loader from loading.io

Visa, MasterCard, and the Death of Financial Freedom: When Private Companies Decide Your Morality

Between the Lies Podcast

Release Date: 08/14/2025

Trump's 50-Year vs FDR's 30-Year Mortgage: Why Bigger Isn't Better | Between The Lies 015 show art Trump's 50-Year vs FDR's 30-Year Mortgage: Why Bigger Isn't Better | Between The Lies 015

Between the Lies Podcast

Trump just announced 50-year mortgages to "fix" the housing crisis. His logic? If FDR's 30-year mortgages were good, then 50-year mortgages must be better. Bigger number equals better, right? Wrong. In this episode, Luke Tatum and Rob Brayton from Perfect Spiral Capital break down the mathematical reality behind Trump's latest intervention. The numbers are brutal: After 10 years of payments on a 50-year mortgage, 93% of your money goes to interest. You'd have just 7% equity in your home. You don't hit the 50/50 point—where your payment is equally split between principal and...

info_outline
Washington's SNAP Shackles: When Foreign Aid Trumps Your Groceries |  Between The Lies 014 show art Washington's SNAP Shackles: When Foreign Aid Trumps Your Groceries | Between The Lies 014

Between the Lies Podcast

Welcome to day 36 of the "apocalypse" - also known as the longest government shutdown in US history. Except nothing actually collapsed. Parks closed while we sent billions overseas. SNAP benefits are being held hostage while Congress gets paid. It's almost like they're using your groceries as a political weapon.   Luke Tatum & Rob Brayton from Perfect Spiral Capital, and myself break down the strangest hostage crisis in American history - where 42 million people (34% of which are children) get caught in the crossfire between politicians arguing about which subsidies matter more....

info_outline
Altman's Folly: Circular AI Financing Exposed: OpenAI Burns Billions While Fears Of A Bubble Grow | Between The Lies 013 show art Altman's Folly: Circular AI Financing Exposed: OpenAI Burns Billions While Fears Of A Bubble Grow | Between The Lies 013

Between the Lies Podcast

Everywhere you look today, AI is on everyone's tongue. Nowhere more than Wall Street. But is this the beginning of a new economy or just the next bubble ready to burst? Welcome to Between The Lies, where we cut through the hype to give you the real story on what's happening with your money. I'm Nicky P, joined by the money truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton.   This week we're tackling something inspired by Patrick Boyle's compelling analysis: AI's circular financing scheme that's inflating a bubble nobody wants to acknowledge. OpenAI alone has a $7.8...

info_outline
Non-Depository Financial Institutions Exposed: Are NDFIs the Next 2008 Crisis? | Between The Lies 012 show art Non-Depository Financial Institutions Exposed: Are NDFIs the Next 2008 Crisis? | Between The Lies 012

Between the Lies Podcast

Welcome back to Between The Lies, where we drag financial crises out of the shadows before they destroy your wealth. I'm Nicky P, and I'm joined by the money truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton.   This week we're getting way outside my depth, but what I keep hearing in all this noise is we are right at the precipice of another huge financial crisis. The question isn't if - it's when, and are you ready?   What We Cover: What NDFIs actually are (and why they're not automatically evil) How Chase Bank just wrote off $150 billion in bad NDFI loans ...

info_outline
A True History Of Washington's Stakes & Funding Your Pelosi Autopilot Account | Between The Lies 011 show art A True History Of Washington's Stakes & Funding Your Pelosi Autopilot Account | Between The Lies 011

Between the Lies Podcast

Is Government Ownership Really New or Just Business As Usual? This week on Between The Lies, we're diving into something that looks new but smells awfully familiar. Trump's administration just took stakes in a number of companies including, Intel , MP Materials, Lithium Americas, Trilogy Metals, and US Steel. The media's calling it unprecedented. We're calling it 2008 with better marketing.   The TARP Playbook Returns Rob walks us through the 2008 bailouts when the government took massive ownership stakes in banks, auto companies, and AIG to "save Main Street by saving Wall Street."...

info_outline
Trump's Permanent Shutdown: Is Your Inner Ron Swanson Celebrating? | Between The Lies 010 show art Trump's Permanent Shutdown: Is Your Inner Ron Swanson Celebrating? | Between The Lies 010

Between the Lies Podcast

Welcome back to Between The Lies, where we celebrate the rare moments when government actually stops doing things to us. I'm Nicky P, and I'm joined by the truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton.   This week's headline confusion: Government shutdown is looming, and apparently Republicans and Democrats can't get their business together. But here's what nobody's asking - why is anyone upset when the government stops spending our money?   What We Cover: • Why Luke literally bakes government shutdown cakes to celebrate • The shocking truth: government...

info_outline
Americans Swimming in Debt: Why Americans Can't Stop Spending Despite Inflation | Between The Lies 009 show art Americans Swimming in Debt: Why Americans Can't Stop Spending Despite Inflation | Between The Lies 009

Between the Lies Podcast

Welcome back to Between The Lies, where we expose the financial reality hidden behind government statistics. I'm Nicky P, and I'm joined by the money truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton. This week's headline is almost comical: According to the Fed, Americans are apparently on holiday out to the beach and just swimming in debt. $1.2 trillion in credit card debt. $439 billion added in just one quarter. For reference, that's half of what all credit card debt was in 2008 - and we all remember how that ended. What We Cover: How $439 billion in quarterly credit...

info_outline
Interest Rate Reality Check: The Hidden Agenda Behind Easy Money | Between The Lies 008 show art Interest Rate Reality Check: The Hidden Agenda Behind Easy Money | Between The Lies 008

Between the Lies Podcast

Welcome back to Between The Lies, where we cut through the political spin to give you the real story behind monetary manipulation. I'm Nicky P, and I'm joined by the money truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton.   This week's headline perfectly captures our clown world economics: Despite Trump urging us to "take advantage of unprecedented prosperity," Fed Chairman Jerome Powell announced a quarter-point rate cut. So which is it? Are we prosperous or do we need emergency stimulus?   What We Cover: • What the federal funds rate actually means for your...

info_outline
Market Manipulation Exposed: Why Record Highs Don't Mean Economic Health | Between The Lies 007 show art Market Manipulation Exposed: Why Record Highs Don't Mean Economic Health | Between The Lies 007

Between the Lies Podcast

Welcome back to Between The Lies, where we expose the financial propaganda and give you the real story behind market manipulation. I'm Nicky P, and I'm joined by the money truth-teller at Perfect Spiral Capital - Rob Brayton.   This week's headline contradiction: S&P 500 and Nasdaq hit all-time highs while every real economic indicator screams recession. Oracle surges, PPI inflation data fuels Fed rate cut hopes, and somehow we're supposed to celebrate that everything costs more than it's ever cost before.   What We Cover: • Why stock market highs just mean everything is more...

info_outline
Trump's Tariffs Ruled Illegal: The Truth About Who Really Pays in Trade Wars | Between The Lies 006 show art Trump's Tariffs Ruled Illegal: The Truth About Who Really Pays in Trade Wars | Between The Lies 006

Between the Lies Podcast

Welcome back to Between The Lies, where we cut through government propaganda to give you the real story on policies that affect your wallet. I'm Nicky P, and I'm joined by the money truth-tellers at Perfect Spiral Capital - Luke Tatum and Rob Brayton.   This week's bombshell: A US court just ruled most of Trump's tariffs illegal. But here's what nobody's talking about - these "negotiation tools" have been nothing but hidden taxes on American consumers from day one.   What We Cover: • How Trump's tariffs were set to affect 69% of US goods imports (now down to 16%) • The $8...

info_outline
 
More Episodes

Welcome back to Between The Lies, where we cut through the BS to give you the real story on what's happening in our increasingly controlled world. I'm Nicky P, and I'm joined once again by the money brains at Perfect Spiral Capital - Luke Tatum and Rob Brayton.

This week, we're diving into something the mainstream media won't touch: Visa and MasterCard's coordinated attack on particular sects of the gaming industry. While YouTube is buzzing with outrage, traditional financial outlets are mysteriously silent about payment processors deciding what you're allowed to spend your money on.

What We Cover:

  • How Visa and MasterCard are forcing Steam and other platforms to remove games

  • The Australian activist group behind the pressure campaign

  • Why this isn't about protecting children - it's about control

  • How the same tactics were used against firearms dealers and content creators

  • The difference between free market choice and corporate censorship

  • Why this proves we need alternatives to traditional banking

  • How gamers are fighting back (and overwhelming customer service lines)

Key Takeaways: Luke breaks down how this mirrors previous attacks on firearms commerce and Patreon creators. Rob explains why private morality enforcement through payment systems is fundamentally anti-free market. And I expose the hypocrisy of mainstream media's deafening silence on corporate censorship.

We also tackle the bigger picture: Why do private entities have this much control over money in the first place? The answer lies in our broken SWIFT system and the debt-based currency that forced companies like Visa to step in as intermediaries. Now those intermediaries are acting like moral authorities.

The Silver Lining: Gamers don't take this stuff lying down. Customer service departments are overwhelmed with complaints, awareness is spreading, and alternative payment methods are gaining traction. Plus, we still have cash, Bitcoin, and other ways to conduct commerce without corporate gatekeepers.

Perfect Spiral Capital Insight: As always, Luke and Rob emphasize the importance of financial privacy and alternative systems. When payment processors can dictate morality, it's time to explore private banking solutions that keep transactions between consenting parties.

Ready to learn how to protect your financial freedom? Visit PerfectSpiralCapital.com to discover strategies that work regardless of what payment processors decide.