The Housing Shortage No One’s Fixing (But Everyone’s Complaining About) | Big Picture Podcast with Pete Wargent
Property Investment, Success & Money | The Michael Yardney Podcast
Release Date: 05/28/2025
15 Years of Your Mortgage Goes to the Government — What That Means for Australia’s Housing Crisis with Tim Reardon
Property Investment, Success & Money | The Michael Yardney Podcast
Did you know that for the first 15 years of your mortgage, you're working mostly for the taxman, not your future wealth? It’s a startling claim, but one backed by data from the Housing Industry Association — and it sheds new light on why housing affordability is getting worse, not better. Today, I’m joined by Tim Reardon, Chief Economist at the HIA, to unpack this extraordinary insight. We explore how government taxes and regulatory charges are silently front-loading the cost of home ownership, inflating house prices, and burdening Aussie families before they’ve even laid a brick. And...
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Why Being a Landlord Just Got Harder (and What You Can Do About It) with Leanne Jopson
Property Investment, Success & Money | The Michael Yardney Podcast
If you’re a property investor, I have an important question for you… When was the last time you thought seriously about your property manager? If you think their main job is collecting the rent and organising tradies when something breaks, I’ve got news for you—things have changed dramatically. In fact, the world of residential property management has been turned on its head in the last five years. New legislation, shifting tenant expectations, work-from-home dynamics, and rapid tech adoption mean that managing your investment property is no longer a simple job you can entrust to just...
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Boomers Had It Easier and Took All the Good Properties, With Simon Kuestenmacher
Property Investment, Success & Money | The Michael Yardney Podcast
If you’ve ever felt like you’re playing a game of property monopoly in Australia, but someone else got to pass “Go” decades before you and now owns half the board, you’re not imagining it. That “someone else”? It's the Baby Boomers. They’ve won the property game in Australia. Not just because they got in early, but because the rules of the game have increasingly worked in their favour, at the expense of younger generations. Today leading demographer Simon Kuestenmacher and I chat about whether the Baby Boomers really did have it easier or not, as well as how younger generations...
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Taxed on Money You Never Made? Why This Super Change Should Scare Every Investor – With Ken Raiss
Property Investment, Success & Money | The Michael Yardney Podcast
Today, I want to talk about something that’s really flying under the radar—but it shouldn’t be. Imagine being taxed on money you haven’t actually earned. Not on rent you’ve received, not on a capital gain you’ve banked, but just on the increase in value of an asset you still hold. Sounds crazy, right? Well, that’s exactly what the federal government’s proposed new tax on superannuation above $3 million aims to do—taxing unrealised capital gains. And while they say it’ll only affect a handful of wealthy Australians today, the truth is—because that $3 million cap...
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Why More Property Investors Are Getting into Small Developments – Greg Hankinson
Property Investment, Success & Money | The Michael Yardney Podcast
Have you ever wondered if property development could be your next big wealth accelerator? You’ve probably heard the success stories – investors who’ve turned modest sites into multimillion-dollar assets by building just two townhouses. But what you don’t often hear about are the sleepless nights, the missteps, the cost overruns, the unexpected council headaches, or the “learning experiences” that chew up profit and time. Today, I’m joined by Greg Hankinson – Director of Metropole’s Project Development Division. Greg has almost 3 decades of experience managing...
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Weathering the Storms: The Property Investor’s Secret Weapon, with Brett Warren
Property Investment, Success & Money | The Michael Yardney Podcast
Imagine this… You’ve got a strong property portfolio, you're working hard, and the market is looking good. Then – boom – life throws you a curveball. Maybe it’s a job loss, a health issue, or a tenant stops paying rent for months. What now? Most investors panic. But the savvy ones? They just lean on their financial buffer – a quiet little fund sitting in the background that buys them something more valuable than money: time. In this podcast episode of the Michael Yardney Podcast, Brett Warren and I discuss the critical importance for property investors of having a financial...
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What the rich won’t tell you. The truth behind building massive wealth | Tom Corley
Property Investment, Success & Money | The Michael Yardney Podcast
While most of us want to become rich and successful, it’s really not as easy as many suggest on social media. In today’s show Tom Corley and I explain why building wealth is a two-step process and the requirements to not only build wealth, but retain wealth. Takeaways The easiest way to grow wealth in Australia is through residential real estate. Becoming rich involves a two-step process: accumulating wealth and maintaining it. Daily growth habits, such as reading and self-education, are crucial for success. Building rich relationships can significantly impact your journey to wealth....
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Resurgence of investment-grade apartment prices in Melbourne–Stuart Wemyss
Property Investment, Success & Money | The Michael Yardney Podcast
Are Melbourne apartments the most underrated investment opportunity for 2025? For years now, investors and homebuyers alike have steered clear of Melbourne apartments—especially those in high-density towers—fearing oversupply, poor quality builds, and lacklustre capital growth. But what if that narrative is outdated? What if the very segment that’s been overlooked is now poised for a significant turnaround? In today’s show, I’m joined by Stuart Wemyss, to explore a bold yet data-backed prediction: Melbourne investment-grade apartments are about to enter a period of strong capital...
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Unveiling the Truth: Melbourne’s Population Boom: What 9 Million People by 2050 Means for Property Investors – With Brett Warren
Property Investment, Success & Money | The Michael Yardney Podcast
Imagine a Melbourne the size of New York City. Yes, really.That’s the trajectory we’re on. By 2050, Melbourne’s population is projected to swell to 9 million people, making it not just Australia’s biggest city by population, but potentially one of the most dynamic urban economies in the world. This isn't some abstract urban planning fantasy—it’s based on official projections and a strategic blueprint - Plan Melbourne - backed by trends in migration, births, and economic transformation. So what does this mean for our housing market—and for savvy investors? In...
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The Housing Shortage No One’s Fixing (But Everyone’s Complaining About) | Big Picture Podcast with Pete Wargent
Property Investment, Success & Money | The Michael Yardney Podcast
Interest rates are falling again. After years of rate hikes, mortgage stress, and a cooling economy, the RBA has now dropped interest rates for the second time this cycle and there are more rate cuts to come. But what does this actually mean? Is the worst behind us—or is this a sign of deeper cracks in the economy? In today’s Big Picture episode, I’m joined again by leading financial commentator Pete Wargent as we unpack the macroeconomic forces shaping our housing markets and the financial outlook for Australians. Of course, the headline is the Reserve Bank’s decision to cut...
info_outlineInterest rates are falling again. After years of rate hikes, mortgage stress, and a cooling economy, the RBA has now dropped interest rates for the second time this cycle and there are more rate cuts to come.
But what does this actually mean?
Is the worst behind us—or is this a sign of deeper cracks in the economy?
In today’s Big Picture episode, I’m joined again by leading financial commentator Pete Wargent as we unpack the macroeconomic forces shaping our housing markets and the financial outlook for Australians.
Of course, the headline is the Reserve Bank’s decision to cut rates on May 20.
But there’s so much more going on behind the scenes—consumer spending is tanking, the construction sector is in crisis, our population is booming while new housing approvals are plummeting, and unemployment is quietly starting to rise.
We also explore whether this rate cut will fire up another round of property price growth, how investors are likely to respond, and whether inflation could make an unwelcome return.
Plus, we’ll take a step back and look at the global context—what’s happening with the US Federal Reserve, China’s economy, and what all of this means for you as a property investor, business owner, or just someone trying to make sense of the chaos.
So whether you’re wondering if now is the right time to buy property, refinance, or simply want to stay ahead of the curve, you’re in the right place.
Takeaways
· Market signals indicate a turning point in property investment.
· Falling interest rates are expected to boost consumer confidence.
· The narrative we tell ourselves can limit our potential.
· First home buyers are likely to enter the market soon.
· Melbourne's population growth poses significant infrastructure challenges.
· Consumer confidence is crucial for property market recovery.
· The housing market is facing a significant shortage of supply.
· Government policies need to align with housing demand.
· Long-term investment strategies are essential for success.
· Understanding market trends is key to making informed decisions.
Chapters
00:00 Global Economic Trends and Interest Rates
04:40 Impact of Interest Rate Cuts on Consumer Confidence
10:17 Investor Loans and Market Indicators
15:35 Consumer Confidence and Economic Resilience
18:32 Challenges in Housing Supply and Development
23:48 The Future of Rental Markets and Social Housing
31:50 The Turning Point in Property Investment
Links and Resources:
Metropole’s Strategic Property Plan – to help both beginning and experienced investors
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Pete Wargent’s new book, The Buy Right Approach to Property Investing
Pete’s other book – The New Wealth Way
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.