10-4-24 The Importance of Trusts in Financial Planning
The Real Investment Show Podcast
Release Date: 10/04/2024
11-24-25 Solana vs Bitcoin: The New Treasury Strategy
The Real Investment Show Podcast
Is Solana the next evolution of Bitcoin’s corporate playbook? Lance Roberts and DeFi Development Corp. CFA, Parket White, explore how digital assets like Solana, stablecoins, and tokenized treasuries are reshaping balance sheet strategy for companies and investors alike. 0:19 - INTRO 2:11 - Digital Asset Strategy & Solana - the upside potential 3:36 - The MicroStrategy Idea - holding Bitcoin (instead of Gold) 6:31 - Treasury Vehicle Advantages - access Taxation of Cryptocurrency 9:11 - Disadvantages & Risks of Cryptocurrency - liquidity issues & Michael Saylor's view: Shifting to...
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11-21-25 Roth Conversion Strategy: What Actually Works
The Real Investment Show Podcast
Not all Roth conversions are created equal — and new research shows a clear winner. Richard Rosso breaks down a study that modeled hundreds of thousands of retirement scenarios to determine which Roth conversion strategy performs best over a 10-year period: • Staying in a traditional IRA/401(k) and taking RMDs • A one-time Roth conversion • A gradual, multi-year conversion strategy We examine how taxes, RMDs, longevity, and investment returns affect the outcome — and why a one-time conversion often comes out ahead if you can handle the upfront tax bill. 0:19 - The Sexiest Word in...
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11-20-25 How The Fed Deals Liquidity: The Monetary Toolbox
The Real Investment Show Podcast
How does the Federal Reserve actually supply liquidity to the financial system? And why have markets become so dependent on the Fed since 2008? Lance Roberts & Michael Lebowitz break down the complete Fed liquidity toolkit—from QE and QT to the Standing Repo Facility, IORB, ON RRP, OMO, and the Discount Window—and explain why these tools create the “floor and ceiling” of overnight rates. 0:00 - INTRO 0:18 - Nvidia Kill It; Rate Cut Odds Decline 4:06 - Markets Under Pressure; Setting Up for Rally 10:29 - Markets' Post-Nvidia Relief Valve 15:53 - Oracle, CoreWeave, and CDS's...
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11-20-25 Why This Pullback Isn’t a Panic | Before the Bell
The Real Investment Show Podcast
Markets have been under pressure lately—especially in Technology—as investors worry about stretched valuations, widening credit default swaps, and whether the AI trade is finally losing steam. Despite the noise, this remains a minor, healthy pullback of roughly 3%, not a full-blown correction. In this pre-market update, we break down why the decline feels worse than it is, why the next two weeks of November historically favor stronger performance, and how mutual fund distributions in December may create volatility before a potential year-end rally. Nvidia is today’s major market mover....
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11-19-25 Pension or Lump Sum - What's the Smarter Move?
The Real Investment Show Podcast
Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now. Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and...
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11-19-25 Market Panic? It’s Just a 3% Pullback | Before the Bell
The Real Investment Show Podcast
Markets are pulling back and investor anxiety is rising, with the S&P down about 3% from the peak and the NASDAQ off roughly 5%. Headlines warn of “relentless selling,” but this is exactly what happens after a powerful rally. We just experienced one of the strongest six-month runs since 1990—corrections are part of the process. In today’s pre-market update, we break down why this drawdown isn’t a crisis, why risk management matters even in bull markets, and how investor narratives can quickly fall apart. The recent weakness in Bitcoin and NASDAQ lines up with technical signals...
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11-18-25 Indicators & Income: What Retirees Must Know (Who Can You Trust)?
The Real Investment Show Podcast
Lance Roberts & Jonathan Penn tackle two of the biggest gaps in financial education: How to actually use RSI, MACD, Money Flow, and MACD Histogram together, and why post-retirement planning (the “decumulation” phase) is so overlooked—yet absolutely critical. Lance and Jon break down the mysteries of indicator interplay, retirement income strategies, and how to evaluate who you can trust with your money. 0:00 - INTRO 0:19 - The Math Ain't Mathin' for 2026 Earnings Projections 4:57 - I Told You So 10:42 - Technical Analysis - Keep it Simple 14:04 - Adapt Your Technical Analysis to Your...
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11-18-25 S&P 500 Breaks 50-DMA: Don't Panic | Before the Bell
The Real Investment Show Podcast
The S&P 500 just broke below its 50-day moving average (50-DMA) for the first time in 199 days – the longest streak since the bull run began. Is this the start of a major correction or just another fake-out? In today’s pre-market video short, we break down: Why yesterday’s break of the 50-DMA actually matters What the MACD and RSI are telling us right now Why everything is moving together: stocks, small-caps, Nasdaq (QQQ), international, emerging markets, gold, and even Bitcoin The danger of high correlation across all asset classes in 2025 Historical seasonality: the last 2 weeks of...
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11-17-25 Full Market Cycles: Why Bull Runs Always Meet Their Match
The Real Investment Show Podcast
Full market cycles matter more today than at any point in the last 15 years. Lance Roberts breaks down why valuations, history, and market structure all point to a simple truth: Every bull market is only half the story. The other half is the bear. Lance's approach isn’t bullish or bearish. It’s risk-focused. Your job as an investor isn’t to predict the next crash—it’s to avoid catastrophic losses that erase years of gains during the completion of a full market cycle. 0:00 - INTRO 0:27 - Market Moves Will Hinge on Nvidia 4:18 - Markets' 3rd Test of 50-DMA 8:46 - Why Berkshire...
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11-17-25 Is a Market Top Forming? | Before the Bell
The Real Investment Show Podcast
Markets tested the 50-DMA for the third time since October on Friday—and once again, buyers stepped in to defend support. Futures are pointing higher this morning, but the setup still looks like a weak open for Wall Street. With upside resistance near 6,900, the market remains stuck in a well-defined trading range. The big catalyst this week? Nvidia earnings, which could determine whether this consolidation resolves higher—or if we’re watching the early stages of a topping process. Short-term signals remain on a sell, and relative strength is cooling. But bullish year-end factors like...
info_outlineMarket preview & Fed possiblities as jobs numbers are releasaed today; anecdotal evidence that small businesses are making more credit inquiries to banks: A prelude to more growth? The Longshoreman's strike is suspended with a proposed 65% pay increase; raises the question of value in the cost of a college degree. The marriage of blue collar jobss to AI will present new opportunities with rewarding pay. Jon & Matt discuss aspects of financial planning, risk management, and portfolio strategy. Estate planning as a risk management tool; pecking orders & durable powers of attorney. Chips & Salsa w Guacamole in waiting rooms? Yes! How to create a turst: Living trust vs testamentary trusts. The importance of proper account styling. How Medical POA and HIPAA work together; the importance of pecking-order. The other side of risk management: Protections afforded by trusts; how often should an estate plan be reviewed? Estate planning for foreign travel. What to do/how to plan for market volatility; the risks in rental properties.
SEG-1: Market Preview & Fed Possiblities
SEG-2: Career Training & Financial Planning
SEG-3: Chips & Salsa Waiting Rooms & A Matter of Trust
SEG-4: The Other Side of Risk Management
Hosted by RIA Advisors Senior Financial Advisor Jonathan Penn, CFP, w Senior Relationship Manager, Matt Doyle, CFP
Produced by Brent Clanton, Executive Producer
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Watch today's show video here:
https://www.youtube.com/watch?v=lbZKUPyG-K4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
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Articles mentioned in this report:
"A Crystal Ball Isn't Enough: The Importance Of Context"
https://realinvestmentadvice.com/a-crystal-ball-isnt-enough-the-importance-of-context/
"Tax Cuts – An Examination Of The 2017 TCJA Impact"
https://realinvestmentadvice.com/tax-cuts-an-examination-of-the-2017-tcja-impact/
"The “Everything Market” Could Last A While Longer"
https://realinvestmentadvice.com/the-everything-market-could-last-a-while-longer/
"Confidence Dichotomy – Consumers Vs. Investors"
https://realinvestmentadvice.com/newsletter/
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The latest installment of our new feature, Before the Bell, "Market Sell Signal Imminent" is here:
https://www.youtube.com/watch?v=ndsfKpn4lJU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our previous show is here: "When a Crystakl Ball Clouds Investor Judgement"
https://www.youtube.com/watch?v=Z0jagILd1Jc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
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Get more info & commentary:
https://realinvestmentadvice.com/newsletter/
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Contact Us: 1-855-RIA-PLAN
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