Cash Buyers, Shell Companies, and FinCEN: The 2025 Compliance Guide for Title Agents
Release Date: 06/24/2025
The Big Beautiful Bill: What Title Agents Need to Know Now
Title Agents Podcast
The Big Beautiful Bill is now law, and it's reshaping real estate from the ground up. In this deep-dive episode, Zina and Crosby break down the core tax reforms shaping the industry’s future: from a permanent QBI deduction boost to a quadrupled SALT cap, to expanded opportunity zones. Whether you're guiding first-time buyers or handling due diligence on complex industrial projects, this episode gives you the talking points, tax angles, and compliance insights you need to lead in this next era of real estate. What you’ll learn from this episode How new permanent tax cuts boost...
info_outline
It’s Not If, It’s When: Title Agents vs. Cybercrime
Title Agents Podcast
Wire fraud is no longer a distant threat, it’s a daily risk for title professionals across the country. In this special deep-dive edition, Zina and Crosby explore the rise of social engineering in real estate transactions and how fraudsters are exploiting urgency, trust, and technology to steal millions. Backed by 2024 FBI data and real-world case studies, this episode breaks down the new fraud playbook and equips listeners with six actionable strategies to protect their clients, their closings, and their companies. What you’ll learn from this episode How social engineering scams...
info_outline
Cash Buyers, Shell Companies, and FinCEN: The 2025 Compliance Guide for Title Agents
Title Agents Podcast
FinCEN has officially dropped the hammer: a sweeping nationwide rule goes into effect December 1, 2025, requiring title professionals to report the real owners behind all-cash entity purchases of residential real estate. In this episode, Zina and Crosby walk you through the why, what, and how—giving you a clear roadmap to stay compliant and confident. If you’ve ever handled a deal involving an LLC, trust, or shell company, you need this breakdown before the deadline hits. What you’ll learn from this episode Why FinCEN is targeting real estate and why it affects all agent s, not just...
info_outline
To Team or Not to Team: Lessons from Top Producing Realtors
Title Agents Podcast
In this episode of Ignite Mondays, host Faith Cosgrove moderates a powerhouse discussion with top-producing real estate professionals Rich Barr, John Murdock, and Dustin Grenier. Whether you're a solo agent looking to scale or a seasoned pro exploring team dynamics, this conversation dives deep into the realities of leadership, structure, profitability, and growth. If you're wrestling with the question, “Should I start a team?”—this episode has the insights you need to make a smart, strategic move. What you’ll learn from this episode Clear signs you may be ready (or not) to...
info_outline
What Big Four Q1 Results Reveal About the Road Ahead?
Title Agents Podcast
Dive into this insightful episode as we unpack the Q1 2025 earnings from the Big Four title underwriters and translate the financial jargon into clear, actionable insights for independent agents. From soaring commercial transactions to rising margins and tech investments, this episode reveals what’s really happening behind the scenes in title. If you're ready to make smarter moves for the rest of 2025, this is your must-listen strategy session. What you’ll learn from this episode How the Big Four underwriters actually performed in Q1 and why it matters for your agency What surging...
info_outline
Outsmart, Outserve, Outtalk: Sam Trimble’s Growth Formula for Title Pros
Title Agents Podcast
Dive into this episode as Sam Trimble unpacks the winning combo of timeless connection and cutting-edge tools. From gratitude-driven client retention to leveraging tools, he shares practical ways title professionals can evolve without overwhelming their teams. Whether you're looking to modernize your outreach or build a sales culture that actually works, this episode is packed with fresh insights that meet you where you are and take you further. What you’ll learn from this episode What title companies can learn from $10 dog bone transactions How tools like CrystalKnows, Scribe, and...
info_outline
How Realtors Grow Business Through Referrals
Title Agents Podcast
In this powerhouse panel hosted by Faith Crosgrove and Alex Chrisman, real estate leaders Katie O'Keefe and Carlos Pichardo reveal the secrets behind building a thriving referral-based real estate business. From the value of community involvement to the role of CRMs, events, and digital tools, this episode is packed with actionable advice for agents at every stage. Whether you're new to the industry or ready to scale your brokerage, you'll learn exactly how to deepen relationships and keep referrals flowing. What you’ll learn from this episode Strategies to build trust through...
info_outline
Wire Fraud, Cyber Crime, and Closings: Andy White’s Blueprint for Security
Title Agents Podcast
When a phishing scam nearly cost him his life savings, Andy White turned that wake-up call into Closinglock, a cybersecurity platform now protecting billions in real estate closings. Dive in as he shares how title agents can fight back against wire fraud, seller impersonation, and deepfake threats using tools like KYC, MFA, and secure workflows. If you're still relying on email and outdated wire systems, this conversation is your signal to upgrade before it's too late. What you’ll learn from this episode How Andy's wife's real estate story sparked the birth of Closinglock The role of...
info_outline
How a $2.3M Loss Became the Launchpad for a Tech-Driven Title Empire
Title Agents Podcast
In this episode, Aaron Davis shares how he turned a $2.3M wire fraud disaster into a launchpad for innovation, building one of the Southeast’s top title operations. He dives into scaling through M&A, leading with culture, and using tech to stay ahead. Plus, hear how disaster relief became his unexpected calling, so tune in! What you’ll learn from this episode Why company culture is the foundation of sustainable growth Best practices for integrating M&A deals and maintaining team morale Real-world applications of AI in post-closing, cybersecurity, and marketing How...
info_outline
How Title Agents Can Help Realtors Sell Smarter with AI Video with Ajay Shah
Title Agents Podcast
From his accidental start in interactive TV to founding ListReports and now launching Ethica, Ajay Shah shares the strategic pivots, industry insights, and technical breakthroughs that powered his AI-video platform. Explore how animation, data-driven infographics, and voice-generated commentary combine to create listing videos that win more listings, streamline workflows, and redefine client expectations. What you’ll learn from this episode The transformative power of AI in professional property marketing for agents Why title professionals should become “AI Sherpas” for their...
info_outlineFinCEN has officially dropped the hammer: a sweeping nationwide rule goes into effect December 1, 2025, requiring title professionals to report the real owners behind all-cash entity purchases of residential real estate. In this episode, Zina and Crosby walk you through the why, what, and how—giving you a clear roadmap to stay compliant and confident. If you’ve ever handled a deal involving an LLC, trust, or shell company, you need this breakdown before the deadline hits.
What you’ll learn from this episode
- Why FinCEN is targeting real estate and why it affects all agent s, not just banks
- How the GTO pilot evolved into a permanent nationwide mandate
- Transactions are covered under the new rule
- Who is responsible for filing and what must be reported
- Civil and criminal penalties for non-compliance and how to avoid them
- Practical steps to integrate reporting into your existing title workflows
Resources mentioned in this episode
Connect With Us
Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.
- Explore more on our website: www.alltechnational.com/podcast
- Stay updated with our newsletter: www.mochoumil.com
- Follow Mo on LinkedIn: Mo Choumil
Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it’s underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai.
Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com.
Extra hands without extra overhead—that’s Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.