Colby Jenkins… whats your personal vision for money
SeedTime with Bob and Linda Lotich
Release Date: 10/09/2026
Colby Jenkins… whats your personal vision for money
SeedTime with Bob and Linda Lotich
"I'll give more when I make more." Most of us have prayed some version of that. My guest today is a business owner who realized he had been living it. Colby Jenkins can easily afford to give. And one day he noticed he hadn't heard God prompt him to give in a very long time. What God told him about why almost made him cry. In this conversation we get into the two money tests almost every Christian faces (the vision test when you have less, and the obedience test when you finally have more), why "one more layer of security first" is the prayer that keeps us stuck, what your bank statement...
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Praying for the Same Thing for Years? What the Waiting Is Really For (Annie F. Downs)
SeedTime with Bob and Linda Lotich
You can be totally at peace with God, doing everything right, and still not get the thing you've been praying for. That one hit me hard. Annie F. Downs sat down with me and Linda to talk about her new book, Don't Let That Hold You Back. She's the host of the That Sounds Fun podcast, and she just got engaged after decades of being single. We talked about the idea that if you just get content enough, God will finally hand you what you want. She says that's not how it works, not even close. We got into what the Bible actually means by abundant life, and why the enemy's real target isn't your bank...
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How to Know If Money Has Become Your Idol (Jesus is King with Bryan Harris - Part 2)
SeedTime with Bob and Linda Lotich
Most of us pray about money. Very few of us ask God what to do with it and then sit still long enough to hear an answer. This is Part 2 of our conversation with our friend Bryan, a business owner and honestly a spiritual mentor in a lot of ways. In Part 1 he showed us how a money idol hides in a phrase you say every day. This time he shows us the other side: what it actually looks like to hear God about a money decision, and what God tends to deal with before He builds anything. In this conversation we get into the exact ten-minute practice Bryan's whole team uses to ask God what to do (a...
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How to Know If Money Has Become Your Idol (Jesus is King with Bryan Harris - Part 1)
SeedTime with Bob and Linda Lotich
You can do everything right with money and still not feel free. Budget in place. Debt gone. Emergency fund full. And underneath it, the same low hum of anxiety and comparison that was there before. Our friend Bryan built his entire financial life on three words he'd heard a thousand times: cash is king. He's a Dave Ramsey superfan. He did the debt-free scream. Then one day in the shower it hit him. Cash isn't king. Jesus is. That one shift exposed a money idol he never knew he had, and it changed how he makes every financial decision since. In this conversation we get into how to tell whether...
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The Biblical formula for paying off debt miraculously fast
SeedTime with Bob and Linda Lotich
What if you don't need more money to pay off your debt? What if you just need to see what's already in your house? That's the pattern hiding inside a story in 2 Kings 4. A widow. A dead husband. A creditor at the door. And one small flask of olive oil that God multiplied until her debt was gone. This episode was recorded live from one of our workshops. Linda and I walk through the whole story, verse by verse. Then we pull five simple steps out of it for paying off debt fast: Name your need. Take inventory of your house. Gather your jars. Shut your door. And pour your flask. We also tell our...
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Does Financial Struggle Mean God Is Displeased? (The Honest Answer)
SeedTime with Bob and Linda Lotich
When money is tight, a sneaky thought creeps in. If God was really pleased with me, wouldn't this be easier? I have wrestled with that question myself more times than I can count. So in this episode, Linda and I get honest about whether financial struggle means God is displeased with you. We talk about what blessed actually means, and why comparing your finances to everyone's highlight reel is a trap. We share seasons where we did everything right and money was still hard. And we look at why adversity might actually mean you're on the right path. This is for anyone quietly asking, am I doing...
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Jesus Warned About Saving Money the Wrong Way
SeedTime with Bob and Linda Lotich
I used to hate everything about our finances. Then one thing changed and paying bills actually became fun. That thing is margin. Margin is the gap between what you earn and what you spend. It might look small, but that gap is where the freedom lives. In this session from our Mission Driven Millionaire cohort, Linda and I dig into why building margin might be one of the most spiritual things you ever do with your money. We look at Joseph in Genesis 41 and how he made a plan before the famine came. We look at the ant in Proverbs 6 and what it teaches us about saving. And we talk about the two...
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How to Keep Trusting God When the Answer Doesn't Come (w/ Susie Larson)
SeedTime with Bob and Linda Lotich
Three different doctors told her she should be dead. She is still here, and still hosting live radio. For over three decades, Susie Larson fought Lyme disease and mold toxicity. It left seven areas of brain damage. She lost words on the air and forgot how to spell. At her lowest, IV bags filled the fridge where the groceries should have been. Her family had no money for food while their friends bought second homes. But something grew in the middle of all that pain. She learned how to trust God when the breakthrough was nowhere in sight. In this episode, Susie joins Linda and me to talk about...
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Why You Never Feel Like You Have Enough (and How to Fix It)
SeedTime with Bob and Linda Lotich
Almost nobody actually feels like they have enough. Not really. We chase more money, more space, more results, and the finish line keeps moving. So why does that happen? And how do you actually fix it? In this episode Linda and I dig into contentment and the real reasons so many of us feel like we never have enough. We talk about the secret Paul learned while sitting in prison. We break down three quiet causes: comparison, focusing on what you don't have, and never defining what "enough" even means. Then we get practical with steps like starting a gratitude practice, giving when you feel like...
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Why You Can't Stick to a Budget (10 Real Reasons)
SeedTime with Bob and Linda Lotich
If your budget keeps falling apart after two weeks, it's probably not your fault. I used to think I was just bad with money. Then I realized the budget itself was the problem, not me. In this episode, Linda and I walk through 10 reasons budgets break and what to do instead. We cover zero-based budgeting, unrealistic numbers, tracking expenses, and the credit card mistake almost everyone makes. We also share why building fun into your budget is one of the biggest secrets to actually sticking with it. And you'll hear how one person cut their spending in half by doing one simple thing. If you...
info_outline"I'll give more when I make more."
Most of us have prayed some version of that. My guest today is a business owner who realized he had been living it.
Colby Jenkins can easily afford to give. And one day he noticed he hadn't heard God prompt him to give in a very long time. What God told him about why almost made him cry.
In this conversation we get into the two money tests almost every Christian faces (the vision test when you have less, and the obedience test when you finally have more), why "one more layer of security first" is the prayer that keeps us stuck, what your bank statement already says about your real vision for money, why God can go silent about your finances and what that silence might mean, and the one question Colby asks himself to tell whether a plan is from God or just from him.
Nothing here is a formula. It's a conversation about obedience, and about what it looks like to become a conduit instead of a vault.
We wrote down the 14 things we did to be able to give away $1 million by our 40th birthdays. It's free at: https://seedtime.com/GIVE1M
Here's a little of what we cover in this episode:
- The two tests almost every Christian faces with money, and why most of us only pass one
- Why "I'll give more when I have more" rarely turns out to be true
- What happens in your heart the moment money starts to feel safe
- The line from a late night conversation with ChatGPT that Colby ended up preaching from
- Why hearing God's voice about money can get harder, not easier, once you have more of it
- The real gap in most churches when it comes to discipling people who have real wealth
- The story behind the first paycheck Colby and his wife decided to give away, no matter who was watching
Bible Verses Mentioned:
- Matthew 6:19-20
- Proverbs 29:18
- Deuteronomy 8:18
- Romans 1
- 2 Chronicles 16:9
- Psalm 51:11
Resources Mentioned:
Disclaimer:
Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting.
Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions.
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