Avoiding Financial "Ruff" Spots - Episode 524
Crushing Debt Podcast
What costs are involved in pet ownership? Shawn's late wife promised their son that they would buy a dog if he earned straight A's in school. That happened in the last quarter of the 2025-2026 school year, so the Yesner Family welcomed Luka to the pack on the fourth of July. That came with some large and some small expenses, including: Vet bills Pet Insurance Training Toys, Food / Treats, and Supplies And others What expenses or costs are there that a new pet owner might not expect? And how can you deal with the cost increase if you decide to get a new pet? That's the...
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Back To School Budgeting - Episode 523
Crushing Debt Podcast
Although we're in summer, the start of school is just around the corner. Are you ready? How do you get ready for school every year? Shawn has two kids - one in high school and one in middle school. George has one in college (and one who just graduated college). Some of the expenses you may incur for kids going back to school: Books Supplies Lunches Clothes / Uniforms Sports / Extracurricular Activities Electronics (computer, calculator) What hidden expenses are there that we have not mentioned? Where can you cut costs, like hand-me-downs, splitting supplies between kids, and taking...
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Money Habit World Cup - Episode 522
Crushing Debt Podcast
Back in March (episode 507), we did a show about the "Sweet 16" worst money habits to see which was the worst for your wallet and budget. We decided to bring that episode back, but with 16 new "bad" money habits based on a World Cup-style seeding. Group A: Everyday Leaks Subscription creep Food delivery apps Impulse buys ("just this once") Convenience store runs Group B: Big Ticket Traps Buy Now, Pay Later (BNPL) Car payment stretching (72–84 month loans) Lifestyle creep after a raise "It's an investment" purchases (boat, timeshare, unused home gym) Group C: Emotional Spending ...
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Why Paying Off Debt Won't Make You Rich - Episode 521
Crushing Debt Podcast
Why will paying off debt not make you wealthy? What is the tax trap inside your debt payoff plan? What is the difference between being debt-free and financially free? Most business owners who end up in financial crisis did not get there because they failed to earn enough. They got there because nobody ever showed them how to keep what they earned. Revenue is not wealth, and that gap is where the real damage happens. This week's guest on the podcast is Rachid Barry, and for 11 years he has helped entrepreneurs and high-income professionals build financial systems that reduce cash leakage,...
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The Cost of Staying Healthy - Episode 520
Crushing Debt Podcast
What are the known and hidden costs of getting sick? What about a medical emergency? Are you prepared for the cost of unexpected health issues and how can you protect yourself, your family, and your bank account? On this week's episode of the Crushing Debt Podcast, Shawn & George talk about Shawn's son, who broke his arm recently, requiring surgery to fix. His son is expected to make a full recovery but the incident taught Shawn a few things about the costs of staying healthy and what to do when an accident happens, including known and hidden costs like: Emergency Room visit X-Rays...
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The Employment Benefit No One Talks About - Episode 519
Crushing Debt Podcast
Are money problems spilling over to work? What can you do for your employees to reduce stress? Reduce down time? What can you do for employee retention? What is a "stop for this" purchase? As an employer, how can you reduce the chance that you get asked to give advances of payroll to employees? In this week's episode of the Crushing Debt Podcast, Shawn & George talk to Barry Sanborn about the cost of employee turnover, and what to do about it. Barry is the founder of Sanborn Financial Coaching, LLC, in Joplin, Missouri. He started his business on June 1, 2021, to help...
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The Real Cost of Keeping Up With Summer! - Episode 518
Crushing Debt Podcast
What are some of your more expensive habits? What impact does summer have on your spending? In this week's episode of the podcast, Shawn & George talk about summer's most expensive habits, including: Weddings / Vacations / Family Outings Summer Camps & Kids Activities Concerts Home Improvement Projects Pets Subscriptions Back to School Shopping Cost of Living Changes What other summer spending habits do you have? Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: To contact...
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Emergency Funds & Emergency Snacks! - Episode 517
Crushing Debt Podcast
It is officially the start of Hurricane Season in Florida! Are you prepared? What are some funny hurricane truths? How much water should you have? Toilet paper? Flash lights and batteries? How should you prepare your family and your business for the financial impact of a storm? On this week's episode of The Crushing Debt Podcast, Shawn & George talk about these topics, including whether you are financially ready personally and professionally for a storm, what you need to know or do to protect your family and your business, all with our unique Crushing Debt spin! Let us know if...
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Breaking The Stigma - Episode 516
Crushing Debt Podcast
Why do people think bankruptcy is bad? True, it has a negative stigma and it will be a hit to your credit score, but why is bankruptcy perceived as a massive negative? Is bankruptcy the best solution for everyone? Put simply, no it is not, but it is better than most people will admit. On this week's episode of The Crushing Debt Podccast, Shawn and George talk about rising debt levels, rising gas prices, rising grocery prices ... prices increasing everywhere, and what that means for someone considering bankruptcy. Plus what are some of the negatives of waiting too long to file? What...
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Freedom Isn't Free and Neither is the BBQ - Episode 515
Crushing Debt Podcast
Are you celebrating your freedom this weekend? Or are you still trapped by debt? Or are you spending like you're out of control? Memorial Day weekend is here… The grills are out, the coolers are full… and somehow your bank account is empty by Tuesday. Memorial Day isn’t just a long weekend. It’s about honoring those who gave everything. Freedom comes with a cost. What are you doing with the freedom we've been given ... not here to judge, just here to help you think about it differently. In this week's episode, Shawn & George talk...
info_outlineAlthough we're in summer, the start of school is just around the corner. Are you ready?
How do you get ready for school every year?
Shawn has two kids - one in high school and one in middle school. George has one in college (and one who just graduated college).
Some of the expenses you may incur for kids going back to school:
- Books
- Supplies
- Lunches
- Clothes / Uniforms
- Sports / Extracurricular Activities
- Electronics (computer, calculator)
What hidden expenses are there that we have not mentioned?
Where can you cut costs, like hand-me-downs, splitting supplies between kids, and taking advantage of sales tax holidays.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.