7 Biblical money principles most Christians never hear (but should)
SeedTime with Bob and Linda Lotich
Most Christians have heard the money advice about tithing and getting out of debt. But there are money principles in the Bible almost nobody teaches. And often times they are the ones that change everything for us!!! So in this episode Linda and I walk through 7 biblical money principles most Christians never hear. They come straight out of Scripture, a lot of it from Proverbs. Just so we are clear, these are not just financial tips. This is an architecture for a financially strong life that honors God. If you enjoyed this episode, we'd love to send you a free copy of our book. You just cover...
info_outline
Lisa Bevere on Marriage, Money, and Why Men and Women Were Never Meant to Be Enemies
SeedTime with Bob and Linda Lotich
She paid cash to deliver two of her babies. She had no insurance and almost no money. So Lisa Bevere did it using the stock market. That is just one of the wild stories she told us. Today, Lisa and her husband John have given away more than 60 million books in over 150 languages. But they started out broke, praying about whether they could afford a fax machine. In this episode, Lisa sits down with Linda and me to talk about marriage, money, and faith. She shares the moment in the shower that changed her marriage forever. We talk about why men and women were never meant to be enemies. She...
info_outline
5 Biblical Investing Secrets Most Christians Have Completely Missed
SeedTime with Bob and Linda Lotich
>>> First, grab the guide I told you about in this episode: A few years ago we sold off some Tesla stock to pay off our second house. If you run the math on what that stock would be worth now, the result is honestly brutal. But I felt the Lord tell me clearly to do it. And looking back, I think I see exactly why He said what He said. In this episode Linda and I walk through five biblical investing secrets most Christians have completely missed: the verse Solomon wrote down 3,000 years before a man named Harry Markowitz won a Nobel Prize for the same idea, why God rebuked a servant in...
info_outline
The Prayer That Paid Off Our Mortgage
SeedTime with Bob and Linda Lotich
Grab our brand new prayer book here: The first time I prayed a prayer I thought might be selfish, I was 20 years old and brand new in my faith. God said yes. I spent the next seven months refusing to accept the answer because I could not believe He had actually said it. Years later I prayed a different prayer, this one about our mortgage. The answer came back in a way I never would have written. Ten months later the mortgage was gone. In this episode Linda and I get into the four reasons most Christians do not pray about money (and why all four are wrong), the five categories of prayer most...
info_outline
What We Actually Believe About Tithing (After 15 Years of Avoiding This)
SeedTime with Bob and Linda Lotich
The first time I ever heard the word tithing, I watched a guest preacher publicly shame two guys at the altar of a small Florida church for not doing it consistently. They walked back to their seats with their heads down. I never forgot it. Linda has a different shame story — quiet, private, ten years long, all over a single tithe she felt led to give to friends going on a mission trip instead of her local church. Two completely different shame stories, same root system. Both deadly to generosity. In this episode, we finally do the conversation we've sidestepped for almost two decades. We...
info_outline
We Let a Church Ask Us Anything About Money (Here's What They Actually Wanted to Know)
SeedTime with Bob and Linda Lotich
Mike Tyson made $400 million and ended up $23 million in debt. A janitor named Ronald Reed made minimum wage his whole career and left $8 million to charity. The difference had nothing to do with income — and everything to do with one rule. That's where this conversation starts. Linda and I were guests at a church for their "Money Talks" series and the questions were so good we wanted to bring this to the podcast. We walk through the John Wesley framework we based our whole book on (make all you can, save all you can, give all you can — and enjoy it), the one number that tells you whether...
info_outline
Matt Chandler: I Won't Even Let Billionaires Bless Me (Here's Why)
SeedTime with Bob and Linda Lotich
Matt Chandler has been in the room with actual billionaires on multiple occasions — and the way he describes what happens to people who have everything almost everyone else is chasing isn't what most of us would expect. He told us he won't even let some of them bless him. And after 23 years pastoring one of the most affluent suburbs in America, he's seen exactly what the chase actually does to families. In this conversation, we get into a question Matt says nobody has asked him: what he's actually watched wealth do to people up close. We talk about the upgrade cycle most Christian families...
info_outline
THIS is how we gave $1 Million
SeedTime with Bob and Linda Lotich
We are opening up our Mission Driven Millionaire Cohort to 15 people and we are enrolling now until spots fill up. Get details and apply here: Also, this is an episode you might just want to watch (you know, with your eyeballs lol) for it to make the most sense. And you can . I have coached people pulling in 250,000 a year who are completely broke. No margin, no savings, no clue where any of it went. And I have sat with families bringing in 40,000 who quietly become millionaires. It is not income. It is not pinching pennies. There is one specific thing that decides which side of that line you...
info_outline
The 4 Stages of Money (And Why Most People Get Stuck in Stage 2)
SeedTime with Bob and Linda Lotich
37% of people making $250,000 a year are living paycheck to paycheck right now. Which means the thing keeping most of us stuck financially has almost nothing to do with how much we make. Linda and I have coached people pulling in $250k who are dead broke. We've watched a $20,000 raise get absorbed by lifestyle inside six months and leave them exactly where they started. The problem isn't income. The problem is that most of us are working hard on the wrong math problem. In this episode we walk through the four stages of money (surviving, stable, secure, and surplus) and the one mistake almost...
info_outline
The 17 Investments I Actually Own (Full Portfolio Reveal)
SeedTime with Bob and Linda Lotich
In this episode I walk through our entire 2026 investment portfolio: every account, every position, and exactly what I'm doing with our money. That includes a full update on gold (which has nearly doubled but I genuinely don't care), where we stand with Bitcoin at $65k, why I moved Linda's Roth IRA into a fixed indexed annuity after spending my whole career skeptical of them, our real estate split between Fundrise and Roots, the Tesla concentration problem in our stock portfolio, and what happened when I ran an app that automatically copies Nancy Pelosi's trades for 8 months — including the...
info_outlineWe are opening up our Mission Driven Millionaire Cohort to 15 people and we are enrolling now until spots fill up. Get details and apply here: https://seedtime.com/cohort
Also, this is an episode you might just want to watch (you know, with your eyeballs lol) for it to make the most sense. And you can do that here if you want.
I have coached people pulling in 250,000 a year who are completely broke. No margin, no savings, no clue where any of it went. And I have sat with families bringing in 40,000 who quietly become millionaires. It is not income. It is not pinching pennies. There is one specific thing that decides which side of that line you end up on.
In this episode, I'm walking you through the exact system Linda and I built that helped us give away over a million dollars by my 40th birthday and pay off our mortgage in the process. We get into why most extra money disappears before you ever see it, why holding water in your hands is the picture of money without a system, the simple framework we use for budgeting, bills, and automated giving and investing, and why the system itself is what made the miracles possible.
I will show you what Joseph storing grain has to do with your 401k, why pinching pennies is what people try when they do not have a system, and what to put in place so when extra shows up it actually has somewhere to land.
What We Cover
Here's a little of what we cover in this episode:
- Why most extra money disappears within a month of showing up
- The one decision Linda and I made before money landed that changed everything
- How to hold water without spilling it (the analogy that finally made this click for me)
- Why income alone never fixes the problem (we have coached 250,000-a-year families who are dead broke)
- The exact flow of how money moves through our system, from paycheck to giving to investing
- Why pinching pennies is a sign you do not have a system yet
- The Joseph principle that links faith and structure, and why miracles ride on top of it
- The slow leak that drains every raise, bonus, and tax refund you have ever received
Bible Verses Mentioned
- Matthew 6:33
- 1 Corinthians 16:2
Disclaimer
Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting.
Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions.
Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.