Jesus Warned About Saving Money the Wrong Way
SeedTime with Bob and Linda Lotich
Release Date: 08/21/2026
Jesus Warned About Saving Money the Wrong Way
SeedTime with Bob and Linda Lotich
I used to hate everything about our finances. Then one thing changed and paying bills actually became fun. That thing is margin. Margin is the gap between what you earn and what you spend. It might look small, but that gap is where the freedom lives. In this session from our Mission Driven Millionaire cohort, Linda and I dig into why building margin might be one of the most spiritual things you ever do with your money. We look at Joseph in Genesis 41 and how he made a plan before the famine came. We look at the ant in Proverbs 6 and what it teaches us about saving. And we talk about the two...
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How to Keep Trusting God When the Answer Doesn't Come (w/ Susie Larson)
SeedTime with Bob and Linda Lotich
Three different doctors told her she should be dead. She is still here, and still hosting live radio. For over three decades, Susie Larson fought Lyme disease and mold toxicity. It left seven areas of brain damage. She lost words on the air and forgot how to spell. At her lowest, IV bags filled the fridge where the groceries should have been. Her family had no money for food while their friends bought second homes. But something grew in the middle of all that pain. She learned how to trust God when the breakthrough was nowhere in sight. In this episode, Susie joins Linda and me to talk about...
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Why You Never Feel Like You Have Enough (and How to Fix It)
SeedTime with Bob and Linda Lotich
Almost nobody actually feels like they have enough. Not really. We chase more money, more space, more results, and the finish line keeps moving. So why does that happen? And how do you actually fix it? In this episode Linda and I dig into contentment and the real reasons so many of us feel like we never have enough. We talk about the secret Paul learned while sitting in prison. We break down three quiet causes: comparison, focusing on what you don't have, and never defining what "enough" even means. Then we get practical with steps like starting a gratitude practice, giving when you feel like...
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Why You Can't Stick to a Budget (10 Real Reasons)
SeedTime with Bob and Linda Lotich
If your budget keeps falling apart after two weeks, it's probably not your fault. I used to think I was just bad with money. Then I realized the budget itself was the problem, not me. In this episode, Linda and I walk through 10 reasons budgets break and what to do instead. We cover zero-based budgeting, unrealistic numbers, tracking expenses, and the credit card mistake almost everyone makes. We also share why building fun into your budget is one of the biggest secrets to actually sticking with it. And you'll hear how one person cut their spending in half by doing one simple thing. If you...
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Simple Money, Rich Life Just Hit 100k (Here's the Story We've Never Told)
SeedTime with Bob and Linda Lotich
We just sold the 100,000th copy of a book I almost didn't write. Back in school, English was my worst subject. Teachers basically told me writing wasn't for me. So when I felt God nudging me to write Simple Money, Rich Life, I pushed back hard. I even hired someone else to write it for me. But God kept saying, "You need to write this." What came next was four years of prayer, a COVID curveball, a publisher who scrapped our whole concept, and an editing process that nearly wrecked us. Sales started slow. Then the ad budget got pulled. I walked around a lake 100 times asking God if it was over....
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Should Christians Invest in Evil Companies?
SeedTime with Bob and Linda Lotich
Most of us have no idea what our retirement money is actually funding. A few years ago I started wondering if some of mine was supporting things I would never support on purpose. So in this episode, I answer a question I get all the time. Should Christians invest in companies that conflict with their faith? I walk through the two main approaches: biblically responsible investing and buying in to influence a company from the inside. I share the question I ask before buying any individual stock. And I reveal the spending blind spot that might matter even more than your portfolio. Strong...
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7 Biblical money principles most Christians never hear (but should)
SeedTime with Bob and Linda Lotich
Most Christians have heard the money advice about tithing and getting out of debt. But there are money principles in the Bible almost nobody teaches. And often times they are the ones that change everything for us!!! So in this episode Linda and I walk through 7 biblical money principles most Christians never hear. They come straight out of Scripture, a lot of it from Proverbs. Just so we are clear, these are not just financial tips. This is an architecture for a financially strong life that honors God. If you enjoyed this episode, we'd love to send you a free copy of our book. You just cover...
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Lisa Bevere on Marriage, Money, and Why Men and Women Were Never Meant to Be Enemies
SeedTime with Bob and Linda Lotich
She paid cash to deliver two of her babies. She had no insurance and almost no money. So Lisa Bevere did it using the stock market. That is just one of the wild stories she told us. Today, Lisa and her husband John have given away more than 60 million books in over 150 languages. But they started out broke, praying about whether they could afford a fax machine. In this episode, Lisa sits down with Linda and me to talk about marriage, money, and faith. She shares the moment in the shower that changed her marriage forever. We talk about why men and women were never meant to be enemies. She...
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5 Biblical Investing Secrets Most Christians Have Completely Missed
SeedTime with Bob and Linda Lotich
>>> First, grab the guide I told you about in this episode: A few years ago we sold off some Tesla stock to pay off our second house. If you run the math on what that stock would be worth now, the result is honestly brutal. But I felt the Lord tell me clearly to do it. And looking back, I think I see exactly why He said what He said. In this episode Linda and I walk through five biblical investing secrets most Christians have completely missed: the verse Solomon wrote down 3,000 years before a man named Harry Markowitz won a Nobel Prize for the same idea, why God rebuked a servant in...
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The Prayer That Paid Off Our Mortgage
SeedTime with Bob and Linda Lotich
Grab our brand new prayer book here: The first time I prayed a prayer I thought might be selfish, I was 20 years old and brand new in my faith. God said yes. I spent the next seven months refusing to accept the answer because I could not believe He had actually said it. Years later I prayed a different prayer, this one about our mortgage. The answer came back in a way I never would have written. Ten months later the mortgage was gone. In this episode Linda and I get into the four reasons most Christians do not pray about money (and why all four are wrong), the five categories of prayer most...
info_outlineI used to hate everything about our finances.
Then one thing changed and paying bills actually became fun.
That thing is margin.
Margin is the gap between what you earn and what you spend.
It might look small, but that gap is where the freedom lives.
In this session from our Mission Driven Millionaire cohort, Linda and I dig into why building margin might be one of the most spiritual things you ever do with your money.
We look at Joseph in Genesis 41 and how he made a plan before the famine came.
We look at the ant in Proverbs 6 and what it teaches us about saving.
And we talk about the two ditches: living paycheck to paycheck with no margin, and building bigger barns out of fear.
Plus how the Real Money Method helps you create margin so you can say yes when God says go.
If you enjoyed this, we'd love to send you a free copy of our book. You just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at: seedtime.com/free.
What We Cover
Here's a little of what we cover in this episode:
- The money habit I now believe is one of the most spiritual things you can build
- Why the gap between what you earn and what you spend is where freedom lives
- What Joseph knew about abundance that most of us completely miss
- The two ditches almost everyone falls into with saving money
- The heartbreaking reason one man had to turn down his calling
- What the ant can teach you about your bank account
- The prayer Linda and I prayed the night before this session
Bible Verses Mentioned
- Genesis 41
- Proverbs 6:6-8
Resources Mentioned
Disclaimer
Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting.
Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions.
Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.