Driving Trust and Community Through Technology in Credit Unions – with Nicole Haverly at nCino
AI in Financial Services Podcast
Release Date: 12/15/2025
Driving Trust and Community Through Technology in Credit Unions – with Nicole Haverly at nCino
AI in Financial Services Podcast
Today’s guest is Nicole Haverly, Vice President of Credit Unions at nCino. nCino is a provider of intelligent banking solutions. Headquartered in Wilmington, North Carolina, the company helps banks and credit unions modernize and streamline core banking tasks, empowering financial institutions of all sizes globally to deliver faster, more intelligent, and customer-friendly banking experiences. Nicole joins Emerj Senior Editor, Marilie Fouché, to discuss how credit unions can balance community-focused member experiences with the growing demand for digital-first engagement. Nicole also...
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Balancing Personalization and Trust in AI-Driven Customer Experience - with Kyle Hathorn of FNBO
AI in Financial Services Podcast
Today’s guest is Kyle Hathorn, Director of Customer Experience and Strategy at the First National Bank of Omaha. FNBO is a regional bank founded in 1857 that provides retail and commercial banking services across eight states. Kyle brings extensive experience in designing customer journeys and integrating technology to meet evolving expectations. Kyle joins Emerj Editorial Director Matthew DeMello to discuss how financial services leaders can leverage data and AI to create seamless, personalized, and human-centered customer experiences. He also shares practical strategies for measuring...
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Balancing Friction and Growth in Digital Fraud Strategy - with Karan Gandhi at Best Egg
AI in Financial Services Podcast
Today’s guest is Karan Gandhi, Senior Director for Verification and Fraud at Best Egg. Best Egg is a consumer lending platform focused on responsible, data-driven credit access. Karan joins Emerj Editorial Director Matthew DeMello to explore how deepfakes, synthetic identities, bot attacks, and agentic systems are reshaping the fraud landscape and what these shifts mean for data and AI strategy in financial services. Karan also breaks down the practical steps enterprises can take to strengthen verification workflows, leverage metadata and OCR analysis more effectively, and frame...
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The Future of AI Competition in Financial Services After DeepSeek’s Breakthrough - with Sudeep Kesh and Martin Whitworth of S&P Global Ratings
AI in Financial Services Podcast
The introduction of DeepSeek’s R1 large language model has sparked global discussion about what happens when open-source innovation meets geopolitical constraints. What does this mean for financial markets, AI development, and the future of global competition? In this episode of the ‘AI in Financial Services’ podcast, host Matthew DeMello speaks with Sudeep Kesh, Chief Innovation Officer at S&P Global Ratings, and Martin Whitworth, Lead Cyber Expert at S&P Global Ratings, about how DeepSeek’s model reveals the evolving relationship between resource constraints, innovation, and...
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The Role of AI in Risk Management and Compliance - with Miriam Fernandez and Sudeep Kesh at S&P Global Ratings
AI in Financial Services Podcast
As financial services accelerate their digital transformations, AI is reshaping how institutions identify, assess, and manage risk. But with that transformation comes an equally complex web of systemic risks, regulatory challenges, and questions about accountability. In this episode of the AI in Business podcast, host Matthew DeMello, Head of Content at Emerj, speaks with Miriam Fernandez, Director in the Analytical Innovation Team specializing in AI research at S&P Global Ratings, and Sudeep Kesh, Chief Innovation Officer at S&P Global Ratings. Together, they unpack how generative AI,...
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The Role of AI in Reducing Revenue Risk and Improving Accuracy - with Andy Byrne at Clari
AI in Financial Services Podcast
Today’s guest is Andy Byrne, Founder and CEO of Clari, returns to share early findings from Clari’s upcoming report on AI in revenue operations. The headline: 2024 was tough — only 33% of revenue leaders hit plan — yet 91% expect to hit 2025 targets, largely due to AI. Andy breaks down how leaders are using predictive AI to surface risk and momentum and generative AI to create, convert, and close across deals, reps, products, and regions. He details why internal conversational data often outperforms external signals, what “agentic strategies” look like in practice, and why...
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The Biggest AI Trends Shaping Sales and Revenue Teams - with Andy Byrne at Clari
AI in Financial Services Podcast
Today’s guest is Andy Byrne, Founder and CEO of Clari. Clari is an AI-driven platform that transforms how financial institutions manage revenue operations and forecasting, turning complex data into clear, actionable insights for confident decision-making. Their platform delivers forecasts and enterprise-wide insights, giving financial institutions the predictability and confidence they need to drive growth at scale. Andy joins Emerj Editorial Director Matthew DeMello on the AI in Business podcast to discuss how predictive and generative AI are transforming revenue operations, particularly in...
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How International AI Safety Efforts Are Shaping the Future of Governance - with Charleyne Biondi of Moody’s
AI in Financial Services Podcast
Today’s guest on the ‘AI in Financial Services’ podcast is Charleyne Biondi, Associate Vice President of Moody’s Ratings in the Digital Economy Team. Charleyne Biondi, Associate Vice President of Moody’s Ratings in the Digital Economy Team. Charleyne returns to the program to share her perspective on the rapidly evolving landscape of AI regulation, comparing the EU AI Act, the US sector-specific approach, and emerging international frameworks. She outlines how regulatory divergence is shaping adoption, trust, and compliance costs for companies operating globally. Charleyne also...
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Why Autonomous AI Systems Are Accelerating Enterprise Adoption - with Charleyne Biondi of Moody’s
AI in Financial Services Podcast
Today’s guest on the ‘AI in Financial Services’ podcast is Charleyne Biondi, Associate Vice President of Moody’s Ratings in the Digital Economy Team. Charleyne brings a broad perspective on how AI adoption is unfolding in financial services and the wider global economy. She explains how generative AI has lowered adoption barriers, accelerating experimentation while raising new challenges around integration, risk, and reliability. While many businesses see immediate efficiency gains at the individual level, Charleyne notes that true productivity impact requires deeper organizational...
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Looking at the Future of Banking and Financial Services in 2025 by Data Signal - with Gautam Samanta of Coforge
AI in Financial Services Podcast
Today’s guest is Gautam Samanta, President and Executive Director, Head of Global Banking and Financial Services at Coforge. Coforge is a global IT services firm specializing in digital solutions for industries such as banking, insurance, travel, and manufacturing, with a focus on domain-driven consulting and emerging technologies like AI and cloud. Gautam joins Emerj Editorial Director Matthew DeMello to unpack how banking and financial services leaders can align digital transformation with business goals, move generative AI and blockchain initiatives beyond the hype, and build resilience...
info_outlineToday’s guest is Nicole Haverly, Vice President of Credit Unions at nCino. nCino is a provider of intelligent banking solutions. Headquartered in Wilmington, North Carolina, the company helps banks and credit unions modernize and streamline core banking tasks, empowering financial institutions of all sizes globally to deliver faster, more intelligent, and customer-friendly banking experiences. Nicole joins Emerj Senior Editor, Marilie Fouché, to discuss how credit unions can balance community-focused member experiences with the growing demand for digital-first engagement. Nicole also explains practical ways automation and AI can streamline account opening and lending, reduce manual data entry, and allow staff to focus on deeper, high-value member interactions, driving measurable results in efficiency, product adoption, and member retention. Want to share your AI adoption story with executive peers? Click emerj.com/e2 for more information and to be a potential future guest on Emerj’s flagship ‘AI in Business’ podcast!