Money Ripples Podcast
Start making passive income here: Have you ever noticed how financial influencers, or “finfluencers,” seem to be everywhere on social media right now? Scroll Instagram, TikTok, or YouTube and you’ll see people yelling about debt, promising overnight wealth, or claiming they’ve cracked the financial code. The real question is this: how do you know who to trust? In this episode, I pull back the curtain and walk you through exactly how I personally evaluate financial influencers. I’m not here to tell you who to follow or unfollow. Instead, I want to show you how to think...
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Start making passive income here: Is self-storage investing the place we should be going as we head into 2026? That’s exactly what I’m digging into in this episode with returning guest Alex Pardo. Alex isn’t just a storage operator, he’s done nearly a thousand single-family transactions, built a real estate wholesaling business, and then made a bold pivot in 2020 into self-storage. And if you’ve felt like real estate has been rough the last few years, you’re not alone. I wanted this conversation because I’ve been watching the storage space closely, and I’m asking the...
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Start making passive income here: What are these new Trump accounts, and are they actually a smart move for your kids’ financial future? That’s the question I’m answering in today’s episode, because while these accounts are being marketed as an incredible opportunity, there are some serious downsides you need to understand before you jump in. The Trump account was introduced as part of the so-called “big, beautiful bill” passed in the summer of 2025. It’s being promoted as a way to give kids a financial head start, almost like a hybrid between a 529 college savings plan...
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Start making passive income here: Are my 2026 market predictions wrong? Is there still an AI-driven stock market boom ahead of us, or are we getting dangerously close to another major correction? In this episode, I challenge my own assumptions and break down why some of Wall Street’s biggest institutions believe the bull market is far from over and why I’m still not convinced. I walk you through recent analyst predictions from major financial firms like Goldman Sachs, UBS, and other institutional strategists who argue that the stock market isn’t in a bubble. Their...
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Start making passive income here: Is AI really the beginning of the end for jobs or is this one of the biggest opportunities we’ve ever seen? That’s exactly what I dive into in this episode with my longtime friend and former college roommate, Aaron Matthews, a fractional CTO/COO with over 21 years of leadership experience across healthcare, insurance, and technology. Everywhere you look, the headlines are screaming that AI is taking jobs. Engineers are being laid off. Middle managers are disappearing. Entire roles are being redefined. But the real question isn’t whether AI is...
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Start making passive income here: President Donald Trump is making big promises as he approaches his one-year mark: banning institutions from buying real estate, capping credit card interest rates, and even talking about firing Jerome Powell. If you’ve been hearing these headlines and wondering, “Is this actually good for the economy, or are we about to make things worse?” this episode is my straight-shooting breakdown of what happens next and why these ideas won’t do what people think they’ll do. Let me be clear: this isn’t a pro-Trump or anti-Trump rant. I’m not...
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Your future doesn’t start after school, it starts now. 7F Teenage Tycoon teaches teens how money works, how businesses are built, and how real wealth is created. Tap the link and become a Teenage Tycoon today - Start making passive income here: We talk a lot about building wealth, passive income, and freedom but the real question, especially as parents, is how do we teach our kids to do the same? In this episode, I sit down with Bill Allen, founder of Seven Figure Flipping, to talk about raising financially confident kids who understand money, business, and opportunity. Bill...
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Start making passive income here: All of us have hard times. The real question is: how do you bounce back when the setback hits you financially, emotionally, and personally all at once? In today's episode, I sit down with Tatiana Zagarovsky, whose story is the kind that makes you rethink what you’re capable of when life punches you in the face. Tatiana immigrated to the United States after growing up in the Soviet Union, where entrepreneurship was treated like a crime and “capitalists” were painted as villains. She later immigrated again through Israel, built a successful career...
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Start making passive income here: So many of you have heard the story of my father before, whether it was here on the Money Ripples podcast or inside my book, The Work Optional Blueprint. But after my dad passed away just a few weeks ago, there’s one piece of advice he gave me about money that hasn’t stopped echoing in my head. And today, I felt compelled to share it with you. My father was the definition of a penny-pinching saver. Raised after the Great Depression, he believed deeply in saving everything possible. He bought things on sale, avoided debt at all costs, and...
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Start making passive income here: You hear us talk about real estate all the time on this show but what most people don’t realize is that the bond market may be one of the biggest hidden forces influencing real estate returns right now. In today's podcast episode, I sit down with Jeremy Watson, CEO of Bedrock Investment Property, a longtime investor and entrepreneur who has been investing since 2006, has helped buy and sell 5,000+ properties, and has completed four business exits. Jeremy also spent a decade in the financial advice world, reviewing hundreds of millions of dollars’...
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Gold and silver have been on a tear this year but is the run finished or just getting started?
In this episode, I bring back David McAlvany of the McAlvany family/McAlvany Group a team with roots in precious metals all the way back to the 1970s, when they helped push for U.S. gold ownership to be re-legalized on January 1, 1975. With more than 50 years across gold, silver, platinum, and palladium and experience managing hard-asset equity strategies David joins me to separate signal from noise so we can make smarter moves right now.
We dig into the critical difference between owning physical metals as wealth insurance and owning miners for growth.
David explains why miners can be a powerful accelerator during the right 10% of the cycle (and a headache the other 90%), why balance sheets and geography matter, and why technical “overbought” doesn’t automatically mean “topping out” when an asset is still massively underowned. You’ll hear how central banks have been setting the tone for gold’s move while many investors are only just waking up despite mainstream voices starting to shift. David cites changing frameworks from big names on Wall Street, including calls for double-digit gold allocations alongside stocks and bonds, as a sign of a deeper regime change in how portfolios are being constructed.
We also unpack silver’s catch-up phase. You’ll learn the key gold-to-silver ratio levels David watches (why ~80:1 suggests silver value, why sustained moves into the 40s–50s can mark overheating, and how 2011’s ~31:1 print showcased silver’s potential outperformance). If you’ve felt like you “missed it,” we cover a practical path: using ratio and premium trading to compound ounces over time swapping between metals when the ratio stretches to grow your stash without trying to time every price wiggle. That can function like “synthetic cash flow” from a non-cash-flowing asset.
Curious about the white metals? David walks through platinum and palladium’s industrial ties, why multi-year supply deficits matter, how changing EV versus internal-combustion assumptions ripple through demand, and where these metals may fit for diversification. We also tackle the popular question: Is crypto the new gold? David lays out how bitcoin has behaved like a risk asset during equity selloffs while physical gold has held up as true portfolio insurance.
Finally, we talk legacy. David’s “ripple effect” centers on stewarding both tangible and intangible wealth character, values, and family culture alongside the ounces, shares, and properties. If you want metals to play the right role in your plan hedging inflation, dampening volatility, and giving you optionality this conversation gives you the frameworks and numbers to act with confidence.
If you’re serious about building passive income and becoming work-optional, understanding how to position precious metals in 2025 is essential.
Tune in to learn when physical shines, when miners can add torque, how to read the ratio, and how to compound intelligently without betting the farm.
David's links:
Website: https://davidmcalvany.com/
Facebook: https://www.facebook.com/DavidMcalvany/
X: https://x.com/davidmcalvany