: Melbourne’s Population Boom: What 9 Million People by 2050 Means for Property Investors – With Brett Warren show art Unveiling the Truth: Melbourne’s Population Boom: What 9 Million People by 2050 Means for Property Investors – With Brett Warren

Property Investment, Success & Money | The Michael Yardney Podcast

Imagine a Melbourne the size of New York City. Yes, really.That’s the trajectory we’re on. By 2050, Melbourne’s population is projected to swell to 9 million people, making it not just Australia’s biggest city by population, but potentially one of the most dynamic urban economies in the world. This isn't some abstract urban planning fantasy—it’s based on official projections and a strategic blueprint - Plan Melbourne -  backed by trends in migration, births, and economic transformation. So what does this mean for our housing market—and for savvy investors? In...

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The Housing Shortage No One’s Fixing (But Everyone’s Complaining About) | Big Picture Podcast with Pete Wargent show art The Housing Shortage No One’s Fixing (But Everyone’s Complaining About) | Big Picture Podcast with Pete Wargent

Property Investment, Success & Money | The Michael Yardney Podcast

Interest rates are falling again. After years of rate hikes, mortgage stress, and a cooling economy, the RBA has now dropped interest rates for the second time this cycle and there are more rate cuts to come. But what does this actually mean? Is the worst behind us—or is this a sign of deeper cracks in the economy? In today’s Big Picture episode, I’m joined again by leading financial commentator Pete Wargent as we unpack the macroeconomic forces shaping our housing markets and the financial outlook for Australians. Of course, the headline is the Reserve Bank’s decision to cut...

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More Episodes

Today’s episode will not be a property episode, but it will definitely relate to property and building your wealth over time.

Becoming financially fluent would be the best gift you can give yourself.

The challenge is who do you listen to? Who do you get advice from?

That's why, in my daily Property Update we deliver property information from a range of leading experts and I discuss a lot about how to become financially fluent, and that's why we have these sorts of episodes on the podcast.

I’ve found that getting sound, impartial financial advice along your journey to wealth is not a cost. It's an investment.

Interestingly all the wealthy people I know have advisors and are happy to pay for them. At the same time, the average Australian gets financial advice from Instagram, Twitter, Facebook, and even podcasts like this.

So, despite that disclaimer, today I want to share seven money tips to supercharge your finances.

Links and Resources:

Michael Yardney

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Brett Warren - National Director Metropole

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Shownotes plus more here: 7 money tips to supercharge your finances, with Brett Warren