The Biggest Mistake Property Investors Make with Joseph Ballota
Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
Release Date: 08/10/2026
Commercial Property After the Budget: Smart Strategy or Expensive Trap? | Brett Warren
Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
Commercial property is suddenly attracting a great deal more attention from investors. Following the recent Federal Budget changes, some residential property investors are looking at warehouses, offices and shops and wondering whether commercial property offers a safer tax environment, stronger cash flow and a better way forward. On the surface, the numbers can look very attractive, but by the end of this show, you're going to understand the real differences between commercial and residential property, the risks that most residential investors never see coming until it's too...
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The Biggest Mistake Property Investors Make with Joseph Ballota
Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
Is now the right time to invest in property… or should you wait? Everyone wants to buy at the bottom and sell at the top. But what if trying to time the market is actually sabotaging your wealth? Today I’m joined by Joseph Ballota to discuss whether timing the property market is a good idea. And by the end of this episode, you’ll understand why long-term investors don’t try to pick the cycle… they build wealth across multiple cycles. Joseph and I discuss why trying to time property markets usually backfires, especially when headlines are loud and...
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Shadow Treasurer Tim Wilson on Housing, Property Markets, Tax, Debt and Australia’s Economic Future
Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
Negative gearing on established homes has just been abolished. The capital gains tax discount you've relied on for twenty years has been rewritten. And somewhere between the government's press conference and the Treasury modelling, a trillion dollars in debt got added to the tab for a generation that hasn't even been asked if they're willing to pay it. So here's the question I want to answer for you today. If you're a property investor, a business owner, or someone who just wants a comfortable retirement, what do the next three years actually look like for you? By...
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Winter Property Market Shock: Prices Fall Nationwide | Dr.Andrew Wilson
Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
July has delivered the clearest evidence yet that Australia’s property market has changed direction, but the headline figures only tell part of the story. Capital city house prices fell by 1.5 per cent over the month, the sharpest national decline since August 2022, while Sydney recorded a particularly significant fall of 2.7 per cent. Melbourne house prices are now almost 6 per cent lower since the beginning of the year, and prices also declined across Brisbane, Adelaide, Perth and Darwin during July. Yet look beneath those monthly figures and Australia still has...
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Property Investors: The Inflation Number You're Told Is Lying to You | Ashley Owen
Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
You’ve probably heard the media, politicians and economists talking about “the inflation rate” as though every Australian is experiencing the same increase in their cost of living. But the official CPI figure may bear little resemblance to what is happening in your household. Because here's the uncomfortable truth. That headline number is an average. It's a blend of everything from lettuce to laptops, and if your money goes on housing, health care, insurance and electricity rather than imported gadgets and clothing, your real cost of living has probably been running well...
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The Property Investment Rule Stuart Wemyss Had to Rewrite
Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
Most investors think the goal is to eventually build a portfolio that throws off enough passive income to live on. It sounds sensible, doesn’t it? Buy assets, collect the rent or dividends, and one day replace your salary. But what if that idea is not only outdated, but mathematically inefficient? What if chasing income too early actually leaves you with less wealth, less flexibility, and more risk in retirement? Today I’m joined by Stuart Wemyss who back in 2018, published Investopoly, built around eight golden rules for building wealth. Since...
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The Off-the-Plan Property Trap - Why the Finance Nightmare is Worse Than You Think | Dorian Traill
Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
Right now, thousands of Australian property investors are being drawn to off-the-plan properties like moths to a flame. And I understand why. After the 2026 Federal Budget changes to negative gearing and capital gains tax, new properties are suddenly looking very attractive. The marketing is glossy, the tax benefits sound compelling, and the salespeople are convincing. But here's what those salespeople won't tell you. Signing that contract is the easy part. What happens over the next two years - and at settlement - can financially ruin you. Today, I'm chatting with Dorian...
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25 Wealth Rules I Learned After 50 Years in Property (Most People Break Rule #6)
Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
Today, I want to share 25, let's call them commandments, for financial wealth and success. And to get the message across best to you, I decided to do something a little different. Normally, I have a guest, but this time it will be just you and me as I share these ideas with you. These aren’t property rules, and most of them aren’t even investment rules in the traditional sense. They’re the broader truths about money and behaviour I’ve collected over the years, the ones that apply whether you’re buying property, building a business, or simply trying to retire with...
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Raising Rich Kids: The Secrets to Building Generational Wealth for Your Family | Sarah Megginson
Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
Most of us spend years trying to figure out money - what to do with it, how to invest it, how to make it work harder. But imagine if someone had taught you the fundamentals when you were a child. Because here's what I've seen over the years - the families who build lasting generational wealth don't just accumulate assets. They pass on the mindset, the habits, and the financial literacy that lets the next generation take it even further. So what if we could give our kids that advantage? What if we could raise children who grow up genuinely confident about money, investing,...
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Why Australians Say They Want Affordable Housing, But Don’t Really Mean It | Simon Kuestenmacher
Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
Here's a question that makes almost every Australian a bit uncomfortable if they're honest with themselves. Do you actually want housing to become more affordable, or do you just want it to become more affordable for your kids while your own home keeps growing in value? That tension sits underneath almost every conversation about housing affordability in this country, and it's rarely spoken about directly. By the end of this episode, you'll understand why affordability isn't really one problem but several problems wearing the same name, why a property crash wouldn't...
info_outlineIs now the right time to invest in property… or should you wait?
Everyone wants to buy at the bottom and sell at the top. But what if trying to time the market is actually sabotaging your wealth?
Today I’m joined by Joseph Ballota to discuss whether timing the property market is a good idea.
And by the end of this episode, you’ll understand why long-term investors don’t try to pick the cycle… they build wealth across multiple cycles.
Joseph and I discuss why trying to time property markets usually backfires, especially when headlines are loud and confidence is shaky.
We unpack how property moves in cycles, and why short-term fear can distract investors from long-term wealth creation.
I share why there’s rarely a perfect time to buy, and why being financially ready matters more than waiting for ideal conditions.
We look at how different markets and suburbs behave differently, even when the broader market looks weak.
I also explain why quality assets, strong fundamentals, and patience matter far more than chasing the exact bottom of the cycle.
Takeaways
• Property markets move in cycles, so short-term fear often obscures long-term opportunity.
• Waiting for perfect timing usually means missing strong buying opportunities entirely.
• Different suburbs perform differently, even during the same broader market downturn.
• Owner-occupied, affluent areas usually hold value better than investor-heavy suburbs.
• Strong population growth keeps demand high in Brisbane, Perth, and Adelaide.
• Tight rental markets can lift rents even while property prices temporarily soften.
• Borrowing capacity matters, but confidence usually drives the next market recovery.
• Quality assets compound over decades, making timing less important than selection.
• Counter-cyclical investing sounds smart, but fear stops many investors from acting.
• Strategic planning helps investors avoid emotional decisions and build lasting wealth.
Links and Resources:
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Joseph Ballota, Senior Wealth Strategist at Metropole. https://metropole.com.au/expert/joseph-ballota/
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About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia
The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.
Each week we explore:
• Australian property market updates
• Property investment strategies in Australia
• Melbourne property market trends
• Sydney property market forecasts
• Brisbane property investment opportunities
• Capital growth property strategies
• Property cycles in Australia
• Negative gearing and tax strategy
• Interest rates and their impact on property
• Buyer’s agent insights and investment planning
If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.
Learn more at:
https://propertyupdate.com.au
https://metropole.com.au