9/5/25 Financial Planning Secrets: Why Your Advisor Should Do More Than Pick Stocks
The Real Investment Show Podcast
Release Date: 09/05/2025
7-16-26 Headwinds, Tailwinds, and Market Risk
The Real Investment Show Podcast
Markets rarely move in a straight line. Just like the weather, investing requires understanding both the headwinds that can slow markets down and the tailwinds that can keep the rally moving forward. Lance Roberts & Michael Lebowitz examine the key forces shaping today's investment landscape, including stretched valuations, investor sentiment, earnings expectations, interest rates, liquidity, and the continued influence of artificial intelligence. While several risks deserve close attention, there are also powerful catalysts that could continue supporting stocks in the months ahead. The...
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7-16-26 Semiconductor Warning as Markets Climb | Before the Bell
The Real Investment Show Podcast
Markets continue to grind higher after breaking out of a multi-week consolidation pattern, with resistance near previous highs still in focus. Technical trends remain constructive as buy signals stay intact and moving averages continue rising, but momentum is becoming increasingly stretched as markets approach overbought territory. The bigger story is happening beneath the surface. Leadership rotated sharply on Wednesday as investors moved back into Mega Cap technology names like Nvidia, Microsoft, and Amazon while semiconductor stocks suffered broad selling pressure despite ASML's earnings....
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7-15-26 Q&A Wednesday - CPI, Earnings, and Market Risks
The Real Investment Show Podcast
What if the biggest advantage in today's markets isn't making more trades or winning every debate—but knowing when to step back? Lance Roberts & Jon Penn examine two powerful ideas: why constantly trying to be "right" can actually hurt investment returns, and how today's financial markets increasingly resemble gambling platforms fueled by constant speculation, options trading, prediction markets, sports betting, and cryptocurrencies. 0:00 INTRO 0:51 - Banks' Earnings Soar on Trading Revenue 3:52 - Markets Continue Gravitating Along Rising 20-DMA 9:00 - Where Was Danny? 11:27 - What...
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7-15-26 Is Market Leadership Changing? | Before the Bell
The Real Investment Show Podcast
Markets continue to ride the rising 20-day moving average as a tightening price wedge keeps the bullish trend intact. A breakout above resistance could fuel another leg higher, but investors should also be watching the calendar as August and September have historically brought weaker seasonal performance and lighter trading volumes. Lance Roberts discusses why sector rotation may become the next big market story. Financials and Healthcare have lagged while Technology and Semiconductor stocks have led the rally. If leadership begins to shift, it could signal a more defensive, risk-off...
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7-14-26 Winning Less, Investing Better
The Real Investment Show Podcast
What if the biggest advantage in today's markets isn't making more trades or winning every debate—but knowing when to step back? Lance Roberts & Jon Penn examine two powerful ideas: why constantly trying to be "right" can actually hurt investment returns, and how today's financial markets increasingly resemble gambling platforms fueled by constant speculation, options trading, prediction markets, sports betting, and cryptocurrencies. 0:00 INTRO 0:54 - Mixed Market & Heightened VIX on Semi-conductors 4:41 - Markets Trying to Breakout of Wedge 9:18 - Candid Coffee Tease 10:01 - The...
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7-14-26 Oil, Chips, and a Market at Support | Before the Bell
The Real Investment Show Podcast
Markets remain on a technical buy signal, but today's session could determine whether stocks finally break out of their tightening compression pattern or remain trapped inside the wedge. Rising moving averages continue to provide support, yet higher oil prices are pushing interest rates higher, adding another layer of risk for investors. We also examine the semiconductor sector, where momentum is fading as volatility increases. We'll discuss the key support levels, upside targets, stop-loss zones, and what a breakdown could mean for technology stocks and the broader market. If you're heavily...
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7-13-26 Why Spotting Bubbles Is So Hard
The Real Investment Show Podcast
Every investor wants to identify the next market bubble before it bursts, but history shows that's far easier said than done. Whether it's technology stocks, housing, cryptocurrencies, or today's Artificial Intelligence leaders, distinguishing a true speculative bubble from a powerful long-term investment trend is one of the greatest challenges in investing. Lance Roberts explains why bubbles are so difficult to recognize in real time, the behavioral biases that cloud investor judgment, and how to manage portfolio risk without relying on perfect market timing. 0:00 INTRO 0:51 -...
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7-13-26 Momentum Meets Complacency | Before the Bell
The Real Investment Show Podcast
Markets finally broke above weeks of price compression, triggering a bullish momentum breakout after rising support and declining resistance converged. While the technical picture remains constructive, investor complacency is increasing as markets approach overbought territory. Lance Roberts examines why this breakout may have more limited upside than many investors expect, why cheap put options deserve attention, how oversold oil prices could reverse higher into the mid-$80s, and why the continued rotation from Value to Growth—led by semiconductors—is expanding across the broader market....
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7-10-26 The Boomerang Generation - When Adult Kids Move Back Home
The Real Investment Show Podcast
More families are experiencing the Boomerang Generation phenomenon, with adult children moving back home because of housing costs, student debt, career changes, or other life events. Before saying "yes," parents should understand the financial, legal, and retirement planning implications. Richard Rosso & Jonathan McCarty discuss how you can protect your retirement while helping your adult children, including household expenses, setting boundaries, estate planning considerations, and knowing when financial support helps—or hurts. Whether your adult children are moving back temporarily or...
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7-9-26 Yield Curve Warnings: Signal or False Alarm?
The Real Investment Show Podcast
Flattening yield curves, violent sector rotations, and shifting market leadership often trigger recession headlines—but do they really predict when markets will peak? Lance Roberts & Michael Lebowitz look at why investors frequently confuse condition indicators with timing indicators. While yield curve flattening and rapid rotations between growth and value stocks can reveal that the market environment is changing, they don't tell you exactly when a recession or bear market will begin. 0:00 INTRO 1:02 - Markets' Response to Hormuz Limbo 5:54 - Consolidation Patterns Remain Unchanged...
info_outlineToo many people think financial planning is just about picking investments—but it’s much more than that. A great plan is a living, breathing roadmap that evolves as your life changes.
Richard Rosso & Jonathan McCarty uncover what makes the perfect financial planning experience—from getting your head straight, to gathering the right documents, to partnering with a fiduciary advisor who looks beyond just returns.
You’ll learn:
• Why real planning goes far deeper than investments.
• The documents and data you need to start your journey.
• How advisors help with behavioral rebalancing—keeping emotions in check.
• The difference between accumulation and distribution strategies.
• Why a fiduciary, holistic advisor adds real value to your financial life.
If you want your plan to stay relevant—and not just collect dust in a binder—this episode is for you.
1 - Why Financial Planning is a Loss-leader for most firms
2 - Focus on What You're Doing Right
3 - Coaching the Young
4 - Your Financial Documentary
5 - Trust Fund Baby's & Nepo's
6 - Taking off the Pressure for Your Family
7 - Smaller Estate Tax Exemptions are One President Away
8 - Financial Planning is a Partnership
9 - How AI is Changing FP
10 - When All Financial Plans Lead to Annuities
11 - The Health Metric in Financial Planning
12 - Aging in Place with Rosie the Robot
13 - Financial Plans Must Change with Your Environment
14 - hat is the Most Importance Part of a Financial Plan for You? (Poll)
15 - Financial Planning w Children & Dearth of Financial Literacy
16 - Financial Planning & Investment Management
17 - Stress-testing Your Financial Plan
Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive Producer
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Watch today's video on YouTube:
https://www.youtube.com/watch?v=6QSPJnekS6U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
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The latest installment of our new feature, Before the Bell, "Markets' Bullish Trend Remains Intact" is here:
https://www.youtube.com/watch?v=OPN3UX4VjI8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our Previous Show, "Stock Market Bubble? Extreme Valuations & What Investors Should Know," is here:
https://www.youtube.com/watch?v=QXgmAXNATeU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2
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Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
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Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
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https://realinvestmentadvice.com/newsletter/
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Contact Us: 1-855-RIA-PLAN
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https://www.simplevisor.com/register-new
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