Ep 301: Bobby Touran, CEO & Co-Founder, Rainbow
FNO: InsureTech
We kickstart our 300+ episodes era with Bobby Touran, Co-Founder and CEO of Rainbow, as Rob Beller and Lee Boyd sit down with him to unpack how he built Rainbow, a technology-enabled MGA laser-focused on modernizing coverage for restaurants and other specialty commercial risks. Bobby walks through Rainbow's "inch-wide, mile-deep" philosophy, explaining why going all-in on a single vertical and owning the underwriting systems, technology, and distribution that support it creates a durable competitive advantage that generalist carriers simply can't replicate. Key Highlights (07:35) How an...
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Ep 300: We did it. Our 300th Episode!
FNO: InsureTech
Episode 300 is a milestone we never imagined when we hit record for the first time in 2018 at 470 Claims, which was acquired by Alacrity Solutions. Seven years later, Rob and Lee sit down to reflect on how FNO: InsureTech began, how it evolved, and what has surprised us most along the way. In this special episode, we talk through the genesis of the podcast and how a simple idea turned into hundreds of conversations across insurance and insuretech. We reflect on the consistency, curiosity, and commitment it took to keep showing up week after week, and how the journey shaped us as hosts. Key...
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Ep 299: Heather Wilson, CEO, CLARA Analytics
FNO: InsureTech
In this episode of FNO: InsureTech, Rob Beller and Lee Boyd welcome Heather Wilson, CEO of CLARA Analytics, for an insightful conversation on how AI is transforming claims intelligence and reshaping the competitive landscape of insurance. Heather shares how CLARA Analytics has been doing 'AI before AI was cool' since 2012, building a platform that now processes millions of claims with 24/7 predictive analytics, and reflects on her own journey as a data science pioneer who has always been years ahead of industry trends. The discussion explores CLARA's hybrid model that blends AI-driven...
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Ep 298: Stacey Brown, Founder & President, InsurTech America
FNO: InsureTech
In this episode of FNO: InsureTech, Rob Beller and Lee Boyd welcome Stacey Brown, Founder and President of , for a thoughtful conversation on how curiosity, timing, and community can quietly reshape an industry. Stacey shares reflections from his career in insurance technology, the early signals that convinced him something new was forming in insuretech, and the personal decision that led him to step beyond a traditional corporate path. The discussion follows the evolution of InsurTech America from small, informal gatherings into a growing network of...
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Ep 297: Tracie Thompson, Global Head of Strategic Clients, Cytora
FNO: InsureTech
In this episode, , Global Head of Strategic Clients at , joins FNO: InsureTech to discuss how technology is transforming underwriting while preserving the essential role of human judgment. Drawing on her experience working with global insurers, Tracie explains how Cytora digitizes submission intake and enables underwriters to move away from fragmented data and manual processes toward faster, more consistent decision-making. The conversation explores the realities of serving multinational insurance organizations, where technology adoption must balance standardization with...
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Ep 296: Wesley Pergament, Co-Founder & CEO, Sola Insurance
FNO: InsureTech
In this episode, Wesley Pergament, Co-Founder and CEO of Sola Insurance, joins FNO: InsureTech for an in-depth discussion on how Sola uses objective weather data and a hybrid policy model to address major pain points in property insurance. With roots in disaster recovery and technology, Wesley explains Sola’s evolution from a tornado-focused product to comprehensive wind and hail coverage, targeting gaps left by high deductibles and widespread fraud. The conversation details Sola’s careful expansion into 15 states through partnerships with vetted agency networks and ongoing engagement with...
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Ep 295: Terry McLean, CEO, SageSure
FNO: InsureTech
Terry McLean, co-founder and CEO of SageSure, joins FNO: InsureTech for a detailed look at SageSure’s beginnings, the company’s focus on coastal and catastrophe-exposed property, and their disciplined approach to underwriting. McLean outlines SageSure’s path from its first policy in 2009 to a multi-state, multi-billion dollar business, discusses recent acquisitions, and describes the company’s approach to technology and culture based on observable behaviors. The conversation covers the practical factors that have shaped SageSure’s strategy in challenging markets, quoting directly...
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Ep 294: Tim Attia, CEO & Co-Founder, Slice Labs
FNO: InsureTech
In this episode of FNO: InsureTech, host Rob Beller speaks with Tim Attia, CEO and Co-Founder of Slice Labs, for a detailed discussion on the company’s evolution and product strategy. Tim describes how Slice transitioned from on-demand and gig economy insurance to higher-premium E&S and contractor general liability coverage, explaining the impact of automation and AI on their approach. The conversation highlights Slice’s focus on operational efficiency and streamlined agent experience amid changing market and profitability demands. Key Highlights Tim Attia traces Slice Labs’ shift...
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Ep 293: Nic Sproul, Managing Partner, SP Partners
FNO: InsureTech
In this episode, FNO: InsureTech hosts Nic Sproul, managing partner at SP Partners, for a close look at bridging engineering with property claims innovation across the UK and Europe. Nic discusses his transition from a foundation in mechanical engineering and his formative years as an engineer with a leading US silicon chip firm, to building and advising businesses at the intersection of insurance and technology. The conversation explores how a mindset shaped by analytical rigor and operational experience advances property claims management, technology pilots, and collaborative initiatives...
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Ep 292: Michael Balarezo, Founder & CEO, Adjusto
FNO: InsureTech
In this episode, Rob Beller and Lee Boyd are joined by Michael Balarezo, Founder & CEO of Adjusto, for an in-depth discussion about the complexities and opportunities in contents claims. Michael recounts Adjusto’s founding story, rooted in his own experiences both as an adjuster and as a policyholder impacted by catastrophe. The conversation explores how Adjusto’s platform was purpose-built with artificial intelligence at its foundation to address longstanding inefficiencies for both policyholders and adjusters. Key themes include the adaptive use of machine learning and data science...
info_outlineWe kickstart our 300+ episodes era with Bobby Touran, Co-Founder and CEO of Rainbow, as Rob Beller and Lee Boyd sit down with him to unpack how he built Rainbow, a technology-enabled MGA laser-focused on modernizing coverage for restaurants and other specialty commercial risks. Bobby walks through Rainbow's "inch-wide, mile-deep" philosophy, explaining why going all-in on a single vertical and owning the underwriting systems, technology, and distribution that support it creates a durable competitive advantage that generalist carriers simply can't replicate.
Key Highlights
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(07:35) How an accidental path through a fintech incubator led Bobby to co-found Path Point and eventually Rainbow
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(10:42) What Rainbow builds and why the agent channel is central to their loss ratio strategy
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(17:04) How Rainbow combines experienced underwriters with technology for a balanced approach to risk evaluation
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(19:44) Continuous underwriting explained and how Rainbow re-evaluates policies every single day
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(24:28) The core coverages most restaurants need and why some are harder to place than others
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(27:22) The real risk drivers in restaurant insurance including liquor liability and fire
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(30:11) How data pipelines continuously monitor operational changes to keep underwriting current
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(40:11) Expanding beyond restaurants into beauty and wellness using the same platform