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NAR Projects Home Sales To Increase 14% in 2026... Episode 246

Black Hole Of Real Estate Podcast

Release Date: 11/24/2025

Leasing Your Home When The Rent Is Lower Than Your Mortgage Payment...     Episode 266 show art Leasing Your Home When The Rent Is Lower Than Your Mortgage Payment... Episode 266

Black Hole Of Real Estate Podcast

Leasing Your Home When The Rent Is Lower Than Your Mortgage Payment...   ... it definitely seems like a MAJOR problem but it doesn't have to be there are a growing number of "Accidental Landlords" out there homeowners that never planned to rent out their home are finding themselves in a precarious situation where they might just have to it usually happens when the owner does not have sufficient equity to sell their home in the current real estate market and most don't want to (or can't) bring cash to closing to make the deal work so they end up trying to rent out the home and list the...

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The Fed Is Keeping Rates The Same...          Episode 265 show art The Fed Is Keeping Rates The Same... Episode 265

Black Hole Of Real Estate Podcast

The Fed Is Keeping Rates The Same...       ...and its not at all shocking to me The Fed has lowered rates by .25% 3 meetings in a row for a total of .75% recent interest rate reductions The President recently authorized $2 Billion in bond purchases to add liquidity to the market and encourage more lending by banks it makes sense for the Fed to pause and examine the economy before making more moves There are 2 more meetings before the end of Fed Chair Jerome Powells' term my suspicion is that we will see a rate reduction at 1 of those 2 meetings The real moves will most likely...

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Pivotal Fed Meeting This Week...                 Episode 264 show art Pivotal Fed Meeting This Week... Episode 264

Black Hole Of Real Estate Podcast

Pivotal Fed Meeting This Week...     ...that will set the tone for the next few months of real estate sales There is a lot of uncertainty as to the Fed's direction at this time They have reduced rates 3 meetings in a row and there is some sentiment that they will hold rates where they are  The meeting will take place January 27-28 if rates remain unchanged, they will be in a holding pattern until the next meeting March 17-18 There are a total of 3 more meetings left  before the current Fed Chairman Jerome Powell's term expires chances are that there will be 1 or 2 rate...

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Hidden Inventory About To Hit The Market...    Episode 263 show art Hidden Inventory About To Hit The Market... Episode 263

Black Hole Of Real Estate Podcast

Hidden Inventory About To Hit The Market... ...And you probably don't realize where it's coming from Most people don't recall that a lot of property listings expired on December 31 and it's true that some of them came right back on the market but most have delayed re-entry some are just exhausted from being up for sale some have been too busy catching up from the holidays some are waiting 30 days to reset days on market counters some just wanted to watch football on the weekends in peace but here is what most people aren't seeing delayed re-entry people want to sell and will be back soon...

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So I Just Bought A Couple Of Fixer Uppers...                Episode 262 show art So I Just Bought A Couple Of Fixer Uppers... Episode 262

Black Hole Of Real Estate Podcast

So I Just Bought A Couple Of Fixer Uppers...       ... with a couple of friends over the last 2 months but get this - we don't plan to flip them  The plan is to follow the BRRRR Method Buy Renovate Rent  Refinance Repeat There is an actual book named that Which I bought a few years back read it cover to cover a few times I just wasn't at a place in my life where I was ready, willing, and able to take action on it now I am and doing it and having some fun with it Now I want to share how it works to buy and hold these homes as opposed to flipping them I also give you a...

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Mixed Signals...              Episode 261 show art Mixed Signals... Episode 261

Black Hole Of Real Estate Podcast

Mixed Signals...     ...what are we supposed to believe is really going on in real estate you have heard us talk about how rates have come down into the 5's we are also seeing that most sellers are barely getting any showings so what type of market are we actually in right now? let me do my best to explain it buyers are absolutely looking at more homes online now buyers are excited about lower rates and payments buyers are still waiting to see more homes come on the market sellers that had listings expire on 12/31 are just getting ready to list again most existing sellers haven't...

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Why Interest Rates Just Dropped Down Into The 5 Why Interest Rates Just Dropped Down Into The 5"s... Episode 260

Black Hole Of Real Estate Podcast

Why Interest Rates Just Dropped Down Into The 5's...    ...it wasn't due to the Fed lowering the rate The President ordered the purchase of $2 Billion in bonds and it was the catalyst for interest rates to drop 22 basis points almost immediately The Federal Housing Finance Agency leader Bill Pulte posted "We are on it" and will be working Fannie Mae and Freddie Mac to execute the plan financial markets are buzzing and so are home buyers as the average mortgage rate hit 5.99% on January 9th affordability just increased monthly payments went down sidelined home buyers are jumping back...

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How Sellers Can Pay Your Closing Costs...          Episode 259 show art How Sellers Can Pay Your Closing Costs... Episode 259

Black Hole Of Real Estate Podcast

How Sellers Can Pay Your Closing Costs...     ...when you don't have enough money to close a sale Many Home Buyers are finding it hard to save up for a down payment Let alone have enough $ for the closings on a home purchase Let's Suppose that a buyer wants to purchase a home for $300,000 The down payment for an FHA Loan is 3.5% Most conventional loans require at least 5% down That means a buyer would need between $10,500 - $15,000 saved up Closings cost can vary, but lets use 2% for this example that means and additional $6,000 is needed to make the deal work The buyer will need...

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Where did all the listings go...   Episode 258 show art Where did all the listings go... Episode 258

Black Hole Of Real Estate Podcast

Where did all the listings go... ...Something Just Happened To Real Estate Inventory Every year, the real estate industry seems to set a huge number of listing contracts to expire on December 31 if the property is unsold by that date which means that the number of homes available for sale drops dramatically on January 1 The vast majority of those properties will come back on the market during the month of January many of them will have: new listing agents lower pricing different marketing some renovations completed Along with that  you will see a number of brand new to market listings...

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The 2026 Crystal Ball Report...       Episode 257 show art The 2026 Crystal Ball Report... Episode 257

Black Hole Of Real Estate Podcast

The 2026 Crystal Ball Report...   ...everything you need to plan out your real estate strategy for this year we have the receipts from last years forecast back in episode 152 check that out when you are done with this one and let me know how we did here are a few of the things that I see happening:   Interest Rates will start the year hovering in the 6% range They will dip down below 5% shortly after the end of tax season There will be a new Fed Chair in May right after the April 28-29 Meeting Which makes the June 16-17 meeting the one to keep your eyes on   Builders will...

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More Episodes

NAR Projects Home Sales To Increase 14% in 2026...

...for many this is going to be a bit of a surprise

They are also projecting a 5% increase in new home sales 

The other significant projection by NAR is that they see home prices rising 4%

There has been a segment of the home buyer market

That has been on the sidelines the past few years

waiting and hoping for home prices to come down

That hasn't materialized as prices have continued to climb

within all of this is the likelihood of a real estate "comeback year"

more homes will be put on the market for sale

which is good news for home buyers that have struggled to find the right home

we are a couple of weeks away from the December 8-9th Fed Meeting

and it appears that their will be another .25% rate reduction on the way

affordability will increase as monthly mortgage payments will go down

providing a catalyst for increased sales as we head into the new year

tune in for all the details in today's show