The Power of the Quarterly Financial Review: How 90 Mins Every 90 Days Changes Everything – Ep. 228
Business By The Books with Danielle Hayden
Release Date: 06/24/2025
Midyear Business Review: Refocus, Rework & Still Hit Your Goals – Ep. 229
Business By The Books with Danielle Hayden
We’re officially at the halfway point of 2025, and no, it’s not too late to make this year your most productive year yet! In this episode, Danielle is joined by one of our numbers experts from our amazing Kickstart Accounting team, Account Manager Becky Teves, to talk through the biggest obstacles she sees small business owners experiencing right now, and how you can finish this year strong and strategic. Key Takeaways: It’s Not Too Late to Pivot Your 2025 Goals: You still have time to course-correct and make strategic decisions based on what’s working, even if it means setting...
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The Power of the Quarterly Financial Review: How 90 Mins Every 90 Days Changes Everything – Ep. 228
Business By The Books with Danielle Hayden
You’re reviewing your numbers monthly (go you!), but what about taking a step back to see the big picture? In this episode, Danielle walks you through the power of a quarterly financial review, one of the most practical ways to make smarter decisions, spot real trends, and align your business goals with your personal ones. She breaks down the difference between monthly and quarterly reviews (the micro vs. macro view each provides), what numbers to look at quarterly, and how to analyze those numbers. All you need is 90 minutes every 90 days to use your financials as a tool for success and...
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The Money Mistakes We All Make (and How to Fix Them) – Ep. 227
Business By The Books with Danielle Hayden
Just because there’s money in the bank doesn’t mean your business is truly profitable. In this episode, Danielle lays out the most common (and sneaky) financial mistakes she sees entrepreneurs and small business owners making without even realizing they’re doing it. From undercharging to over-relying on your gut, Danielle is not here to shame you—she’s here to show you how to avoid them so you have the tools you need to build your business with confidence, clarity, and a financial plan that supports your vision. Key Takeaways: Your Bank Balance is Not the Full Picture:...
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Building a Business That Can Carry You Through Life’s Hardest Moments with Jess Walker of Five Dot Post – Ep. 226
Business By The Books with Danielle Hayden
In this episode, Danielle sits down with , founder of the unique and heartfelt illustrated greeting cards , to talk about what it really looks like to build a business that supports you today—not down the road, not after you hit this or that goal, but right now. From packing every order by hand to big-box retailers, Jess’s story is one of hard-won wisdom, practical mindset shifts, and the surprising ways having a business carried her through the hard times. It’s an inspiring and powerful reminder that entrepreneurship can be a beautiful, freeing, and life-giving journey when we use...
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12 Money Rules Every Successful CEO Follows to Build Profit and Wealth – Ep. 225
Business By The Books with Danielle Hayden
Let’s set the record straight: Revenue is not the goal. Profit is. If you’ve ever felt like you’re doing everything—chasing more sales, more clients, more offers—but still coming up short on cash and clarity, this episode is your permission slip to pause, stop worrying about sales numbers alone and start focusing on what generates profit. In today’s episode, Danielle Hayden, reformed corporate CFO and founder of Kickstart Accounting, Inc., dives into the 12 money truths that successful CEOs live by to grow smarter, more sustainable businesses not just bigger ones. Key...
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5 CFO Secrets to Grow Your Business (Without Losing Your Mind) – Ep. 224
Business By The Books with Danielle Hayden
Are you chasing growth in your business but worried it might cost you your profits, sanity, or both? In this episode, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting, Inc., pulls back the curtain on the real strategies CFOs use to grow companies intentionally and profitably. These are the 5 CFO secrets you can and should start using today! Key Takeaways: Secret #1: Use Your Financial Reports as Decision-Making Tools - Your income statement, balance sheet, and cash flow statement aren't just paperwork, they're your roadmap to smart business decisions. ...
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How Your Future Break-Even Number Turns Big Business Decisions into Simple Math – Ep. 223
Business By The Books with Danielle Hayden
Before you hire, launch, or invest, there’s one number you need to know: your future break-even point. It’s more than a “boring” accounting term; it’s one of the most powerful tools you have in your toolkit as a business owner and CEO. In this episode, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting, Inc., flips the script on how entrepreneurs look at their break-even point by turning it from a financial checkmark into a forward-thinking strategy tool. She walks through how to use it as a launchpad for smarter decisions and puts you in control of your...
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From Burnout to Balance: Redefining Entrepreneurial Success Through Break-Even Analysis with Delanie Fischer of Self-Helpless Podcast – Ep. 222
Business By The Books with Danielle Hayden
In this spirited and honest episode of Business by the Books, Danielle Hayden sits down with multi-talented entrepreneur, comedian, host of the popular podcast , and author of , , for a candid conversation about what sustainable creative entrepreneurship really looks like, and why knowing your break-even point may be the most powerful financial move you can make for your mindset. Whether you're scaling back, starting over, or simply craving more core value alignment in your business, this conversation offers you permission to slow down, get clear on your enough number, and redefine success on...
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Your Business Dashboard: 5 Must-Know Financial Numbers to Lead Like a CEO – Ep. 221
Business By The Books with Danielle Hayden
Psst…Your numbers are talking to you—are you listening? Here’s a reminder that business is emotional, and it's easy to fall into decision-making based on gut feelings. But when you know your numbers, you take back control. In this episode of Business by the Books, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting, Inc., dives into the 5 essential financial numbers every business owner needs to know. This isn't just about spreadsheets; it's about stepping into your power as a CEO, removing emotional guesswork, and building a healthy, sustainable business. 5 Key...
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Healthy Spending Habits: Business Budget Percentages That Fuel Sustainable Growth – Ep. 220
Business By The Books with Danielle Hayden
What if the secret to building your dream business isn’t about saving more, but about spending smarter? In this episode, Danielle Hayden, CEO and founder of Kickstart Accounting, Inc., invites you to stop feeling guilty every time you make an investment in your business. Instead, learn how to spend with clarity, purpose, and profit in mind. She walks you through the healthy spending percentages successful businesses use across categories like marketing, payroll, operations, and more to thrive. You’ll also get practical tools and reflection questions to help you make CEO-level money...
info_outlineYou’re reviewing your numbers monthly (go you!), but what about taking a step back to see the big picture? In this episode, Danielle walks you through the power of a quarterly financial review, one of the most practical ways to make smarter decisions, spot real trends, and align your business goals with your personal ones.
She breaks down the difference between monthly and quarterly reviews (the micro vs. macro view each provides), what numbers to look at quarterly, and how to analyze those numbers. All you need is 90 minutes every 90 days to use your financials as a tool for success and lead your business with deeper clarity and confidence.
Key Takeaways:
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Monthly vs. Quarterly Reviews: Monthly reviews help you manage the day-to-day, while quarterly reviews are your roadmap, zooming out to see long-term trends and course correct if needed.
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Revenue Trends & Profitability: Don’t just focus on sales. Understand where your income is coming from and if it’s actually making you money.
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Operating Expenses: Your top five expenses tell the real story of your business priorities. Make sure your spending aligns with your vision.
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Personal + Business Alignment: Your personal and family goals should be part of your financial strategy. If they’re out of sync, tension (and burnout) is bound to follow.
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Data > Emotion: Reviewing your numbers quarterly helps you strip away the emotional swings of entrepreneurship and make clear-headed decisions based on actual performance.
Topics Discussed:
(00:53 – 02:05) Monthly vs. Quarterly Reviews
(02:05 – 04:16) What to Include in a Quarterly Review
(04:16 – 05:48) Growth vs. Profit
(05:48 – 07:01) Aligning Business with Personal Goals
(07:01 – 08:50) Tracking & Analysis of Revenue Trends
(08:50 – 10:15) Reviewing Operating Expenses & Spending Trends
(10:15 – 12:19) Understanding Your Net Income & Cash Flow
(12:20 – 12:44) Reviewing How Much You’re Paying Yourself & Your Team
(12:45 – 14:25) Comparing Budget vs. Actual
Kickstart’s Quarterly Review Checklist:
Last quarter compared to year-to-date
Growth vs. profit & ROI
Personal vs. business financial alignment
Profit margin & revenue streams
Operating expenses + top 5 spending categories
Net income & monthly/quarterly patterns
Cash flow health + reserve analysis
Owner’s pay & team compensation
Budget vs. actuals
Action Steps:
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Blockout 90 minutes of CEO time
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Gather your Snapshot and financial statements
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Use your quarterly checklist to walk through the process
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Set 1–3 priority shifts or goals for the next 90 days
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Schedule your next review (and that call if you’re a Kickstart client!)
Resources:
Past Episode | Healthy Spending Habits: Business Budget Percentages That Fuel Sustainable Growth – Ep. 220
Kickstart Accounting’s CFO Services | kickstartaccountinginc.com/cfo
Book a Call with Kickstart Accounting, Inc.:
https://www.kickstartaccountinginc.com/book
Connect with Kickstart Accounting, Inc.:
Instagram | https://www.instagram.com/Kickstartaccounting