Proving Insured Loss: Policyholders Need Experts Too
Adjusting Today
When a major loss hits, proving the full value of your insurance claim can be just as challenging as recovering from the damage itself. In this episode, we explore why today’s complex property and business interruption claims often require policyholders to hire their own experts—and why that cost can come as an unwelcome second shock. Using real-world case studies, we break down how insurers rely on forensic accountants, engineers, and other specialists, and why policyholders increasingly need comparable expertise to achieve fair settlements. We also examine a critical—and often...
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Property Loss Professionals: Roles in Your Claim
Adjusting Today
After a major property loss, filing an insurance claim can feel overwhelming—especially when you’re suddenly responsible for proving the full extent of your damage. In this episode, we break down the complex world of property loss professionals and explain who’s who in the claims process, who they work for, and how they can help you recover. Drawing from a special edition of Adjusting Today and Adjusters International’s Property Loss Professionals guide, we walk through the key roles involved in a claim, including staff adjusters, independent adjusters, public adjusters, insurance...
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Property Insurance Claims: Negotiating Unfamiliar Terrain
Adjusting Today
When a disaster strikes, the damage is only the beginning - the insurance claim process can feel just as overwhelming. In this episode, we break down what policyholders need to know after a major loss, from the critical first steps to protecting your property, to common mistakes that can derail a claim. We explore why insurance claims are both cooperative and adversarial, how early decisions can impact your final settlement, and why having the right experts on your side matters. Whether you’re dealing with building damage, lost contents, or business interruption, this episode offers...
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Disaster Recovery Planning: Preparation is Key
Adjusting Today
Disasters don’t just happen “somewhere else” - they hit construction sites, office buildings, shopping centers, and even critical tech systems at the worst possible moment. In this episode, we break down why insurance alone often isn’t enough, and how a well-tested disaster recovery plan can be the difference between barely surviving and fully bouncing back. Using insights from Adjusters International’s Disaster Recovery Planning: Preparation is Key to Survival, we walk through real-world disruption scenarios, eye-opening statistics on rising catastrophe losses, and the four...
info_outlineDisasters don’t just happen “somewhere else” - they hit construction sites, office buildings, shopping centers, and even critical tech systems at the worst possible moment. In this episode, we break down why insurance alone often isn’t enough, and how a well-tested disaster recovery plan can be the difference between barely surviving and fully bouncing back.
Using insights from Adjusters International’s Disaster Recovery Planning: Preparation is Key to Survival, we walk through real-world disruption scenarios, eye-opening statistics on rising catastrophe losses, and the four foundational steps to building an effective plan: forming a planning team, analyzing hazards and vulnerabilities, creating clear response procedures, and implementing ongoing training and updates. We also cover immediate post-disaster priorities - life safety, property protection, continuity of operations, and recordkeeping - so organizations can recover faster and smarter.
Bottom line: preparedness isn’t paperwork - it’s a survival strategy.