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New Year Financial Checklist: Start the Year with Clarity, Control, and Confidence

Year of Profit

Release Date: 12/29/2025

Calm Is a Skill – How to Prevent Anxiety, Understand Your Body, and Rewire Anxious Thinking show art Calm Is a Skill – How to Prevent Anxiety, Understand Your Body, and Rewire Anxious Thinking

Year of Profit

Please hit Subscribe and tell a friend about the show.         Anxiety isn’t a personal flaw—it’s a biological response that can be understood, trained, and managed. In this episode of Year of Profit, we explore how anxiety works inside the body and mind, and how learning to regulate both creates lasting calm under pressure. This episode begins by breaking down what anxiety really is: a survival system designed to protect you, not punish you. Joe explains why anxiety feels so physical—tight chest, racing heart, shallow breathing, digestive issues—and how these...

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Please hit Subscribe and pass the show on to Somone.   https://a.co/d/cdYL3xo https://poshmark.com/closet/toledojoe   Borrowed Confidence challenges the idea that confidence is something you’re either born with or not. In this powerful episode of Year of Profit, Joe Shortridge breaks down why confidence is often a learned behavior—and how borrowing it can help you step into strength long before you feel ready. Many people wait for confidence before they take action. They delay starting a business, speaking up, creating content, or stepping into leadership roles because they...

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Please hit subscribe and tell a friend about the show.         How much mental energy are you losing to digital clutter you barely notice anymore?   In this episode of **Year of Profit**, Joe Shortridge dives into a hidden drain on productivity, focus, and finances: **digital ghosts**—old emails, forgotten files, unused subscriptions, abandoned online accounts, and social media baggage that quietly follow us around every day.   Digital clutter isn’t just annoying—it’s expensive. Unread emails create mental open loops. Disorganized files waste time and...

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Please Hit Subscribe and tell a friend about the show.     https://a.co/d/cvV6gyo          Every New Year brings fresh motivation—and familiar frustration. Gym memberships spike, routines start strong, and within weeks, many people fall back into old habits. In this episode of Year of Profit, Joe Shortridge breaks down why exercise so often fails as a New Year’s resolution—and how to finally make it stick. This isn’t a hype-filled fitness episode or a crash-course in extreme workouts. Instead, Joe reframes exercise as a long-term investment—one...

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Year of Profit

Please Hit Subscribe and tell a friend about the show.         https://poshmark.com/closet/toledojoe https://poshmark.com/closet/happie22   A new year brings a powerful opportunity: a clean financial slate. In this episode of Year of Profit, we walk through a New Year Financial Checklist designed to help you take control of your money, eliminate unnecessary stress, and create momentum toward real financial progress. Too many people drift into a new year hoping things will “work themselves out.” But hope isn’t a strategy. Clarity is. Whether you’re focused...

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Please Hit Subscribe and tell a friend about the show.   https://www.facebook.com/profile.php?id=100076311491473 https://www.facebook.com/profile.php?id=100076311491473 https://a.co/d/fwIibHT https://poshmark.com/closet/toledojoe https://poshmark.com/closet/happie22     In this extended episode of Year of Profit, Joe Shortridge invites listeners to rethink one of the most overlooked tools in personal development: sleep. Far from being a luxury or something earned only after hard work, sleep is revealed as a foundational self-help practice that influences every area of...

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Year of Profit

Please hit Subscribe and tell a friend about the show. https://www.facebook.com/profile.php?id=100076311491473 https://a.co/d/daOhMnN https://a.co/d/jauxQxq https://poshmark.com/closet/toledojoe   In this transformative episode of The Year of Profit, Joe Shortridge dives deep into a powerful concept that affects nearly every listener: The Someday Drawer. It’s that place—physical or mental—where we store our dreams, goals, ideas, and intentions we swear we’ll get to “someday.” But as Joe explains, “someday” is not a date on the calendar. It’s a delay tactic that keeps...

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Year of Profit

Please Hit Subscribe, and tell someone about the show. https://www.facebook.com/profile.php?id=100076311491473 https://a.co/d/1nZhNKO https://poshmark.com/closet/toledojoe https://poshmark.com/closet/happie22   In this episode of The Year of Profit, Joe explores one of the most underrated tools for improving mindset, confidence, and emotional resilience: humor. While most people try to fight or silence their negative self-talk, Joe reveals a surprisingly effective alternative — laughing at it. We all have an inner critic. That little voice in our head that judges our decisions,...

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  Please hit subscribe and tell a friend about the show. https://www.facebook.com/profile.php?id=100076311491473   https://poshmark.com/closet/toledojoe https://poshmark.com/closet/happie22   In this episode of The Year of Profit, we dive into one of the most transformative forces in personal and professional growth: confidence. Confidence isn’t just a feeling — it’s a tool, a skill, and a mindset that can unlock opportunities, improve decision-making, and propel you toward the life you truly want. We explore how confidence is built, not born, and why it plays such a...

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Year of Profit

Please hit Subscribe and tell a friend about the show.               In this empowering episode of The Year of Profit, Joe Shortridge explores the mindset and habits that separate the truly successful from those still waiting for life to change. “How to Act Like a Millionaire” isn’t about faking wealth or pretending to be something you’re not — it’s about becoming the kind of person who naturally attracts success, opportunity, and abundance. Joe breaks down how small, intentional actions can rewire your confidence, focus, and even your...

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A new year brings a powerful opportunity: a clean financial slate. In this episode of Year of Profit, we walk through a New Year Financial Checklist designed to help you take control of your money, eliminate unnecessary stress, and create momentum toward real financial progress.

Too many people drift into a new year hoping things will “work themselves out.” But hope isn’t a strategy. Clarity is. Whether you’re focused on paying off debt, building savings, growing your income, or simply feeling more confident with money, this episode breaks down exactly where to start—and what to stop doing.

We begin by looking back before moving forward. Reviewing last year’s finances—without judgment—is essential. What worked? What didn’t? Where did your money actually go versus where you thought it went? This honest reflection creates the foundation for smarter decisions moving ahead.

Next, we tackle cash flow awareness. Knowing your monthly numbers is non-negotiable. We discuss how to list your fixed expenses, identify variable spending leaks, and determine your true financial baseline. When you know your numbers, money stops being emotional and starts becoming strategic.

From there, we move into goal setting with intention. Instead of vague resolutions like “save more” or “make more money,” we focus on clear, measurable goals. You’ll learn how to set one primary financial focus for the year—whether that’s debt elimination, emergency savings, or income expansion—so your energy isn’t scattered.

We also cover an often-overlooked step: updating and automating your systems. This includes reviewing subscriptions, renegotiating bills, adjusting automatic savings, and simplifying accounts. Small system tweaks can free up hundreds—sometimes thousands—of dollars over the course of a year.

Another key part of the checklist is risk management. We discuss reviewing insurance coverage, emergency funds, and financial safety nets to ensure one unexpected event doesn’t undo your progress.

Finally, we wrap up with mindset. Money success isn’t just about math—it’s about behavior. We talk about adopting a “CEO mindset” for your personal finances, creating monthly check-ins, and treating your financial life like a business you’re responsible for growing.

This episode isn’t about perfection. It’s about progress. The New Year Financial Checklist gives you a clear path forward—one step at a time—so you can stop reacting to money and start directing it.

If you’re ready to make this year intentional, profitable, and less stressful, this episode will help you set the tone from day one.

 

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.