Time Debt: The Hidden Cost of Putting Things Off and the toll its taking on you body
Release Date: 11/17/2025
Calm Is a Skill – How to Prevent Anxiety, Understand Your Body, and Rewire Anxious Thinking
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Please hit Subscribe and tell a friend about the show. Anxiety isn’t a personal flaw—it’s a biological response that can be understood, trained, and managed. In this episode of Year of Profit, we explore how anxiety works inside the body and mind, and how learning to regulate both creates lasting calm under pressure. This episode begins by breaking down what anxiety really is: a survival system designed to protect you, not punish you. Joe explains why anxiety feels so physical—tight chest, racing heart, shallow breathing, digestive issues—and how these...
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Borrowed Confidence: Role Models, Alter-Egos, and Inner Strength
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Please hit Subscribe and pass the show on to Somone. https://a.co/d/cdYL3xo https://poshmark.com/closet/toledojoe Borrowed Confidence challenges the idea that confidence is something you’re either born with or not. In this powerful episode of Year of Profit, Joe Shortridge breaks down why confidence is often a learned behavior—and how borrowing it can help you step into strength long before you feel ready. Many people wait for confidence before they take action. They delay starting a business, speaking up, creating content, or stepping into leadership roles because they...
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Decluttering Digital Ghosts: Managing Old Emails, Files, and Online Baggage
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Please hit subscribe and tell a friend about the show. How much mental energy are you losing to digital clutter you barely notice anymore? In this episode of **Year of Profit**, Joe Shortridge dives into a hidden drain on productivity, focus, and finances: **digital ghosts**—old emails, forgotten files, unused subscriptions, abandoned online accounts, and social media baggage that quietly follow us around every day. Digital clutter isn’t just annoying—it’s expensive. Unread emails create mental open loops. Disorganized files waste time and...
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Exercise in the New Year: Building the Body That Supports the Life You Want
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Please Hit Subscribe and tell a friend about the show. https://a.co/d/cvV6gyo Every New Year brings fresh motivation—and familiar frustration. Gym memberships spike, routines start strong, and within weeks, many people fall back into old habits. In this episode of Year of Profit, Joe Shortridge breaks down why exercise so often fails as a New Year’s resolution—and how to finally make it stick. This isn’t a hype-filled fitness episode or a crash-course in extreme workouts. Instead, Joe reframes exercise as a long-term investment—one...
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New Year Financial Checklist: Start the Year with Clarity, Control, and Confidence
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Please Hit Subscribe and tell a friend about the show. https://poshmark.com/closet/toledojoe https://poshmark.com/closet/happie22 A new year brings a powerful opportunity: a clean financial slate. In this episode of Year of Profit, we walk through a New Year Financial Checklist designed to help you take control of your money, eliminate unnecessary stress, and create momentum toward real financial progress. Too many people drift into a new year hoping things will “work themselves out.” But hope isn’t a strategy. Clarity is. Whether you’re focused...
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Sleep is active recovery Self-Help growth Rejuvenation
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Please Hit Subscribe and tell a friend about the show. https://www.facebook.com/profile.php?id=100076311491473 https://www.facebook.com/profile.php?id=100076311491473 https://a.co/d/fwIibHT https://poshmark.com/closet/toledojoe https://poshmark.com/closet/happie22 In this extended episode of Year of Profit, Joe Shortridge invites listeners to rethink one of the most overlooked tools in personal development: sleep. Far from being a luxury or something earned only after hard work, sleep is revealed as a foundational self-help practice that influences every area of...
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The Someday Drawer – Why We Delay Our Dreams and How to Finally Start
Year of Profit
Please hit Subscribe and tell a friend about the show. https://www.facebook.com/profile.php?id=100076311491473 https://a.co/d/daOhMnN https://a.co/d/jauxQxq https://poshmark.com/closet/toledojoe In this transformative episode of The Year of Profit, Joe Shortridge dives deep into a powerful concept that affects nearly every listener: The Someday Drawer. It’s that place—physical or mental—where we store our dreams, goals, ideas, and intentions we swear we’ll get to “someday.” But as Joe explains, “someday” is not a date on the calendar. It’s a delay tactic that keeps...
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Rewiring Negative Self-Talk with Humor — How Laughing at Your Inner Critic Disarms It
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Please Hit Subscribe, and tell someone about the show. https://www.facebook.com/profile.php?id=100076311491473 https://a.co/d/1nZhNKO https://poshmark.com/closet/toledojoe https://poshmark.com/closet/happie22 In this episode of The Year of Profit, Joe explores one of the most underrated tools for improving mindset, confidence, and emotional resilience: humor. While most people try to fight or silence their negative self-talk, Joe reveals a surprisingly effective alternative — laughing at it. We all have an inner critic. That little voice in our head that judges our decisions,...
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Confidence: The Key to Unlocking Your Potential during the holaday season
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Please hit subscribe and tell a friend about the show. https://www.facebook.com/profile.php?id=100076311491473 https://poshmark.com/closet/toledojoe https://poshmark.com/closet/happie22 In this episode of The Year of Profit, we dive into one of the most transformative forces in personal and professional growth: confidence. Confidence isn’t just a feeling — it’s a tool, a skill, and a mindset that can unlock opportunities, improve decision-making, and propel you toward the life you truly want. We explore how confidence is built, not born, and why it plays such a...
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How to Act Like a Millionaire Manifesting a new life and a happy future
Year of Profit
Please hit Subscribe and tell a friend about the show. In this empowering episode of The Year of Profit, Joe Shortridge explores the mindset and habits that separate the truly successful from those still waiting for life to change. “How to Act Like a Millionaire” isn’t about faking wealth or pretending to be something you’re not — it’s about becoming the kind of person who naturally attracts success, opportunity, and abundance. Joe breaks down how small, intentional actions can rewire your confidence, focus, and even your...
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In this powerful and deeply relatable episode of The Year of Profit, host Joe Shortridge explores one of the most overlooked forms of debt — Time Debt — the hidden cost we all pay when we procrastinate, delay, or put off the things that matter most.
We’ve all felt it: that growing sense of guilt, stress, and overwhelm when tasks start to pile up and opportunities slip through our fingers. Joe breaks down how every “I’ll do it later” quietly compounds into emotional and mental interest — draining our energy, clarity, and focus over time.
Drawing parallels between financial and time debt, Joe reveals how every delayed task carries a hidden cost. Through psychology, neuroscience, and real-world experience, he explains how unmade decisions linger in the mind like open browser tabs, keeping us in a constant state of low-level anxiety. This episode uncovers how procrastination isn’t laziness — it’s emotional overload — and how guilt and shame often paralyze us from taking the very actions that would set us free.
Listeners will connect with Joe’s honest and personal story about putting off launching his first podcast — and the realization that waiting for “perfect” only delayed growth and momentum. He shares how those same lessons apply to anyone feeling stuck or behind.
In the second half of the show, Joe walks you through a step-by-step process to start paying off your time debt and building what he calls time wealth. You’ll learn practical tools like:
The Two-Minute Rule — a simple way to eliminate small tasks before they grow.
Time budgeting — treating your hours like money and investing them intentionally.
Micro-commitments — the power of small actions to create unstoppable momentum.
And the importance of forgiving yourself — because shame only adds more debt.
This episode will make you think differently about how you spend your time and how procrastination affects not just your productivity, but your mental health, relationships, and long-term success.
Joe reminds us that every delay today is a withdrawal from our future — and every action we take now is a deposit toward a richer, freer tomorrow.
If you’ve been feeling stuck, overwhelmed, or guilty about not getting enough done, this conversation will help you see that it’s not too late to start fresh — and that today is the best day to take control of your time again.
Because as Joe says, “Time is the one debt you can never borrow back.”
The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.
Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.
Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.