If There’s No Buyer’s Agent, Does the Seller Save on Commission? 💰🏡 | Alberta Real Estate Explained
Release Date: 04/01/2026
If There’s No Buyer’s Agent, Does the Seller Save on Commission? 💰🏡 | Alberta Real Estate Explained
Alberta Real Estate Tutor
If There’s No Buyer’s Agent, Does the Seller Save on Commission? 💰🏡 | Alberta Real Estate Explained In this Q&A session, Raman explains what really happens when a buyer comes without an agent — and whether the seller actually saves on commission. Here’s what you’ll learn in this video: 🤝 How Commissions Work: • Typically, the seller agrees to pay a total commission, which is then split between the listing (seller’s) agent and the buyer’s agent. 📄 When There’s No Buyer’s Agent: • The seller’s agent ends up doing extra work — writing the offer,...
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Alberta Real Estate Tutor
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Do You Need an ESA Every Time for a Rural Property? 🌾🏡 | Environmental Site Assessment Explained In this short Q&A session, Raman answers a common financing question: 👉 Do lenders require an Environmental Site Assessment (ESA) every time for a rural property? Here’s what you’ll learn: 🏡 ESA Requirements Depend on the Lender — Not every transaction requires a brand-new ESA. 📅 Age of the Report Matters — Lenders may accept a recent ESA (e.g., done within 2 years), but older reports (e.g., 10 years) usually aren’t accepted. 🌿 Why It’s Important — Rural...
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Can a Mortgage Insurer Come After You if You Default? | CMHC Explained In this Q&A session, Raman clears up a big misconception about mortgage default insurance in Canada. Many people believe that once CMHC or another insurer pays the lender, the borrower is off the hook — but that’s not always true. Here’s what you’ll learn in this video: What Happens After Default: If a buyer defaults, CMHC pays the lender the loss. Recovery Rights: The insurer can still come after the borrower to recover that loss. Why Insurance Doesn’t Mean “Free Pass”: Just like...
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Mortgage Insurance in Canada - CMHC, High-Ratio Mortgages & First Time Buyers
Alberta Real Estate Tutor
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Alberta Real Estate Tutor
Does Renting a Room Make Your Property a Rental Property in Alberta? 🏡 💬 In this Q&A clip, Raman explains an important legal distinction in Alberta real estate — whether renting out a room in your home makes it a rental property. Here’s what you’ll learn in this session: 🏠 Owner-Occupied Rentals: • If you live in the property and rent out a room, it’s not typically considered a full rental property. • You remain on-site, managing and maintaining the home directly. 🏢 Non-Owner-Occupied Rentals: • If you’re renting out multiple rooms and do not live on the...
info_outlineIf There’s No Buyer’s Agent, Does the Seller Save on Commission? 💰🏡 | Alberta Real Estate Explained
In this Q&A session, Raman explains what really happens when a buyer comes without an agent — and whether the seller actually saves on commission. Here’s what you’ll learn in this video:
🤝 How Commissions Work: • Typically, the seller agrees to pay a total commission, which is then split between the listing (seller’s) agent and the buyer’s agent.
📄 When There’s No Buyer’s Agent: • The seller’s agent ends up doing extra work — writing the offer, coordinating inspections, handling communication, etc. • Because of this, the listing agent often keeps the buyer’s agent portion of the commission (as per the listing agreement).
⚠️ Key Insight: • The seller doesn’t always “save” on commission just because there’s no buyer’s agent. • Someone still has to do the work to get the deal done.
💬 Pro Tip for Sellers: Always review the commission structure in your listing agreement to understand how this situation would be handled.
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