Beyond Investment: A Deep Dive into Monetary Systems and Precious Metals
The Retirement Fiduciary Podcast
Adam Koós sits down with David Morgan—monetary system critic, precious metals analyst, and founder of The Morgan Report—to discuss the fragile state of today’s financial system, what history teaches us about currency and freedom, and why investors should pay close attention to silver and gold. David brings over four decades of market experience and economic insight, helping thousands of investors navigate fiat currency, centralized monetary control, and debt-fueled illusion. From the role of the U.S. dollar in global markets to the growing concern around CBDCs, this episode...
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A New Way to See Money with Carl Richards
The Retirement Fiduciary Podcast
Adam Koós sits down with Carl Richards, author, keynote speaker, and creator of the iconic Sketch Guy column in The New York Times. For more than a decade, Carl has been known for turning complex financial concepts into simple, powerful sketches that spark meaningful conversations. His new book, Your Money: Reimagining Wealth in Simple Sketches, invites us to view money not as spreadsheets and numbers, but as a tool for freedom, clarity, and connection. Together, Adam and Carl explore why money can’t solve all our fears, how retirees can confidently spend the money, and what it...
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Beyond Buy-and-Hold: Adam Koós on Technical Analysis and Building Lasting Wealth
The Retirement Fiduciary Podcast
Adam Koós joins fellow CMT David Keller to share his journey from aspiring trauma surgeon to founding Libertas Wealth Management Group and launching Adrenaline Advisor Consulting. Adam opens up about starting his career just before 9/11, how market crashes pushed him toward technical analysis, and why he uses sports and weather analogies to help clients understand investing. From building financial plans that manage both money and emotions, to teaching advisors how to grow thriving practices, Adam offers a candid look at lessons learned over two decades in the industry. Episode...
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From Trauma Surgery Dreams to Financial Freedom: Adam Koós’ Journey and Generational Wealth Strategies
The Retirement Fiduciary Podcast
In this episode, host Adam joins Axel Meierhoefer on The Ideal Investor Show to share his journey from aspiring trauma surgeon to founding Libertas Wealth Management Group. Adam opens up about the life-changing injury that redirected his career path, how his father inspired his love for business, and the unique approach he takes to help clients - both business owners and individuals - build and protect wealth across generations. From the critical differences between a ‘practice’ and a ‘business,’ to why most Americans start planning far too late, this conversation dives deep into...
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Timing the Market vs. Following the Trend: What Actually Works
The Retirement Fiduciary Podcast
In this episode of The Retirement Fiduciary Podcast, host Adam Koós takes the guest seat on The Aligned Money Show with George G. The conversation blends financial insight with personal backstory as Adam opens up about his unexpected past in music, his path to becoming a Chartered Market Technician, and the investment strategies he uses today to help clients protect and grow their wealth. This episode covers everything from election-season uncertainty to the pros and cons of trend following, what most people misunderstand about timing the market, and why building the right portfolio is...
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From Flipping to Freedom: How Sharad Mehta Built His Real Estate Empire
The Retirement Fiduciary Podcast
In this episode of The Retirement Fiduciary Podcast, host Adam Koós interviews Sharad Mehta, the Founder and CEO of REsimpli, a revolutionary real estate software platform. Sharad shares his remarkable journey from working as an accountant to becoming a successful real estate investor and entrepreneur. After flipping over 800 properties and managing a portfolio of 60 free-and-clear rental units, Sharad realized the need for a more efficient way to run his business. This insight led him to develop REsimpli, an all-in-one software solution designed to streamline real estate investing by...
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Facing the Unexpected: Strategies for Change with Life Coach Suzanne Campi
The Retirement Fiduciary Podcast
In this episode of The Retirement Fiduciary, Adam Koos is joined by life coach Suzanne Campi for an inspiring conversation about navigating life’s transitions. Suzanne shares her expertise on helping clients embrace change, whether it’s preparing for retirement, dealing with an unexpected career shift, or simply facing life’s uncertainties. Together, they discuss how adopting a positive mindset can make even the most challenging transitions more manageable. Suzanne dives into why many people struggle with change and offers practical advice for approaching it differently. Drawing from...
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Momentum and Volume - The Other Major Factors to Consider When Investing
The Retirement Fiduciary Podcast
In this episode of The Retirement Fiduciary, Adam Koos concludes his NERD-vember series with Part 2 of "Major Factors to Consider When Investing," shifting focus to two additional critical factors in investing: momentum and volume. Building on the foundation set in Part 1, Adam explains how these indicators can help you better understand market behavior and make more informed investment decisions. By exploring the role of momentum, he shows how the speed of price changes can signal future trends, while his discussion on volume highlights its importance in confirming those trends. ...
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Price and Trend - 2 of The Major Factors to Consider When Investing
The Retirement Fiduciary Podcast
In this episode Adam is diving into the first part of his NERD-vember series, doing a deeper dive into 2 of the major factors to consider when investing... price and trend. Adam will be looking at these 2 indicators and how to use them to determine if it's a good TIME to buy, or when it's a good time to buy or sell your current investments. Examing the highs and lows of recent market history, Adam shares more on how trends and moving averages work and how to take this into account when making your financial decisions. Libertas Wealth: Subscribe on...
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Making Estate Planning Easier with Dan Baron of Baron Law
The Retirement Fiduciary Podcast
In this episode of "The Retirement Fiduciary," Adam sits down with Dan Baron, an expert in estate planning, elder care law, probate, and business succession, to simplify the often daunting process of estate planning. Together, they explore important topics like whether or not you should avoid probate and how the probate process can impact your assets. Dan introduces the concept of asset shrinkage, explaining how poor planning can lead to significant loss of wealth over time, especially in the face of rising nursing home costs, which he discusses in detail with average figures from across the...
info_outlineAdam Koós sits down with Carl Richards, author, keynote speaker, and creator of the iconic Sketch Guy column in The New York Times.
For more than a decade, Carl has been known for turning complex financial concepts into simple, powerful sketches that spark meaningful conversations. His new book, Your Money: Reimagining Wealth in Simple Sketches, invites us to view money not as spreadsheets and numbers, but as a tool for freedom, clarity, and connection.
Together, Adam and Carl explore why money can’t solve all our fears, how retirees can confidently spend the money, and what it really means to live a wealthy life.
Episode Timestamps:
01:00 – Carl’s unexpected path into finance and sketching
06:00 – The moment he discovered sketches make money “click”
10:00 – Why simplifying ideas often takes dozens of iterations
11:00 – The book as a “conversation grenade” to spark meaningful dialogue
14:00 – Why money will never be enough to pay for all your fears
18:00 – If money walked into the room—what would it say to you?
19:00 – The “spend the money” sketch every retiree should know
21:00 – Wealth as numbers vs. wealth as meaning
24:00 – AI, robo-advisors, and why human connection still matters
26:00 – How Carl thinks about “self-driving money”
28:00 – Why experiences with loved ones are the best ROI
Key Takeaways:
Money can’t solve all your fears, its job is different.
Wealth is about meaning and choices, not just numbers.
Retirees need to give themselves permission to spend the money.
The best ROI often comes from experiences with people you love.
Financial advice will always need a human element, even in the age of AI.
Key Quotes from Carl Richards:
“There will never be enough money to pay for all your fears.”
“If money were a person, it would be an earnest but disappointed golden retriever.”
“What if you’re not bad with money—what if you’re just giving it jobs it can’t do?”
“Spend the money: on experiences with people you love.”
Connect with Carl Richards:
Website: behaviorgap.com
https://www.linkedin.com/in/thinkingcarl/
https://x.com/behaviorgap
https://www.instagram.com/behaviorgap
Book: Your Money: Reimagining Wealth in Simple Sketches (available October 21)
The link to pre-order Carl's book on Amazon, or folks can head to their favorite local bookstore
The link to place a bulk order of Carl's book.
Listeners can save an additional 5% by using the code YourMoney5 at checkout.
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